The Fintech Times

APRIL 15, 2025

With national visions such as the Saudi Vision 2030 and We the UAE 2031 looking to drive the integration of environmental and social impact considerations into core business practices, PwC Middle East has revealed how sustainability is emerging as a key enabler of business excellence in its latest report. As governments and businesses across the Middle East drive forward their economic transformation agendas, PwC Middle East is exploring the role of sustainability in shaping future-ready busines

Cross-Border

Clearly Payments

APRIL 15, 2025

The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the United States? The short answer: millions. The long answer is more nuanced. In this article, well unpack the real numbers behind U.S.-based online stores, explore how theyre distributed by size and industry, look at the platforms powering them, and examine trends shaping their future.

On-Demand

Fi911

APRIL 15, 2025

Negative-option billing is a billing model in which customers are automatically charged for a product or service unless they actively opt out or cancel within a specific window of time. This model is widely used in subscription-based businesses, such as streaming platforms, magazine subscriptions, and software services. For example, if you sign up for a one-month free trial of a streaming service and fail to cancel before the trial ends, you are automatically charged for the next subscription pe

FTC

Fintech News

APRIL 15, 2025

The National Payment Corporation of Vietnam (NAPAS) has launched support for Apple Pay , allowing domestic cardholders to make contactless payments using their Apple devices. This enables users to pay in stores by holding an iPhone or Apple Watch near a compatible payment terminal, with authentication via Face ID, Touch ID, or a device passcode. Customers can also use Apple Pay for purchases in apps or on websites through their iPhone, iPad, or Mac, without the need to repeatedly enter payment o

Contactless Payments

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

Fintech Review

APRIL 15, 2025

In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. From rent and utilities to subscriptions and council tax, digital solutions have become the standard. What was once a manual chore is now an integrated part of modern money management. So what are the best ways to pay bills online in 2025?

Online and Mobile Banking

Tearsheet

APRIL 15, 2025

The ubiquity of digital payments is contributing to a surge in chargebacks. The global volume of chargebacks is expected to increase to 324 million in 2028, according to recent data from Datos Insights in partnership with Mastercard. Source: 2025 State of Chargebacks: A GLOBAL VIEW FOR ISSUERS AND MERCHANTS A significant chunk of the expected increase in chargebacks will occur in North America, with the expected volume of chargebacks reaching 132.9 million in 2028 from 114.4 million in 2025.

Issuers

The Fintech Times

APRIL 15, 2025

According to Statista , fintech in Latin America (LatAm) suffered in 2023, with less than $2billion invested in fintech ventures a drastic drop from 2021s value of $6billion. Nonetheless, in the face of this hardship, fintechs have still continued to emerge and find success in the region, and across 2024, investment levels surged back up over $2billion again.

Embedded Finance

Fintech Finance

APRIL 15, 2025

PayPal , a global digital payments and commerce platform, today announced a strategic partnership with TerraPay , a leading global money movement company, to enable real-time fund transfers for PayPal customers across the Middle East and Africa. This partnership aims to drive economic growth by making cross-border transactions faster, easy to use and more accessible by connecting banks, mobile wallets, and financial institutions.

Cross-Border Payments

The Fintech Times

APRIL 15, 2025

Hassle-free, fast checkout experiences are a must, given that 70 per cent of online shoppers abandon their carts if there are complications. To ensure it didn’t suffer from issues that could cause friction in the checkout process, the web development firm, Get Found , partnered with Cashflows , the merchant payment acceptance platform, and now, 18 months later, has revealed incredible results.

Payments

Bank Automation

APRIL 15, 2025

Bank of America is reaping the benefits of AI investment to enhance its lending and deposits business. The bank today today reported $2 trillion in deposits in the first quarter, a 2.3% increase from Q1 2024 and its seventh consecutive quarter of deposits growth. Loan balances at the end of Q1 were $1.1 trillion, a […] The post Bank of America taps AI to power loan, deposit growth appeared first on Bank Automation News.

AI

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Fintech Finance

APRIL 15, 2025

Pipe , a fintech company enabling embedded financial solutions for software platforms, today announced its strategic acquisition of Glean.ai , a leading AI-powered spend management company. With this acquisition, Pipe becomes the first embedded finance company to bring together embedded capital and spend management for small businesses via its partners.

Acquirers

The Fintech Times

APRIL 15, 2025

The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Tuesday 15 April 2025. Partnerships and acquisitions CellPoint Digital , the payment orchestration platform for airlines and travel merchants, has partnered with Checkout.com , a global payment solutions provider, to enable travel brands to streamline payment complexity, optimise conversion rates, and deliver a frictionless payment experience through a single, AI-driven integration.

FinTech

Bank Automation

APRIL 15, 2025

Citi is reaping the rewards of its continued investment in AI and its restructuring plans by boosting its bottom line. Nearly 220,000 automated code reviews were conducted in the first quarter through the banks gen AI tool Citi Squad, according to Citis first-quarter earnings report published today. The tool, released this year, increases coding capacity, […] The post Citi completes 220K code reviews with gen AI in Q1 appeared first on Bank Automation News.

AI

The Fintech Times

APRIL 15, 2025

The UK fintech market is booming, having witnessed $447million invested into the sector in Q1’25 alone, thus making it the second highest funding fintech ecosystem in the globe, only behind the US. Breaking down which areas of the market saw the most investment, Tracxn , the data intelligence company released its latest research. Despite the UK ranking second for fintech funding, this was following a 65 per cent decline from the $1.3billion raised in Q1 2024 and a 59 per cent drop from the

FinTech

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Fintech Finance

APRIL 15, 2025

Profile , a leading international financial solutions provider, has announced the implementation of its Core Banking solution, Finuevo Core , at Valletta Credit Finance Corporation Ltd, to automate and streamline payment processes, manage back-office operations and keep up with new technological advancements. The solution enables the institution to provide their existing clientele with the capability to perform credit transfers through their existing accounts with the platform.

Finance

Finextra

APRIL 15, 2025

Ever wanted to be in the same room as the senior executives leading payments innovation across the Nordics and Europe? NextGen Nordics on 29 April 2025 at the Mnchenbryggeriet in Stockholm, Sweden, is your chance to hear from the technology vendors that are supporting financial institutions expertly navigate a convoluted web of regulations, at a time when fraud is at an all-time high and consumer experience must be kept front of mind.

Regulations

Finovate

APRIL 15, 2025

Student loan benefits platform Tuition.io has received an undisclosed amount of debt financing from ORIX Corporation USAs Growth Capital business. This marks Tuition.io’s sixth investment, adding to its five equity rounds that total $15.2 million. Tuition.io was founded in 2011 to help graduates pay off their student loans while giving businesses a strategic differentiator to improve hiring and employee retention.

Finance

Fintech Review

APRIL 15, 2025

London, United Kingdom, April 15th, 2025, FinanceWire Jeton has been included in the Financial Times 2025 FT1000-hyperlink list of Europes fastest-growing companies for the second consecutive year, marking another key achievement in the companys ongoing growth. Last year, Jeton ranked in the top 10% of the fastest-growing companies, and this year, it continues to demonstrate its growth trajectory.

Global Payments

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Finovate

APRIL 15, 2025

A look at the companies demoing at FinovateSpring in San Diego on May 7 – 9. Register today using this link and save 20%. BankShift BankShifts new innovation is a low-code, patent-pending embedded banking platform that integrates financial services into non-financial apps, enhancing engagement, loyalty, and revenue opportunities. Features Seamless Integration: Embeds banking into apps with SDKs Enhanced Security: Biometric authentication, KYC, and transfer lock Uninterrupted Service: Break

Credit Union

Stax

APRIL 15, 2025

For subscription-based businesses achieving consistent and predictable revenue growth is the holy grail. In fact, monthly recurring revenue (MRR) is one of the most important metrics subscription businesses should be aware of. In this article, we’ll explain what MRR is, how businesses calculate MRR, and how to improve your monthly revenue for sustainable long-term growth.

CRM

Payments Dive

APRIL 15, 2025

The percentage of U.S. credit card accounts past due for 90 days was the highest in 12 years during the fourth quarter, a Philadelphia Federal Reserve report said.

Credit Cards

PCI Security Standards

APRIL 15, 2025

Welcome Salesforce, a new Principal Participating Organization (PPO) at the PCI Security Standards Council! In this special spotlight edition of our PCI Perspectives Blog, Salesforce's Director of Security Compliance, James Huang, introduces us to his company and how they are helping to shape the future of payment security.

Participant

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

Payments Dive

APRIL 15, 2025

Executives of the merchant services company visited Capitol Hill this month to connect with congressional staffers and share their views on payments.

Payments

Basis Theory

APRIL 15, 2025

3D Secure is so effective at preventing fraudit can prevent a merchant from implementing! Read what our engineer has learned from implementing 3DS!

Security

Payments Dive

APRIL 15, 2025

The state’s lawsuits against DailyPay and MoneyLion seek to wind down their earned wage access practices in New York.

Finextra

APRIL 15, 2025

JPMorgan Chase and Bank of New York Mellon have reportedly scaled back electronic information sharing with the Office of the Comptroller of the Currency (OCC) following a significant breach of the regulators email system.

OCC

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Fintech Finance

APRIL 15, 2025

Cartex , a fintech marketplace for financial and payments solutions, has announced the opening of its Middle East headquarters in Dubai, UAE. The new space will serve as a key center for Cartex’s operations across MENA, APAC and Europe, targeting business development. Dubai was the obvious choice for this expansion, as its thriving fintech sector has exploded in recent years and presents access to top global talent which aligns perfectly with Cartex’s plans.

APACS

Finextra

APRIL 15, 2025

The New York attorney general has sued DailyPay and MoneyLion, accusing the earned wage access providers of charging workers fees that amount to interest rates of up to 750%.

The Payments Association

APRIL 15, 2025

As a client of iFAST Global Bank, providing merchant acquiring services to your clients, we are delighted to announce we can now provide direct USD settlement from the card schemes to your USD safeguarding account with iFAST Global Bank, and provide USD pay-outs directly to your clients/merchants. With this enhancement, existing clients currently settling USD scheme settlements elsewhere can now benefit from leveraging our USD safeguarding accounts for both card scheme settlements and merchant P

Settlement

Finextra

APRIL 15, 2025

As it reports a 65% surge in full-year profit, Dutch digital bank bunq has stepped up its effort to crack the US, filing for a broker-dealer licence in the country.

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices