September, 2023

article thumbnail

Small businesses embrace digital payments

Payments Dive

Small business owners envision a cashless future, according to card giant Visa, even as some legislators move to protect unbanked and underbanked consumers.

article thumbnail

Get a Sneak Peek at a Community Meeting Presentation on Speaking the Same Language As Your Assessor

PCI Security Standards

Do not pass up the chance to collaborate and gain knowledge on the latest developments in payment security at the upcoming PCI SSC Community Meetings. These events feature presentations from some of the sharpest minds in payment security. Below Peggy Nolan , PCIP, CISA, CEO, Payment Card Assessments provides a preview of her presentation on Speaking the Same Language as Your Assessor.

article thumbnail

How to Comply With the Principles of the DPDP?

VISTA InfoSec

Businesses with Indian customers or those accessible to Indian citizens, take note! The Digital Personal Data Protection Act (DPDP) has been passed in India. This new law, approved by the president on August 11, 2023, dictates how organizations handle personal data. The DPDP Act is not yet enforceable as the Data Protection Board of India is still being established.

Privacy 130
article thumbnail

What Is DORA Legislation? A Guide For Banks, Fintechs & Financial Institutions

Open Banking Excellence

The EU’s Digital Operational Resilience Act comes into force in just two years. Cybersecurity experts Duncan McDonald, Global Head of Compliance Services & Wayne Scott, Regulatory Compliance Lead, from The NCC Group explain how to prepare for DORA compliance and why the new legislation will enhance cyber resilience across the financial sector and its supply chain.

FinTech 130
article thumbnail

Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

article thumbnail

4 Finance awards that will give you an instant career boost

The Finance Weekly

Finance folk are often the unsung heroes in a company. Despite their pivotal role in shaping a company's financial health and success it is often the CEO that grabs the glory and recognition. In fact one , survey went as far to show that two thirds (67%) of US finance leaders feel sorely underappreciated at being relegated to the shadows. Though this does not need to be the case any more.

Finance 130
article thumbnail

American Banks to compete with Big Tech by launching a mobile wallet

The Paypers

A group of banks such as JP Morgan and Bank of America have revealed their plans to launch a mobile wallet named Paze in a bid to compete with Big Tech companies.

92

More Trending

article thumbnail

Spotlight On: PCI Pal, A New Principal Participating Organization

PCI Security Standards

Welcome PCI Pal, a new Principal Participating Organization (PPO) at the PCI Security Standards Council! In this special spotlight edition of our PCI Perspectives Blog, PCI Pal’s Chief Information Security Officer Geoff Forsyth introduces us to his company and how they are helping to shape the future of payment security.

article thumbnail

DPDP Act Non-Compliance Penalties

VISTA InfoSec

In the dynamic realm of data protection, understanding the consequences of non-compliance is crucial. The Digital Personal Data Protection (DPDP) Act of 2023 has set forth stringent penalties for those who fail to adhere to its provisions. We’ve delved into this new act in our series of blog posts. If you’re new to our site or have just come across our website, we highly recommend perusing our earlier posts, especially “ Understanding the Basics of the DPDP Act , ” for a thorough grasp of the DP

article thumbnail

Inside the Bank of APIs: NatWest and the Evolution of Open Banking

Open Banking Excellence

How can banks, fintechs, regulators and all players in the UK’s Open Banking ecosystem create the right commercial incentives for financial institutions to deliver Premium APIs? In order to move to its next stage of growth and development, the UK’s Open Banking ecosystem must collectively answer one fundamentally important question. How can we incentivise banks to create the APIs needed to power innovative services which will catalyse wider adoption?

API 130
article thumbnail

3 Key Financial Statements for Assessing a Company's Finances

The Finance Weekly

The data in a company's financial statements is crucial for corporate accounting. It's examined by management, investors, and lenders to understand the company's , finances and calculate important financial ratios. These ratios reveal how well the company is doing financially and any problems that might need fixing. There are three main financial documents that tell us about a company's money: (1) the income statement, (2) the balance sheet, and (3) the , cash flow statement.

article thumbnail

From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

article thumbnail

AI and AR – Top trends now or coming soon

Payments Next

By Doug Hathaway, VP of Engineering, Versapay Over three-quarters – 77% – of CFOs reported being behind on invoice-to-cash reconciliation, according to The post AI and AR – Top trends now or coming soon first appeared on Payments NEXT.

AI 88
article thumbnail

Square CEO to depart

Payments Dive

Alyssa Henry, CEO of Block’s merchant business Square, will leave the company just days after a service outage left merchant clients unable to process payments.

Blocks 193
article thumbnail

Get a Sneak Peek at a Community Meeting Presentation: Viewing PCI DSS Compliance Through An Attacker’s Lens

PCI Security Standards

Do not pass up the chance to collaborate and gain knowledge on the latest developments in payment security at the upcoming PCI SSC Community Meetings. These events feature presentations from some of the sharpest minds in payment security. Below Ian Robinson , Chief Architect, Titania provides a preview of his presentation on Continuously Viewing and Managing PCI DSS Compliance Through An Attacker’s Lens.

PCI DSS 127
article thumbnail

GDPR Compliance for US Companies

VISTA InfoSec

Numerous U.S.-based companies that operate online have customers from the European Union (EU) or other parts of the European Economic Area (EEA). If your business engages with these customers, it is subject to the EU’s General Data Protection Regulation (GDPR). This extensive data privacy regulation has an impact on many U.S. entities due to its extraterritorial reach.

article thumbnail

15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

article thumbnail

FPC 2023 Fall Member Meeting

Faster Payments Council

The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. This in-person event will take place on September 26-27, 2023, at the Hyatt Centric Beale Street Memphis in Memphis, TN.

FPC 88
article thumbnail

5 Important Customer Retention Metrics in a Slow Economy

The Finance Weekly

During the pandemic, lockdowns and social distancing caused a big increase in online shopping. Stores quickly adapted to this by trying new things to attract online customers. People now expect a great online shopping experience. In 2023, shoppers are being careful with their money, especially for non-essential things. A , study by PwC showed that 69% of people changed how they spend money in the last six months, and 43% plan to shop online more in the next six months.

Economy 130
article thumbnail

Why prioritizing faster payments is crucial for your digital transformation checklist

Payments Next

By Dave Glaser, CEO, Dwolla By now, when business leaders hear about digital transformation, they should think, “Been there, done that.” However, The post Why prioritizing faster payments is crucial for your digital transformation checklist first appeared on Payments NEXT.

article thumbnail

Stadium payments competition heats up

Payments Dive

Fiserv, Shift4 and rival payments players are vying aggressively for a bigger share of the market catering to pro teams, stadiums and other venues.

Payments 190
article thumbnail

Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

article thumbnail

Part Two: Technical Differences Between SSF and PA-DSS

PCI Security Standards

In a follow up to a previous blog article on Part One: Conceptual Differences Between SSF and PA-DSS , PCI SSC’s Senior Manager, Public Relations Alicia Malone and Senior Manager, Solution Standards Jake Marcinko discuss some of the technical differences between the now retired Payment Application Data Security Standard (PA-DSS) and Program, and the replacement for PA-DSS effective as of Oct 28, 2022: The PCI Software Security Framework (SSF).

article thumbnail

Point-Of-Sale (POS) Payments: Legal And Operational Aspects For Businesses

Agile Payments

Point-Of-Sale (POS) Payments: Legal And Operational Aspects For Businesses

article thumbnail

South Africa's Scan to Pay app expands with crypto payments partnership

The Paypers

Scan to Pay , in partnership with Xion Global , has announced the expansion of its payment options within the Scan to Pay app to include cryptocurrency payments for South Africans.

article thumbnail

API catalog + API marketplace: the yin and yang of your digital strategy, featuring Axway’s Amplify

Axway

Hold onto your keyboards, API enthusiasts! We’re diving deep into the cosmic dance between API catalogs and API marketplaces. These aren’t just twins wearing different outfits; they’re the yin and yang of your digital strategy. Intrigued?

API 72
article thumbnail

Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

article thumbnail

5 reasons secure business payments must be a priority

Payments Next

By Shai Gabay, Co-founder & CEO, Trustmi Fraud and human errors affecting business payments have threatened companies worldwide over the last decade. The post 5 reasons secure business payments must be a priority first appeared on Payments NEXT.

article thumbnail

Payments processing can get complicated, so let this primer be your guide.

Payments Dive

How many companies does it take to process a credit card payment?

Process 187
article thumbnail

Four Insights from Day 1 of the PCI NACM

PCI Security Standards

The 2023 North America Community Meeting convened in Portland, OR this week, bringing together thousands of payment security experts from across the globe. The three-day program is jam-packed with dozens of presentations and panel discussions covering a broad range of payment security topics.

article thumbnail

Best eCommerce Sites (CMS) for CBD Business

Segpay

5 minute read CBD, short for cannabidiol, has experienced a surge in popularity due to its potential health benefits. CBD’s unique legal status allows it to be sold online, unlike other cannabis-related products. This comprehensive guide will explore the world of selling CBD online, covering everything from the legal landscape to choosing the right eCommerce platform and getting started in this thriving industry.

Legal 52
article thumbnail

From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

article thumbnail

iProov and Cybernetica to deliver digital identity solutions

The Paypers

UK-based iProov has partnered with Estonia-based Cybernetica to provide digital signing and authentication solutions to government and financial services organisations.

article thumbnail

Où doit-on positionner la fabrication des produits digitaux ?

Axway

Chez Axway, nous avons compris qu’il ne suffit pas de publier quelques API pour faire naître une transformation digitale.

API 69
article thumbnail

What is the Credit Card Competition Act?

Cardfellow

What is the Act, and is it true rewards are in danger? Let’s take a look in this article. Overview of the Credit Card Competition Act Supporters Opponents The Reality of the CCCA How to Avoid Overpaying for Processing Overview of the Credit Card Competition Act The Credit Card Competition Act (CCCA) is a bill that was introduced and sponsored by Democratic Senators Dick Durbin and Peter Welch and Republican Senators Roger Marshall and J.D.

article thumbnail

Digital dollar bill resurfaces in Congress

Payments Dive

The proposed digital dollar would create an electronic version of the U.S. currency, but it wouldn’t be the same as a central bank digital currency.

article thumbnail

The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever