What is an Issuer Processor? What Merchants Should Know
Basis Theory
MARCH 6, 2025
An issuer processor manages key payment transaction activities for issuing entities: issuing cards, authorizing, and settling transactions.
Basis Theory
MARCH 6, 2025
An issuer processor manages key payment transaction activities for issuing entities: issuing cards, authorizing, and settling transactions.
The Fintech Times
MARCH 4, 2025
Older people applying for financial support through four main entitlements could have to answer 450 questions – which could take up to four hours with the help of a trained adviser – according to new research from national charity Independent Age. Long and complex application processes for financial support can be extremely difficult to complete at all without support and can take a significant number of hours if they are able to do so, Independent Age says.
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Fintech Finance
MARCH 4, 2025
VoPay , a leading provider of embedded payment solutions, is revolutionizing how engineers and product teams integrate financial technology with the launch of its API GPT Assistant. This AI-powered assistant, built on Generative Pre-trained Transformer (GPT) technology, enables developers to seamlessly integrate VoPays platform using any programming language, including Python, JavaScript, C#, PHP, and more By eliminating integration bottlenecks, theAPI GPT Assistantprovides instant, AI-driven co
Clearly Payments
MARCH 4, 2025
For many small businesses, payment processing fees are a significant expense that eats into profits. Whether you run a retail store, an e-commerce business, or a service-based company, the costs of accepting credit and debit cards add up quickly. However, one small business managed to save $10,000 a year on payment processing without sacrificing customer convenience.
Speaker: Jason Cottrell and Gireesh Sahukar
Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.
Stax
MARCH 4, 2025
Customers are increasingly curating their shopping experience based on their own terms. Up to 42% of shoppers in the US abandon their cart if their favorite payment method isnt available. Meanwhile, retailers that provide at least three of the most popular payment methods in any market increase their conversions by up to 30%. As an independent software vendor (ISV) or eCommerce platform, these statistics mean that you should focus on function when developing products for your clients.
The Fintech Times
MARCH 7, 2025
The fintech event circuit is as diverse as the industry itself. Some conferences feel like a whirlwind of deals and big-stage announcements, while others create intimate spaces for blossoming partnerships. If you’re stepping into the fintech world for the first time, a smaller, curated event might be your best entry point. But if youre looking to make waves, raise capital, or meet the right people at scale, a large-scale fintech expo could be your golden ticket.
Payments Space brings together the best content for payment processing professionals from the widest variety of industry thought leaders.
NFCW
MARCH 7, 2025
The NFC Forum has updated its certification program to provide a simpler and more affordable way for NFC device makers to re-certify their products when they perform an operating system update that does not impact upon the device’s NFC functionality. Previously, any update to a device’s operating system required the manufacturer to re-certify it with the NFC Forum.
EBizCharge
MARCH 7, 2025
Acumaticas electronic payment processing is a game-changer for businesses looking to enhance their sales and receivables processes. Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently. This article will guide you through the steps necessary to set up Acumatica integrated payments effectively.
The Fintech Times
MARCH 7, 2025
Kenyan bank KCB Group and the Rwanda-based Bank of Kigali have joined the Pan-African Payment and Settlement System (PAPSS), which was launched by the African Export-Import Bank (Afreximbank) in collaboration with the African Union Commission (AUC) and the African Continental Free Trade Area (AfCFTA) Secretariat. Through the launches in Kigali and Nairobi, respectively, the Bank of Kigali and KCB Group became the first in their countries to integrate PAPSS into their operations.
Fintech Finance
MARCH 6, 2025
The Pan-African Payment and Settlement System ( PAPSS ), launched by African Export-Import Bank (Afreximbank) in collaboration with the African Union Commission (AUC) and the African Continental Free Trade Area (AfCFTA) Secretariat, has recorded a significant milestone in its journey towards enhancing financial integration and economic prosperity across Africa with the official launch of the platform by KCB Group in Kenya and Bank of Kigali in Rwanda.
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical
NFCW
MARCH 6, 2025
Adoption of Visa’s Tap to Phone softPOS solution has increased 200% year-on-year globally and by 234% in the ‘highest’ countries the US, the UK and Brazil Visa reports. There are now “millions of sellers of all sizes” using the technology, Visa says, and nearly 30% of them are new small businesses. SoftPOS technology enables businesses to accept contactless payments on a standard NFC smartphone, with no additional hardware required.
Finovate
MARCH 7, 2025
What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? This is the payments landscape in the UK and EU in 2025. As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical com
The Fintech Times
MARCH 7, 2025
Young people are leading the way as UK adults increasingly look to save more and spend less day-to-day, according to new research from online banking service Marcus by Goldman Sachs. Marcus by Goldman Sachs finds that 46 per cent of those under 35 in the UK plan to save more in 2025 than they did the previous year – more than double (18 per cent) of those aged 55 and over.
Fintech Finance
MARCH 4, 2025
Cino the only real-time shared payment app that finally lets people pay together in a seamless, single transaction has raised 3.5m in Seed funding led by Balderton Capital. Connect Ventures also participated alongside leading angels, including Barney Hussey-Yeo (founder of Cleo). The funding will support Cinos launch in the UK, where it already has a growing waitlist, and continued growth across Europe.
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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?
Fintech News
MARCH 4, 2025
LSEG Risk Intelligence has launched its Global Account Verification (GAV) service in Asia-Pacific and Europe, the Middle East, and Africa, expanding efforts to enhance security in cross-border payments. Originally introduced in the United States in October 2024, GAV verifies whether payee and account details match before transactions are processed, helping businesses and individuals prevent fraudulent transfers.
Stax
MARCH 5, 2025
Fact: modern consumers are increasingly gravitating towards eCommerce businesses. While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!) all while increasing revenue. Payment processors undeniably play a critical role in the success of your online store; all shoppers wont be able to make purchases through your website without a ro
The Fintech Times
MARCH 7, 2025
Dealing with fraud is an extremely costly reality organisations need to face, and it can result in billions of pounds being lost every year. To help organisations ensure they are not losing revenue and improving their efficiency, security and trust, The Centre for Financial, Innovation and Technology (CFIT) has published its blueprint for fighting economic crime through its Digital Company ID.
Fintech Finance
MARCH 7, 2025
Airtel Payments Bank is committed to empowering India with accessible and inclusive banking. With women at the heart of this mission, the Bank ensures that women are central to driving financial inclusion across the nation. This International Women’s Day, Airtel Payments Bank recognises the pivotal role women play in expanding financial access, particularly through the remarkable work of women business correspondents (BCs) who are bridging the gap between banking and underserved communitie
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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.
Fintech News
MARCH 5, 2025
Outgoing DBS CEO Piyush Guptas total pay for 2024 increased to S$17.58 million, according to the banks annual report published on 6 March, as reported by The Straits Times. This rise follows DBSs record financial performance, with full-year net profit surging 11 percent to S$11.4 billion and return on equity reaching 18 percent. The bank attributed Guptas higher pay to its strong overall performance and enhanced technological resilience, which led to an improved scorecard assessment by the board
TechCrunch Fintech
MARCH 3, 2025
Fintech startup Ramp has crossed $700 million in annualized revenue as of January of this year, according to a source familiar with the companys internal operations. The company had crossed $100 million in annualized revenue before its third birthday in March 2022, passed $300 million by August 2023, and now effectively more than doubled that […] 2024 TechCrunch.
The Fintech Times
MARCH 7, 2025
Australian Payments Plus , the entity bringing together Australias three domestic payment providers, BPAY Group , eftpos and NPP Australia , has worked alongside tech giant Google to roll out eftpos functionality and Least Cost Routing (LCR) on transactions made via the mobile Google Wallet. Through the new move, merchants will be able to choose to have more payments routed via the lower-cost eftpos network.
Fintech Finance
MARCH 6, 2025
Australian Payments Plus (AP+) has worked with Google to roll out eftpos functionality and Least Cost Routing (LCR) on transactions made via the mobile Google Wallet, allowing merchants to choose to have more payments routed via the lower cost eftpos network. ANZ and Suncorp Bank are the first two issuers live with eftpos multi-network debit cards in the Google Wallet, with other issuers to follow over the course of 2025.
Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón
Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.
Finovate
MARCH 6, 2025
Expedia is partnering with fintech company Upgrade to offer Flex Pay , a BNPL solution that lets travelers pay for cruises in monthly installments, making luxury vacations more accessible. Flex Pay supports payments across Expedias platforms and 750 travel and retail brands. The partnership will assist travelers in managing their costs and will help cruise operators boost bookings, conversions, and order values.
Fintech News
MARCH 5, 2025
GXS Group has partnered with technology consultancy Thoughtworks to support the launch of its digital banking platforms in Singapore and Malaysia. The group operates as GXS Bank in Singapore and GXBank in Malaysia and works closely with Indonesias Superbank, which shares the same parent companies, Grab and Singtel. The three banks utilise a common core banking system, data architecture, and product infrastructure.
The Fintech Times
MARCH 7, 2025
Challenger and specialist banks share of gross lending is the highest on record, outperforming the UKs big five banks, according to a report from the British Business Bank. In the Small Business Finance Markets 2024/25 report, the British Business Bank finds that, of the 62.1billion of gross lending to UK SMEs in 2024, 37.3billion was provided by challenger and specialist banks.
Fintech Finance
MARCH 6, 2025
Australian Payments Plus (AP+) has worked with Google to roll out eftpos functionality and Least Cost Routing (LCR) on transactions made via the mobile Google Wallet, allowing merchants to choose to have more payments routed via the lower cost eftpos network. ANZ and Suncorp Bank are the first two issuers live with eftpos multi-network debit cards in the Google Wallet, with other issuers to follow over the course of 2025.
Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms
In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.
NFCW
MARCH 6, 2025
Residents of the US state of Arkansas are now able to add a digital version of their driver’s license or state ID to their smartphone and then use their digital ID to verify their identity to participating businesses and venues as well as law enforcement agencies and, soon, for air travel. “The Arkansas Mobile ID is a contactless, highly secure, state-approved credential that resides on a smartphone,” the state’s Department of Finance and Administration (DFA) says. “
Fintech News
MARCH 6, 2025
Fintech is all about keeping up in a fast-moving industry. In Singapore, where cutting-edge financial innovation meets smart regulations, the fintech scene is buzzing with competition and collaboration. Whether you’re a startup founder, an investor or an executive navigating digital transformation, one thing is clear: being in the right room with the right people can make all the difference.
The Fintech Times
MARCH 6, 2025
Ive spent years building a strong professional network, and I can confidently say that, while many factors contribute to a thriving business, relationships are among the most important. A solid network opens doors, provides support and offers opportunities that would otherwise be out of reach. Without quality connections, even the best ideas can struggle to gain traction.
Fintech Finance
MARCH 3, 2025
MTN Mobile Money (U) Limited, in partnership with Mastercard , Diamond Trust Bank and Network International, has launched the Virtual Card by MoMo, an innovative payment solution designed to enable MTN MoMo subscribers to perform secure online transactions without needing a physical card or bank account. This latest offering strengthens MTNs commitment to driving financial inclusion and enhancing digital accessibility across Uganda, aligning with the companys broader mission of enabling a digita
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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.
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