The Fintech Times

APRIL 14, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms. As The Fintech Times continues its focus on embedded finance in April, Sarah Koch , director of marketing and communications at Aevi , the in-person payment expert, ou

Embedded Payments

Fintech Finance

APRIL 14, 2025

Mollie , one of Europe’s fastest-growing financial service providers, has enabled Tap to Pay on iPhone for its Irish customers. This allows businesses of all sizes to use the Mollie app on iPhone to accept contactless payments without the need to purchase or manage additional hardware. Tap to Pay on iPhone – launched last month for Mollie’s 250,000 customers in The Netherlands, France and Germany – is now available to Irish merchants, allowing them to unlock the benefits

Contactless Payments

Fintech Review

APRIL 17, 2025

Banking has entered a new era. What was once defined by branches, paper forms, and long queues is now shaped by apps , automation, and 24/7 access. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online.

Online and Mobile Banking

Clearly Payments

APRIL 17, 2025

In payments and finance, one of the most important activities that businesses perform is reconciliation. While it may sound like a complex term, reconciliation is simply the process of making sure that two sets of financial records match. Specifically in the payments industry, its about confirming that the money that was supposed to be received or paid out has actually been received or paid, and that the records kept by different parties agree with each other.

Reconciliation

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Fintech Times

APRIL 16, 2025

PayPal , the global digital payments and commerce giant, has joined forces with TerraPay , the global money movement company, to enable real-time fund transfers for PayPal customers across the Middle East and Africa. Through a new strategic partnership with TerraPay, PayPal aimsto drive economic growth in the Middle East and Africa by making cross-border transactions faster and more accessible by connecting banks, mobile wallets, and financial institutions.

Funds Transfer

Fintech Finance

APRIL 17, 2025

Swift today announced the launch of an enhanced solution for managing payment investigations that could save the financial industry millions and significantly reduce the time it takes to identify and resolve issues when international payments are delayed. Financial institutions spend more than USD 1.6 billion each year on labour-intensive processes to investigate payments that get held up which can occur regardless of technology or network used with some of the largest global banks incurring m

Cross-Border Payments

Fintech News

APRIL 16, 2025

IDEMIA Secure Transactions (IST) has partnered with the National Payment Corporation of Vietnam ( NAPAS ) to help expand the country’s digital payments infrastructure. Through the partnership, NAPAS will integrate ISTs tokenisation technology into its domestic payment network, which connects over 40 banks. The move supports Vietnams growing demand for digital and contactless payments, particularly among younger, tech-savvy users.

Digital Payments

The Fintech Times

APRIL 12, 2025

Over three million migrant workers living in Malaysia will now be able to remit funds to their home countries in local currencies in near real-time, following a new partnership between Instapay Technologies , the digital payment platform, and payment juggernaut, Mastercard. Rajnish Kumar, co-founder and CEO of Instapay Technologies Mastercard Move has a portfolio of money movement capabilities powering person-to-person and business payments to more than 180 countries worldwide in 150+ currencies

Cross-Border

Fintech Finance

APRIL 17, 2025

Klap , one of Chiles fastest-growing acquiring networks, has achieved a significant milestone by launching Visa and Mastercard acquiring services in partnership with BPC , a global leader in payment solutions. Leveraging BPCs next-generation SmartVista platform in the cloud, Klap has completed a comprehensive modernisation of its processing infrastructure.

Acquirers

Finovate

APRIL 17, 2025

Currency risk management and alternative banking specialist Argentex announced French fintech Numeral as its strategic payment technology partner. The partnership will help Argentex optimize payment execution and give the firm advanced reconciliation capabilities. Headquartered in Paris, France, Numeral made its Finovate debut at FinovateEurope 2023 in London.

Risk Management

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Neopay

APRIL 17, 2025

In a significant step to strengthen global cooperation and enable cross-border financial services, the Financial Conduct Authority (FCA) has announced that it will establish its first overseas offices in the United States and Asia-Pacific (APAC) regions. The step is part of the FCA’s ongoing approach to develop the UK’s position as a worldwide financial center and enable expansion of international financial firms seeking access to the UK market.

APACS

The Fintech Times

APRIL 16, 2025

Trading and investing platform eToro is beginning a phased rollout of all Hong Kong Stock Exchange -listed stocks and exchange-traded products (ETPs) to its platform for all investors in the UAE. In response to growing demand from retail investors for greater access to Asian markets, eToro is rolling out access to Hong Kong Stock Exchange-listed stocks , exchange-traded funds ( ETFs ), and leveraged and inverse products to its UAE investors.

Gateways

Fintech Finance

APRIL 17, 2025

FIS (NYSE: FIS), (the Company) a global leader in financial technology, today announced it has entered into a definitive agreement to acquire 100% of Global Payments’ (NYSE: GPN) Issuer Solutions business for an enterprise value of $13.5 billion, or a net purchase price of $12 billion including $1.5 billion of anticipated net present value of tax assets.

Issuers

TechCrunch Fintech

APRIL 17, 2025

Expense management startup Ramp is being considered for a charge card pilot program by the U.S. governments General Services Administration, the company confirmed to TechCrunch on Thursday. The governments internal expense card program, dubbed SmartPay, is a $700 billion program.

Governance

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Finovate

APRIL 17, 2025

Reputation is both an asset and a liability across every sector. This is especially true for financial institutions, as they rely heavily on consumer trust. However, in an era when the speed of information is accelerating, so is the risk of misinformation, public missteps, or brand erosion. In this Streamly interview, Valentina Kristensen, Corporate Affairs Director at OakNorth , joins us to share how banks and fintechs can strategically manage their reputations amid growing scrutiny from custom

Regulations

The Fintech Times

APRIL 17, 2025

Firms are currently losing 16 per cent of potential revenue due to outdated systems and processes, mounting admin tasks, and a lack of utilising tech to improve productivity. According to research from Silverfin , the cloud-first accountancy SaaS platform, UK accountancy firms could reclaim 48,000 in billable time per accountant each year by tackling these issues.

Accounts

Fintech Finance

APRIL 17, 2025

haboo money , the fintech re-inventing the loan repayment experience has partnered with Griffin, the UKs leading bank for fintechs and platforms. With this partnership, haboo is going to offer a save-as-you-repay wallet that helps borrowers pay off their debt in a more flexible way. haboo tackles key challenges for both sides of lending: For borrowers, haboo offers flexible repayment, replaces problematic direct debits with variable recurring payments, and provides a wallet that encourages resp

Compliance

Clearly Payments

APRIL 15, 2025

The growth of eCmmerce has transformed the retail landscape over the last two decades. But in 2025, how many online stores are there in the United States? The short answer: millions. The long answer is more nuanced. In this article, well unpack the real numbers behind U.S.-based online stores, explore how theyre distributed by size and industry, look at the platforms powering them, and examine trends shaping their future.

On-Demand

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Finovate

APRIL 17, 2025

Legacy systems, fragmented data, and operational silos have long challenged financial institutions trying to modernize. In this Streamly interview, R34DY CEO Mark Hetnyi shares his perspective on how banks and fintechs can overcome these barriers by building smarter, more connected digital ecosystems. Drawing from his deep experience in financial services and digital transformation, Hetnyi unpacks how to drive real change not just cosmetic upgrades across the industry.

Product

The Fintech Times

APRIL 15, 2025

With national visions such as the Saudi Vision 2030 and We the UAE 2031 looking to drive the integration of environmental and social impact considerations into core business practices, PwC Middle East has revealed how sustainability is emerging as a key enabler of business excellence in its latest report. As governments and businesses across the Middle East drive forward their economic transformation agendas, PwC Middle East is exploring the role of sustainability in shaping future-ready busines

Cross-Border

Fintech Finance

APRIL 17, 2025

MoneyGram , a leading global payments network for consumers, businesses and communities, today announced a new partnership with Plaid , the data network powering the fintech tools millions of people rely on to lead a healthier financial life. MoneyGram customers in the United States can now use Plaid’s technology to help authenticate their bank accounts, enabling fast and secure funding for both domestic and cross-border payments.

Global Payments

Fi911

APRIL 15, 2025

Negative-option billing is a billing model in which customers are automatically charged for a product or service unless they actively opt out or cancel within a specific window of time. This model is widely used in subscription-based businesses, such as streaming platforms, magazine subscriptions, and software services. For example, if you sign up for a one-month free trial of a streaming service and fail to cancel before the trial ends, you are automatically charged for the next subscription pe

FTC

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

BioCatch

APRIL 17, 2025

Fifth Third Bancorp CEO, Tim Spence, recently wrote an op-ed in American Banker about the epidemic of consumer fraud and scam losses. The FTC Sentinel Report for 2024 showed $12.5 billion in scam losses. Mr. Spence said, However, experts suggest this crisis may exceed $150 billion annually in the Americas alone. The FTC has previously estimated consumer scam losses in the US for reported and unreported activity could be as high as $158 billion.

Scams

The Fintech Times

APRIL 17, 2025

The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Thursday 17 April 2025. Partnerships and acquisitions Card Present over Internet (CPol) provider, Burbank has today announced a major strategic partnership with global payments technology provider Transactility (creators of jPOS) to accelerate the adoption of CPoI across the banking sector.

FinTech

Fintech Review

APRIL 17, 2025

New York, New York, April 17th, 2025, FinanceWire Borderless.xyz , a global payments infrastructure company that enables transactions using stablecoins and real-world assets (RWAs), is pleased to welcome Trace Finance , a leading provider of digital asset infrastructure in Brazil, to its growing network. Through this partnership, Trace Finances robust bare-metal FX liquidity and deep local payment rails will be seamlessly integrated into the Borderless.xyz stablecoin orchestration platform.

Stablecoins

Fintech News

APRIL 15, 2025

The National Payment Corporation of Vietnam (NAPAS) has launched support for Apple Pay , allowing domestic cardholders to make contactless payments using their Apple devices. This enables users to pay in stores by holding an iPhone or Apple Watch near a compatible payment terminal, with authentication via Face ID, Touch ID, or a device passcode. Customers can also use Apple Pay for purchases in apps or on websites through their iPhone, iPad, or Mac, without the need to repeatedly enter payment o

Contactless Payments

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Bank Automation

APRIL 17, 2025

Americas top consumer financial watchdog has spelled out its priorities under the Donald Trump era, including a dramatic cut to supervision and a shift away from financial technology firm oversight. The Consumer Financial Protection Bureau said it will slash the number of supervision events by 50% and leave other enforcement actions to states, according to […] The post CFPB to cut financial firm supervision, shift focus Off fintechs appeared first on Bank Automation News.

CFPB

The Fintech Times

APRIL 14, 2025

Stablecoins are proving to be popular among the unbanked in Mexico. Building on the demand for these services, Chipi Pay , the Mexican-based prefunded stablecoin wallet, has expanded its services in the country, following a partnership with Starknet Foundation, a high-performance Layer 2 scaling solution that brings security, decentralisation, and ultra-low transaction fees to Ethereum.

Stablecoins

Fintech Review

APRIL 15, 2025

In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. From rent and utilities to subscriptions and council tax, digital solutions have become the standard. What was once a manual chore is now an integrated part of modern money management. So what are the best ways to pay bills online in 2025?

Online and Mobile Banking

Fintech Finance

APRIL 14, 2025

U.S. Bank today announced a new Spend Management platform to help businesses monitor, track, and control their card-based spending. A leader in business banking and payments, U.S. Bank is introducing the all-in-one spend management platform across its full portfolio of business banking credit cards to give business owners an alternative to using multiple tools.

Credit Cards

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