Sat.Sep 09, 2023 - Fri.Sep 15, 2023

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Square apologizes for last week’s outage

Payments Dive

Block’s mea culpa for outages last week at its merchant unit, as well as its peer-to-peer business Cash App, acknowledged “this situation was made more difficult by our communication.

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GDPR Compliance for US Companies

VISTA InfoSec

Numerous U.S.-based companies that operate online have customers from the European Union (EU) or other parts of the European Economic Area (EEA). If your business engages with these customers, it is subject to the EU’s General Data Protection Regulation (GDPR). This extensive data privacy regulation has an impact on many U.S. entities due to its extraterritorial reach.

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3 Key Financial Statements for Assessing a Company's Finances

The Finance Weekly

The data in a company's financial statements is crucial for corporate accounting. It's examined by management, investors, and lenders to understand the company's , finances and calculate important financial ratios. These ratios reveal how well the company is doing financially and any problems that might need fixing. There are three main financial documents that tell us about a company's money: (1) the income statement, (2) the balance sheet, and (3) the , cash flow statement.

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Four Insights from Day 1 of the PCI NACM

PCI Security Standards

The 2023 North America Community Meeting convened in Portland, OR this week, bringing together thousands of payment security experts from across the globe. The three-day program is jam-packed with dozens of presentations and panel discussions covering a broad range of payment security topics.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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FIS battles higher labor costs

Payments Dive

The run-up in labor costs at Fidelity National Information Services has eased, and the paytech services company is eyeing AI to keep them in check.

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5 reasons secure business payments must be a priority

Payments Next

By Shai Gabay, Co-founder & CEO, Trustmi Fraud and human errors affecting business payments have threatened companies worldwide over the last decade. The post 5 reasons secure business payments must be a priority first appeared on Payments NEXT.

More Trending

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Get a Sneak Peek at a Community Meeting Presentation on Third Party Service Providers – Forging a Quality Relationship

PCI Security Standards

Do not pass up the chance to collaborate and gain knowledge on the latest developments in payment security at the upcoming PCI SSC Community Meetings. These events feature presentations from some of the sharpest minds in payment security. Below Peter O’Sullivan , Principal Information Security Consultant, Nettitude Ltd. provides a preview of his presentation on Third Party Service Providers – Forging a Quality Relationship.

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Battle over credit card bill escalates

Payments Dive

The fight over the Credit Card Competition Act is intensifying on Capitol Hill, with Senate floor diatribes and doughnut truck freebies.

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API catalog + API marketplace: the yin and yang of your digital strategy, featuring Axway’s Amplify

Axway

Hold onto your keyboards, API enthusiasts! We’re diving deep into the cosmic dance between API catalogs and API marketplaces. These aren’t just twins wearing different outfits; they’re the yin and yang of your digital strategy. Intrigued?

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Intuit launches QuickBooks Money

The Paypers

Global technology platform Intuit has announced the launch of QuickBooks Money, a new subscription-free payments, and banking solution for small businesses.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Government Kiosk Payments for Secure, Convenient Transactions

Core

Modernization allows governments to stay in tune with the evolving expectations of their citizens, who increasingly expect convenient and efficient payment options. Utility payments, reservations, and application fees are key areas where kiosk payments are crucial in modernizing government service payments. Kiosk payments involve self-service machines or terminals in public spaces, allowing citizens to conveniently and securely make payments for a wide range of government-related transactions.

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Fed officials tout FedNow, seek adoption

Payments Dive

Fed officials are on a campaign to increase adoption of the new instant payments system, noting it may have implications for other Fed services.

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France’s e-invoicing mandate: Adhering to the new standard

Axway

E-invoicing is no longer a matter of choice for buyers and suppliers. Amid the rollout of new e-invoicing standards — specifically, the move to continuous transaction control (CTC) — e-invoicing is a must-have for B2B.

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Crypto.com introduces Earn Plus

The Paypers

Crypto.com has introduced Earn Plus, a new Crypto Earn programme that allows users to utilise a simplified reward structure, higher allocation limits, and greater reward rates.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Sustainable Finance Live: Placing cities at the centre of the climate change discussion

Finextra

Watch this webinar to learn more about what is to come at the Sustainable Finance Live conference, where experts will discuss numerous topics such as sustainable strategies, climate change action, and the energy transition.

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CCCA backers target vote this year

Payments Dive

Supporters of the proposed Credit Card Competition Act say Republican Sen. Roger Marshall foresees a Senate vote on the legislation this year.

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Solve modern business challenges with API EDI integration

Axway

EDI and API can feel like two technologies on two different wavelengths. EDI is the traditional route for B2B integration and still underpin many mission-critical processes today; APIs are the new wave of digital connectivity.

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Visa launches Visa Cross-Border Solutions

The Paypers

Visa has announced the launch of its Visa Cross-Border Solutions in partnership with Currencycloud , in order to improve business development around the globe.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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“It never turned up!” Separating Legitimate and Bogus Refund Claims

Accertify

Retail eCommerce sales are forecast to grow from USD 5.7 trillion in 2022 to USD 8.1 trillion in 2026 (1) , fuelling a rise in returns and, with it, a new wave of returns fraud. In the previous blog in this series , we talked about returns abuse and wardrobing. In this article, we’ll discuss refund fraud and the growing problem of unjustified item-not-received claims.

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Affirm extends bridge to regulators

Payments Dive

“I think a fair amount of our competitors believe that they’ll either talk their way out of [regulatory attention] or hide,” Affirm CEO Max Levchin said.

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SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services

ACI Worldwide Blog

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base. The post SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services appeared first on ACI Worldwide.

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Mastercard and Paysend enhance cross-border payments for SMEs

The Paypers

Mastercard has partnered with UK-based fintech Paysend to augment cross-border payments for SMEs looking to pay vendors across the globe quickly and securely.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Embedded payments: Everything you need to know

Cardknox

Embedded payments: Everything you need to know A seamless product experience is key to maintaining a satisfied, loyal clientele. Embedded payments not only streamline the customer journey but also drive […] The post Embedded payments: Everything you need to know appeared first on Cardknox.

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PayPal CEO stresses stablecoin potential

Payments Dive

The digital payments pioneer has set its expectations high for growth in stablecoins, as regulators circle the space.

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High-Risk Source of Application: How to Detect and Manage Them

Seon

To lower your rate of fraudulent applications, you need to look at both who and where they’re being sent from. Digging deep into the source of an application, such as your applicant’s IP, physical address, and PEP status, can give a crucial indication of how trustworthy – or indeed high-risk – they are as an applicant. Taking a bird’s eye view across the many relevant data points gives you the means to stop things like money laundering and ID theft before they happen.

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Fonepay and NIPL launch cross-border QR code-based payment solution

The Paypers

Fonepay Payment Service and NPCI International Payments ( NIPL) have launched a QR code-based payment solution between Nepal and India.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services

ACI Worldwide Blog

Payment Service Providers in Europe should start looking at the significant possibilities offered by the newest EPC rulebook on One-Leg Out SCT Inst, to develop new business propositions by providing effective international transaction processing to their retail and corporate customer base. The post SEPA One-Leg Out SCT Inst (OCT Inst) : a great opportunity for new international services appeared first on ACI Worldwide.

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Visa tracks spike in retail, e-commerce fraud

Payments Dive

Fraudsters developed sophisticated techniques to evade safeguards and steal payment credentials, the card network said in its biannual report.

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What is a Signature Identifier?

Nanonets

Today where documents flow seamlessly across industries and organizations, the need for robust signature identification has never been more critical. This advanced technology serves as a gatekeeper, verifying the authenticity of signatures and safeguarding the integrity of documents. From legal contracts to healthcare records and beyond, the applications of signature identification are as diverse as they are impactful.

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PayPal supports Web3 payments with On and Off Ramps

The Paypers

US-based financial technology company PayPal has introduced On and Off-Ramps to support Web3 payments and improve access to digital currencies.

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.