Payments Dive

NOVEMBER 16, 2023

CEO Jared Isaacman said the payment processing company is fielding acquisition interest from “several parties.

Process 187

Process Payments 187

Open Banking Excellence

NOVEMBER 16, 2023

The Digital ID market is new, exciting and potentially a major growth opportunity in the UK. Lloyds Bank recently joined this emerging space by releasing a new Digital ID app with Yoti – Lloyds Bank Smart ID. The app gives people a more private, secure and convenient way to prove their age or identity from their phone. It allows people to share specific information with businesses who request it – such as name, date of birth or an ‘over 18’ proof of age – without having to show physical id

Government 130

Government Governance Authentication Interoperability 130

Wharton Fintech

NOVEMBER 13, 2023

David Haber, General Partner at a16z— Fintech through the lens of an operator, entrepreneur & investor In today’s episode, Kailee Costello hosts David Haber , General Partner at Andreessen Horowitz. [link] In the episode, Kailee and David discuss: The outlook for FinTech: challenges and opportunities David: There’s still a tremendous amount of opportunity for FinTech across a lot of different categories.

FinTech 130

FinTech Small Business Payment APIs and Integration Laws 130

TechCrunch Fintech

NOVEMBER 16, 2023

India’s central bank has enforced several measures to cool down high growth in consumer credit in a move that will impact consumer spending and many startups in the South Asian market, industry executives said. The Reserve Bank of India raised risk weights on unsecured personal loans, credit card, consumer durable loans by banks and non-banking financial companies […] © 2023 TechCrunch.

Central Bank 118

Central Bank Consumer Non-Bank Credit Cards 118

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

Payments Dive

NOVEMBER 17, 2023

Better spelling on fake merchant sites and more advanced card skimmers are among the latest schemes that will be deployed by fraudsters during the year-end holiday shopping season.

Consumer 174

Consumer 174

Open Banking Excellence

NOVEMBER 14, 2023

It has been almost six years since the Second Payment Services Directive (PSD2) came into force and laid the foundations for Open Banking in the EU and UK. Now Europe is preparing for the introduction of a sequel to this game-changing regulation: the PSD3. However, this time the latest Payment Services Directive is accompanied by the Payment Services Regulation (PSR).

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

TechCrunch Fintech

NOVEMBER 11, 2023

There is a growing group of startups looking to expand the BNPL model into other categories. © 2023 TechCrunch. All rights reserved. For personal use only.

BNPL 113

BNPL FinTech 113

Payments Dive

NOVEMBER 14, 2023

The new hire is tasked with boosting adoption of The Clearing House’s RTP real-time payments system, as the new rival Federal Reserve FedNow system seeks to attract clients.

Federal Reserve 173

Federal Reserve Fed FedNow RTP 173

Nanonets

NOVEMBER 14, 2023

Introduction Hey Sam! Ever felt like you're juggling too many balls in the air, trying to keep that sales pipeline flowing without a spill? In the ever-evolving world of sales, where targets loom large and time is of the essence, it's crucial to have the right quiver of tools at your disposal. But here’s the deal—finding the best sales pipeline management tools isn't just about staying ahead; it's about revolutionizing your approach.

CRM 98

CRM Automation AI Database 98

Basis Theory

NOVEMBER 17, 2023

Why it’s Crucial to Constantly Improve Payments Performance For any business, revenue growth is key to continued development and opportunity. And revenue growth can only happen when payments arrive, are smoothly onboarded and accounted for, and generate the lowest fees possible. These days offline businesses try as hard as they can to incentivize cash, or cash-equivalent payments types (like debit cards , store cards, and digital wallets) so they can limit the cost of making sales - they will ev

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Debit Card Credit Cards Payments 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

TechCrunch Fintech

NOVEMBER 12, 2023

Welcome back to The Interchange, where we take a look at the hottest fintech news of the previous week. If you want to receive The Interchange directly in your inbox every Sunday, head here to sign up! Due to the U.S. holiday, this is an abbreviated edition. Buy now, pay later comeback Both Klarna and Affirm — […] © 2023 TechCrunch. All rights reserved.

FinTech 111

FinTech 111

Payments Dive

NOVEMBER 14, 2023

Competing restaurant point-of-sale players have set their sights on international growth, but they’re likely to find the European market tougher than the U.S. market, Lightspeed’s CEO said.

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167

The Payments Association

NOVEMBER 17, 2023

The Payment Systems Regulator (PSR) has published its inaugural APP Scams Performance Report, which presents data from the year 2022. This report aims to provide transparency on the state of scams in the UK, offering consumers a comprehensive view of how well their bank performed in addressing APP fraud and treating victims compared to other UK banks.

Scams 88

Scams Addressing Regulations Consumer 88

Basis Theory

NOVEMBER 16, 2023

Operating as a high-risk merchant, one of the most feared experiences is getting shut down. Even the looming threat of this happening is enough to keep many merchants up at night.

Risk 88

Risk Process Payments 88

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Stax

NOVEMBER 15, 2023

If you’re selling anything at all these days—online or in-person—it’s absolutely imperative to learn about interchange fees. They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards.

Credit Cards 88

Credit Cards Processors Assessments Non-Bank 88

Payments Dive

NOVEMBER 13, 2023

The new deal will enable Amazon merchants to connect with Facebook and Instagram users.

Facilitators 164

Facilitators 164

Payments Next

NOVEMBER 16, 2023

By Scott Dawson, Head of Sales and Strategic Partnerships, DECTA A quick Google search for “recession” reveals many articles predicting that one The post As recession looms, can AI help businesses weather the storm? first appeared on Payments NEXT.

AI 88

AI Posting Payments Payments Trends 88

The Payments Association

NOVEMBER 16, 2023

As retail open banking continues to grow, mechanisms should be put in place to balance innovative products for consumers while ensuring adequate fraud protection.

Payer 88

Payer Innovation Continuity Product 88

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Basis Theory

NOVEMBER 14, 2023

This is blog post one of a five-part series on the ins and outs of high-risk merchants and high-risk payment processing.

Risk 88

Risk Process Rules Payments 88

Payments Dive

NOVEMBER 17, 2023

CEO Frank Bisignano is betting on accelerated growth of Clover’s small business point-of-sale services, even as he admitted to being “paranoid” in the highly competitive market.

Small Business 158

Small Business 158

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. Magnetic stripe payments enjoyed a 30-year reign between the ’70s and ’90s. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. And the winner of the 2010s and beyond is the NFC-powered, contactless sensation that is tap-to-pay.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

The Payments Association

NOVEMBER 15, 2023

Projective Group is very proud to announce our partnership with The Payments Association, representing our commitment to supporting collaboration, innovation, and sustainable growth within the European payments industry. We are excited to work alongside other market leaders and continue helping organisations to navigate the rapidly evolving payments landscape with the knowledge and confidence to succeed.

Payments 88

Payments Consulting Compliance Innovation 88

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Basis Theory

NOVEMBER 13, 2023

How Credit and Debit Cards Compare The fundamental difference between a credit and debit card is whose money is being used in the transaction: with a credit card, the consumer is borrowing from the card issuer , while with a debit card they are using their own money, stored with the issuing bank. From a consumer perspective, the credit card has the benefit of providing funds beyond what may currently be available, with the downside of incurring ongoing interest charges and fees; by contrast, the

Credit Cards 88

Credit Cards Processing Costs Debit Card Card Issuer 88

Payments Dive

NOVEMBER 16, 2023

Alex Chriss, PayPal's chief executive officer, is lining up outsiders as managers as he seeks to drive profitable growth at the digital payments behemoth.

PayPal 158

PayPal Digital Payments Payments 158

The Paypers

NOVEMBER 13, 2023

Xero has launched two new payment features powered by Open Banking and e-invoicing, in order to optimise the way UK-based SMEs manage their cash flow.

Payments 76

Payments 76

The Payments Association

NOVEMBER 15, 2023

This addition to the Nucleus365 platform unlocks global payments with over 92 licences supporting operations in 30 different currencies, enabling merchants across the globe to make and receive payments in 180 countries. A number of these countries, including UK/Europe, USA, Australia, Singapore, Malaysia and Hong Kong, have real-time transfers enabled.

Cross-Border 88

Cross-Border Payments Global Payments Cross-Border Payments 88

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Bank Automation

NOVEMBER 17, 2023

Global fintech funding dropped marginally in the third quarter sequentially, but deals worth more than $100 million substantially increased as funding remained below 2019 levels. As global fintech funding reached $7.4 billion in Q3, it was down 46% year over year, according to CB Insights’ State of Fintech Q3 report published last month.

FinTech 75

FinTech AI 75

Payments Dive

NOVEMBER 13, 2023

The EU would require big tech companies, like Apple and Google, to offer their customers payment services through the new digital identity wallet if the regulation is approved.

Regulations 158

Regulations Payments 158

The Paypers

NOVEMBER 15, 2023

The National Bank of Cambodia has signed a MoU with Ant International to offer inbound and outbound cross-border mobile payments in the region.

Cross-Border 74

Cross-Border Mobile Payments Payments 74

The Payments Association

NOVEMBER 15, 2023

Due to a dwindling economy, higher inflation and a cash-starved population, retailers are facing a tough battle from the standpoint of acquiring new customers or retaining the existing ones.

Mitigation 88

Mitigation Disputes AI Acquirers 88

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

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