The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform. Encryption does not equate to immunity from scams.

Scams 59

Scams Consumer Encryption Financial Crimes 59

Fintech Finance

DECEMBER 17, 2024

Advanced Security: Google Pay and PayU’s encryption and tokenization technology protect financial information by preventing the transmission of sensitive data, reducing the risk of fraud. The post PayU First Payment Gateway in Colombia to Integrate Google Pay appeared first on FF News | Fintech Finance.

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech Review

APRIL 20, 2025

In the financial sector, it includes fraud detection, threat intelligence, data encryption, biometric verification, and risk monitoring. From day one, they can build trust by offering secure onboarding, encrypted communication, and transaction monitoring. Cybertech in Fintech Startups For fintech startups, it is a critical enabler.

Finance 59

Finance Security Fraud Detection Encryption 59

Fintech News

NOVEMBER 5, 2024

This solution leverages blockchain technology, including advanced encryption and AI, to enhance the efficiency and transparency of fund movements for improved global liquidity management. By integrating with the Whale platform, Standard Chartered facilitated the seamless transfer of SGD liquidity within Ant International’s group of entities.

Settlement 116

Settlement Blockchain Liquidity Management Treasury Management 116

Stax

JANUARY 21, 2025

In this blog post, well help you understand the factors and features you need to consider to find the right payment gateway to suit your unique business needs. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Learn More What is a Payment Gateway?

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

The Fintech Times

NOVEMBER 18, 2024

PayPal protects peer-to-peer transactions with 24/7 fraud monitoring and advanced encryption, keeping transactions guarded from start to finish. The post PayPal Unveils New Feature Enabling Customers to Pool Money With Others for Shared Expenses appeared first on The Fintech Times.

PayPal 64

PayPal Encryption CHIPS Use Case 64

The Fintech Times

MARCH 16, 2025

” Certified by the PCI Security Standards Council (PCI SSC) as a validated MPoC Solution, HyperTap is protected encryption and security protocols to better safeguard transactions. The post HyperPay Launches Tap on Phone Solution to Enable UAE Businesses to Use Smartphones as POS Terminals appeared first on The Fintech Times.

Point-of-Sale (POS) 75

Point-of-Sale (POS) Encryption Payment Solutions On-Demand 75

Fintech News

FEBRUARY 4, 2025

Adopting multi-layered security protocols beyond two-factor authentication, such as tokenisation, encryption, and biometric authentication, can further strengthen security. Featured image credit: Edited from Freepik The post What You Need to Know About Singapores Most Common Payment Fraud appeared first on Fintech Singapore.

Fraud Prevention 108

Fraud Prevention Phishing Authentication Disputes 108

Fintech Finance

MARCH 4, 2025

NMI’s Payment Card Industry Point-to-Point Encryption (PCI P2PE) solution significantly reduces the complexity of PCI DSS compliance for train operating companies and the ticketing provider. The post NMI Powers UK Railways Ticketing Transformation with Cutting-Edge Payment Solution appeared first on FF News | Fintech Finance.

Payment Solutions 59

Payment Solutions PCI DSS Payment Gateways Gateways 59

EBizCharge

NOVEMBER 27, 2024

The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor. Features like Address Verification Systems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Fintech Finance

MARCH 20, 2025

The technology brings advanced security features such as tokenization, which uses encryption to further protect a payment by making it unreadable and unusable for unauthorized transactions. ” The post One Click and Thats It: Worldpay and Visa Deliver Single Click Checkout to the UK appeared first on FF News | Fintech Finance. .

Encryption 59

Encryption SWIFT Research Consumer 59

Clearly Payments

MARCH 14, 2025

Merchant Sends Transaction Request : The merchant’s POS system or online payment gateway encrypts and transmits the transaction data to the acquiring bank or payment processor. Online Payment Gateways Encrypt transaction data for secure online payments. Final Confirmation 0.5

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Fintech Finance

NOVEMBER 13, 2024

With this shift we are protecting sensitive data through advanced encryption and tokenization technologies,” said Jorn Lambert, chief product officer at Mastercard. “As The post Mastercard Reinvents Checkout With Password and Number Free Payments appeared first on FF News | Fintech Finance.

Visa 98

Visa Authentication Issuers Payments 98

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. The post A Complete Guide to Securely Process Credit Cards in Sage 100 appeared first on EBizCharge.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Clearly Payments

JANUARY 21, 2025

Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust. The post Modernizing Government Payment Systems for Efficiency and Trust appeared first on Credit Card Processing and Merchant Account.

Government Payments 59

Government Payments Government Governance PCI DSS 59

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. This is why 90% of shoppers still prefer contactless payments post-pandemic. These 7 contactless payment methods come with built-in security features like encryption, tokenization, and proximity-based protection.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

The Fintech Times

JULY 9, 2025

Advanced security : Protect every transaction with advanced encryption and security protocols. The post Diverse E-Commerce Payment Acceptance For US & Canadian Merchants: Finix Launches WooCommerce Plugin appeared first on The Fintech Times.

ACH 59

ACH Payments Debit Card Encryption 59

The Fintech Times

MAY 10, 2025

We have already started integrating post-quantum encryption standards to ensure our systems remain secure as these technologies evolve. The post In Conversation With Emirates NBD: Embracing AI, Blockchain and Quantum for Digital Transformation appeared first on The Fintech Times.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Clearly Payments

JULY 23, 2025

is rolling out, with new requirements around authentication, encryption, and risk monitoring. The post A Merchant’s Guide to Payment Compliance in 2025 appeared first on Credit Card Processing and Merchant Account. These are global rules designed to keep cardholder data secure. What merchants need to know in 2025: PCI DSS version 4.0

Compliance 65

Compliance PCI DSS Processors Disputes 65

Fintech Review

NOVEMBER 27, 2024

Fintech companies must prioritise data protection through encryption, authentication, and compliance with local regulations to build trust with SME users. The post Fintech Solutions for SMEs: Unlocking Growth Potential appeared first on Fintech Review. SMEs need assurance that their information will remain secure and confidential.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Cardfellow

MAY 10, 2025

Stored data must be encrypted and access-controlled to roles that need access for specific business purposes. For example, the PCI standards include requirements for encryption of card data. The post What is a Level 1 PCI Compliant Processor? In fact, youll need to include all third-party service providers.)

Processors 52

Processors Third Party Vendors Credit Cards Third-Party Service Provider 52

EBizCharge

JANUARY 21, 2025

Secure payment processing: Data encryption ensures that credit card details and payment data are secure, reducing fraud risk. Virtual terminals should implement strong payment security measures like encryption, tokenization, address encryption, address verification, and secure gateways to prevent fraud and data breaches.

Credit Cards 52

Credit Cards Encryption ACH Process 52

Clearly Payments

JANUARY 14, 2025

Tools like tokenization , encryption, and secure customer data storage can build trust. Assess Security Measures Check if the processor offers advanced security features like PCI compliance , tokenization, and encryption. Strong Security Measures Payment security is more important than ever.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

Fintech Finance

DECEMBER 18, 2024

Key Benefits for TCB Pay Merchants: Enhanced Security : Every transaction is encrypted and authenticated through Apple Pay’s robust security features like Face ID and Touch ID , reducing fraud risks. The post TCB Pay Now Supports Apple Pay Integration for OpenCart and WooCommerce appeared first on FF News | Fintech Finance.

Federal Reserve 93

Federal Reserve Contactless Payments Encryption Security 93

My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Any hiccups risk abandoned carts and lost sales.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

NOVEMBER 12, 2024

Thanks to the built-in fraud detection and secure encryption technologies that many merchant account providers offer, businesses can secure sensitive customer payment data, reduce the risk of chargebacks and fraud, and boost customer trust. The post What is a Merchant Account and Does Your Business Need One?

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

Stax

JANUARY 28, 2025

Security compliance: ensure that all financial information is securely transmitted using tokenization and strong encryption across the transaction, and that the provider is in full compliance with security standards like PCI DSS. Your testing should check for security compliance, technical performance, and mobile responsiveness.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Fintech Finance

JANUARY 20, 2025

Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device. The post Visa Brings Apple Pay to its Customers in Egypt appeared first on FF News | Fintech Finance.

Contactless Payments 105

Contactless Payments Debit Card Encryption CHIPS 105

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Strong encryption builds trust with customers and reduces the risk of data breaches. Fraud detection and prevention are critical features of a payment gateway.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Fintech News

JUNE 30, 2025

Instead, a unique Device Account Number is encrypted and stored securely in the Secure Element, a certified chip on Apple devices. Apple Pay is accepted at a wide range of outlets, including grocery stores, cafes, restaurants, pharmacies, and taxis.

Contactless Payments 82

Contactless Payments Encryption CHIPS Authentication 82

Fintech Finance

JUNE 16, 2025

With WollettePay, each transaction is protected by biometric verification, tokenisation, and advanced encryption, providing merchants and consumers with complete confidence in a seamless, secure experience. “WollettePay is the first solution to bring open banking up to speed with the card networks.

Payment APIs and Integration 59

Payment APIs and Integration Encryption Payments Authentication 59

Fintech Finance

OCTOBER 30, 2024

Allowing for a convenient and secure way to pay for customers since transactions are encrypted and payment data is protected by the same technology that makes Apple Pay private and secure. The post Adyen Goes Live with Tap to Pay on iPhone in Additional European Markets appeared first on FF News | Fintech Finance.

Contactless Payments 87

Contactless Payments Debit Card Encryption Security 87

EBizCharge

APRIL 24, 2025

Features like tokenization, encrypted data transmission, and role-based access controls ensure that sensitive payment information is protected and your business meets industry regulations. The post How To Integrate a Payment Gateway into Salesforce appeared first on EBizCharge.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fi911

FEBRUARY 26, 2025

Control Objective 2: Protect Cardholder Data Protect Stored Cardholder Data: Store only essential data and encrypt it using robust algorithms such as AES-256. Encrypt Transmission of Cardholder Data Across Open Networks: Use secure protocols like TLS or IPsec to prevent data interception during transmission.

PCI DSS 59

PCI DSS Compliance MFA Assessments 59

EBizCharge

FEBRUARY 24, 2025

Solutions that offer tokenization and encryption can help reduce fraud risks and protect customer information. The fully PCI-compliant EBizCharge payment processing solution provides advanced security that includes tokenization, encryption, off-site data storage, 3D Secure, and other features to safeguard payments.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

Fintech Finance

NOVEMBER 28, 2024

It offers something that goes beyond encryption alone, empowering users to take control of their digital assets.” The post ‘Serenity’ and ‘IDEMIA Secure Transactions’ Launch sAxess Biometric Card for Enhanced Digital Security and Data Recovery appeared first on FF News | Fintech Finance.

Security 116

Security Transactions NFTs Blockchain 116

Clearly Payments

NOVEMBER 13, 2024

Testing should also cover security measures, such as encryption and tokenization, to protect cardholder data. The post What is a BIN in Payment Processing appeared first on Credit Card Processing and Merchant Account.

Process 104

Process Processors Payments Compliance 104