The Payments Association

MARCH 28, 2025

To remain competitive in the rapidly evolving digital environment, businessesmust respond quickly to technological developments. Security :Paytiko prioritizes security using strong encryption and safe payment processing. This gives businesses and customers peace of mind, knowing their critical data is secure.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Gateways API 88

Fintech Finance

DECEMBER 17, 2024

Thanks to this advanced technology, users can make transactions in just a few clicks, while online stores benefit from a seamless experience, as Google Pay ensures secure transactions. Device Compatibility: GPay supports a wide variety of devices, accommodating Latin Americas diverse technological landscape and expanding merchants reach.

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech Review

APRIL 20, 2025

In todays financial ecosystem, technology drives nearly every transaction. This is where cybertech comes in, the application of advanced cybersecurity technologies to protect digital finance. In the financial sector, it includes fraud detection, threat intelligence, data encryption, biometric verification, and risk monitoring.

Finance 59

Finance Security Fraud Detection Encryption 59

The Payments Association

MARCH 19, 2025

The technology behind digital wallets has advanced rapidly, transforming them from simple payment tools into comprehensive financial ecosystems. The ascent of digital wallets The evolution of digital wallets has mainly been shaped by advancements in technology, a demand for convenience, and the broader shift towards cashless economies.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Stax

MARCH 18, 2025

A payment processing system is a technology that facilitates the secure transfer of funds from a customer to a merchant. Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant. Talk to sales What is a Payment Processing System?

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform. Encryption does not equate to immunity from scams.

Scams 59

Scams Consumer Encryption Financial Crimes 59

Fintech Finance

NOVEMBER 13, 2024

Mastercard’s technology is already making online checkout quicker for businesses. With this shift we are protecting sensitive data through advanced encryption and tokenization technologies,” said Jorn Lambert, chief product officer at Mastercard. “As

Visa 98

Visa Authentication Issuers Payments 98

Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. These 7 contactless payment methods come with built-in security features like encryption, tokenization, and proximity-based protection. Think Bluetooth technology but without manual device discovery and pairing.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Fintech News

FEBRUARY 4, 2025

A significant 62% of businesses are using AI-driven fraud prevention technologies to enhance security. Adopting multi-layered security protocols beyond two-factor authentication, such as tokenisation, encryption, and biometric authentication, can further strengthen security.

Fraud Prevention 108

Fraud Prevention Phishing Authentication Disputes 108

Fintech News

NOVEMBER 5, 2024

This solution leverages blockchain technology, including advanced encryption and AI, to enhance the efficiency and transparency of fund movements for improved global liquidity management. This achievement builds on a recent successful test settlement of a Hong Kong dollar (HKD)-denominated transaction between the two companies.

Settlement 116

Settlement Blockchain Liquidity Management Treasury Management 116

Clearly Payments

MARCH 14, 2025

A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. This article covers the anatomy of a credit card transaction and provides insight into the technological infrastructure that supports modern commerce. Credit Card Use Overview in USA and Canada In the U.S.,

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

The Fintech Times

MAY 10, 2025

All of these emerging technologies promise significant potential, as Rio-Tinto explains, but also present new risks. “These technologies are unlocking new possibilities across the financial services industry. “As with any emerging technology, governance remains essential.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Fintech Finance

MARCH 4, 2025

Whether passengers purchase tickets at a traditional ticket counter, on-platform, or directly from mobile revenue protection officers, NMI’s secure payment technology ensures a familiar, frictionless experience across the rail networks. Security and compliance are critical in the rail industry.

Payment Solutions 59

Payment Solutions PCI DSS Payment Gateways Gateways 59

Stax

DECEMBER 12, 2024

The behind-the-scenes technology that routes payment information. These capture, encrypt, and transmit the customers payment details from the eCommerce website to the payment processor. This encryption turns data into an unreadable format to prevent fraud and security breaches. POS systems and card readers. Payment gateways.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

The Fintech Times

MARCH 16, 2025

” Certified by the PCI Security Standards Council (PCI SSC) as a validated MPoC Solution, HyperTap is protected encryption and security protocols to better safeguard transactions. It also lowers costs associated with traditional payment hardware, making it an ideal choice for startups and mobile-centric or field-based SMEs.

Point-of-Sale (POS) 75

Point-of-Sale (POS) Encryption Payment Solutions On-Demand 75

Fintech Review

NOVEMBER 27, 2024

The growth of digital technology in emerging markets has accelerated fintech adoption. Fintech companies must prioritise data protection through encryption, authentication, and compliance with local regulations to build trust with SME users. Many fintech solutions rely on consistent internet connectivity for seamless operation.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Fintech Review

NOVEMBER 20, 2024

In this exclusive Fintech Review interview, Adam Swartzbaugh, CEO of Almond FinTech , discusses transformative cross-border payment technology. It is setting new standards in cross-border transactions with cutting-edge technology and a focus on accessibility. Let’s dive in.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

Fintech Finance

MARCH 20, 2025

The technology brings advanced security features such as tokenization, which uses encryption to further protect a payment by making it unreadable and unusable for unauthorized transactions. Click to Pay has been shown to boost authorisation rates by more than 10% [1] and reduce fraud by 80% [2] when compared to manual PAN entry.

Encryption 59

Encryption SWIFT Research Consumer 59

Clearly Payments

JANUARY 14, 2025

By surveying 500 businesses across different industries like retail , hospitality , technology, and professional services we aimed to get a complete picture of their payment needs and experiences. Tools like tokenization , encryption, and secure customer data storage can build trust. Which methods do your customers prefer?

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

Stax

JULY 7, 2025

Mobile payments will typically involve one of several technologies, including Near Field Communication (NFC), QR codes, or SMS messaging. Mobile payment systems refer to the technologies and infrastructure that enable businesses to accept payments via mobile devices—whether in-store, online, or in-app.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Credit Cards 88

The Payments Association

DECEMBER 9, 2024

AI technologies are being integrated into core financial operations, particularly in the realm of payment services, where they promise to enhance security, stream stream transactions, and improve customer experiences. This also involves adapting the AIs capabilities as fraud tactics evolve and new technologies emerge.

Privacy 88

Privacy Payment Security AI Security 88

Stax

NOVEMBER 14, 2024

They typically assist with technology needs and customer service as well, acting as an intermediary to the card associations and banks. Payment Processing Technology Every business is unique, especially when it comes to accepting payments. Chips uniquely encrypt the card information each time it is used.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. Understanding new threats and technologies can help you adapt and continue protecting credit card information effectively.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Fintech Finance

OCTOBER 30, 2024

Adyen , the global financial technology platform of choice for leading businesses, has officially enabled Tap to Pay on iPhone in five new regions: Sweden, Austria, Czech Republic, Ireland and Romania. ” —William Zeqiri- Founder, CEO Fresha. Providing safe and fast checkout experiences that increase mobility on location.

Contactless Payments 87

Contactless Payments Debit Card Encryption Security 87

Fintech Finance

NOVEMBER 28, 2024

The partnership with IDEMIA Secure Transactions brings its extensive connections and expertise in payment and connectivity solutions, with 1,900 financial institutions and FinTechs clients worldwide, together with Serenity’s knowledge in blockchain technology.

Security 116

Security Transactions NFTs Blockchain 116

Stax

JANUARY 28, 2025

Scalable technology: the provider must be able to support high-volume transactions so you wont need to go through the pains and costs of migrating to another provider as your business expands in the future. Your testing should check for security compliance, technical performance, and mobile responsiveness.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Fintech Times

JANUARY 28, 2025

It’s about touching lives, addressing some of the world’s greatest injustices, and leveraging technology for the greater good. However, its important to remember that while technology can bring advantages to improving diversity, it shouldnt replace humans. Regulation can kill innovation.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Any hiccups risk abandoned carts and lost sales.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 These developments signify a major shift in how we interact with technology. trillion transactions by 2027.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. For enhanced security, it uses EMV (Europay, Mastercard, and Visa) chip technology and contactless payments, like Apple Pay and Google Pay.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

EBizCharge

JANUARY 14, 2025

A payment gateway is a technology that facilitates the transfer of payment information between a customer and a merchants bank during an online or in-store transaction. Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

NOVEMBER 12, 2024

Thanks to the built-in fraud detection and secure encryption technologies that many merchant account providers offer, businesses can secure sensitive customer payment data, reduce the risk of chargebacks and fraud, and boost customer trust.

Accounts 52

Accounts MSPS Online and Mobile Banking Debit Card 52

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech Review

APRIL 17, 2025

Alongside them, digital-only challengers have emerged, pushing the boundaries of what banking can look like when built entirely on technology. Institutions like Barclays, Lloyds, and Santander have invested heavily in their digital channels, redesigning customer journeys and integrating new technologies.

Online and Mobile Banking 59

Online and Mobile Banking Embedded Finance Multi-Currency Money Laundering 59

Fintech Finance

JUNE 16, 2025

Wollette , the British technology company redefining commerce, payments, and consumer engagement, today announces WollettePay – a bold new way to pay. Strong Consumer Authentication Each transaction is securely authorized via biometric authentication, with tokenisation and encryption protecting all payment data.

Payment APIs and Integration 59

Payment APIs and Integration Encryption Payments Authentication 59

The Fintech Times

DECEMBER 18, 2024

Specifically, Google Pay and PayU’s encryption and tokenisation technology protect financial information by preventing the transmission of sensitive data, reducing the risk of fraud. GPay supports a wide variety of devices, accommodating Latin Americas diverse technological landscape and expanding merchants reach.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

Stax

MARCH 13, 2025

Card networks must maintain them properly and pay for fraud prevention tech (data encryption, tokenization, real-time tracking, etc.). To improve the payment experience for consumers, card networks must innovate and incorporate the latest technologies. Swipe fees fund these initiatives and cover the maintenance costs.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88