Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more. The EU AI Act passed in 2024.

Regulations 73

Regulations FinTech BNPL Cross-Border 73

Fintech Weekly

JUNE 5, 2025

Federal regulators are pulling back — lawsuits dropped, rules relaxed, priorities reshuffled. How have major shifts in government enforcement over the years personally shaped your approach as a legal strategist? That’s the point—our laws and legal frameworks are meant to be universally applicable.

Risk 78

Risk Legal Legal Framework AI 78

Nanonets

OCTOBER 27, 2024

A safeguard wrapped in lines and rules, Ensuring that I follow tools. "Protect A safeguard wrapped in lines and rules, Ensuring that I follow tools. "Protect Moral Implications: Even in the absence of legal frameworks, many people have a moral compass that dictates what is right and wrong.

Laws 52

Laws Crime Returns Legal 52

Fi911

JANUARY 4, 2024

We’re going to break down some of the most important chargeback rules, including fees, time limits, and reason codes. What Laws Govern Chargebacks in the US? Certain regulations known as “chargeback rules” are, in fact, based on legal statutes. What are the Rules for Fighting Chargebacks?

Disputes 105

Disputes Laws Rules Governance 105

Fintech Review

SEPTEMBER 17, 2024

Decentralised Autonomous Organisations (DAOs) are transforming the governance structures within the blockchain and cryptocurrency spaces. Operating without central authority, DAOs promote decentralised decision-making, with the promise of democratising governance across various sectors. What Are DAOs?

Governance 105

Governance Government Innovation Legal 105

Segpay

SEPTEMBER 30, 2024

This blog explores child protection laws across key Latin American countries, highlighting their different approaches and the evolving regulatory frameworks. The Brazilian Child and Adolescent Statute (ECA) provides a broad legal framework to protect minors. We also look at the age verification tools that are used in the region.

Verification 111

Verification Legal Framework Laws Legal 111

PYMNTS

JULY 7, 2019

Are new bitcoin rules coming? is falling behind: Japan and Switzerland have developed legal frameworks that have attracted cryptocurrency projects and investment. Facebook chose to incorporate the group that will govern Libra in Switzerland.”. It is part of a broader push to boost the nascent cryptocurrency industry.”

Regulations 82

Regulations Legal Framework Cryptocurrency Bitcoin 82

CoinRemitter

JUNE 30, 2024

Decentralized Autonomous Organizations (DAOs) are at the forefront of the decentralized ecosystem, offering a new way to govern, handle finances, and make informed decisions. In DAOs, rules and protocols are encoded in smart contracts, which are self-executing agreements with the terms of agreements directly written into code.

Governance 40

Governance Government Blockchain Money Laundering 40

Fintech Finance

JULY 1, 2024

Digital euro rulebook and tender process The digital euro Rulebook Development Group has completed an interim review of the first draft of the rulebook, which sets out the rules and procedures to standardise digital euro payments across the euro area. The digital euro is a common European endeavour.

Legal Framework 98

Legal Framework Money Laundering Online and Mobile Banking Central Bank 98

PYMNTS

JULY 7, 2019

Are new bitcoin rules coming? is falling behind: Japan and Switzerland have developed legal frameworks that have attracted cryptocurrency projects and investment. Facebook chose to incorporate the group that will govern Libra in Switzerland.”. It is part of a broader push to boost the nascent cryptocurrency industry.”

Regulations 51

Regulations Legal Framework Cryptocurrency Bitcoin 51

Fintech Review

MAY 1, 2025

No matter how disruptive a fintech platform is, it must operate within legal frameworks that are evolving rapidly. Businesses must also demonstrate governance, risk management , and consumer protection from day one. It is no longer enough to innovate. They are foundational requirements for sustainable growth.

Compliance 59

Compliance Regulations FinTech Payment APIs and Integration 59

Fintech News

JULY 17, 2024

The United States continues to rely on the Bank Secrecy Act (BSA) as the primary legal framework governing AML regulations, with the Financial Crimes Enforcement Network (FinCEN) providing guidance on how these regulations apply to cryptocurrency businesses. The United Arab Emirates has amended Federal Decree-Law No. (20)

Money Laundering 109

Money Laundering Law Enforcement AML Non-Bank 109

Finextra

JULY 2, 2025

How the EU is reshaping its legal framework The European Union has begun a fundamental overhaul of its legal framework to combat money laundering and terrorist financing. Institutions that are early adopters of AI could thus further extend their lead if AMLA creates a binding framework for everyone.

Money Laundering 52

Money Laundering AI Payment APIs and Integration Cross-Border 52

PYMNTS

SEPTEMBER 11, 2019

“Under that three-part test, arguably the highest bar is that a company must prove that contractors are doing work ‘outside the usual course’ of its business,” Tony West, Uber’s chief legal officer, said on a call with reporters. Lyft spokesperson Adrian Durbin had slightly more pointed words about the new law.

Economy 65

Economy Laws Legal Framework Legal 65

FICO

MARCH 7, 2023

The EU Sets Out the First Legal Framework for AI Regulation In April 2021, the European Commission and EU member states kicked off a coordinated plan placing Europe on a path to becoming a global leader in cutting-edge, trustworthy artificial intelligence. Less than 20% of AI budgets are being spent on it.

AI 52

AI Regulations Legal Framework Non-Bank 52

FICO

MAY 13, 2021

Last month, the European Commission issued a new legal framework for AI , designed to make the European Union a centre of excellence for trustworthy AI. The new rules divide AI systems into different categories of risk (based on the impact of an error in the AI system) and impose restrictions and requirements based on that risk.

AI 52

AI Legal Framework Risk Compromise 52

Global Fintech & Digital Assets

FEBRUARY 26, 2024

The Consultation Paper comes shortly after the Financial Services and the Treasury Bureau and the HKMA issued a consultation paper in December 2023 outlining their legislative proposal for a regulatory regime governing stablecoin issuers in Hong Kong (see this Latham blog post ).

Consulting 52

Consulting Regulations Distributed Ledger Technology (DLT) Stablecoins 52

PYMNTS

JANUARY 31, 2018

Though Mastercard and Visa have dropped similar practices, tied to a settlement with the Justice Department struck in 2010, Amex has held onto those rules. District Court judge ruled that the Amex practices violated federal antitrust laws. Following that ruling, the States asked the Supreme Court to hear the case.

Rules 40

Rules Credit Cards Legal Consumer 40

Stax

JANUARY 15, 2024

In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging. Legal and Regulatory Framework Compliance ensures secure and transparent financial transactions, but nuances exist that businesses must grasp.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Neopay

JULY 18, 2024

Anti-Money Laundering Risk: According to the Basel Institute of Governance, the global anti-money laundering risk averaged 5.25 Sub-Saharan Africa: This region suffers from high money laundering risk due to corruption, poor transparency, and weak rule of law. out of 10 in 2022, a slight improvement from previous years.

Money Laundering 52

Money Laundering AML Cryptocurrency Crime 52

Segpay

APRIL 1, 2025

Governments worldwide have become aware of the need to protect minors from accessing age-restricted content, products and services. While their goals align, their approaches and legal frameworks differ. It ensures digital platforms follow stricter rules on data collection, consent, and age verification.

Verification 45

Verification Regulations Online and Mobile Banking Privacy 45

Segpay

MAY 1, 2024

DORA entered into force on January 16th, 2023, and its legal implementation deadline is January 17 th , 2025. Its legal framework is designed to enhance the operational resilience of all digital service providers, including payment service providers (PSPs), that operate in the European Union (EU).

Cybersecurity 52

Cybersecurity Compliance Procedures Risk Management 52

Basis Theory

OCTOBER 1, 2024

Such entities include: Merchants include "any entity that accepts payment cards bearing the logos of any of the five members of PCI Security Standards Council" (PCI SSC, the organization that governs and enforces PCI DSS). PCI additionally outlines requirements for user management procedures and rules.

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

PYMNTS

JANUARY 8, 2018

Given his long-standing personal commitment to the clear and present danger cannabis presents to the American people, it probably should not have come as much of a shock when Attorney General Jeff Sessions officially moved to curtail the legalized cannabis industry this week.

Tax Refunds 42

Tax Refunds Scams Wires Wire 42

Segpay

AUGUST 20, 2024

As the digital world continues to expand and the young and the old spend an increasing number of hours online, governments around the globe are taking rigorous steps to make the internet a safer environment for minors. The Chinese communist government has implemented some of the strictest measures worldwide.

Verification 105

Verification Laws Legal Privacy 105

Clearly Payments

FEBRUARY 8, 2024

Moreover, by establishing rules for payment networks and financial institutions, regulation mitigates systemic risks and fosters fair competition, thereby enhancing market efficiency. It oversees compliance with federal banking laws, including those governing payments.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105

Segpay

MARCH 20, 2024

Regulatory Compliance Challenges Deploying generative AI in banking is subject to a complex regulatory landscape governed by stringent data protection, consumer privacy, and financial regulations.

AI 111

AI Privacy Non-Bank Fraud Detection 111

CB Insights

OCTOBER 26, 2020

While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. In early 2020, as governments and financial institutions began to grasp the true extent of the Covid-19 pandemic, some analysts believed that M&A activity would see a sharp upswing.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

Finextra

JUNE 30, 2025

This means that for every digital token issued, an equivalent amount of fiat currency (or highly liquid, low-risk assets like cash equivalents and short-term government bonds) is held in reserves by the issuer. Banks in the EU now have a legal framework to engage with stablecoins in a compliant way.

Stablecoins 52

Stablecoins Finance Cross-Border Payment APIs and Integration 52

Fintech News

FEBRUARY 2, 2025

Rules and standards are also changing to keep pace with shifts in how customers behave and interact with organizations. 8 of 2010 , which lays the foundation for combating money laundering by outlining compliance requirements for businesses, as well as Government Regulation No. Key AML/CFT regulations in Indonesia include Law No.

AML 108

AML Due Diligence Money Laundering Legal Framework 108

The Payments Association

MAY 14, 2025

Other persistent obstacles include inconsistent anti-money laundering (AML) rules and sanctions regimes across jurisdictions, which generate conflicting alerts and limit the scope for automation. But they must also meet stringent requirementsrobust transaction monitoring, sanctions screening, and strong governance are all critical.

Cross-Border Payments 88

Cross-Border Payments Correspondent Bank Cross-Border Correspondent 88