Fintech Review

SEPTEMBER 17, 2024

Fintech Review looks into their function, their role in fostering innovation, and the significant challenges they face, particularly in terms of legal recognition, security, and scalability. Instead of relying on a board of directors or executives, DAOs allow participants to vote on key decisions. What Are DAOs?

Governance 105

Governance Government Innovation Legal 105

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Fintech Times

AUGUST 28, 2024

On 28 August 2024, HKMA officially launched the Project Ensemble Sandbox, which will test a wide range of tokenisation use cases, including the settlement of tokenised real-world assets (such as green bonds, carbon credits, aircraft, electric vehicle charging stations, and treasury management).

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Fintech Finance

MAY 26, 2025

at the forefront of premium API payment innovation in Europe and will enable its partners — which include tier 1 banks and payment services providers — to access advanced payment capabilities and new business models through the German Banking Industry’s (DK) pioneering giroAPI scheme. This milestone positions Token.io

API 69

API Value Added Service Payment Amount Transactions 69

The Fintech Times

APRIL 11, 2025

This new solution will connect Taurus -PROTECT clients to enhance collaboration with industry participants that are looking to rapidly adopt digital assets. Network participants retain control of their assets and never rely on Taurus to enter or unwind transactions. Instant transfer confirmation is also possible.

Participant 59

Participant Settlement Irrevocability Compliance 59

Fintech Finance

JUNE 2, 2025

With a commercial model designed to work for all participants in the ecosystem and to boost the UK fintech community, Visa A2A will help to unlock the full potential of open banking in the UK. This milestone innovation will enhance payment experiences and deliver greater security and convenience to Nationwide members.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

Fintech Finance

MARCH 30, 2025

It is expected that all participant banks, from Italy, Portugal, Spain and Andorra, will be connected by June. The scope of the alliance is expected to grow, extend to include additional use cases and expand to more countries (euro and non-euro), simplifying the way Europeans make payments.

Instant Payments 59

Instant Payments Cross-Border Cross-Border Payments Payments 59

Open Banking Excellence

JULY 1, 2024

With the UK government continuing to support the UK’s broader fintech environment and promote open banking innovation, Open Banking in a Box will champion the UK’s world-leading open banking standards and make the case for greater cross-border interoperability that will benefit UK PLC and support financial inclusion globally.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. FedNow and RTP are eyeing new use cases to compete for bank partnerships, however, achieving widespread adoption remains a shared hurdle for both instant payment rails.

Instant Payments 119

Instant Payments RTP Visa TCH 119

Fintech Finance

MARCH 30, 2025

It is expected that all participant banks, from Italy, Portugal, Spain and Andorra, will be connected by June. The scope of the alliance is expected to grow, extend to include additional use cases and expand to more countries (euro and non-euro), simplifying the way Europeans make payments.

Instant Payments 52

Instant Payments Cross-Border Cross-Border Payments Payments 52

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Why is it important?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

PYMNTS

MARCH 19, 2020

The current climate of innovators appears to be up for the challenge, however. Whether innovators develop new payment rails or create solutions that wield existing ones, they must take an ecosystem approach to easing friction. Accelerating Ecosystem Innovation. “It’s just so inefficient.

Cross-Border 95

Cross-Border B2B Innovation Payments 95

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

The Payments Association

JUNE 3, 2025

In doing so, they risk missing the core innovation that digital money promises: the ability to transfer value directly, securely, and potentially without the need for intermediaries. Hugo Remi, CEO at Cardaq , emphasises that allowing users to hold CBDCs outside a custodial account is vital for innovation and infrastructure development.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

PYMNTS

AUGUST 13, 2020

B2B FinTechs are once again showing the different use cases for corporate card technology and how these offerings add value to the enterprise. Below, PYMNTS rounds up the latest in commercial card innovation: CarrierHQ Adds Access To Comdata Card. Participating truck stops include Ambest, TA-Petro, Sapp Bros and Roady’s.

Use Case 56

Use Case B2B Online and Mobile Banking Credit Cards 56

The Fintech Times

APRIL 17, 2024

The creators envision the UK RLN as a unified ‘innovation platform,’ integrating various currency forms like current commercial bank deposits and a shared ledger for tokenized commercial bank deposits. We’re excited to be part of a truly pioneering initiative that will hopefully inform other future innovations.”

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

Fintech Finance

MAY 1, 2025

The future of commerce is on display at the Visa Global Product Drop with powerful AI-enabled advancements allowing consumers to find and buy with AI plus the introduction of new strategic partnerships and product innovations. Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

Fintech News

MAY 27, 2024

CBDC for cross-border payments, programmable money, and DeFi Kazakhstan’s Digital Tenge project is pursuing several ambitious goals: intensifying cross-border trade, implementing innovative social and anti-corruption initiatives, and integrating digital assets issued by decentralised finance (DeFi) participants and those issued by the government.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. To me, the bottom line is the more volume, the better the pricing for all participants in the industry,” she said. RTP Outlook.

RTP 139

RTP TCH Funding Agent Continuing Education 139

Fintech Finance

SEPTEMBER 11, 2024

Regulations have also played a crucial role in driving innovation and ensuring consumer protection. Australia, Brazil, India and Singapore are some of the few countries leading initiatives to make data sharing more accessible and convenient for individuals and companies participating in an open financial system.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

Fintech News

OCTOBER 6, 2024

Banks in North America, Europe, and Asia will participate, using Swift ’s platform to conduct transactions involving both digital assets and traditional currencies. Key use cases for these trials include payments, foreign exchange (FX), and securities transactions.

SWIFT 113

SWIFT Transactions Settlement Use Case 113

Fintech Finance

AUGUST 15, 2024

Sionic teamed with Google Cloud Consulting to design and build the specific use case AI models. “We are investing heavily in a comprehensive and innovative instant payments system, with the kind of security that is lacking in today’s real-time payment landscape,” said Matt Watson, chief technology officer at Sionic. ”By

AI 97

AI Fraud Detection Technology Real Time Payments 97

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Fintech Times

DECEMBER 3, 2024

Engagement with external stakeholders, ranging from policymakers and market participants to the general public, is a key priority. It will also explore other innovative use cases for a digital euro. payments that are made automatically when predefined conditions are met).

Central Bank 59

Central Bank Participant Procedures Risk Management 59

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. Industry stakeholders and regulators must collaborate to refine risk-based policies that enable innovation while safeguarding financial integrity. Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech News

OCTOBER 28, 2024

This year’s awards are also supported by 12 fintech community members, including Ripple, NETS, ADVANCE.AI, and HSBC, as part of the ‘Fintech Gives Back’ initiative, aimed at encouraging innovation and supporting emerging talent. Ripple, NETS, Syfe, and YouTrip returned as sponsors this year.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

Fintech Finance

MARCH 15, 2024

Federal Reserve Financial Services (FRFS) has introduced the new FedNow User Group to continue promoting collaboration among the 607 participating financial institutions and their service providers on the FedNow Service network.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. Europe is driving regulatory-first frameworks, while Asia is spearheading market-led innovation. Why is it important? What’s next? Regional approaches are diverging.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

MAY 16, 2019

That provides a rough idea of some of the motivation behind Mastercard ’s latest effort in payments and commerce innovation — an effort described in depth in a new PYMNTS interview between Karen Webster and Amnah Ajmal, Mastercard’s executive vice president of core products. Not Just A Number. FinTech Role.

Visa 68

Visa Innovation Issuers Payments 68

Fintech News

AUGUST 23, 2024

These events are serving as platforms for networking, knowledge exchange, and the showcase of innovative solutions. Participants will discuss emerging market trends and strategies for maintaining resilience amidst global economic challenges. The following is a curated list of the top fintech events taking place in APAC in H2 2024.

APACS 130

APACS FinTech Participant ISO 20022 130

CB Insights

SEPTEMBER 26, 2018

One solution: in-house healthcare innovation labs. See how Google is using AI to transform the $3 trillion US healthcare system. We put together a list of healthcare innovation labs from new entries to the field, as well as some of the oldest — and most familiar — names in health. Founded: 2008. Start small.

Innovation 73

Innovation Participant Research Product 73

Fintech Finance

MARCH 26, 2024

The cooperative has focused its innovation agenda on interoperability between digital currencies and tokenised assets to overcome the potential risk of fragmentation, caused by the development of digital currencies on different technologies and with different standards and protocols.

Cross-Border 52

Cross-Border Use Case SWIFT CBDC 52

Fintech Finance

JUNE 17, 2024

Mastercard’s global network and innovative digital solutions, paired with Thought Machine’s next-generation core banking and payments platform, can enable financial institutions to accelerate the transition from legacy core banking and payment technologies to cloud-native ones and provide their customers with efficient, seamless banking experiences.

Visa 105

Visa Non-Bank Debit Card Payments 105

The Fintech Times

MAY 1, 2025

As new ways to pay emerge, they need to run on a network that is always on that is safe, secure, scalable and relentlessly innovating, explained Visa CEO Ryan McInerney. Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are currently 4.8

Stablecoins 45

Stablecoins AI Credential Payment APIs and Integration 45

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” But he pointed to a use case that might be a bit under the radar. So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech News

MARCH 25, 2024

Over the last six months, 38 global institutions participated in Swift’s CBDC sandbox, marking it as one of the most extensive CBDC experiments to date. Tom Zschach “Swift is a community – a convener of and for our industry – and I’m delighted that we’ve been able to facilitate these critical innovation experiments.

CBDC 109

CBDC SWIFT Interoperability Settlement 109