The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. In the US, the Transportation Security Administration (TSA) accepts state-issued driving licences or ID cards via a TSA-approved application or digital wallet.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech Finance

MAY 2, 2025

As demand for real time, global payments grow, Rain is seeing strong momentum from partners looking to issue and use onchain cards and settle in stablecoins. Rain’s technology stack allows for card transactions on the Visa network to be interoperable with stablecoins across multiple blockchains.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” But he pointed to a use case that might be a bit under the radar. So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

APRIL 7, 2024

With the stablecoin market currently valued at approximately US$150 billion and expected to soar to over US$2.8 trillion by 2028, Ripple aims to cater to the increasing demand for stable and reliable digital currencies. Ripple’s venture into the stablecoin arena promises several benefits.

Stablecoins 122

Stablecoins Use Case Blockchain Regulatory Compliance 122

Finovate

MAY 22, 2025

CPN enables financial institutions to securely exchange payment instructions and settle transactions using USDC on public blockchains. As more institutions integrate with CPN, we look forward to powering new use cases, and advancingthisnew standard for global value exchange.” “We are just getting started.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

Fintech Finance

OCTOBER 8, 2024

Its hybrid architecture (Layer 1 public, Layer 2 private) uses Proof of Stake (PoS) for public consensus, and Proof of Authority (PoA) for private consensus , ensuring fast, secure transactions. The blockchain is perfect for diverse businesses and use cases, from small startups to large enterprises.

Global Payments 124

Global Payments Blockchain TPS Interoperability 124

The Fintech Times

APRIL 27, 2025

The results, published in a new report, Pushing the Limits: US Instant Payments in 2025, based on responses from 300 senior payments professionals at US banks , suggest larger transaction limits are helping to boost instant payment demand. The report also reveals significant concerns around fraud.

FedNow 45

FedNow RTP Instant Payments Payee 45

The Fintech Times

APRIL 12, 2025

Improving Agent2Agent As AI agents become a competitive differentiator for companies to meet evolving customer and market demands, their collaboration across siloed enterprise systems is essential. Most recently, Deloitte is one of the first wave of alliances creating AI agents, built on the ServiceNow platform and trained on ServiceNow data.

AI 51

AI Interoperability Legal Consulting 51

Fintech Finance

SEPTEMBER 13, 2024

The expertise around the room is showcased in this deliverable where we really delve into details around FIs moving into receiving instant payments,” said Miriam Sheril, Head of Product – US at Form3. Chairing the Operational Considerations Work Group has been a huge opportunity for me in ways that I hadn’t even imagined when I took it on.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Finance

JULY 16, 2024

Leveraging Visa Direct, banks can facilitate a wide array of use cases for cross-border payments: from person-to-person (P2P) payments, funds disbursements, bill payments to final beneficiaries. This integration will efficiently connect multiple payment sources and channels with various clearing and distribution networks and services.

Cross-Border Payments 105

Cross-Border Payments Cross-Border Payment APIs and Integration Interoperability 105

Fintech Finance

AUGUST 20, 2024

TerraPay , a global money movement company, announced a collaboration with 5 of the leading wallet operators to establish the “Wallet Interoperability Council”, aiming to leverage TerraPay’s technology to facilitate interconnection and interoperability in cross-border transactions.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Interoperability Payments 52

The Fintech Times

MAY 12, 2025

After 17 years, the Lewes Pound, a local currency pegged to GBP and accepted in shops and businesses in the small town of Lewes on the English south coast, will be shut down for good on 31 August as digital commerce has made the demand and attraction of the physical currency obsolete. Cue interoperable national payment schemes.

Stablecoins 45

Stablecoins Interoperability Cross-Border Cross-Border Payments 45

Fintech Finance

MAY 28, 2025

KNET utilized ACI’s Digital Central Infrastructure solution to build the central payment infrastructure of WAMD, an interoperable, countrywide scheme that enables account-to-account (A2A) payment transfers via a bank’s mobile app or internet banking service by using a phone number.

Real Time Payments 52

Real Time Payments Accounts Financial Inclusion Payments 52

Fintech Finance

AUGUST 14, 2024

Ant International will be able to use the digital form factor to achieve instant, multi-currency treasury and liquidity management on DBS’ permissioned blockchain for their entities across multiple markets. This greatly enhances extensibility and interoperability with multiple industry payment infrastructures that DBS is involved in.

Liquidity Management 98

Liquidity Management Treasury Multi-Currency Cross-Border Payments 98

The Payments Association

JANUARY 13, 2025

Given the likely scenario of the operational burden of implementing these systems capable of supporting new legal and regulatory demands increasing, PSPs are recommended to invest in blockchain analytics tools, automated compliance monitoring systems, and enhanced reporting capabilities. Why is it important?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

JANUARY 11, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World. “The evolving nature of cross-border payments demands a proactive approach.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

Fintech News

MAY 21, 2024

Institutional Investors Surging Demand for Digital Assets The SBI DAH report highlights a notable surge in institutional demand for digital assets. This includes establishing reliable trading platforms, secure custody providers, efficient settlement systems, and interoperable blockchain networks.

Settlement 139

Settlement Cryptocurrency Blockchain Digital Currency 139

PYMNTS

DECEMBER 18, 2017

If I send you a message, there is all kinds of interoperability happening in the background that is moving the data from one network to another and one platform to another. If I bring that back to payments, say I want to use a card product on a specific network. Integrations Vs. Interoperability.

Interoperability 47

Interoperability Payments Payee Bitcoin 47

The Payments Association

MAY 3, 2025

To meet this demand, OpenPayd has expanded its licensing infrastructure to include virtual asset service provider (VASP) capabilities. What matters is delivering whats critical to the customerwhether thats speed, interoperability, or something else entirely. Our clients are already transacting in stablecoins like USDC, USDT and RLUSD.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

PYMNTS

NOVEMBER 27, 2019

Among corporates, there is an increasing demand that their global payment activity is able to keep up with the pace of doing business. A lack of interoperability between local payment networks is among the largest of those hurdles, said Halpin. Progress in Tackling Cross-Border Payments Friction.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

OCTOBER 15, 2024

The RoPay service is being gradually rolled out, as participating banks introduce new features and cover more use cases, while users get accustomed to the service. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 98

Instant Payments Online and Mobile Banking Processors Payments 98

Fintech Finance

APRIL 15, 2024

This strategic partnership combines VoPay and Mastercard’s shared vision to eliminate payment inefficiencies, which means innovating using fast-paced technology and building cutting-edge end-to-end solutions for consumers and businesses that are scalable.

Visa 92

Visa Electronic Funds Transfer (EFT) Near Real-Time Cross-Border 92

PYMNTS

OCTOBER 2, 2019

Some of them have been mandated by governments, readying for anticipated demand. The increased use and adoption of P2P technologies, like Zelle and Venmo, demonstrates the consumer demand for this type of frictionless payment option. Along with demand for faster payments , the information conveyed in them has significant value.

C2B 81

C2B Faster Payments Real Time Payments Lockbox 81

Stax

JANUARY 28, 2025

Your provider will offer a set of APIs (Application Programming Interfaces) your developers can use to integrate the Click to Pay systems with your website CMS, eCommerce platform, or SaaS platform. The customer will also receive a confirmation message that funds have been debited from the customers account and sent to the business.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Payments Association

MARCH 17, 2025

UK payments firms are grappling with a critical question: What level of risk is acceptable in a market that demands both innovation and resilience? Adopting a risk-based, market-access framework: A tiered model could assess stablecoins based on their use case (e.g.,

Regulations 88

Regulations Risk Stablecoins Payments 88

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Faster Payments Council

JUNE 28, 2021

It is now what they are accustomed to with the seamless and easy nature of services such as Airbnb, and what they demand, given the safety concerns brought on by the pandemic. The paper addresses use case and experience requirements for cross-border faster payments, along the dimensions of speed, cost, ubiquity, transparency, and risk.

Cross-Border 68

Cross-Border Faster Payments Cross-Border Payments FPC 68

PYMNTS

JANUARY 2, 2019

A third driver, said Houseman, is tied to consumer demand, which has meant balancing the twin goals of making sure the platform works well operationally and technically while at the same time allowing for commercial success, enough so that the banks and service providers are motivated to actually use NPP. Cross-Border Challenges.

Real Time Payments 79

Real Time Payments RTP ISO 20022 Cross-Border 79

The Fintech Times

APRIL 5, 2024

There’s clear demand for stablecoins that deliver trust, stability, and utility. To meet this growing demand, Ripple will issue a stablecoin, leveraging its decade-plus of experience building real-world financial solutions for institutions around the world. The stablecoin market is about $150billion, and is forecasted to exceed $2.8

Stablecoins 64

Stablecoins Use Case Blockchain On-Demand 64

Faster Payments Council

SEPTEMBER 12, 2022

How can we look to this rapidly growing business for new use cases for instant payments? The panel will discuss issues such as security, governance, and interoperability as well as concerns that the U.S. This in-person event will take place on September 14-15, 2022 at the Delta Hotels Minneapolis Northeast in Minneapolis, MN.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

The Fintech Times

JANUARY 24, 2024

Digital assets and digital currencies continue to grow in popularity and demand. As regulations evolve to meet this demand, firms like R3 , the distributed ledger technology (DLT) and services provider, are looking to make adoption as seamless as possible.

Distributed Ledger Technology (DLT) 64

Distributed Ledger Technology (DLT) Product Digital Currency Interoperability 64

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

Clearly Payments

JANUARY 4, 2024

Understanding Cryptocurrency Cryptocurrencies are digital or virtual currencies that use cryptography for security and operate on a decentralized network of computers. Each cryptocurrency operates on its own underlying technology and has unique features that may cater to different use cases.

Cryptocurrency 105

Cryptocurrency Stablecoins Digital Currency Cross-Border Payments 105

The Fintech Times

DECEMBER 15, 2023

Today our selection of leaders discuss the evolving payment landscape in 2024, touching on trends like convergence of personal and corporate payments, real-time cross-border payments, interoperability’s influence, and the significance of orchestration in streamlining payments in the travel sector.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

The Fintech Times

MAY 7, 2024

Instant payments in the US ‘, surveyed 300 senior payment professionals in US banks to get a better picture of the demand for instant payments, the barriers to implementation, the challenges banks face, and other important payment trends. It’s given banks plenty of reasons not to modernise.

Instant Payments 59

Instant Payments FedNow Zelle RTP 59

PYMNTS

SEPTEMBER 11, 2017

When we talk to financial institutions,” she went on, “it’s not to preach about the future; it’s to ask, ‘What are your clients’ frustrations and demands?’ There’s a spectrum of readiness for service interoperability,” said Shields. They’ve already lived through a hype cycle.”. They struggle even to imagine what APIs mean.

API 76

API Interoperability Non-Bank Accounts 76