The Fintech Times

NOVEMBER 6, 2024

The collaboration leverages existing infrastructure and connections, avoiding the need for major investments or adjustments from banks while allowing them to service their consumer and corporate clients more effectively.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Visa Due Diligence 59

The Fintech Times

JANUARY 12, 2025

Bank Alfalah , a commercial bank in Pakistan with a network of over 1,000 branches, has acquired a stake in Jingle Pay , a UAE-born fintech specialising in cross-border money transfers licensed by the Dubai Financial Services Authority (DFSA). Khan , group head, corporate, investment banking and international business of Bank Alfalah.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Acquirers Multi-Currency 59

Fintech Finance

JUNE 16, 2025

Having started with payments and remittances, LemFi enables users to open multi-currency accounts and send and receive money globally, reliably and at a low cost. There have been slight improvements, but we still can’t offer equitable access to bank accounts or credit cards to someone from another country.

Underserved 71

Underserved Acquirers Credit Cards FinTech 71

Finovate

FEBRUARY 3, 2025

In recent podcast episodes, Palmer and his guests have covered topics including the emerging regulatory environment in Europe, the outlook for cryptocurrencies, the opportunities in conversational banking, and the challenge of financial inclusion for female entrepreneurs in the Global South.

Financial Inclusion 59

Financial Inclusion Multi-Currency Non-Bank Cryptocurrency 59

Stax

MARCH 4, 2025

Some of the key features to look for in a provider are multi-channel support, reporting tools, and recurring billing capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. If necessary, you need to apply for a merchant account through a bank or payment processor.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Stax

APRIL 3, 2025

Its the bridge between an eCommerce website, its customers, and the bank. Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Fintech Finance

OCTOBER 21, 2024

Over the past year Wise Platform , Wise’s global payments infrastructure for banks, financial institutions and larger enterprises, has further enhanced its product suite for partners and significantly expanded its global regulatory footprint.

Cross-Border 98

Cross-Border Global Payments Cross-Border Payments Multi-Currency 98

Fintech News

OCTOBER 20, 2024

DBS Bank has introduced DBS Token Services, a suite of banking services that uses blockchain technology to offer faster and more efficient transactions for institutional clients. The new services allow for 24/7 real-time settlement of payments and utilise smart contracts to increase security and transparency.

Blockchain 117

Blockchain Innovation Liquidity Management Multi-Currency 117

The Fintech Times

JANUARY 17, 2025

” As small and medium-sized businesses increasingly turn to non-banking cost-efficient payment solutions, Guavapay aims to provide solutions that meet the evolving needs of global businesses with real-time, affordable fund transfer, multi-currency accounts and advanced payment APIs.

Innovation 59

Innovation Technology Payment APIs and Integration Multi-Currency 59

The Fintech Times

NOVEMBER 6, 2024

It revealed that it will first roll out the service in Singapore, where Visa cardholders from participating banks, including DBS , OCBC , and UOB , will be part of the pilot programme. As expected, innovations and announcements were rife throughout, here’s a roundup of all the news coming out of the global event.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech Finance

NOVEMBER 6, 2024

The collaboration leverages existing infrastructure and connections, avoiding the need for major investments or adjustments from banks while allowing them to service their consumer and corporate clients more effectively.

Cross-Border Payments 97

Cross-Border Payments Visa Cross-Border Multi-Currency 97

The Fintech Times

MARCH 16, 2025

Cryptocurrency demands are growing in the US, with consumers looking for more options and reliability when delving into the world of decentralised currencies. Millions of US citizens will now be able to purchase cryptocurrencies through the COCA platform and securely store them using multi-party computation (MPC) technology.

Security 59

Security NFTs Cryptocurrency Multi-Currency 59

The Fintech Times

FEBRUARY 16, 2024

New research from Economist Impact supported by Temenos has revealed that almost half of European banks are investing in fintech start-ups while 36 per cent are building their own greenfield digital bank or fintech company. It set out to understand emerging trends in the banking industry.

AI 139

AI Multi-Currency Non-Bank Underserved 139

The Fintech Times

JANUARY 21, 2025

EAZY Financial Services ‘EazyPay’, a Bahraini financial institution specialising in point-of-sale (POS) and online payment gateway acquiring services, has teamed up with Tarabut , the MENA region’s regulated open banking platform. Conister Bank Limited has launched an online deposit system for its UK retail customers.

FinTech 59

FinTech Payment APIs and Integration Multi-Currency Online and Mobile Banking 59

Fintech Finance

SEPTEMBER 10, 2024

As businesses expand internationally, they encounter challenges such as high currency conversion costs, foreign exchange risks, and the complexity of managing multiple bank accounts. in 2025 – more than double the growth seen in 2023 – as falling inflation will enable central banks to lower interest rates. With payabl.’s

Accounts 98

Accounts Multi-Currency Payment APIs and Integration Cross-Border 98

The Fintech Times

OCTOBER 29, 2024

OKX, a cryptocurrency exchange and global onchain technology company, has teamed up with Standard Chartered, appointing the international cross-border bank as its third-party crypto custodian for its global institutional business. ZA Bank, a digital bank in Hong Kong, has commenced the sandbox trial of its virtual asset trading service.

FinTech 64

FinTech Multi-Currency Embedded Finance Cryptocurrency 64

My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. These networks verify the card type, account status, and fraud signals before sending it onward to the customer’s bank. This decision is returned instantly.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

Fintech News

JUNE 20, 2024

OpenWay , a provider of digital payments technology to banks, processors, national payment switches, and mobile wallet operators, found that clients are recognising the benefits of AI. Gen AI can identify which government agencies or non-profits may be interested in this functionality and generate targeted proposals.

Use Case 125

Use Case AI Multi-Currency Payments 125

Stax

DECEMBER 12, 2024

This system guarantees secure data transmission between banks and card networks like Visa, Mastercard, and Discover. This bank account holds customer payments for 1 to 2 business days before transferring funds to your business bank account. Such robust payment infrastructure relies on these key components: Payment processing.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Fintech Review

MAY 6, 2025

That is including digital wallets, instant bank transfers, and buy-now-pay-later options, particularly tailored for regional preferences. However, Checkout.coms unique positioning enables it to carve out niches where flexibility, global reach, and performance are non-negotiable. Localisation is another key advantage.

Payment APIs and Integration 52

Payment APIs and Integration Payments Processors Alternative Payment Methods 52

Fintech Finance

FEBRUARY 8, 2024

1 B2B Cross-Border Trade Payment Platform, is thrilled to announce a major milestone in its partnership with Deutsche Bank. In a seamless process facilitated by Deutsche Bank, THB payments are converted to HKD and RMB before being transferred to XTransfer’s international accounts.

Cross-Border 97

Cross-Border Cross-Border Payments Non-Bank Multi-Currency 97

Fintech Finance

SEPTEMBER 17, 2024

With over 30 years of banking and payments experience, Elliff has a strong track record of innovating and building intrapreneurial ventures and high-growth businesses while at NatWest Group and JP Morgan Chase. Globally, the issuance of chargebacks has increased more than 4x the rate of eCommerce (42%).

Disputes 98

Disputes Multi-Currency Issuers Fraud Prevention 98

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. Complex currency handling: Managing transactions in multiple currencies and across borders can add significant operational strain.

Process 52

Process Accounts Payment Gateways Gateways 52

The Payments Association

DECEMBER 16, 2024

In addition to navigating multi-country operations and handling diverse currencies for payments and receipts, they must also address foreign exchange (FX) riskor exchange rate risk. Currency Exchange Rate Risks Exchange rates fluctuate due to political, economic, and social factors, creating potential transaction risks for businesses.

International Payments 88

International Payments Risk Payments Strategy Multi-Currency 88

PYMNTS

JULY 15, 2020

businesses has broadened growth opportunities and opened up new revenue streams, the banking and financial services space hasn’t quite caught up to the modern needs of U.S. An alternative to this payment strategy is to open up a bank account in each market in which a business operates. New Goals, Old Tech.

Cross-Border 67

Cross-Border Cross-Border Payments Multi-Currency Correspondent Bank 67

CB Insights

FEBRUARY 16, 2021

And while the virtual currencies aim to facilitate more secure transactions, their values are increasingly centered around speculation. While this can be exciting to witness, it also shows bitcoin’s massively unreliable nature — especially as a currency for goods and services. Read our What Is Blockchain explainer for more.).

Stablecoins 101

Stablecoins Cryptocurrency Multi-Currency Bitcoin 101

Fintech Finance

JULY 23, 2024

While consumer payments are fairly digitized and easy to use, most companies and entrepreneurs in rising markets rely on complex, time-consuming, and non-digital payments.

B2B 105

B2B Facilitators Cross-Border APACS 105

Fintech Review

MAY 10, 2025

This flexibility enables gig economy payouts, BNPL shopping experiences, loyalty rewards cards, and embedded banking products for digital brands. Marqetas infrastructure removes the need for direct banking relationships or outdated batch-processing workflows, accelerating time-to-market dramatically.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

The Fintech Times

JUNE 6, 2025

By reimagining one of the most essential physical touchpoints in banking, the ATMs, we’re not just providing smarter cash access; we’re strengthening our brand presence, deepening engagement, and setting the foundation for the next phase of our growth across Europe.” ” Why Spain? .” ” Why Spain?

ATM 40

ATM Multi-Currency Non-Bank Encryption 40

The Fintech Times

JULY 15, 2024

Stablecoins are blockchain-based tokens pegged to fiat currencies or a basket of assets, designed to minimise volatility and serve as a reliable transfer of value within the virtual asset market. First, there are fiat tokens where the issuer maintains reserves in fiat currency equivalent to the value of tokens issued.

Stablecoins 96

Stablecoins Regulations Multi-Currency Issuers 96

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% It offers a range of services including a white-label payment gateway for banks and institutions, and an all-inclusive payment gateway solution for merchants. #4

FinTech 104

FinTech APACS Payment APIs and Integration Multi-Currency 104

Fintech Review

MAY 14, 2025

Potential for Uneven Playing Fields: Some critics argue sandboxes may favour participants over non-participants, creating competitive imbalances. Newer models include: Cross-border Sandboxes: Initiatives like the Global Financial Innovation Network (GFIN) facilitate multi-jurisdictional testing.

Innovation 52

Innovation FinTech Cross-Border Regulations 52

Stax

JANUARY 28, 2025

Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. The original sensitive data is still secured and hidden in an external data bank. It is also built to be super secure.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Payments Association

OCTOBER 14, 2024

Traditionally, consumers stuck with familiar banks, but there’s now a growing trend of current account switching. The service was introduced as part of a government initiative to increase competition in the banking sector, aiming to reduce the inertia that had kept 75% of account holders with the same bank for years.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

The Payments Association

APRIL 23, 2025

Flexibility is non-negotiable: The shift toward custom payment solutions A one-size-fits-all approach to payments simply doesn’t cut it anymore. Multi-step checkouts also see higher abandonment rates than single pages. If you come from a fintech background, you probably know all this already.

Multi-Currency 88

Multi-Currency Payments Settlement Cross-Border 88