Fintech News

APRIL 24, 2025

Profit before tax rose to US$1.4 Group revenues climbed 72% year-on-year to US$4.0 Revenue from wealth services rose nearly 300% to US$647 million, while card payments and foreign exchange brought in US$887 million and US$540 million respectively. billion (S$1.86 billion (S$5.28

Posting 100

Posting Financial Literacy On-Demand Use Case 100

The Fintech Times

MARCH 6, 2025

BVNK will hold on to or exchange balances and deal with third-party payments through its multi-rail access, all in a single product. This will enable their own customers to store, spend and get paid in stablecoins, USD, GBP, EUR and exchange between balances automatically or on-demand, 24/7.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75

The Payments Association

MARCH 27, 2025

Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity. Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity.

Embedded Finance 88

Embedded Finance Finance Non-Bank On-Demand 88

PYMNTS

NOVEMBER 18, 2020

Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments. Today's Most Valuable Use Cases. Both FIs and their business clients must play their part in growing awareness of the technology and experimenting with emerging use cases of real-time payments.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

The Fintech Times

SEPTEMBER 3, 2024

With many generative AI projects leveraging LLMs moving from proof-of-concept to production, the demands for power-efficient, secured and scalable solutions have emerged as key priorities. The post IBM Pulls the Curtain on New Innovations, Supporting Generative AI Use Cases in Financial Services appeared first on The Fintech Times.

Use Case 65

Use Case AI Innovation CHIPS 65

PYMNTS

JULY 27, 2020

The entire [digital payments] industry ends up being created outside the banks on products that should have been developed by them,” Edwards said. But ultimately consumers know choices are out there, Edwards said, and demand for them is going to rise. It’s happening either way,” Edwards told Webster. Who Wants Instant?

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

Fintech Finance

FEBRUARY 6, 2025

With the embedded finance market for SMBs forecasted to reach $124 billion by the end of 2025 , the race is on to meet the surging demand for flexible, efficient, and customizable tools designed to drive growth and streamline financial operations. By adhering to OAuth 2.0 Alex Akimov, CTO of Monite: “We couple iFrame with OAuth 2.0

Payment APIs and Integration 94

Payment APIs and Integration Embedded Finance B2B On-Demand 94

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. In the US, the Transportation Security Administration (TSA) accepts state-issued driving licences or ID cards via a TSA-approved application or digital wallet.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech News

JANUARY 21, 2025

These include embedded finance, a market thats projected to reach US$7.85 Super-apps are also transforming the financial services landscape, with up to 60% of their users engaging with financial products directly within these platforms. Finally, the fourth and last driver outlined in the report is the rise of the API economy.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

Open Banking Excellence

NOVEMBER 9, 2023

Since Open Banking launched in January 2018, seven million consumers and businesses have used it. The number of adults using Open Banking in the UK represents around 10% of the adult population. Each use case will be most suitable for one of these approaches, depending on the needs and outcomes created by product features.

Use Case 130

Use Case API Fraud Prevention Risk 130

Fintech News

APRIL 27, 2025

Most, are on the heightened customer expectations, increasing regulatory demands, and intense competition from digital-native challengers. SaaS can help to level the playing field by allowing both incumbents and challengers to align their operations with market demands. The answer, however, is simple. The benefits are compelling.

APACS 114

APACS Compliance On-Demand Embedded Finance 114

PYMNTS

DECEMBER 2, 2020

In the corporate expense arena, this can be especially useful in the purchasing category of electronics that come with limited warranties, information that is often kept on the receipt itself. Similar opportunities exist in presenting businesses with financing products, too. It's a complete nightmare.". Doing Away With Receipts.

Use Case 65

Use Case Point-of-Sale (POS) On-Demand Advisors 65

The Fintech Times

MAY 3, 2025

The new offering arrives as the demand for cross-border payments increases and is set to help the market reach its estimated forecast of $320trillion by 2032. Cross Rivers International Payments platform is rail-agnostic, dynamically selecting the most relevant payment rails based on transaction size, currency, and corridor.

International Payments 70

International Payments Cross-Border Cross-Border Payments Same Day ACH 70

Fintech Finance

JUNE 2, 2025

virtual cards service has been designed specifically to meet growing merchant demand and usage, with the total volume of virtual card transactions expected to reach 175 billion by 2028, rising from 36 billion in 2023*. Breno Oliveira, Head of Product at payabl., And at payabl., were unlocking those benefits for more businesses.

Multi-Currency 52

Multi-Currency Point-of-Sale (POS) Debit Card Card Services 52

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

The Payments Association

JANUARY 13, 2025

Given the likely scenario of the operational burden of implementing these systems capable of supporting new legal and regulatory demands increasing, PSPs are recommended to invest in blockchain analytics tools, automated compliance monitoring systems, and enhanced reporting capabilities. Why is it important?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech News

MAY 26, 2025

Ershad: Its been quite an eventful and productive few months. Besides learning all about Airwallex and our suite of products, Ive gotten occupied almost right away. Q6: Can you walk us through a typical enterprise use case? Q7: Where do you see the most urgent demand coming from? Ershad: Absolutely.

Cross-Border Payments 71

Cross-Border Payments Cross-Border Multi-Currency Payments 71

Fintech News

APRIL 7, 2024

With the stablecoin market currently valued at approximately US$150 billion and expected to soar to over US$2.8 trillion by 2028, Ripple aims to cater to the increasing demand for stable and reliable digital currencies. Ripple’s venture into the stablecoin arena promises several benefits.

Stablecoins 122

Stablecoins Use Case Blockchain Regulatory Compliance 122

Tearsheet

FEBRUARY 20, 2025

The Web3 push Payments get a blockchain upgrade: While traditional financial products remain, the bank is also carving out its space in the future with Web3-driven programmable payments. Some solutions will be built in-house, others will come through partnerships, and in some cases, acquisitions will fill the gaps.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

Finovate

MAY 22, 2025

CPN enables financial institutions to securely exchange payment instructions and settle transactions using USDC on public blockchains. As more institutions integrate with CPN, we look forward to powering new use cases, and advancingthisnew standard for global value exchange.” “We are just getting started.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

Fintech News

APRIL 16, 2024

This shift could give risk professionals more time to advise on new products, analyze risk trends, and improve risk processes before issues arise. How enterprises can leverage generative AI for risk management In regulatory compliance, the report says that enterprises are using gen AI as a virtual regulatory and policy expert.

Risk Management 117

Risk Management Risk AI Use Case 117

Fintech Finance

MAY 2, 2025

As demand for real time, global payments grow, Rain is seeing strong momentum from partners looking to issue and use onchain cards and settle in stablecoins. These capabilities help fintechs go to market faster with new products. While giving consumers access to digital-first globally interoperable payment experiences.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

Wharton Fintech

FEBRUARY 29, 2024

This innovation enables banks, fintechs, and anti-fraud platforms to authorize more transactions, detect and prevent fraud, and create innovative products and services. This innovation enables banks, fintechs, and anti-fraud platforms to authorize more transactions, detect and prevent fraud, and create innovative products and services.

Database 130

Database Fraud Detection FinTech Use Case 130

PYMNTS

OCTOBER 15, 2020

That’s strong growth for something that is a mature payment product,” said Larimer. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

FloQast

MARCH 19, 2025

From here, the agent transforms such data using natural language inputs. Now that you understand what agents are, its time to look at their use cases. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years.

AI 52

AI Accounts Fraud Detection Audit 52

Wharton Fintech

JANUARY 18, 2024

We provide products from payments and collection, FX and payout all the way to embedded finance to allow or empower any businesses to operate the whole financial and payments stack on top of our platform. Companies such as TripAction and Niven utilize our infrastructure to power reimbursement products worldwide via our core API.

Cross-Border 130

Cross-Border Cross-Border Payments Payment APIs and Integration Embedded Finance 130

Fintech Finance

SEPTEMBER 13, 2024

The expertise around the room is showcased in this deliverable where we really delve into details around FIs moving into receiving instant payments,” said Miriam Sheril, Head of Product – US at Form3. The post U.S.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

PYMNTS

APRIL 22, 2019

Visa introduced a platform on Monday morning (April 22), complete with beta application programming interfaces (APIs), that will allow issuers and issuer processors to build and test new products. The initial beta APIs on offer will help those within the Visa ecosystem to create digital cards on demand and add digital services.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

The Fintech Times

JANUARY 24, 2024

Digital assets and digital currencies continue to grow in popularity and demand. As regulations evolve to meet this demand, firms like R3 , the distributed ledger technology (DLT) and services provider, are looking to make adoption as seamless as possible. We’re designing long-term solutions for a seamlessly connected financial world.

Distributed Ledger Technology (DLT) 65

Distributed Ledger Technology (DLT) Product Digital Currency Interoperability 65

The Fintech Times

APRIL 14, 2025

Building on the demand for these services, Chipi Pay , the Mexican-based prefunded stablecoin wallet, has expanded its services in the country, following a partnership with Starknet Foundation, a high-performance Layer 2 scaling solution that brings security, decentralisation, and ultra-low transaction fees to Ethereum.

Stablecoins 55

Stablecoins Payments Transactions On-Demand 55

The Fintech Times

APRIL 12, 2025

Improving Agent2Agent As AI agents become a competitive differentiator for companies to meet evolving customer and market demands, their collaboration across siloed enterprise systems is essential. Most recently, Deloitte is one of the first wave of alliances creating AI agents, built on the ServiceNow platform and trained on ServiceNow data.

AI 51

AI Interoperability Legal Consulting 51

Fintech News

JULY 7, 2024

Projections suggest that the burgeoning ASEAN digital economy will contribute an additional US$1 trillion to the regional Gross Domestic Product (GDP) over the coming decade. For DANA and GCash, OceanBase helped scale their database needs to meet rapidly growing customer demands as their user bases experienced massive growth.

Database 123

Database Economy On-Demand Innovation 123

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech AI Payment APIs and Integration 52

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. Open finance is no longer a compliance exerciseit is redefining the way financial products are built, distributed, and embedded into daily life. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Finance

AUGUST 14, 2024

Ant International will be able to use the digital form factor to achieve instant, multi-currency treasury and liquidity management on DBS’ permissioned blockchain for their entities across multiple markets. This greatly enhances extensibility and interoperability with multiple industry payment infrastructures that DBS is involved in.

Liquidity Management 98

Liquidity Management Treasury Multi-Currency Cross-Border Payments 98