Finextra

JULY 10, 2025

On average, about 70% of online shopping carts are abandoned, leaving only 30% of transactions completed successfully. In high-risk sectors like online gaming, approval rates are often lower, typically 50–60%, due to stringent fraud controls and higher chargeback risks. of online transaction declines are due to insufficient funds.

Transactions 52

Transactions Online and Mobile Banking Fraud Prevention Payment APIs and Integration 52

Finextra

JULY 14, 2025

For banks, fintech startups, and individual users, these apps deliver efficiency and flexibility, reshaping how we interact with our finances. This article highlights seven standout features that are redefining banking, tailored for Finextra’s audience of financial professionals, innovators, and tech enthusiasts.

Mobile Banking 59

Mobile Banking Online and Mobile Banking Payment APIs and Integration Push-to-Card 59

Fintech News

APRIL 24, 2025

It provides access to game credits, gift codes, and vouchers using familiar local payment methods such as mobile carrier billing and e-wallets. billion digital asset, Web3 WeLab 1 billion digital banking, lending Micro Connect 1.7 With Jimu, borrowing and lending are simple and can be done entirely online without in-person meetings.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Fintech Review

APRIL 17, 2025

Banking has entered a new era. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster, more user-friendly counterpart online. What Does It Mean to Bank Digital?

Online and Mobile Banking 59

Online and Mobile Banking Embedded Finance Multi-Currency Money Laundering 59

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? The partnership signals a potential shift in power, where platforms like X aim to rival traditional banks in how money moves and who controls financial access. Regulatory challenges Regulators are in a race against time.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Clearly Payments

NOVEMBER 6, 2024

This market includes a range of services and technologies that facilitate the acceptance, authorization, and settlement of payments across various channels, including online, in-store, and mobile. They require secure systems like point-of-sale (POS) terminals , online checkout gateways, or mobile payment solutions to process payments.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Payments Association

JUNE 3, 2025

Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments. From Asia to the Caribbean and Europe, central banks are grappling with how to digitise public money while preserving trust, utility, and sovereignty.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech Review

NOVEMBER 27, 2024

Traditional banks often view SMEs as high-risk due to limited credit history and collateral. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking. Traditional banks typically require extensive documentation, credit history, and collateral, which many lack.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Fintech Finance

JANUARY 22, 2025

Brite Payments , a leader in instant bank payments, has announced that George Parks Davie has been appointed VP Product. Davie also played an active role in shaping PSD2, which underpins open banking in Europe today, through the European Banking Associations Working Group on APIs under PSD2.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Clearly Payments

JANUARY 21, 2025

Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems.

Government Payments 59

Government Payments Governance Government PCI DSS 59

The Payments Association

JULY 7, 2025

While mobile wallets and digital methods show impressive momentum, consumer behaviour remains complex, shaped by age, income, trust, and region. Digital growth, but cash Is far from obsolete Mobile wallets now account for the preferred payment method among 30% of 18–24-year-olds and 38% of full-time students.

Acquirers 88

Acquirers Consumer Online and Mobile Banking Payments 88

Finextra

JUNE 11, 2025

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This expanded the reach of formal banking to rural areas. This introduced standardization and divisibility.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

The Payments Association

OCTOBER 28, 2024

This has led to a noticeable uptick in card-related fraud, especially in remote purchases, where criminals use stolen card details for online transactions. While banks and payment providers are making strides in fraud detection and prevention, the report stresses the need for more robust collaboration with technology and telecom sectors.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Fintech Review

APRIL 15, 2025

In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. So what are the best ways to pay bills online in 2025? Consumers expect fast, mobile, and intuitive experiences when they pay bills online.

Online and Mobile Banking 52

Online and Mobile Banking Payment APIs and Integration BNPL Embedded Payments 52

The Payments Association

JUNE 3, 2025

However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows. Regulatory considerations and data sovereignty Tokenisation, playing an increasingly central role in payments infrastructure, has brought attention from regulators.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Phishing Volume 88

Finextra

JULY 14, 2025

Banks turned to a powerful ally: artificial intelligence. AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banks around the world rolled out AI-powered personalization features in 2024. The result?

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Finextra

JULY 5, 2025

Both power a substantial share of online commerce, yet they’ve taken different paths to the top. In other words, Adyen is the rare fintech operating at bank-like profit levels, while Stripe proved its business model can scale financially. Stripe launched in 2010 , targeting developers and small online businesses with easy-to-use APIs.

Product 52

Product Payment APIs and Integration Online and Mobile Banking Authorization 52

The Fintech Times

JULY 10, 2025

Consumers want online payments to be fast, easy and secure. But the current online payments experience is often encumbered by clunky checkouts, inconsistent security and rising fraud, leaving shoppers and merchants wary and frustrated. That enables a card-present transaction online – something that has never been done till now.

Online and Mobile Banking 59

Online and Mobile Banking CHIPS Laws Account Takeovers 59

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. They let buyers initiate payments by placing their mobile phone near a compatible payment terminal.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Payments Dive

JUNE 12, 2025

senators are proposing legislation that would create a task force to study payment scams and suggest ways for lawmakers and regulators to combat them , along with formulating industry best practices. Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Fintech Finance

JUNE 10, 2025

Visa’s new AI-enabled solutions offer regional partners including AI platforms, fintechs, banks, and merchants a seamless way to connect to the Visa network to deliver secure, frictionless payment experiences. Visa is also collaborating with local banks in Vietnam to launch Flex Credential in the next few months.

AI 88

AI Stablecoins Credential Payment APIs and Integration 88

The Fintech Times

JULY 16, 2025

According to the World Bank , the number of adults without access to financial services has dropped from 2.5 Having explored some of the biggest financial inclusion hurdles in digital banking, we now turn our attention to why it is so important that these challenges are overcome. billion in 2011 to 1.4 billion in 2021.

Underserved 56

Underserved Facilitators Finance Financial Inclusion 56

Fintech News

JUNE 11, 2025

At the centre of this threat is Grey Nickel , a sophisticated cybercriminal group using deepfakes, synthetic identities, and AI-powered attack tools to breach banks, crypto exchanges, and digital payment platforms. “These aren’t opportunistic attacks—they’re existential threats to digital banking,” he continued.

Crime 70

Crime Deepfake AI APACS 70

Stax

JULY 21, 2025

Overview of Mastercard Mastercard was created by a consortium of banks in 1966 in an effort to compete more effectively with Visa, which at the time had a virtual monopoly on payment processing. Instead, it earns revenue from charging banks a fee to issue cards and process payments, which is also known as an interchange fee or ‘swipe’ fee.

Visa 88

Visa Credit Cards Online and Mobile Banking Issuers 88

Finextra

JULY 3, 2025

That means actual funds reside in their account inside your system, not just a link to their card or bank. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards. Digital wallets, meanwhile, appeal to digitally active, banked customers.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finovate

JUNE 6, 2025

Nomupay helps businesses go to market faster and in-line with local regulations, without needing to engage with multiple PSPs and other partners. TransferMate Announces Strategic Partnership with Deutsche Bank Embedded B2B payments infrastructure-as-a-service company TransferMate has forged a strategic partnership with Deutsche Bank.

Cross-Border Payments 93

Cross-Border Payments APACS Payments Online and Mobile Banking 93

Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Consumer trust in banks plummeted.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Finovate

MARCH 6, 2025

Online travel booking company Expedia is partnering with mobile banking and lending fintech Upgrade to make its cruise booking services more accessible. ” Founded in 2017, Upgrade is a digital banking platform headquartered in California. Upgrade launched the Flex Pay brand in 2024, rebranding it from Uplift.

BNPL 59

BNPL Online and Mobile Banking Volume Credit Cards 59

The Payments Association

APRIL 22, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

The Fintech Times

DECEMBER 9, 2024

This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations. The Bank of England has emphasised the need for payment firms to enhance their operational resilience, mandating improvements by March 2025 to better handle disruptions like cyber-attacks or system failures.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking Financial Inclusion AI 102

Finextra

JULY 2, 2025

Whether they are shopping online or in a store, they want the payment process to be smooth. Mobile-Friendly Payments Many users shop on their phones. Mobile-optimized payment pages and features like tap-to-pay improve the experience. Open banking is also changing how we pay. Customers today are used to digital tools.

Online and Mobile Banking 52

Online and Mobile Banking AI Authorization Fraud Detection 52

Finextra

JUNE 15, 2025

If an online gaming service goes down 10 minutes before the start of a horse race that is a catastrophic event. Online access to any competitive wagering worldwide, worth billions of dollars, cannot be a gamble on poor reliability. Over 80% of the banking industry use batch. Reliance, security and speed are keys.

Technology 52

Technology Security Online and Mobile Banking Wire Transfer 52