Payment Savvy

JULY 12, 2024

Online payments’ convenience and speed can boost customer satisfaction and streamline operations. Accepting online payments without incurring fees may sound appealing, but it’s not feasible. Payment processing is how a merchant services provider handles credit card transactions. Why Free Payment Processing?

Debit Card 52

Debit Card Online and Mobile Banking Zelle Payments 52

PYMNTS

SEPTEMBER 4, 2020

At a high level, SoftPOS – short for software point of sale – lets merchants take contactless payments across their own mobile devices and tablets. Visa has also partnered with governments in more than 50 countries to raise contactless transaction limits.

Contactless Payments 95

Contactless Payments Online and Mobile Banking Push-to-Card Underserved 95

Stax

JANUARY 1, 2024

Accounts combining high-interest rates, no fees, and advanced online solutions are available. Equipped with knowledge of the accounts and a thorough assessment of the internal requirements, getting set up is as simple as visiting a branch or going online.

Accounts 88

Accounts Online and Mobile Banking API ATM 88

PYMNTS

JUNE 19, 2019

For financial institutions (FIs) and merchants, the opportunity is there to harness technology and mobile card services to drive sales up, drive fraud down and cement long-lasting relationships with consumers. Consumers may not be looking to their banks for offers in tandem with warehouses such as Groupon. A Proactive Mindset.

Card Services 45

Card Services Online and Mobile Banking Transactions Consumer 45

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. Understanding the Basics of Gaming Payment Gateways A gaming payment gateway is a technology that facilitates online transactions between players and gaming platforms.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

EBizCharge

JUNE 3, 2025

These merchant services are especially beneficial if a company has significant transaction volume, as they address the unique challenges of managing high-risk merchant accounts, handling mobile credit card processing, and navigating complex transaction fees.

Volume 52

Volume Credit Cards Process CRM 52

M2P Fintech

JULY 28, 2023

Debit cards are pivotal to a bank’s digital payment mix. With minimal credit and regulatory risks involved, they are safe digital payment facilitators that deliver convenient transactions, freedom from debt, and rewards. But integrating modern debit card management systems into traditional banking infrastructures is no easy feat.

Debit Card 52

Debit Card Payment APIs and Integration Reconciliation Online and Mobile Banking 52

CB Insights

JUNE 17, 2021

Bangalore-based FamPay provides a mobile payments card and app for teenagers under parental supervision. Parents can set transaction limits. Users can pay online and offline through their UPI ID and a numberless plastic card without a bank account. How’s the company performing?

Financial Literacy 41

Financial Literacy Online and Mobile Banking Transaction Limits Payments 41

PYMNTS

NOVEMBER 18, 2019

And it is the consumer’s expectation of payments done with speed, account to account, that will create ripple effects for banks, merchants, corporates and corporate transactions. I don’t have to think about the bank clearing and settlement cycle. for example, the limit stands at $25,000 per transaction. In the U.S.,

Real Time Payments 49

Real Time Payments Consumer ISO 20022 Online and Mobile Banking 49

PYMNTS

DECEMBER 3, 2018

“On the one hand,” he said, the initial uptake of the SEPA scheme shows that that “makes sense,” and that initial use cases and transaction limits (more on both in a moment) satisfy at least some demands coming from the markets. He did note, however, that the goal of SEPA is not to replace existing card rails or ACH transactions.).

Instant Payments 62

Instant Payments ISO 20022 Online and Mobile Banking Use Case 62

M2P Fintech

AUGUST 25, 2023

The customer-merchant Payment Service Provider (PSP) takes charge of the approval process through National Payments Corporation of India (NPCI), swiftly debiting the money from the issuer bank and crediting it to the merchant’s acquiring bank in under 60 seconds. This also includes small ticket transactions.

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

PYMNTS

JULY 25, 2019

Citi ThankYou cardmembers can also redeem their ThankYou Points for eligible purchases online, including pending transactions. Meanwhile, mobile card service are working to turn location into loyalty opportunities. Value of Location. Increased adoption could be spurred by a proactive mindset on the part of FIs, he said.

Push-to-Card 53

Push-to-Card Online and Mobile Banking Card Services Enrollments 53

EBizCharge

JUNE 3, 2024

An electronic funds transfer , or EFT, is a core pillar of modern banking and transactions. The term encompasses a broad range of electronic financial transactions in which funds are transferred from one bank account to another without physical exchange. What is an electronic funds transfer (EFT)? Why are EFTs important?

Funds Transfer 52

Funds Transfer Electronic Fund Transfer Act (EFTA) Electronic Funds Transfer (EFT) Wire Transfer 52

EBizCharge

NOVEMBER 12, 2024

A merchant services provider (MSP) is an intermediary between banks, card networks, and merchants, ensuring smooth and secure transactions between businesses and their customers. MSPs provide payment technology that enables businesses to process digital payments, such as credit, debit, and ACH/eCheck transactions.

Service Provider 52

Service Provider MSPS Payment Gateways Debit Card 52

Clearly Payments

NOVEMBER 21, 2023

In Canada, a nation celebrated for its rock solid banking and financial systems, which have consistently embraced pioneering technologies, the payment landscape stands as a testament to this ongoing commitment to progress. Apple Pay is the most popular digital wallet with a market share taking 60% of transactions.

Payments Trends 52

Payments Trends Contactless Payments BNPL Online and Mobile Banking 52

Stax

AUGUST 22, 2024

According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. Fraudulent transactions Malicious parties are always on the lookout to exploit vulnerabilities online to steal information and money.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

NOVEMBER 22, 2019

A variety of factors have contributed to gift cards’ popularity, including their ease of theft and the simplicity of converting them into cash via online marketplaces. Merchants can be forced to issue chargebacks to credit card companies and banks for gift card purchases and be responsible for any additional penalties.

Credit Cards 52

Credit Cards Irrevocability Void Crime 52

FICO

NOVEMBER 7, 2022

US regulators seem poised to update the status quo for bank liability for authorized user/authorized push payment fraud, but just how big is the potential? Also known as scams or authorized user fraud, this multi-billion-dollar global fraud challenge is a real headache for consumers and banks. . FICO Admin. Tue, 07/02/2019 - 02:45.

Scams 52

Scams Authorization P2P Zelle 52

PYMNTS

APRIL 25, 2016

14, 2016, any bank that issues a Visa-branded card must give cardholders the option to register for alerts related to any card and card-not-present transactions, international cross-border transactions, and transaction amounts that an authorized cardholder has specified based on some transactional limit.

Issuers 41

Issuers EMV Visa Online and Mobile Banking 41

Nanonets

JUNE 29, 2023

Streamlined expense approval processes, automating spend limits and approval mechanisms Spend data analysis to identify savings opportunities and recommend cost-saving measures. Pros: Zero shot AI that can capture data from documents from day 1. Pleo Pleo is a smart expense management solution that simplifies company spending.

Payment APIs and Integration 52

Payment APIs and Integration Automation Credit Cards Online and Mobile Banking 52

Nanonets

JANUARY 17, 2024

InnovateX used the OCR-based mobile app offered by their expense management software for expense reporting which captures data directly from receipts and populates the same in the expense management system. And with mobile apps, expenses can be managed on the go - from the backseat of a cab or the departure lounge of an airport.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation Audit 52

The Payments Association

JUNE 5, 2025

From the enduring role of cash in some communities to the growing appeal of mobile wallets and wearables among others, the findings present a complex picture of a market in transition. Yet in the UK, only 30% of people have switched bank accounts, arguably a much simpler action.

Payments Trends 88

Payments Trends Consumer Online and Mobile Banking Debit Card 88