The Payments Association

NOVEMBER 18, 2024

How fintechs are challenging traditional banks in the merchant services space, posing a threat to banks’ core business and revenue streams. The shift driven by fintechs could erode banks’ dominance, forcing them to modernise or risk losing a significant share of the market. Why is it important? What’s next?

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Fintech News

APRIL 24, 2025

Matrixport processes over $5 billion in trading volume each month and is supported by major investors like Lightspeed, IDG Capital, and Qiming Venture Partners, according to its website. It provides access to game credits, gift codes, and vouchers using familiar local payment methods such as mobile carrier billing and e-wallets.

FinTech 133

FinTech Online and Mobile Banking Payment APIs and Integration Finance 133

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Finovate

MARCH 19, 2025

Core10 is partnering with PayNearMe to integrate loan repayment options, allowing its bank clients to offer payments via PayPal, Venmo, Cash App Pay, Apple Pay, Google Pay, ACH, and even cash at 62,000 retail locations. “Core10 is dedicated to helping financial institutions innovate faster,” said Core10 CEO Jeff Hanson.

Facilitators 94

Facilitators Credit Union Online and Mobile Banking Venmo 94

Clearly Payments

JANUARY 14, 2025

With so many payment options available from credit cards to mobile wallets it can be hard to know which methods are the best fit for you and your customers. But a growing number of businesses especially those online have dropped cash altogether because it doesnt make sense for their operations.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

Stax

APRIL 3, 2025

Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. This is expected to grow to 22.6%

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 18, 2025

On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. billion transactions and $9.76

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Payments Association

JANUARY 13, 2025

Drawing on comprehensive data from the 14 largest banking groups in Great Britain and Northern Ireland, the insights provide an in-depth examination of the tactics fraudsters use, the platforms they exploit, and the devastating impact these scams have on victims.

Scams 88

Scams Romance Scams Phishing Volume 88

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. Or they could use a mobile credit card terminal if they prefer to collect payments at the table.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Stax

JANUARY 21, 2025

With a payment gateway, they simply enter their card details online on your website or app. In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. For example, if you operate an online store, you need fast and secure online payment solutions.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech News

OCTOBER 31, 2024

Partior’s platform is live with prominent currencies, such as USD, EUR and SGD, and is used by major banks and firms, including DBS, JP Morgan, Standard Chartered, Siemens and iFAST Financial. The company recorded a total payment volume of around US$10 billion. Another company from Singapore featured on the list is Tazapay.

Cross-Border Payments 132

Cross-Border Payments Cross-Border Payment APIs and Integration Multi-Currency 132

Fintech Finance

JULY 23, 2024

Bank of America continues its winning streak in the annual benchmark that evaluates the online and mobile experience for small business customers of the top 11 national and regional banks that focus on small business digital banking.

Small Business 98

Small Business Digital Payments Online and Mobile Banking Wire 98

Fintech Finance

NOVEMBER 5, 2024

GSMA and UK Finance have joined forces to provide a collaborative framework for the UK’s leading mobile network operators and banks to develop and launch Scam Signal, a new solution to help address Authorised Push Payment (APP) fraud in the UK. Data from UK Finance shows that £213.7

Online and Mobile Banking 98

Online and Mobile Banking Scams Fraud Detection API 98

PYMNTS

JUNE 26, 2020

Many banks braced themselves for an oncoming surge in the number of consumers accessing their financial accounts online or via mobile banking apps, but safely and seamlessly providing that access remained tricky for many in the space. Developments Around the Cloud Banking World.

Mobile Banking 91

Mobile Banking Online and Mobile Banking Consumer Volume 91

Clearly Payments

MAY 13, 2025

Interac e-Transfer is a Canadian money transfer service that lets individuals and businesses send and receive funds using email addresses or mobile phone numbers. It’s offered through most Canadian banks and credit unions. The money is then securely deposited into your bank account. For consumers, it’s simple.

Credit Cards 94

Credit Cards Online and Mobile Banking Settlement Processors 94

Stax

MAY 13, 2025

These services enable you to process credit card payments online, in person, and on the go, and include everything from secure payment gateways to merchant accounts and point of sale (POS) systems. Reconciliation tools – Help you match payments to your records, track sales volume, and catch discrepancies.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Process 88

Fintech Finance

MARCH 7, 2025

However, mobile payments, digital wallets, and real-time transactions are broadening financial access. How does the rise of real-time payments impact traditional banking in Latin America? Growth is driven by financial inclusion, fintech innovation, and regulatory reforms. Key Takeaways – Report Summary 2. Management Summary 3.

Digital Payments 96

Digital Payments Payments Debit Card Online and Mobile Banking 96

PYMNTS

DECEMBER 4, 2020

The bank also processed record-breaking online and mobile payment transactions on Cyber Monday, up nearly 25 percent over 2019. with 2019 transaction volume exceeding $1.5 Because of the pandemic, shoppers shifted to online shopping for both discretionary goods and everyday spending. As the No. trillion, J.P.

Online and Mobile Banking 115

Online and Mobile Banking NOV Treasury Processors 115

The Payments Association

JANUARY 21, 2025

The report also notes a shift in consumer preferences, with rising adoption of digital wallets, mobile POS payments, and BNPL services. Looking to 2025, mobile payments and digital commerce are projected to exceed 10 trillion, with open banking and real-time payments leading growth. trillion.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Payments Association

APRIL 22, 2025

Drawing on comprehensive data from the 14 largest banking groups in Great Britain and Northern Ireland, the insights provide an in-depth examination of the tactics fraudsters use, the platforms they exploit, and the devastating impact these scams have on victims.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

Fintech Finance

NOVEMBER 12, 2024

Making cross-border payments simple Liv, the UAE’s first and largest digital bank launched by Emirates NBD, is introducing a new way to flex, letting people access multiple currency accounts from a single card. The Affirm Card is currently used by over 1.4 million consumers in the U.S.

Credential 97

Credential Cross-Border Multi-Currency Online and Mobile Banking 97

Fintech Finance

JULY 23, 2024

The following chart shows payment volumes across different payment methods from 2013 to 2023. Anecdotal evidence suggests that this trend is caused by increased numbers of shopping trips, the transition to hybrid working, the use of multiple bank accounts, and the increased use of Buy Now Pay Later (BNPL) services. billion, up from 45.7

Contactless Payments 98

Contactless Payments Online and Mobile Banking Debit Card Payments 98

PYMNTS

NOVEMBER 18, 2020

Chime , a mobile-based startup delivering banking services that has gained strength during the pandemic, is here to stay, according to CEO Chris Britt , CNBC reports. The company’s good fortunes come as people have largely stopped trying to conduct business transactions in person that they can do online.

Mobile Banking 85

Mobile Banking Online and Mobile Banking Volume Checks 85

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. The receiving bank then credits the money to the account of the receiving customer. The receiving bank then credits the money to the account of the receiving customer.

ACH 88

ACH ACH Network Payer Payee 88

PYMNTS

APRIL 13, 2020

(and international) consumer and the businesses that serve them will be center stage as earnings season gets underway, starting, as always, with a slew of big banks. The last time we had earnings season, stretching from mid-January into the end of February, banks pointed to the continued strength of the U.S. and the U.K.,

Online and Mobile Banking 124

Online and Mobile Banking Credit Cards Zelle P2P 124

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems. Around The Data Protection World.

Online and Mobile Banking 91

Online and Mobile Banking Regulations Rules Authorization 91

PYMNTS

AUGUST 31, 2020

The future of real-time payments is tied closely to cloud banking, and as more FIs migrate in that direction, the manifold benefits of real-time payments are propagating beyond the biggest players. percent are ‘very’ or ‘extremely interested’ in these payments’ capabilities,” the August guide states. Adaptability and Scalability.

Real Time Payments 135

Real Time Payments Online and Mobile Banking Correspondent Bank SWIFT 135

Finovate

JUNE 6, 2025

TransferMate Announces Strategic Partnership with Deutsche Bank Embedded B2B payments infrastructure-as-a-service company TransferMate has forged a strategic partnership with Deutsche Bank. In a statement, Deutsche Bank’s Head of Cash Management & Head of CB APAC MEA, Ole Matthiessen, highlighted the opportunity in APAC.

Cross-Border Payments 85

Cross-Border Payments APACS Payments Cross-Border 85

The Payments Association

JUNE 3, 2025

Moreover, as super apps and embedded ecosystems gain traction in emerging markets, tokenisation offers a scalable security model that can flex with the complexity of multi-role, multi-wallet environments, notes Venkat Srinivasan, sales & go-to-market, banking and payments products, at Thales.

Security 88

Security Payment APIs and Integration Payment Security Credential 88

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Merchant account providers (MSPs) often offer tailored solutions based on the type of business and online transaction volume.

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. They let buyers initiate payments by placing their mobile phone near a compatible payment terminal.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

MARCH 6, 2025

They simply tap their credit card , mobile device, or smartwatch to pay. TL;DR The top 7 types of contactless payments are NFC payments , RFID payments , tap-to-pay cards , QR code payments , mobile wallets , wearable payments , and crypto transactions. That figure more than doubled to 17.9 billion by 2023and its still on the upswing.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

PYMNTS

SEPTEMBER 24, 2020

In the great digital shift , the mobile device is the point of sale — especially in Asia’s fast-growing markets. The conversation came against a backdrop where online transaction volumes and mobile wallet adoption are increasing. Donlea noted that mobile wallets are designed for consumer and brand loyalty.

APACS 98

APACS Risk Online and Mobile Banking Verification 98

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Stax

JANUARY 21, 2025

Accepting payments always comes with processes and fees, particularly when it comes to online or digital payments. TL;DR A payment link enables you to request and accept online payments without having to build a website or checkout page. Payment links are ideal if you don’t process a lot of online sales.

Use Case 88

Use Case Online and Mobile Banking Payments ACH 88

Stax

APRIL 17, 2025

Its the central hub for businesses to complete purchases, whether in-store or online. Some retailers may use a mobile device, such as an iPad or Android device, as their POS instead of a computer. Some systems allow the cashier to scan the item using their mobile devices. For online stores, this step is a bit different.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

Clearly Payments

MAY 22, 2025

Authorization An authorization is a request to the cardholders bank to approve a charge. Acquirer (Acquiring Bank) The bank or processor that works with the merchant. Issuer (Issuing Bank) The issuing bank is the bank that gave the customer their credit or debit card.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52