Payments Dive

JUNE 30, 2025

Gap is one of dozens of merchants suing Visa and Mastercard over the cost of interchange fees on Visa and Mastercard-branded cards. In subsequent court filings, lawyers for the merchants asserted that Visa and Mastercard had seized on the judge’s question as the basis of their effort to push the trial into 2026. Last week, U.S.

Visa

The Payments Association

JUNE 16, 2025

The early impact of the UK’s mandatory reimbursement policy for authorised push payment (APP) scam victims, implemented in October 2024. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers. Why is it important? What’s next?

Scams

Finextra

JULY 7, 2025

For example, Bank of America (US) announced its clients reached 26 billion digital interactions in 2024 (a 12% year-over-year increase), including 676 million interactions with its AI virtual assistant “Erica.” In the UK, NatWest’s AI assistant, “Cora,” handled 11.2 At the same time, a J.D. Almost every bank is at least planning for GenAI.

AI

Finextra

JUNE 13, 2025

The original bank data stays protected, while the business uses the token for processing payments as if it were the real thing. From Niche to Necessity While tokenisation is already well established in card payment systems, its adoption for bank account data is only just beginning.

Data Security

Finovate

MARCH 7, 2025

By competing with global giants, EPI is pushing Europe toward a more integrated, efficient, and competitive payment system. What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments?

Payments

Stax

NOVEMBER 13, 2024

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Making a payment via the ACH network differs from making a payment with a credit card in that you are sending the money directly from one account to another, instead of charging it to a card you would later be liable to repay.

ACH

Fintech Finance

JUNE 20, 2025

From June, dtcpay users will be able to access more than 49 corridors for payments originating from Singapore. The DTCPay Mastercard partnership marks a major step forward in global payments, offering users a fast, secure, and seamless way to transfer money internationally.

Visa

Finextra

JUNE 21, 2025

Company Background and Evolution Shift4’s journey began in 1999, when 16-year-old Jared Isaacman started a tiny payment processing business (then called United Bank Card ) out of his parents’ basement. base, the company is positioning itself as a serious challenger to payment incumbents worldwide.

Payment APIs and Integration

Finovate

JANUARY 10, 2025

The embedded payment capabilities facilitate any payment type over any payment rail using any originating bank account. The company will also introduce real-time payment options including the Interac payment rail, virtual card capabilities, and push to debit. Tennessee-based Transcard is expanding to Canada.

Multi-Currency

Tearsheet

MARCH 13, 2025

Last year, Brex born as a scrappy startup with a corporate card for startups that transformed into a global fintech and enterprise SaaS firm in corporate spend made a bold move: it hit reset. This move simultaneously positioned Brex as a competitor to companies like Ramp and traditional corporate card providers.

Push-to-Card

Neopay

JUNE 20, 2025

70% of Authorised Push Payment (APP) fraud cases started online, with 16% originating through telecommunications networks. 70% of Authorised Push Payment (APP) fraud cases started online, with 16% originating through telecommunications networks. The following statistics are from the UK Finance Annual Fraud Report 2025.

Continuity

The Fintech Times

JANUARY 31, 2025

They quickly had to navigate the world of credit scores and card payments just to find somewhere to live. Back home, cash was king and so arriving with a large amount only saw her come under increased scrutiny from banks when she tried to open an account and prove her origin of funds.

FinTech

Fintech News

APRIL 13, 2025

Billion One of Indias original fintech pioneers, Paytm has been a household name since the early days of mobile wallets and QR-code-based payments. The firm raised USD $334 million in 2024 from investors including MUFG and Sumitomo Mitsui, pushing its total funding above USD $1.13 They can either have reached unicorn status or not.

FinTech

Trade Credit & Liquidity Management

JUNE 23, 2025

While it's tempting to assume that slow payments are solely a customer-side problem, many of the most common causes originate within your own operations: inaccurate invoices, format mismatches with accounts payable (AP) systems, outdated payment options, and overly liberal credit policies. 1% 10 Net 30) are a time-tested tool to improve DSO.

UCC

Fintech Labs Insights

MARCH 13, 2025

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Its core mission is to help businesses save time and money. It has more than 1,000 employees and a revenue run rate of $700 million. billion in April 2024.

Push-to-Card

PYMNTS

AUGUST 14, 2020

Prior to COVID-19, we were telling people that over the next five years, remote-commerce, card-not-present transactions will exceed in-store, card-present transactions,” Mendlowitz said. The Challange With Card-Not-Present Transactions . The Challange With Card-Not-Present Transactions . that’s not the case much anymore.

EMV

Fintech News

AUGUST 26, 2024

As digital wallets evolve from simple payment tools to comprehensive financial ecosystems, they’re writing a new chapter in the story of money – one that’s distinctly Asian in its origin but global in its implications. Here, smartphones aren’t just for calls and texts – they’re becoming the new face of money.

APACS

PYMNTS

OCTOBER 18, 2016

Ingo Money, a player in real-time push payments technology, and MoneyGram, a global provider of money transfer and payment services, announced Monday (Oct. The service also enables instant B2P and P2P disbursements originated by banks, companies and government agencies. retail locations. ” .

P2P

Fintech News

SEPTEMBER 9, 2024

Originally slated for the second quarter of 2025, the decision to delay the IPO came after the company struggled to secure a new chief financial officer (CFO), a process Nanu described as challenging. The post Nium Pushes IPO to 2026 Following Prolonged CFO Search appeared first on Fintech Singapore.

Cross-Border Payments

Fintech Finance

JULY 19, 2024

Jifiti , a global embedded lending technology company, has announced the release of its Tap Now, Pay Later technology, which enables consumers and business customers to easily add their approved loan or credit funds into any digital wallet, including Apple Pay, via virtual card. and Europe.

Payment APIs and Integration

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

Real Time Payments

PYMNTS

FEBRUARY 4, 2020

According to Bill Sheley, head of global push payments at Visa , the acquisition would help Visa to move “beyond the card” and achieve a “two-account disbursement model.” Visa, which acquired Earthport in May 2019, said the sale will help to speed up Earthport’s growth of its larger core payments business. based Earthport.

Cross-Border

PYMNTS

AUGUST 8, 2018

After OnDeck announced that it had notched better-than-expected earnings and loan volume, LendingClub followed suit with with a report that saw the firm beating Wall Street’s estimates for earnings and new originations. That growth came despite widening net losses and an environment where interest rates are beginning to climb. “We

Origination

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America (ICBA), announced a new partnership with MK Decision (MK) for its online loan-origination system. Our mission — to stimulate local borrowing and local lending — is well aligned with ICBA Bancard and its community bank clients.

Online and Mobile Banking

PYMNTS

SEPTEMBER 1, 2020

Wells Fargo is launching a new, low-cost bank account — with access as well to a new digital payments service — in its latest move to push beyond a series of scandals. In addition, account holders will be given a contactless debit card, with the ability to make purchase in a digital wallet. Wells Fargo on Tuesday (Sept.

Digital Payments

FICO

APRIL 6, 2017

While some new market entrants may have a vested interest in pushing AI solutions, the fact is that traditional scorecard methods and AI bring different advantages to credit risk modeling — if you know how to use them together. Take, for example, our new credit decisioning solution, FICO Origination Manager Essentials – Small Business.

Credit Risk

PYMNTS

AUGUST 14, 2020

It looks like a race is shaping up to determine the future management of General Motors ’ credit card business. However, the Journal cited unnamed sources as saying that the London-based Barclays is also bidding for GM’s card business, while current issuer Capital One is unlikely to let the account go without a fight.

Push-to-Card

PYMNTS

OCTOBER 27, 2016

Enter real-time push payments. Ingo Instant Payments, said the executive, works across a single API, sending money directly to cards held by customers or, in the case of managing the enterprise in an effort to meet payroll, employees. For push payments, said the executive, the direct peer-to-peer market is roughly $1.2

Payroll

The Fintech Times

FEBRUARY 16, 2024

Many consumers across the UK are falling to scams originating from Meta platforms: Facebook , Instagram and WhatsApp. According to Revolut , the UK neobank, 33 per cent of money lost to scams in total originated on these platforms. To better protect its consumers, the neobank has launched an advanced scam detection feature.

Scams

PYMNTS

JANUARY 8, 2021

It also pushed our industry to think about ways to provide faster availability of funds to people and businesses in need.”. A lot of what the pandemic did was force our industry to truly be digital, to facilitate frictionless transactions,” TCH Senior Vice President Elena Whisler said in a recent conversation with PYMNTS. “A

RTP

PYMNTS

DECEMBER 3, 2020

And while the origins of that trend pre-date the current crisis, Silvana Hernandez , senior vice president of digital payments at Mastercard , tells PYMNTS that the pandemic has sped up the process. And ticket resellers who typically face a multi-day set-up process to get paid can receive funds quickly by providing just a debit card number.

Treasury

PYMNTS

APRIL 17, 2020

He noted that NCR has helped clients with Small Business Association (SBA) loan origination activity, where information is critical across the application process (for underwriting purposes, for example). This crisis — perhaps more than ever — seems to have triggered the need for connections between people, their money and information.”.

Push-to-Card

The Fintech Times

FEBRUARY 24, 2025

The partnership will feature Mea Push Provisioning and Mea Card Data solutions that enable issuers and fintechs to activate OEM (original equipment manufacturer wallets), including options such as Apple Pay, Google Pay and Samsung Pay.

PCI DSS

PYMNTS

SEPTEMBER 4, 2020

Financial institutions (FIs) had leaned into online considerably before COVID-19, but there remained untapped market potential that took an extra push to access. Now, digital banking is the rage among consumers for the original reasons — speed, control — and it’s touchless, too. This we know. Signs are that it’s a hit with consumers.

Online and Mobile Banking

PYMNTS

SEPTEMBER 14, 2016

ACI Worldwide advises that, as the world moves toward immediate payment ecosystems, a holistic view of the transaction, with layered controls from origination to the application of real-time rules, is the only way to push the pedal to the metal on faster payments and put the brakes on fraud. million in 2007 to £52.5

Fraud Prevention

The Finance Weekly

FEBRUARY 14, 2022

Lastly, inflation is a 2022 wild card. As we approach 2 years since the start of the pandemic, it’s safe to say that most professional long term predictions have been shaky at best. The unpredictability of the pandemic along with market volatility in a global economy has made for some unprecedented financial challenges.

Automation

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking