PYMNTS

DECEMBER 23, 2020

Santander is an originator and servicer of non-prime auto loans and leases and provides credit information to CRAs via monthly data files, according to the CFPB release. Power research indicated that the number of customers doing credit applications online has soared, whether the car loan originates from a car dealer, bank or manufacturer.

CFPB 142

CFPB Consumer Financial Protection Bureau (CFPB) Non-Bank Origination 142

Finextra

JULY 9, 2025

Rebeca Minguela, CEO, Clarity AI, says: "We are transforming sustainability insights into a catalyst for action. ecolytiq’s platform aligns perfectly with our mission to embed sustainability intelligence into every decision—from multi-billion-dollar portfolios to everyday purchases."

AI 64

AI FinTech Cross-Border Payments Cross-Border 64

Finextra

JULY 15, 2025

Sponsored [New Impact Study] Exploring the Rise of Originate-to-Distribute (OTD) Models Share 1 Related Company Genome HUCH Channels /payments Keywords e-commerce Comments: (0) Sign in to comment Finextra Promoted [New Impact Study] How can Businesses Bridge the Gaps in their Cashflow?

Payment APIs and Integration 52

Payment APIs and Integration C2B Payments Real Time Payments 52

Finextra

JULY 9, 2025

The FCA has since rescinded its authorisation of Ziglu as an e-money instituion. David Shambrook and Damian Webb of RSM Restructuring Advisory LLP have been appointed as special administrators.

Payment APIs and Integration 64

Payment APIs and Integration Cryptocurrency Privacy Research 64

Finextra

JUNE 23, 2025

” Sponsored [Webinar] Why Future-Ready Banks Need a Skills-Based Approach to Workforce Planning Share Related Company SmartPay Shift4 Payments Channels /retail banking /payments Keywords mergers and acquisitions Comments: (0) Sign in to comment Related news /payments Shift4 to acquire Global Blue for $2.5

Privacy 64

Privacy Research API Acquirers 64

Finextra

JUNE 21, 2025

Jude Children’s Research Hospital (to handle donations) and Allegiant Travel (to extend its hospitality payments into airlines). Portions of the content may be reproduced verbatim from the original source, and full credit is provided with a "Source: [Name]" attribution. It struck partnerships with major names like St.

Payment APIs and Integration 52

Payment APIs and Integration Point-of-Sale (POS) Origination Authorization 52

The Fintech Times

JULY 15, 2024

Now, new research predicts the space to grow exponentially. Mobile money spend in emerging markets is predicted to reach $2.37trillion by 2029, from $1.58trillion in 2024 – representing growth of 51 per cent – according to a new study from Juniper Research.

Research 59

Research Financial Inclusion P2P Authorization 59

Finovate

JANUARY 28, 2025

The acquisition will make IFS’s end-to-end lease and loan origination and management automation platform, IFSLeaseWorks, available to more organizations and institutions. Integrated Financial Solutions is the provider of IFSLeaseWorks , an end-to-end lease and loan origination and management automation platform. is growing.

Acquirers 52

Acquirers Fraud Detection Origination Automation 52

Finextra

JUNE 12, 2025

The waitlist is now open for the metal card engraved with a piece of bitcoins origin story, taken from the genesis block. Offered to Coinbase One subscription members in the US, the card is offered by Coinbase and fintech Cardless, and issued by First Electronic Bank.

Credit Cards 59

Credit Cards Bitcoin Privacy Cryptocurrency 59

Finextra

JUNE 18, 2025

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community (..)

AML 52

AML Compliance Financial Crimes AI 52

Finextra

JULY 10, 2025

The demand is evident: research from Weavr indicates that 89% of B2B SaaS platforms are developing or considering integrated payment features² - from card issuance to wallets and embedded billing. Employers can deliver smarter, personalised benefits without the need for spreadsheets, receipts, or reimbursement delays.

Embedded Payments 52

Embedded Payments Embedded Finance Payment APIs and Integration B2B 52

Finextra

JULY 2, 2025

We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Gateways 52

Gateways API Payment APIs and Integration Authorization 52

Finextra

JUNE 24, 2025

We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Authorization Privacy 52

The Fintech Times

DECEMBER 21, 2024

Originally established in November 2020, the partnership between Affirm and Adyen began by making Affirm available to eligible Adyen merchants in the US, online and in-store through Adyens physical payment terminals. . Together with Affirm, were unlocking greater flexibility for consumers across the US and Canada.”

Payments 59

Payments BNPL Legal Consulting 59

Finextra

JUNE 19, 2025

Just last month, it opened its new global headquarters in the City of London and announced a commitment to create another 200 jobs over the next twelve months.

Risk 59

Risk AI Payment APIs and Integration Regs 59

Fintech News

JULY 8, 2025

Nubank had done a piece of research on the best countries to do digital banking in, and Tyme was active in quite a few of them. Later that night, Coen remembered telling his colleagues, “Wouldn’t it be amazing if these guys invested in us?” Then, just a few months later, Coen got a call out of the blue from David.

FinTech 76

FinTech Origination Cross-Border Caps 76

Finextra

JULY 14, 2025

We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Legal Framework 52

Legal Framework Privacy API Research 52

The Fintech Times

MAY 1, 2025

Founders who can articulate their mission with clarity and offer original perspectives on the sector stand a far greater chance of being quoted, profiled or featured in long-form interviews. This is often supported by another element that all journalists are drawn to: breakthrough research commands attention.

Origination 45

Origination Cross-Border Payments Fraud Detection Use Case 45

Finextra

JUNE 28, 2025

From humble startup origins in 2011, Wise now moves over £145 billion internationally each year for 15+ million customers – at a fraction of the cost charged by banks. From Startup to Public Company Wise’s origin story is a personal one. In doing so, Wise saved its users an estimated £2 billion in fees in FY2025 alone.

Cross-Border 52

Cross-Border Multi-Currency Embedded Finance Authorization 52

Finovate

NOVEMBER 19, 2024

The California-based company has offered paper-based and recycled products since 2017, and made a pledge in 2022 to convert most of its own original card products to digital or paper. It also supports BHN’s sustainability efforts.

Visa 52

Visa Product Issuers Card Issuer 52

Finextra

JUNE 13, 2025

The original bank data stays protected, while the business uses the token for processing payments as if it were the real thing. Tokenisation replaces sensitive bank account information with a secure, randomised token — a placeholder with no exploitable value.

Data Security 59

Data Security Payments Data Security ISO 20022 59

The Fintech Times

JANUARY 31, 2025

Back home, cash was king and so arriving with a large amount only saw her come under increased scrutiny from banks when she tried to open an account and prove her origin of funds. It is also now part of a national network of six data services driving the UKs leadership in smart data research.

FinTech 59

FinTech Financial Inclusion Research Government 59

Finextra

JUNE 23, 2025

Zopa is banking on the generous terms winning over customers, with research commissioned by the bank showing that a quarter of Brits strategically chase cashback offers, while nearly one in five have multiple bank accounts and financial products in a bid to find value, dodge fees, or simply get something back for their loyalty.

Accounts 64

Accounts Payment APIs and Integration Online and Mobile Banking P2P 64

Finextra

JULY 10, 2025

The use of generative AI to enable the migration allowed us to deliver the change more efficiently, in turn freeing up capacity for wider improvement activities.”

Cybersecurity 64

Cybersecurity Privacy AI API 64

The Fintech Times

FEBRUARY 27, 2025

Alongside this, NSG announced a new partnership with the National IT Academy (NITA) as part of the Space Academy initiative, originally launched by Aramco.

On-Demand 69

On-Demand Technology Innovation Origination 69

Finextra

JUNE 18, 2025

Another Swiss bank, Pictet, was also caught out by the attack, with the infiltrators stealing reams of invoice data from certain providers over recent years. Both banks maintain that no client data had been stolen during the break-in.

Privacy 72

Privacy API Research SWIFT 72

Finextra

JUNE 11, 2025

We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

PayPal 52

PayPal Payment APIs and Integration Venmo BNPL 52

Finextra

JULY 1, 2025

I’m very much looking forward to contributing my experience and further developing the company’s risk management together with the existing team.” Until her departure, Carina Kozole will continue to work closely with a group of experienced experts from the N26 team.

Risk Management 52

Risk Management Compliance Risk Authorization 52

Finextra

JULY 14, 2025

Sponsored [On-Demand Webinar] Payments Modernisation in EMEA – 2025 priorities and challenges Share Related Company MoneyBadger Channels /cryptocurrency /retail banking /payments Comments: (0) Sign in to comment Finextra Promoted [New Impact Study] Exploring the Rise of Originate-to-Distribute (OTD) Models Welcome to Finextra.

Bitcoin 69

Bitcoin Payment APIs and Integration Value Added Service Authorization 69

The Fintech Times

JUNE 25, 2025

The research found that 43 per cent of customers will abandon a purchase and never return to a site after a poor checkout experience. If you can make it clear that a specific transaction is going to take a little bit longer, say because the transaction is originating from a new country, that’s a game changer.”

Global Payments 59

Global Payments Payments Settlement Product 59

Finextra

JUNE 19, 2025

From initial KYC to downstream processes like loan origination and lifecycle management, effective onboarding hinges on the ability to collect, connect, and reuse data intelligently. Too often, data is siloed or incomplete, leading to duplication of effort, delays, and an inconsistent experience for commercial clients.

AML 52

AML Risk AI Compliance 52

PYMNTS

NOVEMBER 18, 2020

Mortgage originations, including refinances, continued on their upward trend as homeowners continue to take advantage of the low interest-rate environment,” Donghoon Lee , research officer at the New York Fed, said in the report, which tallied numbers through Sept. Auto loans hit $1.36 trillion, up $17 billion.

Credit Cards 124

Credit Cards Consumer Federal Reserve Fed 124

The Fintech Times

JANUARY 31, 2025

Mexican consumers are this year alone projected to send over $27.9billion in remittances globally, according to a survey commissioned by Wise from global research firm Edgar, Dunn & Company (EDC). million Hispanics of Mexican origin living in the US as of 2021. There are an estimated 37.2

International Payments 59

International Payments Multi-Currency Cross-Border Payments Cross-Border 59

Clearly Payments

NOVEMBER 13, 2024

BIN Identification : The payment processor reads the first six digits of the card number (the BIN) and identifies the issuing institution, along with the card type and country of origin. Routing : The payment processor routes the transaction request to the appropriate issuing bank for authorization.

Process 104

Process Processors Payments Compliance 104

Finextra

JULY 4, 2025

With this new backing, we’re advancing our mission to bring trillions of dollars more in real-world assets on-chain, creating a more connected and efficient financial ecosystem."

Interoperability 59

Interoperability Privacy Blockchain Authorization 59

Finovate

FEBRUARY 13, 2025

Intuitech Intuitechs GenAI agents automate 95% of the most complex banking and insurance workflows, cutting loan origination time from weeks to minutes. Investment banks (especially equity research and sales teams), asset managers, wealth managers, and hedge funds. Banks and wealth managers.

AI 52

AI Automation Origination Research 52

Finextra

JULY 7, 2025

Sponsored [Webinar] Entering the Originate-To-Distribute era: Exploring commercial lending and portfolio diversification Share Related Company Tonik Channels /retail banking /people Comments: (0) Sign in to comment Finextra Promoted [New Impact Study] Case Management: The Key to Revolutionising Cross-Border Payments Welcome to Finextra.

Payment APIs and Integration 52

Payment APIs and Integration Payroll Cross-Border Payments Authorization 52