The Fintech Times

NOVEMBER 2, 2024

Banks By 2020, Bhutan’s financial sector included five banks, three insurance companies, one CSI bank, five microfinance institutions, one pension institution, two telecom companies as well as a single stock exchange.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

Fintech Finance

JUNE 23, 2025

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has expanded its global technology partnership ecosystem to help financial institutions across the globe increase operational resiliency and address evolving regulatory requirements to safeguard the stability of the financial system.

Technology 84

Technology Payment APIs and Integration Non-Bank Fraud Prevention 84

Finextra

JUNE 13, 2025

These tokens are stored and managed outside the business’s systems, in highly secure external environments. The original bank data stays protected, while the business uses the token for processing payments as if it were the real thing. Even if a breach occurs, attackers get meaningless tokens rather than actionable payment credentials.

Data Security 59

Data Security Payments Data Security ISO 20022 59

The Payments Association

JUNE 16, 2025

Social media platforms and telecommunications companies, where most scams originate in terms of both volume and value, must be brought into the discussions on accountability and stopping fraud at its source. Such a model enables firms to proactively stay on top of both their consumer protection and their fraud risk management obligations."

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

The Fintech Times

APRIL 11, 2025

As part of the TN collateral management platform, participants can pledge funds or assets for instant credit to other participants. Banks can use their balance sheet to participate in syndicated loans originated by other members of the network, secured by the TN collateral management platform.

Participant 59

Participant Settlement Irrevocability Compliance 59

Finextra

JULY 7, 2025

For example, among banks that have implemented GenAI, 88% have seen improvements in risk management and compliance, and 85% report time/cost savings. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions. These are significant positive outcomes.

AI 72

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 72

Stax

JANUARY 21, 2025

Even if the data is intercepted, it doesnt offer any value and wouldnt be used to extract the original data. Other features and benefits of Payment Depot include: 24/7 risk monitoring – Payment Depot is proactive when it comes to risk management. You can also dispute chargebacks from your account.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Fintech Review

APRIL 11, 2025

This shift affects banks, insurers, asset managers, and regulators alike. A Brief History of Fintech The origins of fintech can be traced back to the 1960s. Growth must be matched by governance, risk management, and long-term vision. It represents a shift in mindset: finance as a service, not a place.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Finovate

MARCH 7, 2025

Notably, these acquisitions continue to operate under their original brands, allowing for organic user growth before transitioning fully to Wero. Central and Southern Asia Indian B2B Software-as-a-Service (SaaS) company Perfios acquired financial crime detection and risk management platform Claris5.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Fintech Finance

JUNE 5, 2025

With this new capital, Payall will accelerate its global payout partner connections and sales to originating institutions, correspondent banks and regulators as well as further distinguish its breakthrough counterparty risk management, multi-jurisdictional compliance automation and AI deployment.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 59

M2P Fintech

APRIL 17, 2025

Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection. million customers, in just 88 days.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

Fintech News

JUNE 12, 2025

Anastasia Sakharova “OJK mandates that regulated entities implement strong principles of governance, robust risk management processes, cybersecurity resilience, and maintain market integrity. ” The timeline is urgent, and all existing providers must demonstrate full compliance.

Compliance 118

Compliance Travel Rule Risk Due Diligence 118

The Payments Association

MARCH 18, 2025

Unlike open bankings regulatory-driven origins, open finance is advancing through a mix of policy frameworks and market-led initiativesdriving divergent adoption curves that are reshaping competitive dynamics globally. Fraud detection and risk management are also evolving. For payments leaders, the implications are profound.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

M2P Fintech

MARCH 24, 2025

Additionally, AI-powered chatbots will handle customer queries and manage loan servicing tasks, reducing manual workload and improving efficiency. AI is poised to revolutionize loan origination. Big data analytics transforms loan management, guiding strategic planning. Data analytics benefits both lenders and borrowers.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

Finextra

JUNE 10, 2025

The all-important action is to join the wallet-work for customer value, automation and risk management 3.0 From our origins in mobile payments, we expanded our scope to digital finance more broadly—always looking beyond the horizon, anticipating the next disruption before it arrives.

AI 99

AI Authorization Interoperability Origination 99

Stax

NOVEMBER 13, 2024

The ACH network is governed by the National Automated Clearing House Association (Nacha ), an American organization that administers risk management and rule enforcement for all ACH transfers and works with the Federal Reserve. After this period, the original transaction, or any part of it, cannot be refunded.

ACH 88

ACH ACH Network Payer Payee 88

Fintech Finance

MAY 15, 2025

ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, has been recognized among leading solutions providers in Datos Insights latest report on the fraud orchestration solutions market, Beyond Point Solutions: Orchestrating the Future of Fraud Prevention.

Fraud Prevention 52

Fraud Prevention Privacy Advisors On-Demand 52

Fintech Review

MAY 4, 2025

Best for : Digital banks and B2B fintechs needing dynamic risk management. Kantox A specialist in automated FX risk management and dynamic hedging solutions, designed for companies with recurring currency exposure. Best for : Mid-sized businesses managing international receivables and payables.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Finextra

JULY 1, 2025

N236 hires Santander's Jochen Klöpper as MD in charge of risk management and compliance N26 is planning changes to its leadership team. N236 hires Santander's Jochen Klöpper as MD in charge of risk management and compliance N26 is planning changes to its leadership team.

Risk Management 52

Risk Management Compliance Risk Authorization 52

The Payments Association

MARCH 17, 2025

Expanding this to include specialised sandboxesfor stablecoins, AI-driven risk management, or embedded financecould encourage further innovation. Supporting SMEs and B2B payments SMEs are the backbone of the UK economy, yet many struggle with compliance burdens that were originally designed for larger financial institutions.

Regulations 88

Regulations Risk Stablecoins Payments 88

The Fintech Times

APRIL 15, 2025

Commenting on the role, Gooch said: “I am really looking forward to working with the talented team here and continue to help our customers navigate the complexities of international payments and FX risk management as they look to grow overseas.

FinTech 64

FinTech Payment APIs and Integration Non-Bank Community Banks 64

Finextra

JUNE 19, 2025

The combination is designed to help clients in the financial services sector and adjacent regulated industries to navigate increasingly complex compliance and risk environments - providing an industry-first data driven end-to-end regulatory compliance and risk management platform.

Risk 59

Risk AI Payment APIs and Integration Regs 59

Trade Credit & Liquidity Management

JUNE 9, 2025

A higher Z-score implies a lower risk of default and higher creditworthiness. 1.81 < Z < 2.99 : "Gray zone"—some risk, but bankruptcy is not imminent. It uses working capital, retained earnings, market value of equity, total assets, and total liabilities for its variables.

Assessments 52

Assessments Credit Limit AI Risk 52

Finextra

JUNE 25, 2025

Thursday 10th July 2025 15:00 BST | 16:00 CEST | 10:00 EDT 58 registered Online Join this Webinar What has led to the shift from originate-to-hold to originate-to-distribute (OTD) model, and what are the advantages that an OTD model offers to banks? Higher interest rates have led to higher risk for banks.

Origination 52

Origination Privacy AI Research 52

Finextra

JULY 2, 2025

Recognized as the leading independent platform for data and analytics on quantitative strategies, Premialabs capital markets infrastructure is trusted by top asset managers, insurance companies, and pension funds. It drives digital transformation, enhances performance and risk management, while reducing operational costs.

Authorization 52

Authorization Privacy Research API 52

Finovate

FEBRUARY 6, 2024

Embedded finance platform Liberis announced a partnership with identity risk management innovator Alloy. Embedded finance platform Liberis has teamed up with identity risk management innovator Alloy. Embedded finance platform Liberis has teamed up with identity risk management innovator Alloy.

Risk Management 59

Risk Management Risk Embedded Finance Compliance 59

PYMNTS

DECEMBER 16, 2016

The government watchdog said the first Consumer Credit Trends release shows a sharp increase in mortgage originations from August to October when compared to last year, growth in credit card lending to lower-income consumers, fewer auto loans to borrowers with lower credit scores and a slight slowdown of new student loans.

CFPB 64

CFPB Credit Cards Consumer Financial Protection Bureau (CFPB) Risk Management 64

M2P Fintech

JANUARY 21, 2025

Finflux by M2P Finflux by M2P is an API-first platform that offers comprehensive solutions for Loan Origination (LOS) and Loan Management System (LMS), designed to streamline lending operations across over 15 products, including personal loans, auto loans, education loans, and gold loans. Lets dive in!

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

M2P Fintech

NOVEMBER 7, 2024

The right features in a robust loan origination software can significantly transform the process. With a straight-through process (STP)-based Loan Origination System (LOS), lenders can not only improve the customer experience but also reduce the customer onboarding TAT significantly. What is a Loan Origination System?

Origination 52

Origination PCI DSS API Underwriting 52

Seon

JUNE 24, 2024

The rise of online transactions and evolving cybercrime tactics highlight the urgent need for strong identity risk management and monitoring. Identity theft presents significant challenges to businesses, making proactive risk mitigation essential for regulatory compliance, trust, asset protection, and operational integrity.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

FICO

OCTOBER 21, 2021

We suggest focusing on data that has the ability to show trends or change and that can be operationalised as early warning indicators or to aid decisions through overlays to existing models and/or strategies – temporary measures that demonstrate sound risk management practices. Payment holidays should not impact score validity.

Risk Management 52

Risk Management Risk Credit Risk Assessments 52

Nanonets

APRIL 11, 2023

The loan origination process has historically been a complex and time-consuming endeavor for both commercial lenders and borrowers. We’ll also see how Nanonets can help your business achieve loan automation and improve the loan origination process and business efficiency.

Origination 52

Origination Automation Risk Assessment Underwriting 52

FICO

JUNE 17, 2019

In this series, I discussed how digital transformation is reshaping the origination processes and improving the customer experience. Decision Accuracy in Risk Determination. It’s difficult to accurately evaluate credit applications for risk in changing market conditions, and pricing that risk effectively.

Origination 40

Origination Risk Automation Underwriting 40

FICO

MARCH 15, 2018

Origination Scores Offer Targeted Insight. Origination scores add significant value above and beyond the FICO ® Score, which is based solely on the data found in a consumer’s credit bureau file. There can be nuanced differences in the risk patterns and trends for this population relative to those of the holistic customer (i.e.,

Origination 40

Origination Risk Underwriting Credit Risk 40

PYMNTS

NOVEMBER 15, 2016

14) that the company is entering the small business finance space with a new platform that adds to its existing consumer lending, credit risk and portfolio risk management offerings for financial institutions. Reports said Monday (Nov. ”

Origination 66

Origination Small Business NOV Credit Risk 66