Tom Groenfeldt

JULY 17, 2025

One of their first big users of the real-time payments network was PayPal. Now he no longer has to explain instant payments, and instead he talks about use cases, including transferring funds from closed loop systems to bank accounts. Other closed loop systems with digital wallets, such as gaming sites, have also made use of RTP.

Real Time Payments

Finextra

JUNE 11, 2025

Home Announcements Payments Selfbook chooses PayPal as agentic commerce partner External This content is provided by an external author without editing by Finextra. Travelers who checkout with PayPal and Venmo will gain access to exclusive rates, generating meaningful savings, and driving better conversion for Selfbook’s hotel customers.

PayPal

Cardfellow

JUNE 25, 2025

The entire process will be detailed in the next section, but it’s worth noting here that resolving these disputes can sometimes take more than two months — PayPal, for example, advises that the whole process can take up to 75 days. During this time, the revenue from the disputed sale is withheld from your account.

Disputes

Finextra

JUNE 23, 2025

Set to arrive by the end of the year, FIUSD will be offered through existing Fiserv technology at no additional cost to clients and be interoperable with other stablecoins, with a deal already in place with PayPal for its PYUSD. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Stablecoins

Stax

MARCH 11, 2025

Popular digital wallet brands include Apple Pay, Google Pay, Samsung Wallet, PayPal Digital Wallet, and Venmo. PayPals payment button is a good example of a redirect payment gateway. Whenever buyers click the PayPal Checkout button (payment link), they are redirected to PayPals official page to complete the transaction.

Online Payment Processing

Finextra

JULY 13, 2025

Fiat-backed token launches : Bank of America, Standard Chartered, PayPal (PYUSD), Revolut, and Stripe are joining the “stablecoin gold rush,” targeting cross-border remittances. Hong Kong & offshore RMB : New stablecoin licensing effective August 1, with JD.com & Ant pushing RMB-backed stablecoins to challenge USD dominance .

Stablecoins

Finextra

JUNE 9, 2025

New fraud monitoring rules require a proactive approach Finally, as expected, real-time fraud prevention remains a key consideration. In addition to mitigating fraud, this would also enable banks to compete with the likes of Venmo and PayPal in facilitating mobile, peer-to-peer (P2P) payments. Reports show that a third of U.S.

ISO 20022

Clearly Payments

FEBRUARY 10, 2025

Card Networks Companies like Visa, Mastercard, and American Express ( credit card networks ) that set processing rules and fees. The Truth About Flat-Rate Processing Many small businesses are drawn to flat-rate pricing because it seems simple, with rates like 2.9% + 30 per transaction (common with providers like Square and PayPal).

Small Business

The Payments Association

JULY 24, 2025

Offer the Right Payment Methods The journey starts with figuring out which payment methods customers expect – credit cards, Apple Pay, Klarna, PayPal, local wallets, and more. Each one comes with its own APIs, integration flows, and validation rules. But offering them isn’t just a settings toggle.

Payment APIs and Integration

Stax

NOVEMBER 14, 2024

Stax Stripe Square PayPal Banks Contract Required No No No No Yes Early Termination Fees No No No No Yes Card Present Processing Pricing $99/month + 8¢ per transaction + interchange 2.9% + 30¢ per transaction (includes interchange) 2.6% + 10¢ per transaction (includes interchange) 2.7%

Credit Cards

Payments Dive

JUNE 20, 2025

In A pril, PayPal Holdings subsidiary Xoom teamed up with Tencent to provide cross-border payments for Weixin Pay users. That same week, Conduit Technology, the cross-border payments provider using stablecoins, raised $36 million from Dragonfly and Altos Ventures and other investment firms. As part of the deal, customers in the U.S.,

Cross-Border Payments

Fintech Finance

MARCH 5, 2025

The strength of this system lies in the combination of two complementary approaches : on one hand, an advanced AI model that anticipates and detects emerging fraud patterns; on the other hand, a proven rule-based detection system that ensures effective identification of known suspicious behaviours.

Fraud Detection

Cardfellow

JULY 12, 2025

You can also consider accepting payment via QR code for compatible services like Venmo or Paypal. Be sure you’re following any rules for business use of those systems, not peer-to-peer, to avoid any issues.

Credit Cards

Fintech Review

APRIL 11, 2025

Companies like PayPal, TransferWise (now Wise), and Revolut became pioneers in this new wave. Digital lenders, neobanks, and payment firms must comply with capital requirements, operational standards, and governance rules. New rules can affect product design, pricing, or go-to-market strategies.

FinTech

EBizCharge

MARCH 20, 2025

This requires configuring API keys and setting up payment processing rules. Next, configure the payment settings by defining accepted payment methods, processing fees, and invoice-matching rules to align with your business operations. Digital wallets (Apple Pay, PayPal, etc.) and ACH/eChecks for direct bank transfers.

Payment Gateways

The Payments Association

JUNE 16, 2025

These are closely followed by cash (accepted by 74% of respondents), PayPal (70%), and digital wallets such as Apple Pay and Google Pay (66%). Tailored education, sector-specific solutions, and clear communication about functionality and regulatory clarity will be crucial to accelerating open banking’s progress. Read More »

On-Demand

Finextra

JUNE 6, 2025

To address these issues, international leaders such as Klarna, Afterpay, PayPal, and Affirm are already using artificial intelligence (AI) and big data to minimise their losses and at the same time personalize services for customers and increase sales. We use cookies to help us to deliver our services. Please read our Privacy Policy.

BNPL

Cardfellow

MAY 19, 2025

As a loose rule, if the equipment is made by a processing company, its likely restricted to that company. For proprietary systems, youll regularly see Square and PayPal equipment. Read more: Credit Card Machine Companies Determining Status To determine if a machine is universal or proprietary, you can ask directly. (Or

Credit Cards

Fintech Review

MARCH 24, 2025

Scalable treasury solutions: Taxbits platform provides seamless, scalable cost basis tracking and calculations, powered by a robust rules engine with customizable features to meet client-specific needs. Trusted by PayPal, Google, BitGo, Fireblocks, and FOX, Taxbit ensures seamless accounting and regulatory adherence.

Bitcoin

Payments Dive

JULY 11, 2025

The shift will allow banks around the world to communicate, share data and operate by the same rules for cross-border payments, said Elias Ghanem, the global head of consulting firm Capgemini’s Research Institute for Financial Services. Global payments are “deep and complex,” said Ghanem, who formerly worked for Visa and PayPal Holdings.

ISOs

Payments Dive

JULY 18, 2025

Editors picks Justin Sullivan via Getty Images Visa CEO ‘strongly’ disagrees with class settlement ruling The card network giant expects the parties to negotiate a new settlement following a judge’s rejection of an agreement reached earlier this year, but its CEO notes that could happen after a trial begins. By Lynne Marek • Aug.

Payments

Finextra

JUNE 13, 2025

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Stablecoins

Finextra

JUNE 8, 2025

As BlackRock, PayPal, Visa, and JP Morgan build their own digital currency infrastructure, it’s becoming clear that the future of finance won’t be built in opposition to the system - it will be built by absorbing it. Stablecoins are not just payment mechanisms. They are clearing rails , reserve assets , and increasingly, programmable capital.

Stablecoins

Finextra

JULY 31, 2025

Through a partnership with Paxos, it is now adding support to dollar-backed stablecoins, Global Dollar (USDG) and PayPal USD (PYUSD), as wells as Circles euro-backed EURC. In addition, the payments giant has added support for the Stellar and Avalanche blockchains on top of the already backed Ethereum and Solana.

Stablecoins

Payments Dive

JULY 17, 2025

Sign up A valid email address is required. Please select at least one newsletter. By Lynne Marek • Aug.

Stablecoins

Fintech Finance

MAY 22, 2025

Curve Pay becomes the first payment solution to leverage the newly accessible iPhone NFC interface after Apples acceptance of the European Commissions ruling on competition concerns , making it the first-ever viable Apple Pay alternative on iOS.

Online and Mobile Banking

Finextra

JULY 24, 2025

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Regulations

Cardfellow

FEBRUARY 23, 2025

It suggested commonly considered options that included Square, PayPal, Stripe and Shopify (flat rate processors) and mentioned Traditional Merchant Accounts. Other Suggestions for Scenario A After Square, ChatGPT suggested PayPal Here, another flat rate processor. Scenario A Not a great start. Why does that matter?

Credit Cards

The Fintech Times

JANUARY 30, 2025

Aviva will leverage AutoReks end-to-end platform to implement a fully audited, rules-driven reconciliation process, for complete transparency for CASS auditors and internal stakeholders. Formance , the open source financial infrastructure provider, has closed a $21million Series A funding round co-led by PayPal Ventures as well as Portage.

FinTech

Payments Dive

JULY 15, 2025

The move likely foreshadows stricter control over consumer data by large banks if a federal court rejects a Consumer Financial Protection Bureau rule that was aimed at opening up access to data. banks have sued to block the rule issued during the Biden administration before it takes effect next year. JPMorgan, the largest U.S.

FinTech

Payments Dive

JULY 11, 2025

The department’s evaluation of BNPL lending comes as another executive branch agency, the Consumer Financial Protection Bureau, has retreated from a rule interpretation under which it had planned to afford BNPL users many of the same consumer protections required for credit cards.

BNPL

Payments Dive

JUNE 30, 2025

The Consumer Financial Protection Bureau in January proposed an interpretive rule that would require video game companies to comply with the Electronic Fund Transfer Act. A CFPB spokesperson did not immediately respond to a request for comment about the status of the rule.

Payments

Payments Dive

JULY 21, 2025

Consumers increasingly encounter stablecoins in apps, wallets, and digital platforms — and they deserve clear rules and real protections,” Bell said. “Stablecoins should help consumers—not put them in harm’s way,” Chuck Bell, advocacy program director at Consumer Reports, said in a statement. By Caitlin Mullen • Aug.

Consumer

Finextra

JUNE 26, 2025

Existing investors including PayPal, Mastercard and Peak XV are also set to divest up to 147.8 Indian fintech Pine Labs plans IPO Pine Labs, the India-based payments firm, is looking to raise more than $300m from its planned listing. The fintech has filed for an IPO and is set to issue fresh shares to meet its fundraising target of $304m.

FinTech

Payments Source

DECEMBER 12, 2019

PayPal — which is rarely thought of as a prepaid card company — has filed a lawsuit against the CFPB over its rules on prepaid accounts, underscoring the rapid changes in digital financial services and PayPal’s own expanding financial services ambitions in recent years.

CFPB

PYMNTS

DECEMBER 12, 2019

In the lawsuit, filed in in the United States District Court for the District of Columbia, PayPal said the CFPB rule that requires disclosure for digital wallets and prepaid debit cards places “unreasonable restrictions” on consumers’ abilities to link certain credit products to PayPal accounts.

CFPB

Payments Source

OCTOBER 5, 2016

The biggest surprise for many who awaited the Consumer Financial Protection Bureau’s final rule for prepaid cards was discovering that its reach extends to some of the payments industry’s highest-profile tech firms, such as PayPal Inc.’s ’s Venmo, Square Inc.’s ’s Square Cash and Dwolla.

Rules