Finovate

FEBRUARY 4, 2025

“As money moves between banks, consumers, businesses, and beyond in a complex cycle, credit and debit cards continue to play a leading role in the payment experience,” said FIS Head of Cards and Money MovementChris Como. FIS is now certified to offer send capabilities for FedNow.

FedNow 59

FedNow Federal Reserve Push-to-Card Enrollments 59

Fintech Finance

AUGUST 15, 2024

The continued push for a Cashless India presents an opportunity for businesses to offer new customer journeys in the fastest growing e-commerce market in the world,” said Ingo Uytdehaage, Co-CEO, Adyen. “We Adyen manages the entire payment flow, including gateway, risk management, and acquiring for its merchants.

Process 111

Process Technology Cross-Border Payments Push-to-Card 111

PYMNTS

JANUARY 18, 2021

There have also been shifts in how customers pay for goods and services, with s ocial distancing policies making contactless transactions essential and pushing consumers toward payment methods such as bank transfers and digital wallets. Such touchless payment options are being used alongside traditional ones like credit cards and checks.

API 127

API Treasury Best Practices Risk 127

Finextra

JUNE 13, 2025

But these measures alone don’t eliminate the inherent risks of decentralised data. It simplifies compliance and risk management by centralising sensitive data into a single, tightly controlled location. Even if a breach occurs, attackers get meaningless tokens rather than actionable payment credentials.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Finextra

JULY 7, 2025

For example, Bank of America (US) announced its clients reached 26 billion digital interactions in 2024 (a 12% year-over-year increase), including 676 million interactions with its AI virtual assistant “Erica.” In the UK, NatWest’s AI assistant, “Cora,” handled 11.2 At the same time, a J.D. Almost every bank is at least planning for GenAI.

AI 64

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

Finovate

MARCH 7, 2025

By competing with global giants, EPI is pushing Europe toward a more integrated, efficient, and competitive payment system. What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments?

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

NOVEMBER 16, 2016

15) that banks using its Bank Centric Payments platform will now have access to real-time payments thanks to a collaboration with Push Payments. ” In a statement, Push Payments CEO Travis Dulaney said the market is ready to adopt real-time and faster payments capabilities. The company said Tuesday (Nov.

Real Time Payments 71

Real Time Payments Remote Deposit Capture Same Day ACH ACH 71

PYMNTS

SEPTEMBER 24, 2020

New moves from automakers and credit card companies are pushing vehicle commerce — or v-commerce — forward with new data showing it could reach critical mass by the end of the decade. This collaboration represents a new method for payment authentication that will simplify the payment management of any vehicle.

Push-to-Card 99

Push-to-Card Transactions Credit Cards Risk Management 99

The Payments Association

JUNE 16, 2025

The early impact of the UK’s mandatory reimbursement policy for authorised push payment (APP) scam victims, implemented in October 2024. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers. Why is it important? What’s next?

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

PYMNTS

AUGUST 8, 2019

The collaboration gives the 12,000-plus national ACTA members an opportunity to tap into Western Union’s payments expertise and knowledge of foreign currency transactions and currency risk management, according to a Western Union press release on Thursday (Aug.

Cross-Border 71

Cross-Border Cross-Border Payments Push-to-Card Payments 71

PYMNTS

OCTOBER 5, 2016

Today, accounts payable firm MineralTree announced a collaboration with Visa with a goal of helping corporates pay their suppliers by virtual card. But the commercial card is hardly the most preferred method of payment for suppliers, and that fact could mean adoption challenges for MineralTree and Visa’s new tool. Buyer Control.

Accounts 73

Accounts Commercial Card Push-to-Card ACH 73

PYMNTS

APRIL 15, 2020

The advent of COVID-19 , Fiserv ’s Vice President of Risk Analytics and Strategy Kannan Srinivasan and Vice President of Fraud and Financial Crimes Management Gasan Awad told PYMNTS, didn’t introduce these things – but it did create a perfect storm of factors that is now pushing these fraudsters into overdrive.

Online and Mobile Banking 80

Online and Mobile Banking Scams Bots Risk Management 80

The Fintech Times

AUGUST 16, 2024

Ingo Uytdehaage , Co-CEO of Adyen, explained that pushing for a cashless India presents an opportunity for businesses to offer new customer journeys in its rapidly growing e-commerce market. Adyen manages the entire payment flow, including gateway, risk management, and acquiring for its merchants.

Process 64

Process Technology Cross-Border Payments Push-to-Card 64

PYMNTS

SEPTEMBER 14, 2016

ACI Worldwide advises that, as the world moves toward immediate payment ecosystems, a holistic view of the transaction, with layered controls from origination to the application of real-time rules, is the only way to push the pedal to the metal on faster payments and put the brakes on fraud. million in 2007 to £52.5 million in 2007 to £52.5

Fraud Prevention 77

Fraud Prevention Faster Payments Push-to-Card Payments 77

Finextra

JUNE 6, 2025

However, as the industry flourishes, so inevitably do the risks ranging from fraud to late payments. Afterpay is using big data and AI to ensure a smooth user experience and improved risk management. Among other things, Sezzle is using machine learning for customer risk assessment and to offer tailored financing options.

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

FICO

DECEMBER 10, 2020

These and other milestones have come to pass, pushing enterprise-scale AI solidly into the “early adoption” phase, as defined by “Chasm” author Geoffrey Moore. This is despite one-half of survey respondents reporting having strong model governance and management rules in place to support ethical AI usage.

AI 98

AI Fraud Detection Payment APIs and Integration On-Demand 98

Stax

JANUARY 31, 2024

If your company accepts credit card payments ( which it should ), chances are, you’re going to be affected by Visa’s interchange rates. cards currently in use. So it’s virtually impossible for a business to not accept Visa cards. TL;DR Interchange rates are the fees charged by credit card networks.

Credit Cards 88

Credit Cards Push-to-Card Processors Transactions 88

PYMNTS

MAY 15, 2019

The acquisition, Bill Sheley, head of global push payments at Visa , told Karen Webster, helps move Visa “beyond the card” and, writ large, helps the payments giant to embrace a “two-account disbursement model.” To that end, Visa has taken the “buy” path, and said last week that it gained control of Earthport , having bought the U.K.-based

Cross-Border 74

Cross-Border Cross-Border Payments Credential Wire Transfer 74

PYMNTS

JANUARY 8, 2019

That’s where reloadable cards and instant access to funds come in — especially as the worlds of payments and commerce move further toward the goal of frictionless transactions and sports betting in the U.S. In fact, Cregan said he imagines that in the near future, the reloadable card could be tied to merchant rewards and loyalty features.

Faster Payments 75

Faster Payments Legal Payments Instant Payments 75

FICO

APRIL 6, 2017

While some new market entrants may have a vested interest in pushing AI solutions, the fact is that traditional scorecard methods and AI bring different advantages to credit risk modeling — if you know how to use them together. Take, for example, our new credit decisioning solution, FICO Origination Manager Essentials – Small Business.

Credit Risk 96

Credit Risk Risk AI Origination 96

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

PYMNTS

JULY 6, 2017

In the third episode of our “ Kill The Check ” series, Ingo Money ’s CEO Drew Edwards spoke with PYMNTS about the demand lenders face not only to fast-track approvals, but also to push payments into the accounts of borrowers — regardless of account type. That speed factor is why some online lenders may lose market share to competition.

Payment APIs and Integration 40

Payment APIs and Integration Push-to-Card Risk Management Debit Card 40

Finextra

JUNE 23, 2025

Location Joburg Followers 5 Opinions 23 Follow Unfollow For years, stablecoins existed in a regulatory grey zone – popular as “digital cash” but lacking official oversight. This means the “stable” in stablecoin is now legally enforceable. For the US government, the play here is pretty simple: reaffirm the U.S.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

The Fintech Times

MARCH 9, 2024

Around 2020, buy now, pay later (BNPL) solutions exploded in popularity, as an increasing number of shoppers across the globe turned to online shopping during a pandemic that caused a significant amount of financial uncertainty. But what other factors could be forcing so many BNPL providers to close their doors, or take steps away from the space?

BNPL 72

BNPL Risk Management Risk Push-to-Card 72

Neopay

JUNE 13, 2024

Notably, 76 percent of Authorised Push Payment (APP) fraud originated online, and 16 percent started through telecommunications networks, emphasising the need for robust security measures and industry collaboration. Ben Donaldson, Managing Director of Economic Crime at UK Finance, highlighted that nearly £1.2

Law Enforcement 52

Law Enforcement Scams Fraud Prevention Crime 52

FICO

FEBRUARY 12, 2018

For all the talk in the UK about disruptors and fintechs and new entrants to the credit market, and about how banks and card issuers need to manage customers in arrears, there’s one group that seems strangely absent from this focus: retailers. It is estimated over £200 billion of UK household debt is in unsecured retail credit.

Push-to-Card 63

Push-to-Card Card Issuer Debit Card Compliance 63

PYMNTS

JANUARY 8, 2020

Chubak will head all retail sectors — branches, mortgages, wealth, risk management and small business. NY Lawmakers Push For Public eBanking System. NRF On PIN-less EMV Cards And POS Fraud. Citigroup Names New Retail Banking Leader. Citigroup named David Chubak, 39, to head the retail banking division in the U.S.

Venmo 52

Venmo EMV Push-to-Card Electronic Banking 52

Fintech Finance

MAY 30, 2024

Today at the annual Visa Payments Forum for Central and Eastern Europe, Middle East and Africa, Visa unveiled a suite of new products and services that will ­revolutionize the card and address the future needs of consumers, merchants and the financial institutions that serve them across the region.

Online and Mobile Banking 52

Online and Mobile Banking Product Credential Micro-Entry 52

PYMNTS

OCTOBER 5, 2018

Card Decline Rates. “At At launch, New Jersey’s legal online casino sites struggled with credit card decline rates exceeding 75 percent,” the report said. Credit card providers still seem to be casting a cautious eye on sports gambling , given the risk of defaults from bettors and other concerns. Baseball playoffs.

PayPal 59

PayPal Online and Mobile Banking Legal Push-to-Card 59

PYMNTS

MARCH 2, 2018

Push payments. In an interview with PYMNTS’ Karen Webster, Drew Edwards, Ingo Money CEO , helped clarify the nomenclature and delved into push payments, a form of instant payments. Instant payments. Real-time payments. Every endeavor has its vocabulary, and the payments arena is no different.

Instant Payments 48

Instant Payments ACH Real Time Payments Push-to-Card 48

The Fintech Times

MARCH 28, 2024

M&As Abrigo, a provider of compliance, credit risk, and lending solutions for financial institutions, has acquired TPG Software, an investment accounting and management solutions company. As a result, customers are covered for travel and accommodation expenses that are paid for with their Yonder card.

FinTech 64

FinTech Online and Mobile Banking Central Bank Push-to-Card 64

PYMNTS

DECEMBER 6, 2016

There’s such a powerful need around this that it’s going to happen because it’s the only way to manage fraud and risk in the digital channels. There’s such a powerful need around this that it’s going to happen because it’s the only way to manage fraud and risk in the digital channels.

Innovation 76

Innovation Online and Mobile Banking Zelle Venmo 76

CB Insights

NOVEMBER 2, 2017

Over 143 million Americans will be at risk of financial fraud for years following the Equifax cybersecurity breach, while an estimated 3 million Wells Fargo customers unknowingly had their digital identity stolen to open fraudulent trading accounts. Regulators show no sign of easing up, especially in light of recent risk incidents.

Compliance 72

Compliance Regulations Audit Office of the Comptroller of the Currency 72

The Fintech Times

DECEMBER 14, 2023

Davies , a global financial services consulting firm, has appointed Eoin Gill as global relationship manager and partner. Flutterwave, the African payments technology company, has appointed Amaresh Mohan as chief risk officer, Stephen Cheng as EVP global expansion and payment partnerships and Amanda Ortega as head of compliance.

FinTech 69

FinTech Online and Mobile Banking On-Demand Risk Management 69

PYMNTS

MARCH 29, 2019

Such scandals included the sham account openings, where deposit and credit card accounts were created without customers’ knowledge, as well as the controversies over mortgage and auto lending. Battle-weary, perhaps? It’s no lingering goodbye, either, as he abdicated the aforementioned positions immediately. million that year.

Federal Reserve 57

Federal Reserve Office of the Comptroller of the Currency OCC Push-to-Card 57

PYMNTS

JUNE 4, 2017

In the second installment of the #killthecheck series, Drew Edwards, CEO of Ingo Money, highlights ways companies can use push payments to help employees get more of what they earn, faster while significantly trimming their back-end check writing costs and operations. Push payments, stated Edwards, are in effect “payments in reverse. [It]

Push-to-Card 41

Push-to-Card Payment APIs and Integration Payments Payroll 41

FICO

APRIL 5, 2022

Defending a third of all credit cards in Brazil. Itaú Unibanco, the largest private sector financial institution in Latin America, has migrated its fraud management and customer communication to the cloud, helping it to avoid over USD$20M a month in fraud losses. We processed more than 3 billion transactions in 2021.

Fraud Detection 52

Fraud Detection Fraud Prevention Online and Mobile Banking Push-to-Card 52