PYMNTS

OCTOBER 5, 2020

merchants and shoppers fully embrace those ubiquitous square squiggly merchant codes. For those who might think it’s too late in the COVID-19 cycle to suddenly start making changes, research would suggest otherwise. In mid-March, the average consumer believed the pandemic would only last about five months.

Contactless Payments 144

Contactless Payments Consumer PayPal Payments 144

PYMNTS

NOVEMBER 17, 2020

PYMNTS research shows that consumers are 8.7 According to PYMNTS research, 25.8 Not only are many account holders visiting brick-and-mortar branches less often than they did before the pandemic, but many are also more reliant on digital banking channels — particularly mobile banking apps — than they have ever been.

Mobile Banking 93

Mobile Banking Consumer Authentication Ubiquitous 93

PYMNTS

JULY 8, 2020

Tencent added that the “QR Code Economy is a new economic model that builds a ubiquitous digital connection between people, things and places using convenient code-scans within the WeChat ecosystem.”. trillion by 2027, according to a recent report by Grand View Research. During the pandemic period (including data from 2020 Jan.

Posting 117

Posting Point-of-Sale (POS) Contactless Payments PayPal 117

Fintech Finance

OCTOBER 24, 2024

Benjamin Ensor, Director of Research and Strategy at 11:FS, said: “The vision of open banking is hugely compelling but in reality, while the UK has made a solid start, we’re still very early in the journey. But there’s a way to go before we hit mass adoption and blockers still remain.

Technology 98

Technology Ubiquitous Blocks On-Demand 98

PYMNTS

FEBRUARY 14, 2019

As use of learning technologies like these grows more ubiquitous, FIs are continuing to learn the business areas in which they can add the most value. According to PYMNTS research, FIs don’t always use learning technologies optimally. On the other hand, use of technologies like fuzzy logic and advanced AI are still relatively rare.

AI 69

AI Ubiquitous Innovation Rules 69

PYMNTS

NOVEMBER 30, 2020

Smartphones have become a ubiquitous part of life for consumers around the globe. PYMNTS’ research shows that 28 percent of consumers are already sharing their location details with their banks because they believe it will help the latter fight fraudulent activity. These are just a few of the findings illuminated by our research.

Consumer 68

Consumer Card Issuer Accounts Online and Mobile Banking 68

PYMNTS

DECEMBER 12, 2018

Digital asset research company Delphi ran the numbers and found out that 22.9 If the ubiquitous cryptocurrency continues its slide to below $3,220, that would be its lowest level since Sept. million bitcoin addresses have at least some amount of bitcoin. That morning saw BTC trading at $3,333.60, which is down 2.1

Bitcoin 70

Bitcoin Addressing Ubiquitous Cryptocurrency 70

The Fintech Times

JUNE 13, 2024

According to Juniper Research , losses from online payment fraud is forecasted to exceed $91billion by 2028. Mastercard is bringing together key solutions to reduce threats and make online commerce not only ubiquitous: 1.

Visa 69

Visa Online and Mobile Banking Card Issuer Issuers 69

PYMNTS

OCTOBER 1, 2020

Despite this, Cyber Week digital traffic is still expected to grow by 28 percent year-over-year — a trend accelerated by nearly ubiquitous access from mobile phones and the fact that fewer people will be rushing to stores on Black Friday.”. Its research shows that during the pandemic, 36 percent of U.S.

Returns 88

Returns Ubiquitous Product Volume 88

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

The Fintech Times

JANUARY 8, 2024

Gaurav Mirral, chief executive officer and executive vice president of Ethoca In the decade and a half since their introduction, smartphones have become ubiquitous, and consumers have embraced the purchasing power provided through their advanced technology. In short, what do customers want out of their banking apps?

Issuers 105

Issuers Ubiquitous Consumer Visa 105

PYMNTS

NOVEMBER 10, 2020

It lays the groundwork, certainly for study research and development, if not full-fledged movement,” he said of central bank efforts and frameworks being developed by the BIS. China, of course, has been a leader here in its efforts to trial and deploy a digital yuan. We leverage that information before you get onboarded to get a card.

Cryptocurrency 129

Cryptocurrency Blockchain Bitcoin Online and Mobile Banking 129

PYMNTS

APRIL 29, 2020

When it comes to innovation, consumers have been leading the way since smartphone apps became ubiquitous. Our research shows 58.3 Our research shows 58.3 Our research indicates 41.1 A Members-First Mentality. percent of large credit unions with more than $5 billion in assets already offer P2P innovations, and that 41.7

Credit Union 61

Credit Union Innovation P2P Credit Union Service Organization 61

PYMNTS

SEPTEMBER 30, 2016

with its seemingly ubiquitous and mammoth locations offering the lowest prices on just about any product a consumer might want. According to data from The NPD Group, a leading market research company, only about a fifth of shoppers who shop online on Jet also shopped on Walmart.com in the past six months.

Ubiquitous 63

Ubiquitous Research Consumer Continuity 63

Faster Payments Council

JANUARY 20, 2020

While that's a healthy number, it demonstrates we still have work to do to reach the goal of ubiquitous adoption that is our target here at the Faster Payments Council. According to the results of our recent Faster Payments Barometer Study, 48% of organizations identify as early adopters of faster payments.

Faster Payments 68

Faster Payments Payments Tools FPC NACHA 68

FICO

DECEMBER 18, 2017

In an interview with TechRepublic a few days ago, Gartner research director Jeff Wheatman said, “It's no longer just about understanding whether a company you're going to do business with is credit-worthy, we need to understand what their security posture is, because it's going to have an impact on our security posture.”

Cybersecurity 73

Cybersecurity Authentication Credential Ubiquitous 73

Nanonets

AUGUST 26, 2024

  For example, to classify research papers that are in the area of materials science using OCR, the user inputs a set of keywords related to the topic, such as “ceramics”, “composites”, “nanomaterials” and so on.    Where is document classification used?

Rules 97

Rules Non-Bank Checks Irrevocability 97

Faster Payments Council

MAY 7, 2020

And globally, 4% of all consumer transactions leverage a QR code, according to research from Kleiner Perkins Caufield & Byers, Visa Inc., In China, over the past three years, QR code "scan-to-pay" solutions have grown 15-fold, reaching $1.3 trillion U.S. in the fourth quarter of 2019.

FPC 68

FPC Faster Payments Payments Facilitators 68

PYMNTS

JULY 24, 2017

Alipay boasts a 54 percent market share in third-party online payments as of the end of last year, according to market research firm Analysys. From Alipay’s perspective, Badran said the first step is to make Alipay more ubiquitous across all types of merchants and transactions. It’s a pretty springy springboard.

Cross-Border 59

Cross-Border Ubiquitous Consumer Credit Cards 59

PYMNTS

NOVEMBER 20, 2018

That’s the idea behind the recently launched Faster Payments Council (FPC), a group of payment industry participants with the goal of providing a ubiquitous payment system with near-immediate funds availability anywhere. New PYMNTS research painted a detailed picture of how the market is seemingly ready for such transactions.

Real Time Payments 70

Real Time Payments FPC Faster Payments Payments 70

PYMNTS

FEBRUARY 13, 2017

But enterprise cloud technology still has a ways to go before it is not only ubiquitous across corporations but operates the way an organization needs it to, said Raj Samani, Intel Security CTO for EMEA. ” Intel Security’s research suggests that, given time, organizations have learned to trust public cloud.

Security 78

Security Ubiquitous Technology Automation 78

PYMNTS

SEPTEMBER 17, 2018

Paper checks have long been used in the B2B industry, serving as one of the few ubiquitous payment methods in an otherwise highly fragmented market. Additional findings from our research include that: Thirty-four percent of companies said their use of ePayables will increase in the next three years. As much as 35.4

B2B 46

B2B Real Time Payments Ubiquitous Checks 46

PYMNTS

AUGUST 22, 2016

Here’s a preview: “People believed that for payments to be successful, it had to be ubiquitous, like Visa, that consumers were unwilling to carry additional cards or load additional apps,” Goodrich said. “That’s clearly not true.” These make sense to me.”. Around the full-service payments world.

EMV 58

EMV Payments Ubiquitous Debit Card 58

PYMNTS

SEPTEMBER 15, 2020

Earthbound versions of actual devices were ubiquitous within 30 short years of their Syfy debut. While the super-secret Defense Advanced Research Projects Agency (DARPA) gave us the original Internet, online gaming platforms are bringing forth the Metaverse. Murmurs From The Metaverse.

Metaverse 64

Metaverse Economy Ubiquitous Caps 64

PYMNTS

DECEMBER 12, 2018

Machine learning and artificial intelligence are among the emerging technologies capable of boosting banking operations, including customer service , and preventing fraud, as recent PYMNTS research has demonstrated.

FinTech 84

FinTech Credit Union Mobile Banking On-Demand 84

PYMNTS

OCTOBER 8, 2018

PYMNTS researchers found that 85 percent of gig workers want to be paid faster, and would take on more gig work if they received their funds quickly. PYMNTS research found that 51 percent of full-time gig workers prefer to be paid via PayPal , which outranked all other forms of payment, including direct deposit.

Direct Deposit 67

Direct Deposit PayPal Wire Transfer Zelle 67

PYMNTS

FEBRUARY 4, 2019

percent, according to a Markets and Markets Research report. . is still scrambling to catch up, however, and major financial players are hoping it can achieve its own ubiquitous real-time payments system by next year. This rapid expansion is fueling predictions that the global real-time payments market will rise from a value of $6.8

Faster Payments 73

Faster Payments Federal Reserve Real Time Payments TCH 73

CB Insights

SEPTEMBER 14, 2017

Download our research briefing to dive into private market trends, startups working on ‘general AI’ or human-like intelligence, and the most prominent industries using AI algorithms. While CPU are ubiquitous, GPU and FPGA used in the resource-intensive training phase of machine learning have led to great advances in deep learning.

AI 78

AI Automation Research Due Diligence 78

PYMNTS

APRIL 14, 2017

For those who believed that self-driving capabilities would break out first from disruptive startups or tech giants, Navigant Research has a new study out that suggests otherwise. These advancements, combined with vehicle electrification and ubiquitous connectivity, are enabling automated driving to rapidly become viable.”.

Ubiquitous 40

Ubiquitous Automation Research Caps 40

PYMNTS

APRIL 6, 2016

“These findings support our earlier research that Same Day ACH volume will come from use cases like payroll and B2B payments.”. Client availability will be fairly ubiquitous, with 86 percent of those surveyed planning to offer same day ACH to all their clients, while the remaining 14 percent will focus on select client availability.

Same Day ACH 46

Same Day ACH ACH NACHA AAP 46

PYMNTS

MARCH 18, 2020

And research from Nielsen says it may come from retail technology. Believe it or not, there will be a time when the phrase “retail resurgence” replaces “store closings.” The company says the potential for a major spending boost is driven by an overall acceptance of shopping technology.

Ubiquitous 57

Ubiquitous Technology Automation Product 57

PYMNTS

JUNE 1, 2020

It’s unquestionably a turning point for this ubiquitous technology, and for its uses going forward. PYMNTS’ research shows that data security is the foremost reason for preferring biometrics, with 65.2 percent of satisfied users citing it as such.

Credit Union 57

Credit Union ATM Posting Void 57

PYMNTS

APRIL 21, 2017

Open source use is ubiquitous worldwide and recent research reports show that between 80 percent and 90 percent of the code in today’s apps is open source,” said Black Duck CEO Lou Shipley in a statement. The pervasiveness of this technology means gaps in security and other points of friction.

Risk 43

Risk Cybersecurity Audit Ubiquitous 43

PYMNTS

APRIL 4, 2017

The report, developed by Navigant Research , examines the strategy and execution of 18 leading automotive and tech companies developing automated driving systems. These advancements, combined with vehicle electrification and ubiquitous connectivity, are enabling automated driving to rapidly become viable.”.

Ubiquitous 41

Ubiquitous Automation Research Technology 41

PYMNTS

JANUARY 3, 2020

And as promising as things are in the early stages, there’s work to be done before instant becomes ubiquitous. As instant becomes ubiquitous, FIs will have to say goodbye to some sacred cows of banking. Inspecting the “up-and-to-the-right” growth curve of instant payments , it’s no shock how many players want in. Making Money Fast.

Instant Payments 60

Instant Payments Payments Ubiquitous Push-to-Card 60

PYMNTS

JANUARY 11, 2017

trillion market as measured by transactions seen in the latest fiscal year, which ended in September, and is marked by a shift by consumers using their phones to make mobile payments ubiquitous. The latest tally marks growth of 106 percent year over year in the third quarter, as noted by Analysys, a research firm.

Ubiquitous 40

Ubiquitous Push-to-Card Mobile Payments Credit Cards 40

PYMNTS

JANUARY 24, 2017

Researchers from New York University’s Langone Medical Center have conducted some new research, reported Forbes , that points to this possibility. So, are the days of false-alarm visits to the doctor and the late detection of ailments numbered?

Cross-Border 46

Cross-Border Research Ubiquitous Processors 46