Fintech News

MARCH 24, 2024

The resolution of previous compliance issues related to risk management and corporate governance has allowed Akulaku to resume its BNPL service. This financial support is instrumental in propelling our continuous efforts to meet the unique financial requirements of underserved communities across Southeast Asia.”

Finance 114

Finance Security BNPL Underserved 114

Fintech Review

MAY 6, 2025

Additionally, regulatory scrutiny of payment processors and crypto-facing businesses has increased, requiring Checkout.com to continually invest in compliance and risk management. Recent Developments and Challenges While Checkout.com has continued expanding geographically and product-wise, it has not been immune to market challenges.

Payment APIs and Integration 52

Payment APIs and Integration Payments Processors Alternative Payment Methods 52

Fintech Review

APRIL 19, 2025

This flexibility opens doors to underserved segments that were previously priced out of traditional enterprise software. SaaS fintech companies must ensure compliance, risk management, and secure infrastructure. Others provide freemium models with optional fintech upgrades.

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

FICO

OCTOBER 22, 2020

Home Credit Group , which lends to underserved customers with little or no credit history, has chosen FICO® Decision Optimizer , part of the FICO® Platform , to further improve its lending offers in multiple markets.

AI 96

AI Underserved Risk Management Risk 96

The Fintech Times

SEPTEMBER 2, 2024

Both firms aim to make credit services more inclusive for underserved market segments, such as micro, small, and medium-sized enterprises (MSMEs). ” Supporting underserved businesses and communities In recent years, Brazil has made significant progress in financial inclusion.

Financial Inclusion 72

Financial Inclusion AI Underserved Underwriting 72

Fintech News

MAY 5, 2024

Cloud-based core banking solutions are becoming pivotal in this digital migration, aiding in reducing vulnerability and risk for those individuals, and is “likely to have a positive effect on economic development” according to the Asian Development Bank.

Financial Inclusion 113

Financial Inclusion Underserved Disaster Recovery Regulatory Compliance 113

Fintech Review

DECEMBER 31, 2024

Consequently, Kenya witnessed a surge in mobile payment adoption, improving financial access for underserved populations. Striking a Balance Between Innovation and Risk Management Effective regulatory frameworks balance innovation with risk management.

FinTech 111

FinTech Regulations Best Practices Central Bank 111

PYMNTS

AUGUST 31, 2020

We are very optimistic about the supply chain financing industry and see substantial financing needs in China's underserved [SMB] sector," she said, according to the release. "SY The release stated that supply chain finance has been effective as a way to fund SMBs and has been supported by the Chinese government.

Innovation 94

Innovation CHIPS Underserved Finance 94

Fintech News

MAY 20, 2024

As regulatory expectations continue to evolve, it’s crucial for organizations to stay ahead of the curve and adapt their compliance strategies to mitigate financial crime risks effectively. The webinar aims to delve into the significant influence of AI on the financial sector, particularly in risk management.

FinTech 134

FinTech Embedded Finance BNPL On-Demand 134

FICO

OCTOBER 22, 2020

Home Credit Group , which lends to underserved customers with little or no credit history, has chosen FICO® Decision Optimizer , part of the FICO® Platform , to further improve its lending offers in multiple markets.

AI 74

AI Underserved Risk Management Risk 74

Fintech News

FEBRUARY 4, 2024

Fargo, a digital-first multi-family office, delivers extensive wealth management solutions, including asset allocation, risk management, and wealth planning, with a particular focus on China and the Asia-Pacific. These changes signify a broader industry move towards digitalisation and bespoke services in wealth management.

Returns 134

Returns On-Demand AI Underserved 134

Fintech News

AUGUST 26, 2024

Once approved, these licensees will need to prepare extensively, including setting up IT systems and implementing risk management tools, to begin virtual banking operations within one year. million micro, small and medium-sized enterprises (MSME) customers.

Online and Mobile Banking 120

Online and Mobile Banking Bots Financial Inclusion Underserved 120

PYMNTS

NOVEMBER 5, 2018

TreasuryXpress has announced a partnership with Hedgebook , a global provider of Cloud financial risk and derivative management software, to enable underserved mid-market treasury organizations with complex cash and risk management requirements.

Treasury 51

Treasury Risk Management Treasury Management Risk 51

The Payments Association

MARCH 18, 2025

For payments firms, integrating tailored insurance at checkout or as part of transaction flows presents a new value proposition and customer engagement lever, but also demands new risk management capabilities. Fraud detection and risk management are also evolving.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

APRIL 17, 2025

LoanTube , the UK digital credit marketplace for underserved consumers and businesses, has partnered with lending provider Evlo to enhance access to transparent, real-rate loan comparison across Evlos unique branch-based digital lending network.

FinTech 59

FinTech Embedded Finance AI Verification 59

Fintech Review

APRIL 11, 2025

Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. Growth must be matched by governance, risk management, and long-term vision. AI models will help personalise financial advice, detect fraud, automate underwriting, and optimise risk management.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

JULY 23, 2024

The company utilizes data analytics and machine learning (ML) algorithms to conduct comprehensive credit assessments of SMEs, considering financial metrics, transactional dynamics, performance monitoring, and industry risks. Beyond traditional banking, the bank is committed to social and environmental impact through the DBS Foundation.

FinTech 131

FinTech Online and Mobile Banking Multi-Currency Non-Bank 131

Finextra

JULY 7, 2025

For example, among banks that have implemented GenAI, 88% have seen improvements in risk management and compliance, and 85% report time/cost savings. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions. These are significant positive outcomes.

AI 64

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

PYMNTS

MARCH 28, 2019

The growing volume of SME [small and medium-sized enterprise] and cross-border trading drives a huge demand for alternative financing for SMEs that are underserved in the market and opportunities for investors to earn a decent risk-adjusted return,” Dennis Cong, PhD, Managing Director of CEFIF, said in a press release. “We

Cross-Border 49

Cross-Border FinTech Risk Management Underserved 49

M2P Fintech

MARCH 24, 2025

Big data analytics transforms loan management, guiding strategic planning. Predictive analytics forecasts borrower behavior and market trends, enabling proactive risk management. Green Financing Loan management systems (LMS) are vital for financing eco-friendly initiatives.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Underwriting 52

Fintech News

OCTOBER 28, 2024

The APIs has not only helped platform partners unlock new revenue opportunities, more importantly, it has allowed ANEXT Bank to engage and enable the ecosystem of partners to accelerate and scale financial inclusion for unserved and underserved MSMEs.

AI 104

AI FinTech Innovation Payment APIs and Integration 104

Fintech Review

APRIL 19, 2025

This flexibility opens doors to underserved segments that were previously priced out of traditional enterprise software. SaaS fintech companies must ensure compliance, risk management, and secure infrastructure. Others provide freemium models with optional fintech upgrades.

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

The Paypers

JUNE 10, 2025

Representatives from JPMorgan Payments noted that the initiative is particularly aimed at founders who face barriers in accessing investment or business networks, especially those developing solutions for underserved markets.

FinTech 36

FinTech Cybersecurity Global Payments Cross-Border 36

PYMNTS

APRIL 26, 2018

According to Mastercard electronic payments help underserved consumers and small businesses participate in the formal economy. Mastercard said the new agreement will support a “major” expansion of the program to more participating banks and financial institutions.

Visa 48

Visa Digital Payments Underserved Agreements 48

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

MARCH 10, 2020

“As one of the fastest-growing lending technology providers in the world, their data-driven approach to commercial lending provides the ideal platform for underwriting and portfolio management teams to accelerate their risk management capabilities.

Risk Assessment 52

Risk Assessment Assessments Risk Underwriting 52

PYMNTS

JANUARY 15, 2019

Those regulators state that such services can be brought to thus-far underserved areas, and might boost lending to small businesses. Yet now, said Reuters, the Fed has said there is not enough risk management in place to allow FinTechs full-fledged access to the payment system.

Fed 59

Fed Cross-Border FinTech Office of the Comptroller of the Currency 59

PYMNTS

JANUARY 11, 2018

That category, according to Burnside, contains about 145 million consumers – who, he noted, have very particular points of need where underwriting and risk management capabilities are severely underdeveloped. Breaking New Ground. . ” That does not make them an antagonist to banks.

Consumer 43

Consumer Underwriting Risk Management Underserved 43

The Fintech Times

OCTOBER 19, 2024

. “Digital banks have numerous opportunities to embed ESG principles into their operations – whether by offering sustainable financial products like green loans, reducing the energy intensity of their platforms, supporting financial inclusion for underserved communities, or fostering innovation in ESG-focused services.

On-Demand 106

On-Demand Financial Inclusion Consulting Product 106

Fintech News

FEBRUARY 27, 2024

Rapid digitalisation, a young internet-savvy population, and underserved markets make the region ripe for fintech disruption. The fintech industry in the Asia Pacific region is booming, with several high-growth companies potentially eyeing an initial public offering (IPO) as early as 2024. Despite global fintech funding nosediving to US$39.2

FinTech 120

FinTech Risk Federal Reserve Multi-Currency 120

PYMNTS

MARCH 15, 2016

Cross-border payments and risk management company AFEX is doing a bit of cross-border movement itself. But Spain’s cross-border payments sector is underserved, the company added, with regards to foreign exchange and transaction capabilities. According to AFEX, the nation saw a 4.7 Asia, Australia and Canada.

Cross-Border Payments 41

Cross-Border Payments Cross-Border Treasury Management Treasury 41

Fintech News

FEBRUARY 10, 2025

Expanding financial opportunities to previously underserved populations fosters economic growth and stability. AI also enhances risk management for financial institutions. Lenders can take proactive measures to mitigate risk through more accurate predictions of potential defaults.

AI 72

AI Assessments Mitigation Regulations 72

FICO

JANUARY 4, 2018

Explained author Campbell Scott , “The scoring methodology was developed by EFL Global and marketed by FICO as part of our FICO Financial Inclusion Initiative , designed to open up credit markets around the world to a larger number of unbanked and underserved consumers. Using Alternative Data in Credit Risk Modelling.

Posting 58

Posting Risk Credit Risk Regulatory Compliance 58

PYMNTS

MARCH 27, 2017

Fair Square’s board is comprised of industry veterans who bring decades of experience in credit, payments and risk management to the company and were instrumental in its formation, said the company in the release. Pine Brook is working with the management team and the board of Fair Square Financial on the company’s strategy. “We

Credit Cards 40

Credit Cards Underserved Advisors Risk Management 40

PYMNTS

SEPTEMBER 15, 2017

When you take a bank and their expertise in risk management, compliance and low-cost funds and match it with great technology – and start from the ground up to build something customer-focused – you can build something really powerful to serve consumers.”. It takes a partnership to make it work,” Orloff said.

Financial Inclusion 79

Financial Inclusion FinTech Credit Cards Caps 79

Fintech News

APRIL 10, 2025

Using AI, machine learning, and data-driven processes, UnaFinancial aims to deliver comprehensive risk management for its customers. Since 2014, it has grown significantly in this underserved segment through technology and robust processes. UnaFinancial Absolute growth rate: 292.31% Revenue (2023): $192.21

FinTech 103

FinTech Payment APIs and Integration Online and Mobile Banking AI 103

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Both worlds have had to learn that open innovation must be accompanied by robust risk management.

Finance 52

Finance Payment APIs and Integration API Regulations 52