Fintech Review

APRIL 11, 2025

Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. The goal is to maintain trust in the system and avoid systemic risks. Risks and Challenges Photo by Micah Boerma on Pexels.com Despite impressive growth, fintech is not without risk. Cybersecurity is a persistent concern.

FinTech

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development.

Payments

The Fintech Times

APRIL 17, 2025

LoanTube , the UK digital credit marketplace for underserved consumers and businesses, has partnered with lending provider Evlo to enhance access to transparent, real-rate loan comparison across Evlos unique branch-based digital lending network.

FinTech

Fintech Review

APRIL 19, 2025

SaaS fintech players that fail to leverage their data risk being outpaced by more adaptive competitors. This flexibility opens doors to underserved segments that were previously priced out of traditional enterprise software. SaaS fintech companies must ensure compliance, risk management, and secure infrastructure.

Finance

M2P Fintech

MARCH 24, 2025

Data Analytics: Making Informed Decisions Data is now the lifeblood of modern loan management, empowering lenders with insights to assess creditworthiness, predict risk, and personalize loan terms. Big data analytics transforms loan management, guiding strategic planning.

Payment APIs and Integration

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Of course, modular systems also bring new risks. Crucially, Open Banking was just the opening act.

Finance

The Paypers

JUNE 10, 2025

Representatives from JPMorgan Payments noted that the initiative is particularly aimed at founders who face barriers in accessing investment or business networks, especially those developing solutions for underserved markets.

FinTech

Finextra

AUGUST 4, 2025

Missed red flags: When analysts are buried in clerical tasks, they have less time for high-level risk analysis. Every minute spent chasing a false lead is a minute not spent on real risk or other productive work. Higher error and rework rates: Fragmented workflows lead to mistakes and inconsistent decisions, requiring further rework.

AML

Fintech Weekly

JULY 15, 2025

Subscribe to FinTech Weekly's newsletter Read by executives at JP Morgan, Coinbase, Blackrock, Klarna and more The Subtle Complexity of Building Fintech for the Underserved For more than a decade, "small business empowerment" has been a rallying cry in fintech. Credit and risk management are foundational to fintech.

Small Business

Finezza

APRIL 23, 2025

In 2022, around 160 million people in India were credit-underserved. However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk

Finezza

APRIL 23, 2025

In 2022, around 160 million people in India were credit-underserved. However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk

Fintech News

NOVEMBER 20, 2024

An underserved B2B payment market Deng explained how his extensive experience in payment systems and money movement at organizations including Alipay and Visa motivated him to tap into the underserved B2B vertical. Risk management is another challenge. Risk management in B2B payments is very different from B2C payments.

Cross-Border Payments

Fintech News

APRIL 14, 2024

Their inclusion is expected to bolster 9Basil’s strategic vision and risk management capabilities. Schwin Chiaravanont “Private credit represents an underserved yet compelling asset class that complements our group. ” said Schwin Chiaravanont, Co-founder of 9Basil Group.

APACS

Fintech News

OCTOBER 8, 2024

Surfin began with consumer lending and has since expanded into various financial services, including payments, remittance, credit card issuance, and wealth management. The company leverages AI and data analytics to support its operations, enabling it to provide scalable financial services tailored to the needs of the underserved middle class.

FinTech

Fintech News

MARCH 24, 2024

The resolution of previous compliance issues related to risk management and corporate governance has allowed Akulaku to resume its BNPL service. This financial support is instrumental in propelling our continuous efforts to meet the unique financial requirements of underserved communities across Southeast Asia.”

Finance

FICO

OCTOBER 22, 2020

Home Credit Group , which lends to underserved customers with little or no credit history, has chosen FICO® Decision Optimizer , part of the FICO® Platform , to further improve its lending offers in multiple markets. FICO Decision Optimizer will help us to acquire these customers while meeting our demanding risk and reward targets.

AI

Fintech News

MAY 20, 2024

As regulatory expectations continue to evolve, it’s crucial for organizations to stay ahead of the curve and adapt their compliance strategies to mitigate financial crime risks effectively. The webinar aims to delve into the significant influence of AI on the financial sector, particularly in risk management.

FinTech

Fintech Review

DECEMBER 31, 2024

Consequently, Kenya witnessed a surge in mobile payment adoption, improving financial access for underserved populations. Striking a Balance Between Innovation and Risk Management Effective regulatory frameworks balance innovation with risk management.

FinTech

PYMNTS

MARCH 10, 2020

Inaccurate and slow credit risk assessment for [small- to medium-sized business (SMB)] commercial loan requests is one of the major reasons that over 50 [percent] of loans are currently declined by financial institutions (FIs),” said Roger Vincent, chief innovation officer at Trade Ledger.

Risk Assessment

PYMNTS

AUGUST 31, 2020

"We are very optimistic about the supply chain financing industry and see substantial financing needs in China's underserved [SMB] sector," she said, according to the release. "SY Factoring assets, based on large blue-chip core enterprises' payables, are high-quality credit assets.".

Innovation

Fintech News

MAY 5, 2024

Cloud-based core banking solutions are becoming pivotal in this digital migration, aiding in reducing vulnerability and risk for those individuals, and is “likely to have a positive effect on economic development” according to the Asian Development Bank.

Financial Inclusion

The Fintech Times

SEPTEMBER 2, 2024

Both firms aim to make credit services more inclusive for underserved market segments, such as micro, small, and medium-sized enterprises (MSMEs). In addition, the partnership will also enable the refinement of risk models and credit policies, leading to more precise assessments in their credit operations.

Financial Inclusion

FICO

OCTOBER 22, 2020

Home Credit Group , which lends to underserved customers with little or no credit history, has chosen FICO® Decision Optimizer , part of the FICO® Platform , to further improve its lending offers in multiple markets. FICO Decision Optimizer will help us to acquire these customers while meeting our demanding risk and reward targets.

AI

FICO

JANUARY 4, 2018

What were some of the most interesting risk analytics topics last year? Judging from the views on the FICO Blog, risk professionals are keenly interested in new ways to approach risk analytics. Here were the top 5 posts of 2017 in the Risk & Compliance category: US Average FICO Score Hits 700: A Milestone for Consumers.

Posting

Fintech News

FEBRUARY 4, 2024

Fargo, a digital-first multi-family office, delivers extensive wealth management solutions, including asset allocation, risk management, and wealth planning, with a particular focus on China and the Asia-Pacific. These changes signify a broader industry move towards digitalisation and bespoke services in wealth management.

Returns

Fintech News

OCTOBER 28, 2024

The APIs has not only helped platform partners unlock new revenue opportunities, more importantly, it has allowed ANEXT Bank to engage and enable the ecosystem of partners to accelerate and scale financial inclusion for unserved and underserved MSMEs.

AI

PYMNTS

NOVEMBER 5, 2018

TreasuryXpress has announced a partnership with Hedgebook , a global provider of Cloud financial risk and derivative management software, to enable underserved mid-market treasury organizations with complex cash and risk management requirements.

Treasury

Fintech News

AUGUST 26, 2024

Once approved, these licensees will need to prepare extensively, including setting up IT systems and implementing risk management tools, to begin virtual banking operations within one year. million micro, small and medium-sized enterprises (MSME) customers.

Online and Mobile Banking

PYMNTS

MARCH 28, 2019

“The growing volume of SME [small and medium-sized enterprise] and cross-border trading drives a huge demand for alternative financing for SMEs that are underserved in the market and opportunities for investors to earn a decent risk-adjusted return,” Dennis Cong, PhD, Managing Director of CEFIF, said in a press release. “We

Cross-Border

Fintech News

JULY 23, 2024

The company utilizes data analytics and machine learning (ML) algorithms to conduct comprehensive credit assessments of SMEs, considering financial metrics, transactional dynamics, performance monitoring, and industry risks. StashAway provides intelligent investment management services that align with individual risk profiles.

FinTech

Fintech News

FEBRUARY 27, 2024

Rapid digitalisation, a young internet-savvy population, and underserved markets make the region ripe for fintech disruption. But these five leading companies face key considerations around timing and execution as they weigh the opportunities and risks of going public this year. Despite global fintech funding nosediving to US$39.2

FinTech

PYMNTS

APRIL 26, 2018

Mastercard and IFC , a member of the World Bank Group, announced Thursday (April 26) that they have updated a $250 million global risk-sharing facility in an effort to expand access to electronic payments in emerging markets. IFC will guarantee up to 100 percent of the settlement risk.

Visa

PYMNTS

JANUARY 15, 2019

Those regulators state that such services can be brought to thus-far underserved areas, and might boost lending to small businesses. Yet now, said Reuters, the Fed has said there is not enough risk management in place to allow FinTechs full-fledged access to the payment system. It would be helpful for the Fed to clarify.”

Fed

Fintech News

FEBRUARY 10, 2025

Expanding financial opportunities to previously underserved populations fosters economic growth and stability. AI also enhances risk management for financial institutions. Lenders can take proactive measures to mitigate risk through more accurate predictions of potential defaults.

AI

The Fintech Times

OCTOBER 19, 2024

. “Digital banks have numerous opportunities to embed ESG principles into their operations – whether by offering sustainable financial products like green loans, reducing the energy intensity of their platforms, supporting financial inclusion for underserved communities, or fostering innovation in ESG-focused services.

On-Demand

PYMNTS

JANUARY 11, 2018

That category, according to Burnside, contains about 145 million consumers – who, he noted, have very particular points of need where underwriting and risk management capabilities are severely underdeveloped. Breaking New Ground. . An Enterprise Solution . . ” That does not make them an antagonist to banks.

Consumer

PYMNTS

MARCH 15, 2016

Cross-border payments and risk management company AFEX is doing a bit of cross-border movement itself. But Spain’s cross-border payments sector is underserved, the company added, with regards to foreign exchange and transaction capabilities. According to AFEX, the nation saw a 4.7 Asia, Australia and Canada.

Cross-Border Payments