PYMNTS

DECEMBER 9, 2020

B2B Use Cases Are Mushrooming. And, in the digital-first world that has been wrought amid the pandemic, the B2B use cases of moving money beyond the confines of the paper check have been exploding as data and payment need to be matched up seamlessly. Using Technology To Solve Key Use Cases.

Use Case 134

Use Case B2B Cross-Border Payments Cross-Border 134

Finextra

OCTOBER 28, 2024

The Bank for International Settlements (BIS) along with central banks in Australia, Korea, Malaysia and Singapore have successfully demonstrated the feasibility of embedding regulatory compliance requirements with cross-border financial transactions.

Cross-Border 83

Cross-Border Central Bank Use Case Compliance 83

Payments Source

SEPTEMBER 22, 2020

As the Federal Reserve's FedNow instant payments and settlement system enters into testing and use-case development phases, an emphasis on speed to market, ubiquity and compatibility with other systems remains in the forefront.

FedNow 151

FedNow Federal Reserve Instant Payments Settlement 151

Finovate

JUNE 16, 2025

The retailer would use the stablecoin for internal settlement, supply chain payments, employee payroll, and in-store consumer purchases. The retailer could use its own stablecoin to power consumer incentives such as rewards programs, marketplace settlements, and cross-border payments. 1) What is your use case?

Stablecoins 80

Stablecoins Settlement Multi-Currency Cross-Border 80

Finextra

JUNE 5, 2024

The Bank for International Settlements says it multi-central bank CBDC platform, Project mBrige, is ready to accept value added products and new use cases as it reaches minimum viable product stage (MVP).

CBDC 145

CBDC Central Bank Settlement Use Case 145

Fintech News

JANUARY 9, 2025

The processes included converting reserve account balances into digital Rupiah and vice versa, ensuring seamless interoperability with Bank Indonesias Real-Time Gross Settlement (BI-RTGS) system. Following the success of the Immediate State, the Intermediate State phase will expand digital asset use cases.

Distributed Ledger Technology (DLT) 127

Distributed Ledger Technology (DLT) Multi-Currency Interoperability ISO 20022 127

Fintech Finance

MAY 1, 2025

This makes QNB the first bank in Qatar to use KDP’s blockchain deposits accounts for 24/7 settlement of their corporate flows, facilitating and automating on-demand multi-currency cross-border payments. We’ve successfully piloted U.S. Notably, Kinexys Digital Payments has integrated with J.P. The post Kinexys by J.P.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

The Fintech Times

AUGUST 28, 2024

Through the project , HKMA explores financial market infrastructure that facilitates seamless interbank settlement of tokenised money through a wCBDC. Having completed building the sandbox, HKMA will use it to facilitate interbank settlement using experimental tokenised money, focusing on transactions involving these tokenised assets.

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

The Payments Association

DECEMBER 17, 2024

RLUSD is ideal for financial use cases and allows institutions to: Facilitate instant settlement of cross-border payments. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial use cases.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

Fintech Finance

MAY 2, 2025

Rain announced it has joined Visa’s pilot program for stablecoin settlement. Rain has fully tokenized its credit card receivables and has transitioned all settlement transactions for its Visa cards to USDC, to now be able to settle with Visa 7 days a week, 365 days a year. ” This is just the beginning.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

The Payments Association

MAY 12, 2025

Manual checks, third-party handoffs, and inconsistent user flows slow down onboarding and erode trust, especially when customers are used to one-click checkouts and instant transfers in other parts of their digital lives. Chargebacks, settlement delays, and high fees can become pain points if not managed proactively.

Regulations 88

Regulations Push-to-Card Instant Payments Non-Bank 88

Finextra

JUNE 30, 2025

They will need to co-exist with existing clearing and settlement processes and infrastructures, and this means interoperability is crucial. The DLT network provides a highly secure and reliable platform for the exchange of the digital currency as part of clearing and settlement. The transfer volume of stablecoins hit highs of $717.1

Digital Currency 52

Digital Currency Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement 52

Clearly Payments

MAY 13, 2025

The Request Money featurecommonly used by businesses to invoice customerswas used in 89.2 The Basics Merchants can receive Interac e-Transfers just like individuals, but there are two common ways to set it up for business use: Standard Interac e-Transfer (Manual): You receive the payment, then manually log into your bank to accept it.

Credit Cards 94

Credit Cards Online and Mobile Banking Settlement Processors 94

The Fintech Times

FEBRUARY 3, 2025

In addition to these initial use cases, both companies also plan to explore further applications of open banking, such as creditworthiness assessments for lending decisions. The partnership aims to improve account verification processes and streamline onboarding for merchants.

Payment APIs and Integration 64

Payment APIs and Integration Verification Use Case Settlement 64

The Fintech Times

MAY 18, 2024

Eurosystem , the monetary authority of the eurozone, has been exploring the possible use cases of distributed ledger technology (DLT) to conduct wholesale settlement in central bank money. It has now completed its first experiment using DLT, giving the monetary authority a glimpse into the potential merits of the tech.

Central Bank 75

Central Bank Settlement Distributed Ledger Technology (DLT) Interoperability 75

PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. But it's not only consumers driving demand for real time.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

Fintech Finance

FEBRUARY 20, 2025

As pay-ins and payouts become increasingly instant and adoption increases across more use cases, keeping funds secure is more important than ever, said Aron Alexander, CEO of Runa. Unlike other fraud and security models that focus on payment acceptance, weve designed a fraud and security engine specifically to protect payouts.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

Fintech News

JANUARY 21, 2025

Similarly, Project Nexus , spearheaded by the Bank for International Settlements (BIS), aims to improve cross-border payment systems through faster, cheaper, and more transparent transactions. The initiative seeks to establish multilateral linkages of national retail payment systems.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

Finovate

JUNE 18, 2025

The GENIUS Act, however, offers both banks and fintechs a clearer legal framework to issue and use stablecoins since it outlines requirements for licensing, reserves, and oversight. The bill will enable regulated stablecoins and essentially facilitate real-time settlement, 24/7 money movement, and programmable financial interactions.

Stablecoins 76

Stablecoins FinTech Legal Framework FedNow 76

Fintech News

OCTOBER 6, 2024

Key use cases for these trials include payments, foreign exchange (FX), and securities transactions. The scope of these projects includes ongoing collaborations with the Hong Kong Monetary Authority and Banque de France as part of the European Central Bank’s initiative, with a focus on foreign exchange use cases.

SWIFT 113

SWIFT Transactions Settlement Use Case 113

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. FedNow and RTP are eyeing new use cases to compete for bank partnerships, however, achieving widespread adoption remains a shared hurdle for both instant payment rails.

Instant Payments 119

Instant Payments RTP TCH Visa 119

Finovate

MAY 22, 2025

Circle has launched the Circle Payments Network (CPN) to modernize the $190 trillion cross-border payments market with blockchain-based, near-instant settlement. CPN enables financial institutions to securely exchange payment instructions and settle transactions using USDC on public blockchains. “We are just getting started.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

The Fintech Times

JANUARY 26, 2025

Heading The collaboration makes BVNK one of the first business payment platforms to integrate FDUSD, one of the most rapidly growing stablecoins globally, unlocking new opportunities for businesses looking to explore stablecoin use cases, and enhancing global payment and trading capabilities for institutional and professional investors.

Stablecoins 59

Stablecoins Cross-Border Payments Cross-Border Multi-Currency 59

The Fintech Times

APRIL 11, 2025

From a real-time settlement perspective, TN optimises the speed of settlement across on-chain and fiat railways while minimising settlement risks through an advanced orchestration engine. Furthermore, looking at embedded compliance, travel rule compliance and proof of reserves are embedded by design.

Participant 59

Participant Settlement Irrevocability Compliance 59

EBizCharge

DECEMBER 18, 2024

A clearinghouse is an intermediary organization that facilitates the settlement of transactions, ensuring the accurate and efficient exchange of money, securities, or data between parties in financial or other transactional systems. This benefits buyers and sellers by providing quicker settlements. What is a clearinghouse?

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

Cardfellow

JUNE 16, 2025

Some business owners choose to pay for instant funding or faster settlement, but if you don’t elect to do that, settlement typically takes 1-3 business days. If processors and banks chose to use FedNow, you could see instant settlement of transactions on the FedNow rails. In a few days, the money will be available to you.

FedNow 52

FedNow Credit Cards Process P2P 52

The Payments Association

JUNE 3, 2025

Das added that improved liquidity due to streamlined settlement processes will reduce the need for intermediary currencies and lower the transaction costs. These projects leveraged distributed ledger technology (DLT) to settle trades more quickly and securely, using delivery-versus-payment (DvP) mechanisms that reduce counterparty risk. .”

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Fintech News

DECEMBER 9, 2024

The trials have explored use cases ranging from foreign exchange (FX) to debt capital markets, providing valuable insights into the practical implementation and challenges of tokenisation. The GFF aims to simplify the process of incorporating new tokenised funds and help achieve efficiencies in fund settlement.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

Fintech Finance

JUNE 23, 2025

The two organisations will work together to host elements of Paycode’s digital payment infrastructure on the Algorand blockchain, with a focus on supporting transparent disbursement of aid, integrating stablecoin-based settlement mechanisms, and building resilient, offline-first financial tools.

Financial Inclusion 52

Financial Inclusion Blockchain Underserved Interoperability 52

Fintech Finance

MAY 1, 2025

Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8 billion today) at any accepting merchant location (currently totaling over 150 million) for any payment use case. “Historically, Visa has used AI to protect consumers, harnessing it to help combat fraud.

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

The Fintech Times

MAY 31, 2025

In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Systems like Linera give us a glimpse at a post-blockchain future, in which flexible settlement frameworks will likely dominate.

Blockchain 76

Blockchain Settlement Privacy Disputes 76

Clearly Payments

OCTOBER 31, 2024

Primary Use Cases : CBDCs are designed to enhance financial inclusion, streamline payments, and provide a government-regulated alternative to cryptocurrencies and private digital payment providers. Wholesale CBDCs : There are two types of CBDCs: Retail CBDCs are designed for use by the general public, providing an alternative to cash.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

PYMNTS

NOVEMBER 25, 2020

But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We We have not seen the use cases or the digital overlay services rolled out,” he noted. consumers). And I think that that's where some of this will start taking shape.

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

The Fintech Times

DECEMBER 12, 2024

With the pilot open banking solution, customers will be able to authorise payments directly from their bank accounts to businesses on a recurring basis using the Ordo variable recurring payments (VRP) offering. Furthermore, the expansion of VRPs is expected to reach full-scale implementation in the UK in 2025.

Facilitators 72

Facilitators Payments Blockchain AI 72

Fintech Finance

MARCH 26, 2024

The second phase of sandbox testing went further, exploring more complex use cases, using Swift’s solution to connect and orchestrate transactions across simulated digital trade and tokenised asset and FX networks, alongside CBDCs for payments. More than 750 transactions were carried out over the course of the experiments.

Cross-Border 52

Cross-Border Use Case SWIFT CBDC 52

Fintech News

DECEMBER 11, 2023

The first being the indirect model, where commercial banks manage CBDC wallets and settlements directly on the UDPN, while the central bank handles wholesale settlement between commercial banks and keeps all transaction records. The PoC explored two models. Globally, over 130 countries are exploring, developing, or have launched CBDCs.

CBDC 113

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 113

Fintech Finance

AUGUST 14, 2024

We have already seen successful use cases on our Whale platform in areas such as instant tax refund services and SME cross-border payments, and we will continue working together with industry partners and leveraging blockchain technology to enable more open and inclusive cross-border payments.”

Liquidity Management 98

Liquidity Management Treasury Multi-Currency Cross-Border Payments 98