PYMNTS

OCTOBER 28, 2019

28) at the Money20/20 conference, BlueVine Business Banking connects small businesses to checking account services and a debit card: the BlueVine Business Debit Mastercard. Small business (SMB) online lending company BlueVine is expanding its financial services with the launch of BlueVine Business Banking.

Checks 40

Checks Accounts Debit Card Online and Mobile Banking 40

Finovate

FEBRUARY 2, 2024

Account holders will have access to both a digital and a physical debit card that includes a feature that enables them to allocate their savings toward specific goals. Card holders can use their physical card at more than 10,000 Banorte ATMs. ” Kueski Pay has provided nearly 15 million loans to date.

BNPL 59

BNPL Online and Mobile Banking Debit Card Non-Bank 59

Stax

JANUARY 24, 2024

Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments. Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment.

Credit Cards 88

Credit Cards Laws Legal Caps 88

Stax

JANUARY 24, 2024

Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments. Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment.

Credit Cards 88

Credit Cards Laws Legal Caps 88

PYMNTS

DECEMBER 5, 2017

In October, Yahoo admitted that every single one of its three billion users had been compromised in history’s biggest data breach ever, which hit the company in 2013 – four years ago. (To million to settle claims related to its 2013 holiday season data breach, which compromised 40 million customers’ credit and debit cards.

Data Breach 53

Data Breach Breach Posting Consumer 53

PYMNTS

MAY 8, 2017

In 2012, the CIBC inked a partnership with Rogers, the telecom company, to roll out a NFC payments service for Blackberry handsets and then expanded to Android smartphones in 2013. The RBC and CIBC are supporting Visa, Mastercard and American Express debit cards, while Canadian Tire is only supporting credit cards for now. “We

Mobile Payments 40

Mobile Payments Debit Card Payments Credit Cards 40

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking are well funded: Collectively, these 61 startups have raised $3B across 173 deals since 2013. The core product is a digital-first app that tracks spending from a linked card issued by either MasterCard or Visa. accounts and is on pace to cross 2M by year end.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

NOVEMBER 6, 2019

Venmo has also been adding features to differentiate itself, such as rolling out a cash-back rewards program for its Venmo Mastercard debit card at certain retailers, as announced in a press release. consumers can send money domestically through MoneyGram to a recipient’s eligible debit card.

P2P 42

P2P Zelle Venmo Debit Card 42

PYMNTS

NOVEMBER 5, 2019

Launched in 2013, California-based Robinhood offers commission-free trading. percent APY on any money in the account — and they will be able to spend it with a distinctive Mastercard debit card. “If Robinhood Markets is reportedly experiencing a glitch that enables users to trade stocks with (essentially) free money.

Debit Card 40

Debit Card Laws Cash Management Visa 40

PYMNTS

SEPTEMBER 19, 2016

But for a Messenger chatbot payment transaction, payments are processed by third parties, such as Stripe, Braintree, Visa, Mastercard, American Express and PayPal. Facebook’s revenue from “payments and other fees” declined from 16 percent of total revenue in 2013 to 4.7 percent in 2015, according to Bloomberg.

Payments 80

Payments P2P Bots PayPal 80

Stax

DECEMBER 20, 2023

They are a fixed credit card processing expense, and they’re the same for all processors. Here are the Mastercard and Visa interchange fees, for example. Assessments are also a series of rates and fees charged by Visa and MasterCard, and they are the same across the board. A large part of that was simply lost customer revenue.

Credit Cards 88

Credit Cards Small Business Process Security 88

PYMNTS

NOVEMBER 4, 2019

It is rolling out a cash-back rewards program for its Venmo Mastercard debit card at certain retailers, as announced in a press release. Late in the third quarter, the payment card network said it has formed a strategic partnership with MoneyGram on a P2P money transfer option via which U.S. Avenues of Growth.

P2P 40

P2P Zelle Venmo Consumer 40

PYMNTS

JUNE 19, 2016

On the EMV front, Home Depot decided it felt strongly enough about Chip and PIN that that it sue MasterCard and Visa over it.Walmart Canada decided it would stop accepting Visa cards since they say they are too expensive. Those, at least are the allegations in a new Federal antitrust lawsuit filed last week against Visa and MasterCard.

EMV 40

EMV CHIPS VARS Push-to-Card 40

Fintech Labs Insights

MAY 12, 2015

The Someone With Group solution verifies patients’ identities, is HIPAA-and banking regulation compliant, and adheres to anti-money laundering practices, Contributions are loaded onto a GPR MasterCard debit card. Founded: October 2013. Spending is restricted to medical bills and medical supplies.

Money Laundering 22

Money Laundering Debit Card Visa B2B 22

Finovate

MARCH 15, 2024

Other recent Finovate alums headquartered in Sweden include StockRepublic (FinovateEurope 2023), Econans (FinovateEurope 2021), Minna Technologies (FinovateEurope 2019), and Trustly (FinovateEurope 2013. will be able to pay Klarna directly from their bank account rather than a debit card. This means that consumers in the U.K

Central Bank 52

Central Bank Payment Service Provider (PSP) Non-Bank Settlement 52

Stax

APRIL 4, 2024

“Rather, in moments from opening our invoices, clients become aligned as partners with us toward eliminating usurous credit card fees, and conversations jump to, ‘What about payments via debit cards, ACH, wire transfers, and such?’” district court in 2013 were credit card surcharges made legal in 40 states.

Credit Cards 68

Credit Cards Legal Laws Rules 68

PYMNTS

MARCH 24, 2016

That figure shows how Alibaba has managed to continually boost its GMV significantly each year, which included doubling the rate since 2013. Android Pay will support MasterCard and Visa credit and debit cards issued by Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, M&S Bank, MBNA and Nationwide Building Society.

Online and Mobile Banking 44

Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

Fintech Labs Insights

APRIL 28, 2016

Pictured (left to right): Stefan Jeschonnek (CMO and co-founder) and Florian Richter (Country Manager UK) demonstrating SumUp at FinovateEurope 2013 in London. SumUp’s proprietary end-to-end EMV technology, hardware terminal, and mobile apps enable merchants to accept both credit and debit card transactions with a smartphone or tablet.

Debit Card 14

Debit Card EMV Visa Participant 14

PYMNTS

AUGUST 5, 2016

Mastercard started with week with an announcement of how its Mastercard Send product would extend the reach and the speed of Early Warning’s clearXchange P2P network for bank customers with a Mastercard branded debit product. So, we all know this – chip cards were not going to fix the problem of fraud at the POS.

Bitcoin 43

Bitcoin Multi-Currency Push-to-Card Chip Cards 43

Fintech Labs Insights

FEBRUARY 26, 2016

” The account can be set up in just eight minutes, and comes with a free Number26 MasterCard debit card accepted at 450,000 locations in Germany and 36 million locations around the world. ” Founded in 2010 and headquartered in London, TransferWise demoed its platform at FinovateEurope 2013.

Accounts 19

Accounts Debit Card Visa API 19

PYMNTS

SEPTEMBER 30, 2016

That was the date that lives on in payments history since it was the date that Target announced it had been the victim of a massive POS breach that exposed the card data of some 40 million consumers. SVP of Product Development – EMV, Mastercard. payments and commerce ecosystem for nearly the entirety of the last two years.

EMV 82

EMV CHIPS Chip Cards Push-to-Card 82

Fintech Labs Insights

NOVEMBER 9, 2016

Founded in 2011 and headquartered in Helsinki, Finland, Holvi demonstrated its technology at FinovateEurope 2013. The previous month, Holvi launched its new debit card, the Holvi Business MasterCard for business users in Austria, Germany, and Finland.

Debit Card 15

Debit Card Small Business Visa Acquirers 15

Fintech Labs Insights

FEBRUARY 22, 2016

This marks the first NFC payment availability for PayPal users, who can connect their PayPal account to their Vodafone wallet and pay using Visa or MasterCard credit and debit cards, as well as prepaid cards. Vodafone wallet, launched in 2013, is available in Germany, Spain, the UK, Italy and the Netherlands.

PayPal 14

PayPal Online and Mobile Banking Payments Debit Card 14

Fintech Labs Insights

OCTOBER 16, 2016

In a new partnership , Jack Henry & Associates has integrated with Visa to allow customers to send P2P payments directly to a recipient’s Visa debit card. Sberbank ( F16 ) and MasterCard ( F11 ) partner to launch ApplePay in Russia. Mastercard is the runner-up: 71% of cards issued contain an EMV chip.

EMV 17

EMV P2P Same Day ACH FinTech 17

PYMNTS

DECEMBER 10, 2018

It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. Decoupled debit accounts for very little of ACH volume.

ACH 73

ACH Credential Push-to-Card Breach 73

PYMNTS

JUNE 14, 2018

Genie Gateway offers push payment services that enable customers – both businesses and consumers – of these high-risk merchants to make payments via Visa debit card or check. “This does not ride the Visa or Mastercard rails, so the usual chargeback rules don’t apply,” he said.

Checks 40

Checks Risk Gateways Push-to-Card 40

PYMNTS

MAY 23, 2016

And while the merchants in on the deal all agreed that they didn’t like interchange, it wasn’t a case where every one was necessarily ready to join hands and work together to fight the card brands as a common enemy. Karen Webster wrote in her noteworthy MCX Fairy Tale piece in Sept. That was the gist of a letter Sen.

EMV 43

EMV Mobile Payments Push-to-Card Chip Cards 43

Fintech Labs Insights

JUNE 1, 2015

Founded June 2013. Pledges are made with credit/debit cards from Visa, MasterCard, Discover, Maestro, or Visa Electron. Cards are not charged unless the borrower defaults. Headquartered in Santa Ana, California. More than $5 million in funding raised. More than $3 million in loans issued. 25 employees.

Legal 32

Legal Credit Union Risk Debit Card 32

Finovate

APRIL 18, 2025

. “Our goal is to establish a solid partnership with our customers to build a robust credit profile, promoting satisfaction, increasing eligibility and engagement with credit products that meet their needs in a responsible manner,” said Arthur Valado, general director for Nubank’s Roxinho (credit card) segment.

BNPL 59

BNPL Bitcoin Point-of-Sale (POS) FinTech 59

PYMNTS

JULY 18, 2016

Chargeoffs — loans that a lender has written off as noncollectable — are up 38 percent since 2013 for Lending Club — a curious outcome, since consumer credit on the whole during that time period was on the uptick and chargebacks declined for those loans, according to Federal Reserve data. PayPal’s Latest SMB Play.

PayPal 40

PayPal Push-to-Card Payments Small Business 40

Finovate

DECEMBER 4, 2024

.” Former Revolut pair launch blockchain banking app Catching up on news from our last edition of 5 Tales from the Crypto , we note that a pair of former- Revolut employees — Joao Alves and Guilherme Gomes — have launched a new, self-custodial stablecoin app with accompanying Mastercard debit card.

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Blockchain Cryptocurrency Stablecoins Credential 52