PYMNTS

FEBRUARY 18, 2020

LendingClub provides personal lending online, and it wants access to funding that is more stable and not as expensive. The bank is one of a few smaller lenders that has teamed up with FinTechs who need services only an FDIC-regulated institution can provide. This is the first time a FinTech has purchased an actual bank.

FinTech 97

FinTech FDIC Online and Mobile Banking Returns 97

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

Fintech Review

MAY 20, 2025

Driven by mobile adoption, digital identity initiatives, and regulatory reforms, the Indian fintech ecosystem is reshaping financial services not only at home but increasingly abroad. Founded in 2010, Paytm started as a mobile recharge platform but evolved into a sprawling digital financial ecosystem.

Innovation 59

Innovation FinTech Online and Mobile Banking Financial Literacy 59

PYMNTS

APRIL 29, 2020

The COVID-19 pandemic has prompted traditional banks to take fresh looks at their digital initiatives and has given digital-only banks the opportunity to learn about the advantages and hurdles of serving customers primarily through online and mobile channels. Building Trust Between Banks and Consumers Online.

Credit Union 105

Credit Union Consumer Online and Mobile Banking Card Issuer 105

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88

Payment Savvy

DECEMBER 2, 2022

Let’s dive into the subtleties of the smoothest payment process and find out everything about NFC mobile payments, including what they are, how they work, and how to use them. What are NFC Mobile Payments? How Do NFC Mobile Payments Work? How to Accept NFC Mobile Payments? Leading NFC Mobile Applications.

Mobile Payments 98

Mobile Payments Contactless Payments Online and Mobile Banking CHIPS 98

Finovate

MAY 2, 2025

APIMatic – Auckland, New Zealand Founded in 2014, APIMatic is a developer experience platform for APIs that enables organizations to drive fast, widespread adoption of their APIs. Hong Kong-based Airstar Bank partnered with Tencent Cloud to migrate its operations to the cloud. Karen Elliott is CEO. Eric Yez is Founder and CEO.

Online and Mobile Banking 64

Online and Mobile Banking Cross-Border Payments Cross-Border API 64

PYMNTS

SEPTEMBER 26, 2016

The newspaper cited Ripple’s use of blockchain technology and the ability of two small banks, one in Canada and one in Germany, to complete cross-border online transactions in record time as an example of the latest banking innovations. While most international bank transfers take days to complete, this took just 20 seconds.

Regulations 72

Regulations Online and Mobile Banking FinTech Third-Party Service Provider 72

FICO

SEPTEMBER 22, 2016

Of course, many of our clients want to know more about millennial banking habits. FICO’s latest US consumer research survey found that large numbers of millennials are using their bank’s mobile application regularly. As millennials flock to peer-to-peer mobile payments, Venmo has seen explosive growth. in Q1 2016.

Mobile Payments 64

Mobile Payments Venmo Online and Mobile Banking Payments 64

Open Banking Excellence

AUGUST 23, 2023

When generative AI arrived, it already had a huge infrastructure to draw upon, as well as the staggeringly large corpus of human knowledge published online during the past few decades. Salesforce started out in 2014 when we launched the Office of Ethical and Humane Use of Technology. What Is Salesforce AI Cloud and Einstein?

AI 130

AI Risk Online and Mobile Banking CRM 130

PYMNTS

SEPTEMBER 28, 2016

The information stored inside your phone could soon be used to authenticate you to banks, credit card companies and other financial service providers. According to the Brazilian financial services firm, launched in 2014, it boasts a fraud rate just one-tenth that of larger banks and financial institutions.

Security 67

Security Online and Mobile Banking Authentication Credit Limit 67

PYMNTS

MARCH 31, 2016

Banking on mobile devices is continuing to grow in popularity. According to WSJ , more than half of mobile banking users surveyed reported that they had received push notifications, text messages or email alerts from their respective financial institutions.

Mobile Banking 41

Mobile Banking Fed Online and Mobile Banking Federal Reserve 41

The Fintech Times

FEBRUARY 6, 2025

Financial Hub Casablanca (Ranked globally 56th) Key Economic Development Strategy Maroc Digital 2020 Economic, financial services and fintech overview: According to the 2017 World Bank s Global Findex Report, only 29 per cent of adults had a bank account. Morocco boasts a mature mobile market, evidenced by a penetration rate of 137.5

FinTech 59

FinTech Online and Mobile Banking Financial Inclusion Laws 59

PYMNTS

APRIL 12, 2019

billion people, of whom at least 725 million have mobile devices. Some of its brands include online takeout service Jumia Food, travel booking service Jumia Flights and classified services Jumia Deals. retailers online in markets across Africa, according to reports. The Berlin-based company’s value stood at about $1.7

Online and Mobile Banking 83

Online and Mobile Banking Financial Inclusion Digital Payments Economy 83

Fintech News

APRIL 13, 2025

Billion One of Indias original fintech pioneers, Paytm has been a household name since the early days of mobile wallets and QR-code-based payments. Unlike some flashier names, Pine Labs has quietly built essential infrastructure powering offline-to-online commerce across the region. Paytms funding story is nothing short of massive.

FinTech 74

FinTech Online and Mobile Banking Finance Push-to-Card 74

Finovate

AUGUST 7, 2024

NCR Voyix is selling its digital banking business to private equity firm Veritas Capital. The Georgia-based fintech has agreed to sell its cloud-based digital banking business to an affiliate of private equity firm Veritas Capital. Under the terms of the agreement, NCR Voyix will sell its digital banking unit for $2.45

Online and Mobile Banking 59

Online and Mobile Banking ATM Treasury Cash Management 59

PYMNTS

JUNE 7, 2017

The latest Expectations & Experiences consumer trends survey from Fiserv , a leading global provider of financial services technology solutions, finds that consumers are paying more bills from mobile devices while slowly starting to venture into digital wallets.

Consumer 46

Consumer Online and Mobile Banking Debit Card P2P 46

CB Insights

SEPTEMBER 19, 2017

In 2014, 37% of all companies that achieved their first $1B+ valuation were based outside the US. Rounding out the top 3 are electronics company Xiaomi ($46B) and online lending platform Lu.com ($18.5B). 11/24/2014. China Development Industrial Bank, Tencent Holdings, Morningside Ventures. 10/23/2014.

Non-Bank 78

Non-Bank Online and Mobile Banking Technology Innovation 78

Finovate

OCTOBER 4, 2024

Netherlands-based digital banking platform Plumery secured $3.3 Founded in 2022, Plumery offers a digital banking platform that enables businesses to rapidly customize and deploy their banking operations. This week’s edition of Finovate Global features recent fintech news and headlines from the Netherlands.

Innovation 64

Innovation AI Payment APIs and Integration Online and Mobile Banking 64

Fintech Labs Insights

MARCH 30, 2015

The Fed''s latest mobile banking/payments usage numbers ( full text ) were bouncing around the fintech blogosphere last week. Note: The online survey was fielded in December of each year. The only sour note was the flatline of mobile banking usage among smartphone owners. Why has smartphone mobile banking stalled?

Online and Mobile Banking 33

Online and Mobile Banking Mobile Banking Non-Bank Issuers 33

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

FEBRUARY 13, 2020

British bank Standard Chartered and payments firm Assembly Payments have established a joint venture in Singapore to bring payment solutions to its $29 trillion global eCommerce market, the companies announced on Tuesday (Feb. Payments is a critical pillar of banking services.

Online and Mobile Banking 79

Online and Mobile Banking Payments Financial Inclusion Real Time Payments 79

Fintech News

FEBRUARY 20, 2024

In 2022, the country was home to 993 active fintech companies, representing about 25% of all fintech ventures operating across the ASEAN region, data from a 2022 report by the United Overseas Bank (UOB), PwC Singapore and the Singapore Fintech Association (SFA) reveal. in July 2023. Its target is to serve 50 million customers by 2025.

FinTech 125

FinTech Online and Mobile Banking Payment APIs and Integration Security 125

The Fintech Times

JUNE 13, 2024

When shopping online, a failed payment can be enough to abandon a cart altogether. Introduced in 2014, Mastercard’s tokenisation service today secures 25 per cent of all e-commerce transactions globally, with adoption accelerating 50 per cent year-over-year. So much so, by 2030, it aims 100 per cent e-commerce tokenisation.

Visa 69

Visa Online and Mobile Banking Card Issuer Issuers 69

Fintech Labs Insights

MAY 12, 2015

The company is demonstrating how it incorporated beacon technology into its mobile banking app. Digital Insight is illustrating the use of beacons within its mobile banking app. Metrics: Digital Insight has a customer base of approximately 900 financial institutions, 12M online banking and nearly 4.8M

Mobile Banking 31

Mobile Banking Online and Mobile Banking End User Acquirers 31

PYMNTS

MAY 8, 2017

02 , the mobile phone seller, confirmed it was the target of hackers that exploited a weakness in a protocol used by telecom networks for two-factor verification. The weakness in the protocol has been known about since around 2014, noted the report.

Accounts 43

Accounts Online and Mobile Banking Data Breach Breach 43

PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. Pay by Bank app (PbBa) — created by Vocalink, a Mastercard company — leverages the U.K.’s

Visa 46

Visa Online and Mobile Banking ATM Faster Payments 46

PYMNTS

DECEMBER 14, 2018

Banks and businesses handling personal information face a delicate balancing act as global systems embrace smarter payments. Data is crucial and — fortunately, for banks and businesses in the smarter payments space — plentiful. By some accounts , more than 90 percent of existing data was created after 2014.

Payments 72

Payments Online and Mobile Banking Regulations Faster Payments 72

CB Insights

SEPTEMBER 10, 2019

A 2018 survey by Bank of America shows that millennials’ top financial priorities were saving for emergency funds (64%), saving for retirement (49%), and saving to buy a house (33%) — not much different from the concerns their baby boomer parents had 30 years ago. From big banks to big tech. From big banks to big tech.

Finance 77

Finance Online and Mobile Banking Advisors Micro-Entry 77

The Fintech Times

AUGUST 19, 2024

In the 21st century, the country has established a foothold in various markets including the mobile phone, automobile, semiconductor and steelmaking markets. Six years later, these organisations are achieving what they set out to, with the Bank of Korea also playing a notable role in the country’s financial evolution.

Economy 64

Economy Online and Mobile Banking FinTech Government 64

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

Fintech News

MAY 7, 2024

Top 100 Cross-Border Payment Companies for 2024, Source: FXC Intelligence, Apr 2024 The Top 100 Cross-Border Payment Companies for 2024 list encompasses companies operating across consumer money transfers and remittances, business-to-business (B2B) payments, e-commerce companies, payment processors, mobile payments players and beyond.

Cross-Border Payments 113

Cross-Border Payments Cross-Border Payment APIs and Integration APACS 113

PYMNTS

NOVEMBER 6, 2020

Starling Bank is pushing ahead with plans to raise another $263 million as the U.K.-based based digital bank looks to fuel additional expansion in its home market while eyeing an initial public offering (IPO) down the line. digital bank public. Bank of England granted Starling a banking license in 2016.

Online and Mobile Banking 46

Online and Mobile Banking Accounts Continuity 46

PYMNTS

JUNE 1, 2020

Losing customers can be as easy as experiencing one too many online glitches, however, which can drive clients into the competition’s arms. The challenger bank has run on a cloud banking model since its 2012 launch and is available for business and consumer use in 30 European markets, including Austria, Germany and the Netherlands.

Innovation 53

Innovation Online and Mobile Banking Accounts SWIFT 53

PYMNTS

NOVEMBER 18, 2016

billion in EU funds aimed at promoting an innovative economy after joining the EU in 2014. According to Forbes , new ventures, like VoicePIN , which supports voice recognition-based ID verification software, are helping to transform the mobile retail and online banking offerings of Poland’s big banks.

Online and Mobile Banking 81

Online and Mobile Banking P2P Credential Governance 81