The Fintech Times

FEBRUARY 1, 2024

Protecting members The Military Lending Act (MLA) , passed in 2006 and expanded in 2015, took some initial steps in protecting service members against predatory lending schemes. Our military should be able to focus on mission readiness without having to worry about the fine print in payday loan agreements.

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Caps ATM Blocks Credit Cards 123

PYMNTS

NOVEMBER 24, 2016

The Asia-Pacific region is a particular hotspot for increased payment card acceptance, where acceptance rates spiked by 29 percent in 2015. RBR highlighted regulation across the EU that caps interchange fees. With the new rules that came into effect at the end of 2015, merchants have a new reason to accept cards.

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Contactless Payments Regulations Caps NOV 69

PYMNTS

OCTOBER 7, 2016

By fully activating services at OXXO, Western Union’s retail Agent network has nearly doubled to more than 26,600 locations, from approximately 13,500 at close of 2015. “We The cash payout limit is capped at 1,000 Mexican pesos (approximately $50) per user, per day. billion was received in Mexico in 2015, an 8.7

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Debit Card Caps Innovation Global Payments 65

FICO

JANUARY 25, 2019

It also allows banks to change their pricing dynamically, as regulatory caps or risk controls are met. For example, the Federal Government and APRA have requested that banks cap growth in investor lending, interest-only lending and secured lending to foreign property owners. Meeting these caps is difficult in practice.

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Caps Returns Government Governance 74

PYMNTS

DECEMBER 4, 2018

Mastercard incurred a $650 million fourth-quarter charge related to a large fine over a 2015 EU antitrust investigation , Reuters reported on Tuesday (Dec. Mastercard actually stopped the practice in December of 2015 after the European Commission (EC) adopted charge-capping rules.

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Visa Laws Caps Debit Card 53

PYMNTS

MAY 23, 2017

in 2015, only a few merchants accepted transactions without a limit. “We Previously most of the contactless payment terminals restricted the size to £30, the default upper limit for contactless card transactions. The report noted that when Apple Pay launched in the U.K. We think the majority of the contactless terminals [in the U.K.]

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Caps Contactless Payments Payments Mobile Payments 41

Fintech Labs Insights

JULY 31, 2014

In semi-prioritized fashion, here are my first three recommendations for 2015. Insurance How are you going to replace NSF fee income once the CFPB gets around to capping it? But the conversation got me thinking about what I''d recommend for next year if I was working in a bank, credit union or consumer fintech company.

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Credit Union CFPB Caps Transactions 27

PYMNTS

JANUARY 3, 2017

Bitcoin has been rising steadily upward since about August 2015 from a low of just over $220. The total market cap of all outstanding bitcoin right now is over $12.5 billion, and in January 2015, it was at $3.5 It’ll be interesting to see what happens when that market cap doubles again next year.”. Gox collapsed.

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Bitcoin ATM Caps Cryptocurrency 50

Finovate

JUNE 10, 2024

The development is a major feather in the cap of India’s fintech industry and another great example of how countries in Latin America are embracing fintech innovation to promote financial inclusion. In 2015, the number of adults with at least one financial product was approximately 35%.

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Real Time Payments Technology Financial Inclusion Financial Literacy 83

PYMNTS

OCTOBER 17, 2016

EasyJet is the least valuable company in the index, with a market cap of £3.5 Misys float will still be the biggest technology IPO in London, Sophos floated for £1 billion in 2015, and it is a big jump compared to Misys valuation when it was first listed in 1987 at £8 million. At its initial valuation of around £5.5

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Data Breach Caps Breach Posting 65

PYMNTS

NOVEMBER 23, 2018

At the same time, the changes also dictate that store-branded gift cards can’t be redeemed for other gift cards and place a cap on the amount of money that can be added to the cards. That figure rose from only 7 percent in 2015, which marked an increase of 270 percent.

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Federal Trade Commission Scams FTC Transaction Limits 62

PYMNTS

FEBRUARY 27, 2017

WFM’s market cap was just over $10 billion. Ahold Delhaize’s market cap sat at just over €25.9 and a market cap of $31 billion as of Friday’s close. by Friday’s close with a market cap of $77.7 Sprouts hit $986 million in net sales for Q4, up 6 percent over the same period in 2015.

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Caps Adjustments Continuity Automation 40

PYMNTS

FEBRUARY 6, 2019

Analysis in 2015 from the National Consumer Law Center (NCLC) found that employees in Missouri and Kansas were hit hardest by payroll card fees imposed by issuers. Last year, the New York State Supreme Court revived efforts to introduce stricter regulations on payroll cards in an effort to combat excessive fees.

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Payroll Commercial Card Federal Trade Commission Wire Transfer 66

PYMNTS

SEPTEMBER 29, 2016

Yeah, there’s a lot of wiggle room there, but those are the numbers that the Organization of the Petroleum Exporting Countries (OPEC) agreed to cap its production of oil barrels per day. 131 : That’s the number of successful cyberoperations Europol’s European Cybercrime Centre said it launched in 2015, compared to just 72 in 2014.

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Federal Trade Commission Cross-Border Payments Online and Mobile Banking ATM 69

PYMNTS

JANUARY 3, 2017

According to a report by The Wall Street Journal , the love of cash in Switzerland doesn’t seem to be slowing down, even though, at the beginning of 2016, the country implemented a cap on the amount of cash a person can use for one purchase without officials being alerted. The limit went into effect after lots of debate by lawmakers.

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Caps Transactions Payments 40

PYMNTS

SEPTEMBER 8, 2017

According to the study, debit cards are the most common card type, making up 71 percent of the worldwide total, up from 70 percent in 2015. In the EU, interchange fee caps have limited the profitability for card issuers, while banks in the U.K. In China, for example, many consumers hold multiple cards for different purposes.

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Debit Card Global Payments Credit Cards Issuers 59

CB Insights

DECEMBER 19, 2017

To strengthen its shifting focus, JAB sold over $30M worth of its Coty stock in 2015. With a $5.3B+ market cap, Dunkin Donuts would be pricey, though not out of line of JAB’s prior deals. Starting in 2012, JAB began to focus on the US coffee and bakery space. It also sold luxury shoemakerJimmy Choo to Michael Kors for $1.2B

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Acquirers Caps Continuity Product 67

PYMNTS

APRIL 6, 2017

The company said it lost the funds because of rules, which took effect in December 2015, that capped interchange fees but exempted commercial cards from the cap.

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Regulations Commercial Card Caps Authentication 40

Stax

JANUARY 24, 2024

Purchase volumes through credit cards jumped 51% between 2015 and 2021. It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies. It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies.

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Credit Cards Laws Legal Caps 88

Stax

JANUARY 24, 2024

Purchase volumes through credit cards jumped 51% between 2015 and 2021. It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies. It is added at the point of sale and depends on the total amount of a transaction and the cap set by credit card companies.

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Credit Cards Laws Legal Caps 88

PYMNTS

FEBRUARY 24, 2017

The bitcoin market cap was over $18.5 2015, Coinsource debuted its first kiosk in the Miracle Mile Shops in Las Vegas. On Thursday (Feb. 23) morning, bitcoin had broken $1,150 in value, reaching a high of $1,153.04. At the time of writing, bitcoin’s price sat at $1,149 even, up 2.39 percent over Wednesday’s close.

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Bitcoin Money Laundering ATM Cryptocurrency 77

Fintech News

JANUARY 18, 2024

By 2015, PayTM expanded its services to include mobile recharges, gas, electricity, and water bill payments. The bank offered an attractive two per cent interest rate for three-month Hong Kong dollar deposits capped at HK$200,000. It also ventured into travel ticket facilities, with 20 lakh monthly ticket bookings.

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APACS Finance Cross-Border Ubiquitous 122

PYMNTS

JANUARY 13, 2017

That attitude can also be expressed through a quirky baseball cap called a Custom Billboard Hat, fit with a dry-erase board on the front of the hat’s crown and detachable marker for writing on the board. The caps are now sold under the Billy Bob Products umbrella for about $15. It’s a conversation starter.”.

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Caps On-Demand Product Technology 41

Finovate

OCTOBER 25, 2024

New investors Citi Ventures and Tribeca Venture Partners also contributed alongside existing investors Homebrew, Insight Partners, Inspired Capital, and Cap Table Coalition. Finix was founded in 2015 to help banks, acquirers, and enterprises own, manage, and monetize their payments with a low-code user experience. and Canada.

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Payment APIs and Integration Cross-Border Payments Cross-Border Processors 52

CB Insights

FEBRUARY 26, 2019

More US startup unicorns were born in Q4’18 than in any other financial quarter in history, capping off the best year on record for unicorn births in the United States. In 2018, 53 new companies hit a $1B+ unicorn valuation, up 83% from 2017 figures and 26% higher than the previous record in 2015.

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Caps Volume Research Posting 58

PYMNTS

FEBRUARY 3, 2017

The bonus was swift and lucrative for private investors, as it represented a doubling over the market cap that the firm was gunning for upon debut on the public markets. The news that likely sent shockwaves through unicorn land centered around AppDynamics, which, just days ahead of going public, was bought by Cisco for $3.7

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SWIFT Caps 40

PYMNTS

DECEMBER 11, 2018

When PayPal acquired global money transfer firm Xoom in 2015, company President and CEO John Kunze noted that becoming part of the larger PayPal organization marked the start of a new chapter in the life of the firm. And Xoom has, by the numbers, taken that mandate pretty seriously in the three intervening years.

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PayPal Funds Transfer Caps Security 66

PYMNTS

FEBRUARY 2, 2018

And so, the entire arena, as measured by market cap, now has been more than halved, standing at $385 million, as estimated by the newswire this morning, citing Coinmarketcap.com. Reuters noted that since 2011 and into today, bitcoin’s price has been cut in half nine times, but always recovered. 2014 to Jan.

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Bitcoin Caps NOV Digital Currency 47

PYMNTS

SEPTEMBER 6, 2016

that moved to cap interest charged by payday lenders. On average, 48 percent of complaints were found in consumers’ favor, down from 57 percent in the second half of 2015. Complaints about payday loans, on the other hand, more than tripled to 4,186, from 1,213 in the previous six months.

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Disputes Caps Consumer Accounts 40

PYMNTS

JULY 5, 2017

In 2015, it announced it was reworking Chase Pay to better compete with digital payment companies like PayPal. Along another line of thinking, the deal would be a palatable one for a firm like JPMorgan, where international presence is more pronounced but where financial firepower is hardly dimmed by snapping up a $10 billion market cap firm.

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Online and Mobile Banking Caps Cross-Border PayPal 46

CB Insights

DECEMBER 12, 2019

However, the company’s stock price has plummeted in the last 5 years, with its current market cap clocking in at closer to $1.1B. valuation — far below its previous private company valuation of $5.3B — in late 2015. GreenSky and Square round out the top 3 IPOs: consumer financing marketplace GreenSky went public at a $4.3B

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FinTech Caps Acquirers Issuers 41

PYMNTS

SEPTEMBER 16, 2016

Sweatshirts, baseball caps and other garb, sure. 1977 to June 2015. Beyond the usual new clothes, new shoes, new supplies, back-to-school shopping tends to include books. When college kids set out to the school bookstore, lately, they aren’t seeing any books. Not so much. Textbook prices have risen astronomically.

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Caps Economy Research Continuity 58

PYMNTS

MARCH 23, 2020

Netflix Party is a Google Chrome browser extension that has been around since 2015 that allows multiple Netflix users to sync and watch movies on the platform together, “as a way to hang out and have fun with friends,” according to Stephan Boyer, who first developed the app in 2015. Digital Gatherings.

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Origination Consumer On-Demand Caps 69

PYMNTS

JANUARY 31, 2020

Macy’s also bought the beauty chain Bluemercury in 2015 for $210 million. Their market cap is about 5.2 Story was acquired by Macy’s in 2018, and its themed marketplaces have popped up in numerous Macy’s locations since then. They were down 0.6 Their shares were down less than 1 percent Friday morning (Jan.

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Caps Acquirers Continuity Product 43

PYMNTS

JULY 26, 2019

The company was on track to have its best day since July of 2015, and its market cap surged $80 billion, to $866 billion. The company reported earnings per share of $14.21, which soundly beat expectations of $11.30 Revenue was at $38.94 billion, which also beat estimates of $38.15 billion.

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Caps Product Posting Payments 43

FICO

JULY 22, 2016

But this October 2015 article in Forbes said, “There can be a 15% upside to our price estimate if the impact [of customer satisfaction with shorter lines] exceeds our expectations.”. Starbucks’ market cap is about $83 billion. How much will Mobile Order & Pay impact Starbucks’ bottom line? It’s hard to say.

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Mobile Payments Push-to-Card Payments Checks 72

CB Insights

MAY 30, 2018

market cap, or Kik ‘s $1B valuation as of 2015. Over the last decade, dozens of messaging apps have come to market, with many seeing success — such as WhatsApp ‘s $22B acquisition by Facebook, Line ‘s $8.8B But in this sea of messaging apps, SMS still reigns supreme.

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