The Payments Association

MARCH 18, 2025

Unlike open bankings regulatory-driven origins, open finance is advancing through a mix of policy frameworks and market-led initiativesdriving divergent adoption curves that are reshaping competitive dynamics globally. Mexico has adopted a regulated approach under its Fintech Law, introduced in 2018, laying the groundwork for open banking.

Finance

Finextra

JULY 13, 2025

From Bold Idea to Banking License Monzo’s story began in 2015, when a team led by Tom Blomfield founded the company (originally called Mondo ) with the aim of creating a branchless, app-based bank. Let’s explore how Monzo got here and where it’s heading next. To monetize its robust retail base, Monzo rolled out premium account tiers in 2020.

Payment APIs and Integration

Finovate

MAY 22, 2025

” Circle was founded in 2013 and is best known for launching USDC, a fully reserved, dollar-backed stablecoin that has facilitated over $28 trillion in on-chain settlement volume since launching in 2018. CPN combines the reliability of traditional payment systems with the benefits of blockchain rails, which adds openness and speed.

Payment Networks

Tearsheet

MARCH 13, 2025

But why would a company that became the poster child for hyper-growth hitting $100 million ARR in 18 months after launching in 2018 decide it was time to rethink its internal approach? This wasnt just a tweak but a full-scale overhaul of its operating model, execution, and internal management structure.

Push-to-Card

Fintech News

APRIL 13, 2025

Billion One of Indias original fintech pioneers, Paytm has been a household name since the early days of mobile wallets and QR-code-based payments. CRED USD $867 Million CRED burst onto the scene in 2018 with a bold missionto reward Indias most creditworthy consumers.

FinTech

The Fintech Times

DECEMBER 24, 2024

Founded in Edinburgh in 2018, BR-DGE is a payment orchestration provider on a mission for hyper-growth. BR-DGE was founded in 2018 with the aim of making paying as seamless as possible, with fewer clicks and less friction. What are some of your recent achievements youd like to highlight?

Payment APIs and Integration

Finextra

AUGUST 7, 2025

The public-private Findynet consortium started in 2018 aiming at implementing the MyData principles and making GDPR art 20 actionable with the organisation wallet applications. The next phase started with efforts to bring trust and privacy to the Internet with Self-Sovereign Identity and the Trust over IP model – a Trust Infrastructure (TI).

Origination

Payments Dive

AUGUST 8, 2025

8, 2025 Patrick Cooley Reporter post share post print email license Block Head Jack Dorsey on September 5, 2018 in Washington, DC. In other earnings developments, the majority of loans through Blocks Cash App lending service now originate from Blocks bank, Square Financial Services, Ahuja said. Published Aug.

Blocks

Fintech Labs Insights

MAY 12, 2025

Website: figure.com Headquarters: San Francisco, California, USA Founded: 2018 Total Funding: $675 million 8. Website: atticus.com Headquarters: Los Angeles, California, USA Founded: 2018 Total Funding: $28 million 12.

FinTech

Fintech Labs Insights

MAY 12, 2025

Website: figure.com Headquarters: San Francisco, California, USA Founded: 2018 Total Funding: $675 million 8. Website: atticus.com Headquarters: Los Angeles, California, USA Founded: 2018 Total Funding: $28 million 12.

FinTech

Tom Groenfeldt

JANUARY 13, 2020

Control Tower originated in 2017 and moved into production in 2018 using agile methodology to get from announcement to launch in a matter of months.

Origination

PYMNTS

JANUARY 17, 2019

million memberships in the fourth quarter of 2018 — 1.5 For the full year 2018, Netflix paid net subscriptions increased 33 percent compared to 2017, reaching 29 million, the company said in its latest financial report. He also said original content is the dominating force when it comes to TV and film offerings on Netflix.

Origination

CB Insights

MARCH 6, 2019

Thirty-seven Chinese companies reached billion-dollar valuations in 2018, operating in areas as diverse as healthcare, transportation, and education, among others. Using CB Insights data, we identified all the China-based startups that have reached a $1B+ valuation in 2018. A s of 2018, more than 5 million drivers and 1.25

Bitcoin

FICO

JANUARY 7, 2019

The tremendous interest in AI and machine learning drove the readership on the Fraud & Security blog in 2018. The post Top 5 Fraud & Security Posts 2018: AI and Machine Learning appeared first on FICO. Here are the five posts with the most views. 5 Keys to Using AI and Machine Learning in Fraud Detection. Read the full post.

Posting

Fintech News

MARCH 6, 2024

BukaCicilan was originally introduced in October 2018 through a partnership with multifinance entity, PT Akulaku Finance Indonesia. Despite its closure, Bukalapak clarifies that the decision is not linked to the temporary operational restrictions Akulaku faced from Indonesia’s Financial Services Authority (OJK) in October 2023.

BNPL

Wharton Fintech

AUGUST 15, 2024

Since joining Coinbase in 2018, Shan has played a crucial role in expanding Coinbase Ventures’ portfolio to over 450 companies, including notable names like Uniswap , Zora , and Consensys. Shan’s journey from neuroscience to the crypto industry is as unconventional as it is inspiring.

Cross-Border Payments

PYMNTS

DECEMBER 26, 2018

And more often than not, the podcast discussions include PYMNTS research reports and original data, sometimes in collaboration with others. A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal.

Cross-Border

PYMNTS

NOVEMBER 20, 2018

According to the latest Q3 2018 TransUnion’s Industry Insights Report the back half of 2018 has been a good year for sub-prime borrowers looking for access to credit. This reverses the previous year’s trend, between 2016 and 2017, when sub-prime loan originations across categories fell by 7.1

Underwriting

PYMNTS

OCTOBER 16, 2020

million fine for lacking the proper security measures that might have prevented a hacker in 2018 from exposing the financial details of more than 400,000 customers, the U.K.'s The agency was originally poised to hit the country’s largest airline with a $236.5 British Airways (BA) must pay a $25.8 Although $25.8 s biggest data breaches.

Data Breach

FICO

MARCH 17, 2021

movement of money) using trade transactions to legitimize their illicit origins. TBML involves the exploitation of the international trade system for the purpose of transferring value and obscuring the true origins of illicit wealth.

Money Laundering

Fintech News

AUGUST 12, 2024

Fiin Credit: Founded in 2018, Fiin Credit is a digital finance and consumer credit system in Vietnam. OPES Insurance: Founded in 2018, OPES Insurance is a leading digital insurer serving the Vietnam market. ZaloPay: Established in 2018, ZaloPay is a mobile wallet and payment platform associated with the Zalo messaging app.

FinTech

PYMNTS

DECEMBER 27, 2020

While TIDAL doesn’t give out subscriber, user or financial data, its website claims to have more than 70 million songs and 250,000 high-quality videos in its catalog, along with original video series and podcasts. Sound Is Booming. that year, although its overall revenue grew by 25 percent.

Mobile Payments

FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? Risk in Bankcard Originations on the Rise. This shift has been most notable for the bankcard originations population. 2018 SCE Credit Access Survey.

Credit Risk

PYMNTS

JULY 10, 2020

The nCino Bank operating system is a single, multi-tenant cloud platform that digitizes client onboarding, loan origination and deposit account opening across commercial, small business and retail lines of business. percent of total revenues) in fiscal 2018, representing a 64.7 million, or 74.7 percent of total revenues, up from $64.5

Regulatory Compliance

PYMNTS

APRIL 22, 2020

In 2017 and 2018, however, fraudulent activity and different schemes were $3 billion combined. And 90 percent of the stolen funds originated from only six broad schemes. The effort reportedly attained levels not seen before for a digital currency scam. As previously reported, the cost of crypto fraud reached $4.3 billion last year.

Scams

PYMNTS

JANUARY 25, 2021

The idea kicked into high gear in 2018, when they attended a 10-week entrepreneurship course and won $15,000 in seed money through the University of Chicago’s College New Venture Challenge. “At They began selling chips in autumn of 2018. At that point, we were hooked,” Hamburger said. Getting Going .

CHIPS

Fintech News

SEPTEMBER 9, 2024

Lendela Lendela illustration, Source: Lendela Singapore Founded in 2018, Lendela operates as a loan comparison service, helping individuals find the best loan offers tailored to their specific financial needs. Originating in Sweden, Lendela quickly expanded across Scandinavia.

APACS

FICO

AUGUST 7, 2019

billion in principal balance as of the end of 2018 — an increase for the seventh consecutive year. Non-prime portfolio balances increased an impressive 7.07% YoY in 2018 and stand at $1.143 trillion. Originations Accelerated. Lenders saw fewer losses in 2018. YoY in 2018. YoY in 2018. YoY in 2018.

Finance

PYMNTS

JUNE 30, 2020

Despite dropping the price of its Focals to $600 last year from the original $1,000, North had reportedly sold very few pairs, The Globe and Mail reported. A source told them it was unlikely that the company sold more than 1,000 pairs since its launch in late 2018. . “We are looking forward to remaining in the region with Google.”.

Origination

The Fintech Times

SEPTEMBER 27, 2024

This strategy, known as Making Access Possible (MAP), significantly boosted the percentage of adults with access to formal banking services, increasing from a fraction of the population in 2013 to nearly 50 per cent by 2018. However, it is unclear whether this program remains active today.

Financial Inclusion

Fintech News

JULY 17, 2024

These services blend the cryptocurrencies of many users together, making it difficult to trace the origin of funds. This pattern of consolidation could indicate attempts to obscure the origin of funds before moving them to exchanges or other cash-out points. Usage of mixers peaked in 2022, with over US$1.5 billion in 2024.

Money Laundering

CB Insights

JANUARY 17, 2018

LIVE BRIEFING: 15 trends shaping tech in 2018. We’ll look at 15 trends that we believe will shape the tech sector in 2018, ranging from the race for AI to car subscriptions and cross-border M&A. The Most Well-Funded Tech Startups By US State (2015 – 1/8/2018). Stio (Mountain Origins Design) *. First Name.

Cross-Border

VISTA InfoSec

SEPTEMBER 30, 2024

The GDPR, which came into effect on May 25, 2018, introduced the requirement for certain organizations to appoint a DPO. – An organization process special categories of personal datasuch as health data, racial or ethnic origin, political opinions, or genetic informationon a large scale.

CCPA

VISTA InfoSec

OCTOBER 21, 2024

The GDPR, which came into effect on May 25, 2018, introduced the requirement for certain organizations to appoint a DPO. – An organization process special categories of personal data—such as health data, racial or ethnic origin, political opinions, or genetic information—on a large scale.

CCPA

PYMNTS

DECEMBER 10, 2020

in 2018 before sharply decreasing to $3,869.47 billion in 2019, a larger sum than in 2017 and 2018 combined. billion in laundered money flow through cryptocurrency exchanges, up from $1 billion in 2018. The currency is well-known for its massive value fluctuations, as a single bitcoin cost just 9 cents in 2010, $313.92

AML

PYMNTS

SEPTEMBER 12, 2019

Mastercard Track was originally launched in 2018 as a trade platform to address identity, compliance and payment management needs. The trade directory has registered more than 210 million entities worldwide and is central to all current and future B2B payment products, the company said.

B2B

PYMNTS

AUGUST 25, 2019

The original founder Andre Durand is still on board, although the company was acquired in 2016 by Vista for about $600 million. million in the same period in 2018. Founded in 2001, Ping is said to be looking at a valuation of $2-$3 billion. The company’s S-1 filing shows that it is not yet profitable but shows promise, with $112.9

Breach