The Fintech Times

NOVEMBER 12, 2024

Appointments Sibstar, the UK debit card and app for people living with dementia, has appointed GoHenry co-founder and CEO, Louise Hill, as a non-executive director. Most recently Neil was a trader at Triland Metals and he rejoins Britannia having been at the firm between 2019 and 2023 as a base metals sales trader.

FinTech

Payments Dive

JUNE 11, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. Shopify also imposed fees on millions of merchants through contracts that “penalized them” for using Sezzle or another non-Shopify BNPL option, according to the suit.

BNPL

The Fintech Times

MARCH 18, 2025

Under his leadership, Guavapay will continue to develop its flagship products, MyGuava and MyGuava Business, while exploring new markets, partnerships and fintech innovation. Founded in 2019 by Manpreet Haer and Zaki Farooq , PayFuture has offices in London, Dubai, Malta, and the Philippines.

FinTech

Fintech Labs Insights

MARCH 13, 2025

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Founding & Early Days (20192020) Ramp was founded in March 2019 by Eric Glyman , Karim Atiyeh , and Gene Lee. Its core mission is to help businesses save time and money.

Push-to-Card

Payments Dive

SEPTEMBER 3, 2019

Digital banking is growing rapidly in the U.K., as challenger banks are gaining share among non-millennnial users and winning over customers with strong customer service. The report warns, however, that few of these upstart banks are actually turning a profit and the pace of growth cannot continue at the same pace forever.

Non-Bank

CB Insights

JANUARY 25, 2019

Download the free report to learn about the biggest emerging trends in blockchain and strategies to watch for 2019. After evaluating signals ranging from industry adoption to market strength, we identified 18 blockchain trends to watch in 2019. Non-fungible tokens. This year promises to be no different. Fiat-crypto exchanges.

Blockchain

The Fintech Times

MAY 26, 2024

A key part of open banking is regulated third-party providers (TPP). They act as intermediaries between the bank and the customer. Open banking’s growth has got to a point now that more TPPs are able to offer their services outside of their domestic markets. A similar trend is reported for payment services growth.

Cross-Border

PYMNTS

JANUARY 22, 2021

India's central bank wants stricter regulations for big shadow lenders, according to a new report from Bloomberg. The Reserve Bank of India , according to the Friday (Jan. 22) report, wants to prevent events like the collapse of a major financier in 2018 — which continues to have effects on the financial system even now.

Non-Bank

PYMNTS

NOVEMBER 18, 2020

Americans paid off $10 billion in credit card debt in the third quarter (Q3) of 2020, but borrowed more for car and housing loans, according to a report in the Wall Street Journal (WSJ) citing the Federal Reserve Bank of New York. Non-housing balances — credit cards, auto loans, student debt — are up $15 billion. percent in 2019.

Credit Cards

PYMNTS

DECEMBER 28, 2018

One of the biggest shifts in banking that FinTech newcomers ushered into the market is the demand among customers for advisory services. bank branches in 2017 “reflects the industry’s ongoing evolution to serve customers more effectively while reducing operating costs.”. are also wanting banks to be a universal trusted advisor.

FinTech

Fintech Finance

JULY 18, 2024

Rob, a Chartered Accountant, joins the Boku executive team and Board having spent over 25 years at Natwest Group plc (formerly Royal Bank of Scotland Group plc) where he held a number of senior roles, including Finance Director for Commercial and Private Banking from 2014 – 2019, which accounted for £5.7bn annual revenues in 2019.

Non-Bank

PYMNTS

DECEMBER 28, 2018

That means that on the brink of 2019, it remains uncertain whether the next year will look more like the best of times or the worst of times when it comes to providing consumers and small businesses (SMBs) with access to financial services — both in and outside the traditional bank-backed channels. The Two Faces Of Consumer Credit.

Non-Bank

The Fintech Times

SEPTEMBER 14, 2024

Building on previous policies, in 2020, six core strategic industries were introduced to link investment through Taiwan’s ‘Three Major Plans’ of 2019. A 2022 survey revealed that 90 per cent of banks in Taiwan have initiated their digital transformation, incorporating emerging technologies like AI, big data, and RPA applications.

Innovation

Fintech News

JANUARY 22, 2024

Transport Minister Chee Hong Tat disclosed the government’s decision to invest approximately S$40 million to continue the operation of Ez-link and Nets FlashPay cards for adult commuters. This was part of LTA’s transition strategy to SimplyGo, which was first introduced in 2019.

Non-Bank

PYMNTS

JULY 10, 2019

Bitcoin continues its roller coaster of ups and downs in 2019 as the cryptocurrency shot back up and breached $13,000 for the first time in about two weeks, according to a report by Bloomberg. It’s up 250 percent in 2019. On June 26, it reached an almost two-year high of $13,880.

Bitcoin

PYMNTS

FEBRUARY 26, 2020

As its gross merchandise volume (GMV) topped $1 billion for 2019, The RealReal Inc. In a call with analysts, CEO and Founder Julie Wainwright noted that the company generated a GMV of $1.008 billion for the full year 2019. Non-GAAP basic and diluted net loss per share was 17 cents. Additionally, 82.9 Gross profit was $62.5

Adjustments

PYMNTS

OCTOBER 1, 2020

1: Instant disbursements as a percentage of all non-tax disbursements in the U.S. percent) received at least one, non-tax disbursement in the past year, the vast majority of which were not instant. percent in 2019 and 9.5 Fast Fact No. are growing — but slowly. More than two-thirds of consumers (68.1 percent as of 2018.

Instant Payments

PYMNTS

JANUARY 25, 2021

Backed by billionaires Peter Thiel and Li Ka-Shing, N26 launched its first products in 2015 and is among Europe’s most valuable non-listed FinTechs. The mobile digital-only bank now has over 5 million customers, more than twice the number of users than it had in early 2019. Its most recent valuation was $3.5 Following the U.K.’s

FinTech

PYMNTS

JULY 7, 2020

“Robust operational resilience is now a non-negotiable component of any business engagement,” according to Manish Kohli , global head of payments and receivables, Citi Treasury and Trade Solutions. “By By the very nature of our industry and regulatory requirements, banks have made resilience a core competency. A Flight to Network.

Innovation

FICO

DECEMBER 18, 2018

Here’s my advice for 2019 in a nutshell: With IFRS 9 impacts and €780 billion of NPL in Europe alone, stop reading about AI and start thinking about optimization. You don’t have to be Nostradamus to predict that regulation will continue to drive change in the collections industry. OK, let me unpack that. Should be interesting.

Non-Bank

Fintech News

JULY 17, 2024

The far-reaching study encompasses both crypto-native and non-crypto native methods, as well as strategies for prevention. Since 2019, nearly US$100 billion in funds have been sent from known illicit wallets to conversion services. The Scale of Crypto Money Laundering The magnitude of crypto-related money laundering is staggering.

Money Laundering

PYMNTS

JANUARY 25, 2021

A new study from the Federal Reserve Bank of New York shows that people expect the economy to rebound by next year, according to a press release. 25), said year-ahead total household spending growth expectations rose sharply, with a continuing rebound from the severe downturn in April as the pandemic was beginning, the release stated.

Fed

PYMNTS

APRIL 24, 2020

The IRS, Treasury and partner agencies are working non-stop to get these payments out in record time to Americans who need them,” said IRS Commissioner Chuck Rettig. If the IRS continues its pace of eight million weekly payouts, the last check will be deposited by June 24.

IRS

FICO

JANUARY 6, 2019

Government Predictions 2019: Now that we have completed the 2018 election season, people are asking what is in store for 2019. Continued Pension Challenges Drives Government HR Policies. This will require analytical measurements and tools to better assess the threat, and continually watch for new threats. Happy New Year!

Governance

PYMNTS

OCTOBER 8, 2019

Cyberattacks continue to rise, for example, with experts warning that small businesses are especially at-risk. Hiring continues to be a challenge as business owners not only struggle to find qualified workers in a tight labor market, but find professionals who will help that company achieve its goals.

Small Business

Fintech Finance

MAY 13, 2025

Cloud accounting fintech iplicit has announced a new update to its product, in partnership with bank payment provider GoCardless. The arrival of GoCardless’ Direct Debit features follows the successful roll-out of its open banking-powered Instant Bank Pay to iplicit customers in the first quarter of 2025.

Non-Bank

Fintech News

MAY 15, 2024

The gaming industry in Asia continues to multiply, driven by the increasing number of smartphone users and the popularity of mobile gaming. Since 2019, active gamers have surged across all key markets. In the UAE, for instance, average monthly spending by video gamers increased from US$2,014 in 2019 to US$2,536 in 2023.

FinTech

PYMNTS

FEBRUARY 26, 2020

Digital banking and payments firm i2c is partnering with next-generation commerce firm Sightline Payments to deliver cashless, mobile and omnichannel programs to over 45 gaming resorts, state lotteries, digital gaming and sports betting sites across eight states, i2c announced on Wednesday, Feb. billion on games by the end of 2019.

Payment APIs and Integration

PYMNTS

JANUARY 30, 2020

Visa ’s fiscal first-quarter results showed an acceleration of cross-border volumes, while contactless payments continued to gain ground in the U.S. Total cards were up one percent, while processed transactions continued a year over year pace seen earlier in 2019, at 11 percent, to 37.8 and beyond. Net revenues of $6.05

Contactless Payments

PYMNTS

DECEMBER 23, 2019

This year, 2019, the average American will spend three hours and 43 minutes per day on mobile devices, just ahead of the three hours and 35 minutes spent watching television. There’s No Cybersecurity Silver Bullet, Just Persistence Combatting A Continual Threat. “We It just doesn’t land with the people you want it to land with.”.

Online and Mobile Banking

Fintech News

FEBRUARY 7, 2024

Fintech funding in Southeast Asia, Source: Fintech – SEA Annual Funding Report, Tracxn, Quarter 4, 2023, Jan 2024 Other nations including Indonesia, the Philippines and Thailand also witnessed some noteworthy fintech VC rounds in 2023, paving the way for continued momentum in 2024 onwards. Soft Space – US$31.5

FinTech

PYMNTS

FEBRUARY 3, 2020

Banking is no longer just for traditional FIs, thanks to open banking’s spread. Digital banking development is poised to explode in Singapore, where legacy institutions have traditionally dominated. APIs and open banking growth. The impact these digital licenses could have on Singapore cannot be understated.

API

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech

The Fintech Times

FEBRUARY 28, 2024

The UK lending market for higher-risk individuals has contracted by around 34 per cent since 2019, as unsecured loans from unregulated lenders have risen significantly, according to a new whitepaper from ClearScore , the financial services marketplace. Since 2019, guarantor loans to sub-prime customers have declined 99.6

Risk

PYMNTS

SEPTEMBER 25, 2019

For the first time since East & Partners began surveying Australian small businesses about their future growth plans, researchers have found that entrepreneurs are more likely to turn to an alternative lender than a traditional bank for capital. Meanwhile, plans to use non-banks reached the highest level yet, with 18.7

Non-Bank

PYMNTS

DECEMBER 27, 2018

Open banking, bank APIs and data sharing flourished in 2018, with small business and corporate financial services squarely in the path of this financial services trend as banks and FinTechs consider new ways to enhance business payments, accounting, treasury and financial management. Read what he had to say below.

Small Business

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. Continue to reduce any buying/selling friction. Increase the number of customers on Amazon, and enable each customer to spend more.

Online and Mobile Banking