Finextra

JUNE 26, 2025

It expresses the views and opinions of the author.

PCI DSS

Finextra

JULY 24, 2025

It expresses the views and opinions of the author.

Digital Payments

Finextra

JULY 27, 2025

bank account holders had connected through Plaid as early as 2019, a figure likely even higher today. That scale means a huge portion of fintech users rely on Plaid’s plumbing – by one estimate, around one in four U.S.

Product

Finextra

JULY 3, 2025

It expresses the views and opinions of the author.

eWallet

Finextra

JUNE 13, 2025

It expresses the views and opinions of the author.

Payment APIs and Integration

Finextra

JULY 22, 2025

Founded in 2019, Orum offers an API that allows businesses to launch instant payments fast, with access to RTP, FedNow, Same Day ACH, ACH, Wires, and Visa Direct, without bank integrations or complicated compliance issues. Financial terms were not disclosed.

API

Stax

JANUARY 28, 2025

Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. Research shows that customers will abandon their cart if online checkout time isnt limited to four minutes or less.

Payment APIs and Integration

The Payments Association

MARCH 19, 2025

Innovation comes from tech, but to develop truly innovative products, we need to invest in research and development (R&D), he tells Payments Review. For example, Goldman Sachs partnered with Apple for the Apple Card and savings account offering in 2019.

Digital Payments

Finextra

JUNE 18, 2025

It expresses the views and opinions of the author. 13 February nexo standards: simplifying payments one transaction at a time. 21 November EMV® 3DS: what do domestic schemes need to know?

ISO 20022

Finextra

JUNE 28, 2025

The company’s global footprint also expanded: it opened offices around the world (10 offices by 2019, including a European hub in Belgium to navigate Brexit) and set up an Asia-Pacific hub in Singapore in 2017. In 2021, reflecting its broadened mission, TransferWise rebranded to “Wise.”

Cross-Border

The Fintech Times

FEBRUARY 19, 2025

fact, digital wallet adoption more than tripled between 2019 and 2023, with the proportion of card transactions using a digital wallet increasing from eight per cent to 29 per cent, the regulators revealed. Digital wallets are rapidly increasing in popularity across the globe, not least in the UK.In

Regulations

Fintech News

JANUARY 13, 2025

According to a study by Levvel Research, a staggering 86% of SMEs still rely on manual processing invoices globally. While some technological solutions are available, none have fully reduced the burden on finance managers. AI-Powered Automation: Streamlining Spend Management Source: Shutterstock SMEs handle hundreds of invoices monthly.

AI

Tearsheet

AUGUST 7, 2025

The bank approached AI and generative AI with a methodical process, starting with research and use-case design, securing regulatory alignment, building internal tools, and upskilling its internal teams. It has also taken a similar approach with blockchain, beginning with the 2019 rollout of its JPM Coin. In June this year, J.P.

Cross-Border Settlement

Finextra

JULY 13, 2025

By 2019, Monzo was solidifying its position as a mainstream player. By 2019 it launched a “savings marketplace” in-app, letting users open interest-bearing Pots provided by the likes of Investec or OakNorth without leaving Monzo. In February 2023, Monzo took this further by introducing Instant Access Savings powered directly by Monzo.

Payment APIs and Integration

Finovate

JANUARY 10, 2025

“Our research shows that millions of consumers are stuck in a revolving debt trap, due to the systemic issue of ‘double counting’ when consumers apply for debt consolidation products,” Experian Consumer Services Managing Director Edu Castro explained. million repeat purchases.

Innovation

Fintech Finance

JULY 9, 2025

Mr. Andersen has served as Chief Financial Officer for Snap since May 2019 and previously served as Vice President of Finance for Snap since July 2018. Research from Arizent commissioned by DailyPay shows that employees with DailyPay in the U.S. Mr. Andersen was previously employed at Amazon.com, Inc.

Finance

Fintech Finance

JUNE 10, 2025

Approximately 1.4 billion international tourist arrivals were recorded in 2024, marking an 11% increase compared to 2023 and a 99% recovery of pre‑pandemic levels seen in 2019, according to the World Tourism Organization. 2024’s peak travel season shattered records.

Disputes

Finextra

JULY 29, 2025

Apple launched its credit card with Goldman Sachs in 2019 but by 2023 the Wall Street bank was looking to ditch the portfolio as part of its retreat from the consumer markets, an ill-fated venture which has saddled the investment bank with huge losses from its investments.

Credit Cards

Finextra

JULY 28, 2025

It expresses the views and opinions of the author.

AI

Finextra

JULY 31, 2025

It expresses the views and opinions of the author.

Payment APIs and Integration

Finextra

JUNE 24, 2025

Unlimit is a globally recognized leader in financial technology for payment processing, card issuance, and account management and has been active in Mexico since 2019. For the past 6 years, it has helped multiple local merchants successfully increase approval rates and establish efficient payment processing operations.

Payment APIs and Integration

Finextra

JULY 25, 2025

Prior to that position, he served as SVP, Head of Strategic Transformation – Commercial Bank from 2020 – 2022 and SVP, Head of Enterprise Payments and Treasury Operations – Commercial Operations from 2018 – 2019 at Capital One Financial Corporation.

Authorization

NFCW

JANUARY 16, 2024

The Swiss central bank’s researchers based their analysis on anonymized, transaction-level data for a large sample of point-of-sale debit card payments made in Switzerland between 2019 and 2021. “In Switzerland – the country we study – the tap-and-go limit was doubled from CHF40 to CHF80 in April 2020.

Contactless Payments

CB Insights

MAY 27, 2020

The post Here Are The Most Active Fintech Investors Since 2019 appeared first on CB Insights Research. For all of the underlying data and insights, check out our State Of Fintech Q1’20 Report: Investment & Sector Trends To Watch.

FinTech

The Finance Weekly

MARCH 6, 2022

According to , research from New York University, Bucknell University, and a Prudential Financial Inc subsidiary, female CFOs are more likely to give straight answers. The research analyzed around 106,000 conference calls from close to 5,000 U.S. More Straightforward.

Research

PYMNTS

NOVEMBER 16, 2020

A new report from TransUnion shows that average consumer-level credit card balances have declined during the course of the COVID-19 pandemic and now stand at $5,075 as of Q3 2020, down from $5,668 in Q3 2019. The recent declines in total credit card balances reverse a three-year trend between the third quarters of 2017-2019,” said TransUnion.

Credit Cards

CB Insights

FEBRUARY 18, 2020

2019 saw fintech reach an inflection point on a global scale, pulling in $34.5B In 2019 there were 83 mega-rounds, an 81% jump from 2018. . 2019 saw fintech deals and funding spread to emerging and frontier markets. 2019 saw a record of 24 unicorn births, 8 of which occurred in Q4’19. across 1,913 deals.

FinTech

PYMNTS

DECEMBER 23, 2020

Between January 2016 and August 2019, the CFPB said it discovered numerous “systemic errors” that could have lowered consumers’ credit scores, such as the wrong date an account first became delinquent, according to a consent order.

CFPB

CB Insights

DECEMBER 17, 2020

Deals and dollars could see a decline from 2019 despite deals bouncing back in Q4’20. Seed and angel deals are projected to fall to 37% of total deal activity in 2020, down from 42% in 2019. 97 mega-rounds YTD in 2020 has surpassed 2019’s total by 5. 97 mega-rounds YTD in 2020 has surpassed 2019’s total by 5.

FinTech

PYMNTS

JULY 26, 2020

Neil Shah , an analyst at Counterpoint Research, the Hong Kong-based industry researcher, agreed. S&P’s analysis revealed that Indian mobile payment transactions grew 163 percent to $287 billion in 2019. Asbe also said the initiative, directed at Indians who live in the Southeast Asian country, faces travel restrictions.

Volume

Fintech News

APRIL 22, 2024

Under the Payment Services Act, implemented in 2019 to regulate payment systems and providers, companies operating prior to the act like Qashier were allowed to operate under an exempted framework while seeking official licensure. The fundraise was also joined by Elevate and Cocoon Capital.

Cross-Border

Payments Dive

JANUARY 11, 2021

According to Javelin Strategy & Research’s 2019 Identity Fraud Study, the total amount of identity fraud in 2018 amounted to $14.7BB and impacted 14.4MM adults in the U.S. — more than 5% of the total population. In 2020, amid the COVID-19 pandemic, the impact of fraud was higher than ever.

Research

CB Insights

MARCH 19, 2020

“Crypto not blockchain” was the dominant narrative in 2019. Bitcoin’s price nearly doubled in 2019 despite dampened media coverage. Goldman Sachs named it the best-performing asset in 2019. In 2019, the US’ share of deals fell to 31% and China’s rose to 22%. However, since the coronavirus sell-off, BTC is down ~30% YTD.

Blockchain

PYMNTS

DECEMBER 14, 2020

In the How We Will Pay: Connected Devices research brief, a PYMNTS and Visa collaboration, we explore how the types of connected devices that consumers own are shifting as their lives continue to revolve around home. Thirty-three percent of consumers now own voice assistants, in fact, up from 31 percent in 2019 and 27 percent in 2018.

Consumer

PYMNTS

NOVEMBER 18, 2020

“Mortgage originations, including refinances, continued on their upward trend as homeowners continue to take advantage of the low interest-rate environment,” Donghoon Lee , research officer at the New York Fed, said in the report, which tallied numbers through Sept. percent in 2019. percent in 2019. percent compared to 5.39

Credit Cards

PYMNTS

NOVEMBER 30, 2020

Our research shows that 74.1 percent increase from the share who did so in 2019. percent decrease in the share of consumers that made their Black Friday purchases at a physical store in 2019 and a 41.4 Our research showed that 67.6 percent using them to pay in physical stores this season — up 15 percent from 2019.

Debit Card

PYMNTS

OCTOBER 13, 2020

Thirty-seven percent more consumers in the United States are working their full-time jobs from home than in 2019, whereas 27 percent more are performing gig jobs remotely. Our research reveals that as consumers are spending more time at home than ever before, they have time-shifted their day-to-day errands. This is less than the 69.9

ATM