Tearsheet

FEBRUARY 20, 2025

Our focus on providing complete end-to-end payment and transaction capabilities enables our clients from treasury and trade to commerce to grow, says Neukirchen. Our end-to-end solution delivers core treasury and liquidity services, what you may find at traditional banks, and commerce solutions, where fintechs typically focus, Farooq says.

Payment APIs and Integration

Fintech News

JULY 24, 2025

With its capital injection, Ramp said it will be doubling down on AI-powered automation, especially across expense reporting, smart procurement tools, and automated treasury management. This marks the second quarter in a row that global fintech VC funding surpassed the US$10 billion since early 2023, signaling a continued rebound.

B2B

Finextra

AUGUST 11, 2025

The treasury function must move £20,000 from the corporate account into the safeguarding account before the next reconciliation day on Monday. An automated alert in the core banking system can notify the treasury team of any shortfall in real time, reducing operational risk. However, the actual safeguarding accounts hold £5,180,000.

Reconciliation

The Fintech Times

MARCH 7, 2025

million incidents of fraud were committed in the UK in 2023 equivalent to nearly two fraudulent acts every minute. Responding to the blueprint Emma Reynolds MP, economic secretary at HM Treasury , said: The UKs leading financial services sector is key to driving growth and putting money in peoples pockets through the Plan for Change.

Compliance

Fintech News

JUNE 3, 2025

These new corridors are powered by Thunes proprietary API and internal platforms, including SmartX Treasury and Fortress Compliance. billion in inbound remittances in 2023. According to the World Bank, the Nordic region recorded over US$600 billion in export volumes in 2024 and more than US$5.4

Cross-Border

Payments Dive

JUNE 12, 2025

Mike Crapo (R-ID) speaks as Treasury Secretary Scott Bessent appears before a Senate Finance Committee hearing on June 12, 2025 in Washington, DC. million consumers reported fraud incidents last year, roughly the same as in 2023, according to the FTC. In 2023, payments fraud losses in the Americas were tabulated at $102.6

Law Enforcement

Fintech Finance

AUGUST 6, 2025

Data reported by CoinLaw shows the average daily transaction volume for stablecoins surged to $7 billion, an increase of 8% from 2023, and are now accepted in over 70 countries, facilitating cross-border payments and remittances. globally when utilizing stablecoins according to CoinLaw.

Stablecoins

Fintech Finance

FEBRUARY 19, 2025

The use of digital wallets has rapidly grown in recent years with the proportion of card transactions using a digital wallet increasing significantly from 11% in 2019 to 35% in 2023. The CMA is currently investigating the two largest digital wallet providers, Apple and Google, in respect of their mobile ecosystems.

Alternative Payment Methods

The Fintech Times

JULY 22, 2025

The sales agent makes the process of completing applications and accessing capital even more user-friendly Treasury Agent Provides recommendations between investment decisions and the portfolio of cash across our global operations to maximise capital capacity while preserving risk limits.

AI

The Fintech Times

MARCH 12, 2025

In 2023, mobile wallets were the top choice in Indonesia, Malaysia, and Vietnam, while domestic payments dominated in Singapore and Thailand. growth from 2023. Both domestic payments (97.9 per cent) and mobile wallets (94.9 per cent) have seen significant growth and have been instrumental in expanding the reach of e-commerce in SEA.

Cross-Border

Fintech News

JULY 22, 2025

The most common method is backing the token with something real, usually fiat currency or cash-equivalent assets like Treasury bills. And because they are programmable, businesses can build tools like instant supplier payouts or real-time treasury operations around them. There are a few ways stablecoins try to hold that steady value.

Stablecoins

The Payments Association

FEBRUARY 10, 2025

Centralised treasury functions : Large organisations use vIBANs to centralise payments within a corporate group. As an example, a treasury department can manage the financial activities of multiple subsidiaries through vIBANs linked to a single master account, improving cash flow visibility and efficiency.

IBAN

The Fintech Times

JULY 17, 2025

Under the Financial Services and Markets Act 2023 and the upcoming Cryptoassets Order, stablecoin issuers will face FCA oversight, with additional Bank of England rules for systemic payment tokens. Regulatory readiness is the bedrock. Under the latest regulatory proposals, stablecoins are set to be classified as regulated instruments.

Stablecoins

The Fintech Times

JANUARY 28, 2025

He joins Moneyhub from Broadridge, where as general manager he was responsible for strategy, execution and leadership across a multi-disciplinary team serving financial services firms and corporate treasury operations. Samantha Seaton stepped down as CEO in December with Anne de Kerckhove stepping in as executive chair during the transition.

Credit Union

Finextra

JULY 14, 2025

In fiscal year 2023, approximately 96.45% of Treasury disbursements were made via electronic funds transfer, or EFT, compared to just 3.55% by paper check. Notably, the median paper check issued by Treasury is around $4,861, meaning even a small percentage of checks involves substantial dollar amounts.

ACH

Fintech News

NOVEMBER 5, 2024

This demonstrates how blockchain can support evolving treasury and liquidity needs. OCBC has previously collaborated with Ant International, joining Alipay+’s network in 2023 to facilitate cross-border payments between Singapore, Malaysia, and South Korea.

Settlement

The Fintech Times

NOVEMBER 12, 2024

Most recently Neil was a trader at Triland Metals and he rejoins Britannia having been at the firm between 2019 and 2023 as a base metals sales trader. Funding and investments Agicap , the treasury management platform, closes €45million Series C funding round led by AVP.

FinTech

Fintech Finance

MARCH 3, 2025

Ramp has saved customers $2 billion and 20 million hours to date, and now powers over $55 billion in annualized payment volume across card transactions and bill payments, up from $10 billion in January 2023. With the support of these investors, Ramp is positioned to accelerate its mission and deliver even more value.

AI

The Payments Association

JULY 18, 2025

The FCA highlighted that firms which failed between Q1 and Q2 2023 had an average safeguarding shortfall of 65%, raising serious concerns about customer protection. Prepare to support instant payments with sufficient intra-day liquidity and real-time treasury monitoring. Prepare customer education and support materials.

Regulations

Finextra

JUNE 19, 2025

So much so, that the countrys regulatory framework significantly influenced the EUs Markets in Crypto-Assets regulation (MiCA) , which came into force in June 2023 Maltas approach to payment services has been equally pioneering. The country enacted a first of its kind regulatory framework for standalone e-money institutions.

Payments

Fintech Finance

JULY 30, 2025

From 2019 to 2023, he was Divisional CFO for the global vertical, Digital & Integrated Systems. Since 2023, he has been Alstom Group Head of Treasury & Financing and played a key role in deleveraging the company, stabilising its Investment Grade outlook in a turnaround situation.

Consulting

Payments Dive

JULY 11, 2025

Federal Reserve Bank shown at sunset in this 2023 photo. While the central bank delayed an implementation deadline multiple times, after a preliminary 2023 proposal, it says this one is for real. The Federal Reserve already put its new real-time payments system FedNow on the standard when it was launched in 2023.

ISOs

The Payments Association

MARCH 17, 2025

The Financial Services and Markets Act 2023 Call for Evidence model may offer a useful precedent. Enhancing cross-agency coordination: Greater alignment between the FCA, HM Treasury, and the Bank of England has been suggested as a way to improve consistency across payments, fintech, and digital assets regulation. Read More

Regulations

Fintech Finance

JULY 2, 2025

Department of the Treasury late yesterday urging prompt action to fully transition to secure, modern electronic payment methods and minimize the use of checks. According to a FinCEN study examining reports from February to August 2023, mail theft alone resulted in $688 million in losses.

Treasury

Fintech Finance

JUNE 3, 2025

billion in 2023 according to the world bank. Built on a robust API integration the service leverages Thunes SmartX Treasury system and Fortress Compliance platform to provide Members with enhanced speed, control, visibility, protection and cost efficiency for their cross-border payments.

Cross-Border Payments

Fintech Labs Insights

MARCH 13, 2025

Traction Revenue and Financial Performance: Annualized Revenue: Ramps annualized revenue has reached $700 million as of January 2025, more than doubling from $300 million in August 2023. Payment Processing: The platform processes $55 billion in payments on an annualized basis, a significant increase from $10 billion at the beginning of 2023.

Push-to-Card

Neopay

JULY 30, 2025

On 11 March 2024, HM Treasury launched a consultation on the Money Laundering, Terrorist Financing, and Transfer of Funds (Information on the Payer) Regulations 2017 (MLRs). Source of funds checks will remain unchanged, but sector-specific guidance will be enhanced to support clarity.

Money Laundering

Finovate

AUGUST 1, 2025

Airwallex Yield is designed to enhance treasury management by enabling businesses to earn returns on their suplus funds held in multi-currency accounts. Launched in Australia in the fall of 2023, Yield reached more than $67.3 million in funds under management.

Stablecoins

Payments Dive

JULY 10, 2025

Competitors to Metropolis include Boston-based Vend Park, which was founded in 2020, and Santa Clara, California-based ParkingAI, which was founded in 2023. 9, 2023 How embedded payments are changing the way we pay By Patrick Cooley • Aug. A downtown Cleveland parking garage is among those operated by Metropolis.

Embedded Payments

Payments Dive

JULY 7, 2025

Louisiana is now the eleventh state to impose EWA regulations, with 10 new state laws instituting oversight for the fast-growing fledgling industry since mid-2023. You can unsubscribe at anytime. Sign up A valid email address is required. Please select at least one newsletter.

Laws

The Fintech Times

JULY 4, 2025

Pressure on the redress system is one of the key reasons the Financial Ombudsman is working closely with HM Treasury (HMT) and the Financial Conduct Authority (FCA) to modernise the dispute resolution system- and the service’s role within it – to ensure consumers can continue to access a quick and high-quality alternative to the courts.

Scams

Fintech News

MAY 19, 2025

In 2023, Ant launched a share buyback plan that reduced its valuation to about US$79 billiondown significantly from its US$280 billion peak prior to its aborted listing. In 2023, Ant Group restructured its business and established independent boards for three key subsidiariesAnt International, OceanBase, and Ant Digital Technologies.

Posting

Finextra

JULY 28, 2025

Bailey’s new stance favours innovation over regulation, highlighting the bank’s retreat from direct involvement in programmable currencies Remarkable stance change: Retreat from earlier vision It is seen as a remarkable shift from the BoEs earlier pro-CBDC stance in 2023, when Bank of England and UK Treasury officials supported a Digital Pound.

CBDC

Payments Dive

JULY 10, 2025

Dive Insight The states discovered compliance weaknesses last year during their examination of Wise’s operations from July 2022 to September 2023. “We continue to invest heavily in our compliance and controls framework to help ensure we deliver a safe, reliable and seamless customer experience.” Wise US is the New York-based U.S.

AML

Fintech Labs Insights

JANUARY 24, 2025

Table: The Best Fintech Product Launches of 2025 & 2024 Summary Company Date Product Sector Source Market/HQ Ramp launches treasury management product paying 2.5% However, well refrain from listing funding rounds since they are covered widely online.

Product

Finextra

JUNE 3, 2025

In fact, Bitcoin’s realised volatility hasn’t exceeded 60% since early 2023 - a far cry from the meme coin mayhem days.What’s more, Bitcoin’s Sharpe ratio (a measure of risk-adjusted returns) has trended consistently above 0, peaking at over 4 last year. Now, ETF demand, corporate treasuries and macro hedges are driving the moves.

Bitcoin

Finovate

JULY 18, 2025

Founded in 2023 and headquartered in Paris, Spiko offers a cash management platform designed to democratize access to money market funds and treasury yields. Spiko leverages tokenization technology to enable individuals and businesses to earn interest on their cash by investing in Treasury bills.

Cash Management