Stax

APRIL 3, 2025

According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. TL;DR An eCommerce payment solution allows online businesses to accept payments securely and efficiently.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Payments Association

JUNE 3, 2025

Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments. From Asia to the Caribbean and Europe, central banks are grappling with how to digitise public money while preserving trust, utility, and sovereignty.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

DECEMBER 12, 2024

They account for over 50% of spending on vertical-specific software solutions (i.e., They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. They work through a dedicated merchant account. inventory, CRM, and accounting software).

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. This article will explore what Canadian merchant accounts are, common challenges they face, and how EBizCharge can alleviate those challenges. What is a Canadian merchant account?

Process 52

Process Accounts Payment Gateways Gateways 52

Clearly Payments

DECEMBER 11, 2024

These methods leverage digital wallets, mobile payments, bank transfers, and other innovative technologies to deliver more flexible options for consumers. Key Statistics on Alternative Payment Methods Global Growth : APMs accounted for 58% of global e-commerce transactions in 2023, and theyre expected to exceed 70% by 2027.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Stax

MARCH 5, 2025

While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!) To accept online payments, you need a payment processor and payment gateway. all while increasing revenue.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Stax

JANUARY 21, 2025

With a payment gateway, they simply enter their card details online on your website or app. In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. For example, if you operate an online store, you need fast and secure online payment solutions.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. They let buyers initiate payments by placing their mobile phone near a compatible payment terminal.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

The Fintech Times

NOVEMBER 16, 2024

Armenia Population: +2,967,000 Capital, financial hub and largest city: Yerevan Gross domestic product (GDP) per capita: +$8,500 Access to a formal financial account (adults): 52.3 per cent Central Bank of Armenia (CBA) Armenia’s growth has been driven in part by its young, tech-savvy population. per cent holding a credit card.

FinTech 69

FinTech Central Bank Financial Literacy Online and Mobile Banking 69

Fintech News

MAY 29, 2025

year-over-year (YoY), according to the National Bank of Cambodia (NBC). million transactions, accounting for approximately US$38.8 The survey reveals that online banking penetration reached a remarkable 60% in 2024. KHQR, Cambodias standardized QR code payment system, has gained growing public trust, recording 601.3

Instant Payments 73

Instant Payments Cross-Border Payments Online and Mobile Banking Cross-Border 73

The Fintech Times

NOVEMBER 6, 2024

For online shopping, Visa passkeys replace passwords or one-time codes. Click to Pay – Enables consumers to complete online transactions within a few clicks, powering a more seamless and secure checkout experience at scale. This token can be used by the merchant’s AI models to quickly deliver recommendations.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. For online retailers, this entire sequence must complete flawlessly during checkout.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Stax

JANUARY 21, 2025

Accepting payments always comes with processes and fees, particularly when it comes to online or digital payments. TL;DR A payment link enables you to request and accept online payments without having to build a website or checkout page. Payment links are ideal if you don’t process a lot of online sales.

Use Case 88

Use Case Online and Mobile Banking Payments ACH 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. Choose a reliable payment gateway, decide between API or plug-and-play solutions, set up a merchant account (if needed). Need to integrate payments?

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Fintech News

JULY 3, 2024

Vietnam’s digital finance landscape is undergoing a notable shift as new players emerge, established ones fade, and traditional banks rise to prominence, a new report by Decision Lab shows. However, by Q4 2023, Moca had slipped out of the top rankings, replaced by mobile apps from traditional banks.

Finance 117

Finance Online and Mobile Banking Micro-Entry Non-Bank 117

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

Fintech Finance

AUGUST 28, 2024

More than three-quarters of Americans now prefer to pay their bills digitally, especially Gen Z and Millennials, who show a significant inclination toward mobile payments. However, this increase in digital payments also brings about heightened risks – almost one in five consumers surveyed has fallen prey to online identity theft.

Identity Theft 105

Identity Theft Online and Mobile Banking Consumer Payments Trends 105

Cardfellow

JUNE 17, 2025

However, Apple Pay can also be used online. Internet-based digital wallets let customers add credit or debit card information to a personal account or profile. Information is kept on file and when customers make a purchase online, they sign into their account and use it to pay for their purchase.

PayPal 86

PayPal Zelle Credit Cards Online and Mobile Banking 86

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 133

Online and Mobile Banking Treasury Non-Bank Credit Cards 133

PYMNTS

OCTOBER 1, 2020

The plastic card, by necessity, is giving way to digital cards, and mobile apps are bringing card-not-present transactions, increasingly, to mobile devices. She noted that mobile app use is up double-digit percentages as of April, when the pandemic shifted so much of everyday life online.

Online and Mobile Banking 106

Online and Mobile Banking Disputes On-Demand Issuers 106

Fintech Finance

JUNE 9, 2025

PayU GPO , the leading online payment service provider operating in over 40 emerging markets, announces a major step forward in its commitment to Africa, unveiling the launch of Account-to-Account (A2A) payments in Nigeria and the appointment of Ryan Engel as the new Country Manager for South Africa.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

The Payments Association

OCTOBER 14, 2024

Traditionally, consumers stuck with familiar banks, but there’s now a growing trend of current account switching. According to data from Pay.UK, the Current Account Switch Service (CASS) has completed 10.9 ” Some savvy switchers exploit these deals, moving between banks to claim bonuses without staying long-term.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

Stax

JANUARY 1, 2024

Business savings accounts are crucial to a sound organizational strategy. resident has only $1000 or less in their personal savings account. resident has only $1000 or less in their personal savings account. Accounts combining high-interest rates, no fees, and advanced online solutions are available.

Accounts 88

Accounts Online and Mobile Banking API ATM 88

The Fintech Times

DECEMBER 16, 2024

The Australian Securities and Investments Commission (ASIC), the country’s financial regulator, has filed documents against HSBC Bank Australia as it alleges the bank failed to adequately protect customers from being scammed out of millions of dollars. “All banks need to pull their weight in the fight against scams.

Scams 64

Scams Online and Mobile Banking Non-Bank Transactions 64

PYMNTS

DECEMBER 10, 2018

Coverage includes Singapore’s Singtel rollout of international payment options in its Dash mobile app. In addition, PUC Berhad is teaming up with Revenue Group Berhad for online-to-offline (O2O) payments in Malaysia , and the United Kingdom’s Metro Bank is upgrading its mobile app to bring mobile payments to over 38 nations.

Online and Mobile Banking 67

Online and Mobile Banking IBAN International Payments SWIFT 67

Tearsheet

FEBRUARY 7, 2024

Using digital wallets and mobile payment apps were once emerging trends but are now becoming common practice for both online and in-store purchases,” Christine Roberts, EVP, and President of Citizens Pay told Tearsheet recently. Moreover, online purchases drive higher digital wallet usage compared to in-store transactions.

Debit Card 119

Debit Card Online and Mobile Banking Non-Bank Credit Cards 119

Finextra

JUNE 11, 2025

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Clearly Payments

MAY 22, 2025

Authorization An authorization is a request to the cardholders bank to approve a charge. Acquirer (Acquiring Bank) The bank or processor that works with the merchant. Issuer (Issuing Bank) The issuing bank is the bank that gave the customer their credit or debit card.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

The Payments Association

JUNE 3, 2025

Antony Lane, sales account manager at G+D , corroborates this, stating G+D increasingly uses tokenisation to improve in-app provisioning, simplify lifecycle credential management, and personalise user journeys across devices and channels. With FedNow enabling instant payments in the US, speed and reliability become non-negotiable.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Fintech Times

MAY 17, 2024

Visa Flexible Credential A Visa study found that more than half of card users want the power to access multiple accounts through a single credential. This year, new ways to ‘tap’ on a mobile device will become an integral part of the Visa experience. Online payment fraud is seven times higher than in-person payments.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

APRIL 21, 2020

The coronavirus pandemic — which has forced all of us online — is exposing just who in financial services has embraced digitization, and who is truly digital native. We now must bank entirely online, by necessity. And many of us must transact entirely online, by necessity, to get the goods and services we need on a daily basis.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

NFCW

JUNE 25, 2024

TRANSACTION FEE: A step-by-step overview of the digital euro compensation model Payment service providers will be able to charge merchants a fee for enabling them to accept digital euro transactions, the European Central Bank (ECB) has revealed, but a cap will be placed on the amount that it will be possible for them to charge.

Central Bank 104

Central Bank Online and Mobile Banking Legal Framework Caps 104

PYMNTS

DECEMBER 16, 2020

In today’s top news in digital-first banking, FIS is working with Quontic Bank on the Bitcoin Rewards Checking Account, while Aeldra has chosen i2c Inc. to power its digital private banking offerings. FIS Powers Launch Of Quontic Bank’s Bitcoin Rewards Account. to fuel its online private banking offerings.

Online and Mobile Banking 62

Online and Mobile Banking FDIC Accounts Debit Card 62

The Fintech Times

JULY 8, 2025

GoCardless, the bank payment company, has named Ian Boyd general manager for Australia and New Zealand as it seeks to expand its footprint in the region. The licence supports Finmo’s UK expansion and enables the rollout of GBP accounts, Faster Payments access and embedded treasury tools for finance teams.

FinTech 59

FinTech Fraud Prevention Online and Mobile Banking Verification 59

Finovate

JUNE 30, 2025

Here are the most popular headlines, based on pageviews, that shaped the last quarter: Klarna doubles down on digital banking ahead of U.S. IPO Buy now, pay later (BNPL) player Klarna unveiled plans this quarter to operate more like a full-service digital bank. Rocket Companies acquires Mr. Cooper for $9.4 exchange ratio.

FinTech 52

FinTech Stablecoins Fraud Prevention Online and Mobile Banking 52