Fintech Finance

DECEMBER 17, 2024

We’re seeing significant increases in spending per active card, overseas spending, and contactless payments. Visa Direct , a real-time push payments platform, facilitates quick, cost-effective transactions domestically and cross-border, including B2B and P2P payments. Vietnams stable inflation and projected GDP growth of 6.1%

Payments Trends 97

Payments Trends Cross-Border AI Payments 97

The Payments Association

OCTOBER 28, 2024

This meant that the stable environment was shaken up by newcomers who introduced new features, such as allowing consumers to manage their card parameters through an app. Card payments, or payments in general, were often not a profit centre for the banks. This marked a new era for these processes.

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech Finance

OCTOBER 31, 2024

Fraud Management Services: Around-the-clock card payment fraud transaction monitoring and expert advice on fraud strategy and rule definition based on your programme KPI’s. Scam Transaction Monitoring: Safeguards customers and programmes from the growing threat of Authorised Push Payment (APP) fraud.

Compliance 95

Compliance Risk Push-to-Card Scams 95

The Payments Association

MAY 12, 2025

Card payments still play a key role, and remain vital for many users and use cases, but theyre not always optimised for high-frequency, high-risk flows. Once a customer chooses to pay by bank, the transaction flows directly from their account via the selected provider, and no rerouting is required.

Regulations 88

Regulations Push-to-Card Instant Payments Non-Bank 88

Finovate

JANUARY 14, 2025

Texas-based digital banking solutions provider Alkami Technology is bringing Push Provisioning to NASA Federal Credit Union (NASA FCU). “I truly believe that our card management suite is one of the best,” NASA FCU digital banking manager Liam Petraska said.

Credit Union 64

Credit Union Push-to-Card Technology Payment APIs and Integration 64

Fintech Finance

JULY 2, 2025

With Pay by Bank payments consumers bypass entering card details and instead authorise payment directly from their bank accounts, typically via biometric methods. Stripe’s Pay by Bank product leverages TrueLayer’s open banking infrastructure, which connects to bank accounts across Europe.

Push-to-Card 59

Push-to-Card Authentication Transactions Process 59

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. Moneylenders, traders, and Shroffs (money changers and bankers) facilitated credit and remittances.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). These digital solutions have pushed traditional payment methods to evolve and adapt to meet modern consumer expectations.”

Continuity 64

Continuity Debit Card Push-to-Card Credit Cards 64

The Payments Association

JUNE 3, 2025

This shift is especially visible in the adoption of network tokenisationa model introduced by major card networks like Visa and Mastercard, where card details are replaced with dynamic, network-managed tokens. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

EBizCharge

DECEMBER 3, 2024

Since managing credit card transactions can be complex, understanding how their settlements work is essential to maintaining financial health as consumer spending rises. Credit card settlements involve various processes and parties that ensure transactions are accurately recorded and funds are transferred.

Credit Cards 52

Credit Cards Settlement Finance Issuers 52

Fintech News

APRIL 24, 2025

Recognised as one of Asia’s fintech unicorns, Airwallex offers various financial services, including cross-border payments, global business accounts, and embedded finance solutions. The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By replacing the need for physical cash or cards, they allow seamless payments via smartphones, tablets, or other connected devices.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Following are the key entities involved in credit card processing.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech News

JANUARY 26, 2025

This article explores five key trends changing how we pay today while pushing the narrative for a more efficient, powerful financial ecosystem in Asia. Back in 2023, digital wallets accounted for 82% of China’s e-commerce spending and 66% of physical purchases, totalling around US$7.6 trillion in transactions, CNBC reports.

Payments Trends 128

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 128

Cardfellow

MAY 19, 2025

Some credit card machine companies also provide merchant accounts, while others are solely equipment manufacturers. This article is specifically about credit card machine companies, not the machines themselves. Well take a look at why that matters and give a rundown of the major equipment providers in the United States.

Credit Cards 94

Credit Cards Processors PayPal Push-to-Card 94

Finextra

JULY 7, 2025

Together, software, banking and retail account for 38% of the global AI spend. For example, Bank of America (US) announced its clients reached 26 billion digital interactions in 2024 (a 12% year-over-year increase), including 676 million interactions with its AI virtual assistant “Erica.” In the UK, NatWest’s AI assistant, “Cora,” handled 11.2

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Clearly Payments

MARCH 31, 2025

81% of small businesses accept credit and debit cards, while 37% accept digital wallets such as Apple Pay and Google Pay. In the U.S., Cash remains an essential payment method for many SMBs, with 36.4% of total sales still being cash-based. In Canada, a similar trend exists. According to Statistics Canada, 64.4%

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Stax

JUNE 23, 2025

The customer must give the originating bank or financial institution authorization to debit or credit their savings or checking account. The files include information about the transaction type (credit or debit), routing numbers, and bank account details. You will know if the RDFI has pulled the funds when you receive your payment.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

Fintech Finance

JULY 11, 2025

The Payment Systems Regulator (PSR) says that it has made progress in fighting APP fraud, making faster payments more available, and making card fees more clear. The PSR also worked on account switching, access to payment systems, and industry oversight, which all helped make the financial system more open.

Payee 52

Payee Faster Payments Push-to-Card Regulations 52

The Fintech Times

FEBRUARY 19, 2025

Recognising this growing challenge, Mastercard is continuing to invest in emerging technology and strengthening partnerships to help prevent scams at each stage of the lifecycle – from account opening to the each transaction being made. As payments continue to evolve, fraudsters are increasingly using AI to scam consumers.

Visa 59

Visa AI Consumer Scams 59

Fintech Finance

MARCH 12, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies. This trend is gaining traction in other countries in Latin America, mainly Colombia (21%) and Argentina (19%), where digital banking expansion and intense fintech activity are pushing card issuance.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

Cardfellow

JUNE 14, 2025

While it didn’t lead to the elimination of cash, it’s nonetheless more common to see consumers pull out a card than cash in many parts of the country If you run a business, it’s almost inevitable that much of your sales are made using a method other than cash. The answer is “it depends.” Is it legal to refuse to accept cash?

Credit Cards 88

Credit Cards Debit Card Push-to-Card Transactions 88

Clearly Payments

MARCH 4, 2025

Whether you run a retail store, an e-commerce business, or a service-based company, the costs of accepting credit and debit cards add up quickly. When reviewing statements, it’s common to see a posted rate of 2.75% or 3% , but hidden fees and markups can push the effective rate to 4% or more. Here’s how they did it.

Small Business 52

Small Business Process EMV Processors 52

Finextra

JUNE 26, 2025

PCI DSS: Safeguarding cardholder data If you handle card payments, PCI DSS compliance is non-negotiable. It keeps your customers’ card details safe and your systems strong. PCI DSS stands for Payment Card Industry Data Security Standard. Yes, trust is everything. You know this already. So, let’s dig in. What is PCI DSS?

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Stax

NOVEMBER 13, 2024

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Making a payment via the ACH network differs from making a payment with a credit card in that you are sending the money directly from one account to another, instead of charging it to a card you would later be liable to repay.

ACH 88

ACH ACH Network Payer Payee 88

Stax

MARCH 27, 2025

TL;DR: Electronic Funds Transfer (EFT) is the umbrella term for all electronic payments made between bank accounts. Talk to sales Understanding EFT: The Umbrella Term for Digital Transactions Ever paid for your coffee with just a tap of a card or received payment from a customer thousands of miles away? No cash or checks needed.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

The Payments Association

JANUARY 3, 2025

Participants noted that while unauthorised fraud, which accounted for annual losses of 709 million, such as remote purchase, remote banking and lost and stolen cards, has remained relatively steady, authorised fraudparticularly investment, purchase, impersonation and romance scamshas surged in recent years to 460 million.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Finextra

JUNE 13, 2025

Data breaches involving bank account details not only damage reputations and erode customer trust but can also expose organisations to direct financial loss, fraud recovery efforts, and regulatory scrutiny. Tokenisation replaces sensitive bank account information with a secure, randomised token — a placeholder with no exploitable value.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Fintech Finance

FEBRUARY 27, 2025

customers real-time1 fund transfers to and from bank accounts via debit card with its Deliver API solution, powered by Visa Direct. Orum customers will now be able to use its Deliver solution to reach 99% of bank accounts in the US via a linked debit card.

Faster Payments 64

Faster Payments Payment APIs and Integration Debit Card Push-to-Card 64

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

The Payments Association

FEBRUARY 26, 2025

For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. Its a great time to be a fraudster.

Authentication 88

Authentication Risk Fraud Prevention Compliance 88

Payments Dive

JUNE 12, 2025

Europe, the Middle East and Africa collectively accounted for 57% of Adyen’s revenue last year, the most of any region, followed by North America with 27%, Asia-Pacific with 10%, and Latin America yielding 5% of the company’s revenue last year, according to its 2024 annual report. You can unsubscribe at anytime. Adyen processed $1.4

Privacy 107

Privacy Push-to-Card Debit Card Addressing 107

Fintech News

FEBRUARY 17, 2025

As part of its Latin America push, Airwallex plans to integrate with Brazils PIX instant payment network, which is expected to account for 40% of the countrys online payments by 2026. The company has also broadened its product offerings, launching Airwallex Yield, Global Entity Management, and a credit card product.

Volume 82

Volume Transactions Push-to-Card Instant Payments 82

The Payments Association

JULY 19, 2025

Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing. Why is it important?

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

Fintech Finance

JANUARY 10, 2025

Looking ahead specific to Canada this year, Transcard plans to introduce more Canadian bank connections and real-time payment options including the Interac payment rail, virtual card and push to debit. Transcard , a global leader in payments technology, is pleased to announce its expansion into the Canadian market.

B2C 98

B2C B2B Cross-Border Payments Real Time Payments 98

Fintech Review

MAY 10, 2025

Whether it is card networks, interbank transfers, or settlement systems, banks sit at the heart of the pipes that move money. The bank holds the account, processes the funds, and clears the transaction. The bank holds the account, processes the funds, and clears the transaction. This gatekeeping role can be conservative.

Central Bank 52

Central Bank Push-to-Card FedWire Regulations 52

The Payments Association

JULY 15, 2025

Roles of survey respondents Survey respondent company area Non-bank financial institutions dominated the survey respondents, accounting for nearly one in five participants (20%). Professional distribution ranges from emerging fintech companies to major multinational financial institutions across 33 countries.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88