Clearly Payments

OCTOBER 30, 2024

Handling Returns and Refunds Cross-border refunds are complex due to currency fluctuations and processing fees. Consider a payment processor with competitive international rates or negotiate lower fees if transaction volume is high. Partnering with a payment processor that simplifies refund processes can help manage customer expectations.

International Payments

The Fintech Times

FEBRUARY 24, 2025

New data from Revolut hints towards the beginning of a power shift as women investors saw significantly better returns than men in 2024. While women’s investment outperformed men last year, women also opened 31 per cent more accounts in 2024, than in the previous year. per cent more profit.

Returns

The Payments Association

JANUARY 13, 2025

Specifically, there are concerns about whether the benefits of additional reporting, record-keeping, and audit requirements outweigh the costs and whether the proposal for firms to receive relevant funds directly into a designated safeguarding account is operationally feasible in all cases.

Compliance

Finextra

JULY 15, 2025

Fingerprint, a leader in device intelligence for fraud prevention, account security, and returning user experience optimization, today announced new Smart Signals and platform enhancements that detect malicious bots and AI agents, distinguishing them from legitimate automated traffic.

AI

Fintech News

FEBRUARY 4, 2025

Unlike its regional counterparts, where fraud types like triangulation fraud and account takeover fraud are more common, Singapore has seen a rise in more sophisticated and creative forms of fraud. Policy abuse includes taking advantage of return policies, falsely claiming refunds, or manipulating promotional benefits.

Fraud Prevention

EBizCharge

MARCH 14, 2025

A standard refund policy explains the conditions under which customers can return a product or service and receive their money back. This typically occurs when a customer returns an item due to defects or dissatisfaction or tries to return an item past the agreed-upon return period.

Returns

Cardfellow

JUNE 25, 2025

During this time, the revenue from the disputed sale is withheld from your account. Incorrect Account Number 12.5: Incorrect Account Number 12.5: Incorrect Account Number 12.5: At this point, there is a very good chance that the account will simply be terminated by the bank or credit card processor.

Disputes

Stax

APRIL 3, 2025

According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% This model works by having a master merchant account (and master merchant ID) through having a relationship with an acquiring bank. This is considerably faster compared to a traditional merchant account provider.

Payment Solutions

The Payments Association

OCTOBER 28, 2024

Particularly concerning is the growing sophistication of these attacks, which target personal and corporate accounts through increasingly convincing deceptions. One of the most alarming trends identified in the report is the continued rise in social engineering scams, which now account for a significant portion of fraud activity.

Scams

Clearly Payments

JULY 23, 2025

Make refund and return policies easy to find on your website. Work with a processor like Clearly Payments that alerts you when your rate rises Staying under the chargeback limit can mean the difference between long-term payment success and account termination. Be transparent about what’s included in the purchase.

Compliance

Stax

MARCH 18, 2025

Its the underlying infrastructure of digital or electronic payments, ensuring money moves freely and securely via the payers preferred payment method to the merchants bank account. If the transaction is approved, the issuing bank transfers the money from the customers account to the merchant account. Otherwise, its declined.

Process

Fintech Finance

NOVEMBER 22, 2024

As a pioneer in account-to-account payment technology, Trustly leverages Open Banking to offer both consumers and businesses a comprehensive suite of payment and data solutions. Greater adoption of account-to-account payments would simplify shopping for both merchants and customers.

Transactions

Fintech Finance

NOVEMBER 13, 2024

The innovation helps enable travelers to add funds to their TourCard digital account with Bank of Shanghai from another source, helping to make the payment experience smoother when settling expenses locally.

Payment Solutions

Fintech Finance

FEBRUARY 5, 2025

Transfeeras solution ensures compliance with new regulations that mandate payments be processed exclusively through bank accounts registered to individual bettors. It also enables centavo deposit verification, ensuring player accounts are active and valid for transactions.

Regulations

Fi911

DECEMBER 31, 2024

Maintaining a low chargeback rate is crucial for businesses, as excessive chargebacks can lead to increased fees, strained relationships with payment processors, or even the termination of merchant accounts. They may even see the termination of merchant accounts. How do Merchants Calculate Their Chargeback Rate?

Disputes

Nanonets

NOVEMBER 24, 2024

Accounts Payable (AP) automation, a critical area in financial management, is no exception. Accounts Payable (AP) Automation We'll focus on building an AP system in this section. Data Extraction & Categorization : Extract specific data fields (vendor name, invoice number, amount) and categorize expenses to relevant accounts.

Automation

Fintech News

APRIL 2, 2025

Aspire plans to roll out a new investment feature called Aspire Yield , integrated into its existing business accounts. The service aims to help startups and small businesses earn returns on idle capital, addressing a gap in the market where traditional savings accounts offer low interest rates.

Product

Fintech Finance

JANUARY 20, 2025

It reduced the onboarding time by connecting players to their bank accounts, and enabling payments in a logged-out state. With Trustlys Pay by Bank platform, players can deposit funds instantly from their bank accounts while seamlessly consenting to share data with operators.

Addressing

Fintech News

JANUARY 12, 2025

The slowdown reflects the impact of macroeconomic pressures, rising interest rates, and geopolitical uncertainties, with funding levels returning to pre-pandemic norms. Southeast Asias fintech sector recorded US$1.6 billion in funding in 2024, a 23% decline from US$2.1 billion in 2023 and a steep 75% drop from US$6.3 billion in 2022.

FinTech

The Payments Association

JANUARY 13, 2025

Fraudsters frequently lure victims with promises of high returns on fake investment opportunities, often promoted via social media or fraudulent advertisements. Scammers posing as police or bank staff accounted for 4% of cases but caused losses of over 64 million, with an average victim loss of 6,441. million in losses.

Scams

The Payments Association

NOVEMBER 18, 2024

Von Vonno adds: “ According to Pay.UK, 53% of UK consumers (over 28 million) operate two or more current accounts. When merchants accept payments from their customers, those funds are typically deposited into the merchant’s bank account. This is where merchant deposits come into play.

FinTech

Fintech Finance

JUNE 5, 2025

Point & Pay is utilizing Trustly’s Pay by Bank tools for enabling single sign-on with banks to deliver a next-generation approach to paying government obligations, reducing the occurrence of returned checks – a first in the electronic government payment platform space.

Government Payments

Stax

MAY 6, 2025

Other businesses may consider a more feature-rich platform to account for the integration of a variety of online and in-store payments into a single payment platform. Field service professionals often use these solutions to accept credit card payments directly into their app accounts. The merchant This is you or your business.

Credit Cards

Fintech Finance

APRIL 17, 2025

MoneyGram customers in the United States can now use Plaid’s technology to help authenticate their bank accounts, enabling fast and secure funding for both domestic and cross-border payments. consumers say linking their bank accounts with financial apps is important. More than 75% of U.S.

Global Payments

Finovate

JUNE 5, 2025

Account-to-account (A2A) payment infrastructure company Token.io made its Finovate debut at FinovateSpring 2015 and returned to the Finovate stage two years later for FinovateEurope in London. made its Finovate debut at FinovateSpring 2015 and returned to the Finovate stage two years later for FinovateEurope in London.

Online and Mobile Banking

Clearly Payments

FEBRUARY 27, 2025

Mobile Commerce Dominance Mobile commerce (m-commerce) continues to reshape the global ecommerce landscape, accounting for over 70% of all online retail sales in 2025. Digital wallets such as Apple Pay, Google Pay, and Samsung Pay now account for more than half of mobile transactions globally. 52% 2 United States 1.8 35% 4 Japan 0.5

BNPL

Fintech Finance

MARCH 20, 2025

Pay by Bank makes it possible to check out quickly on a mobile device, directly from a bank account. According to the European Savings and Retail Banking Group, 96% of the EU population own a bank account , making Pay by Bank one of the most inclusive payments services available to consumers and merchants on the continent.

Payment Service Provider (PSP)

Stax

JUNE 23, 2025

The customer must give the originating bank or financial institution authorization to debit or credit their savings or checking account. The files include information about the transaction type (credit or debit), routing numbers, and bank account details. You will know if the RDFI has pulled the funds when you receive your payment.

ACH

The Fintech Times

NOVEMBER 6, 2024

Singapore FinTech Festival returned for its ninth annual edition, bringing together policy, finance and technology communities at the Singapore EXPO. Visa Protect for Account-to-Account (A2A) Payments – Detect and reduce fraud across immediate account-to-account payments, including P2P digital wallets and QR code payments.

Product

Finextra

JULY 10, 2025

When a payment fails — due to fraud checks, technical issues, or user error — it can result in lost revenue and a frustrated customer who may not return. Here are the most common ones: Insufficient Funds A simple one: the customer doesn’t have enough money in their account. A Kipp study found that 44.4%

Transactions

NFCW

JANUARY 13, 2025

“Foreign visitors can easily rent and return the device at the airport service counter, located within 100 metres of the international arrival hall. . “It supports Wi-Fi, QR code payments, and voice translation, making it a versatile tool for travellers.

Mobile Payments

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales. NetSuite records the disputed transaction.

Credit Cards

My Payment Savvy

JUNE 16, 2025

These networks verify the card type, account status, and fraud signals before sending it onward to the customer’s bank. This decision is returned instantly. Funds are transferred to your merchant account, minus processing fees, typically within 1–3 business days. Big mistake.

Payment Gateways

Stax

JANUARY 28, 2025

Simplicityhassle-free one-time passcode Another major advantage for customers is that they no longer need to remember account numbers or passwords to make online payments. Once the issuing bank gives the go-ahead, the payment services provider will facilitate the transfer of funds from the customers account to a merchant account.

Payment APIs and Integration

Finovate

JANUARY 15, 2025

MeridianLink’s loan origination technology offers features such as single sign-on, smart cross-sell, and flexible account opening. Headquartered in Santa Rosa, California, Union Credit made its Finovate debut at FinovateFall 2023 and returned the following year for FinovateFall 2024. Nicolaas Vlok is CEO.

Credit Union

The Fintech Times

APRIL 7, 2025

The new feature will only account for the misuse of Pix by bad actors – human error – like typing in a wrong key and sending money to the wrong person, won’t be considered eligible for the new offering. As a result, it is launching a new 100 per cent digital, self-service dispute offering.

Central Bank

Fintech News

MARCH 26, 2025

Shareholders enjoyed staggering returns, as dividends doubled and the bank committed to a massive stock buyback initiative. Yet, even in adversity, his response was characteristic of his leadershiptransparent, accountable, and committed to rectifying the issues. The customer base, once modest, expanded to an impressive 18.5

Online and Mobile Banking