The Fintech Times

JANUARY 9, 2025

” Overcoming operational challenges Dealers will also benefit from same-day payment settlements, which Airwallex says will boost overall cash flow and efficiency. ” The post Carwow Integrates Airwallex API to Enable Enterprise Dealer Groups to Access Same Day Settlement appeared first on The Fintech Times.

Settlement 59

Settlement API Payment APIs and Integration Embedded Finance 59

Fintech News

OCTOBER 31, 2024

Founded in 2021, Partior utilizes blockchain technology to transform clearing and settlement, and redefine the way value moves globally. Its platform covers payments in 173+ countries with local payment options in 70+ markets and offers global business accounts in 60+ currencies.

Cross-Border Payments 133

Cross-Border Payments Cross-Border Payment APIs and Integration Multi-Currency 133

EBizCharge

NOVEMBER 27, 2024

Enter the Internet merchant account, a key player in this financial ecosystem. By understanding the components and processes involved in Internet merchant accounts, businesses can streamline their payment operations and provide a seamless shopping experience. What is an Internet merchant account?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Fintech Review

NOVEMBER 20, 2024

Almond’s blockchain-driven Settlement Optimization Engine (SOE) addresses critical speed, transparency, and cost challenges in cross-border payments. The SOE optimises transaction routes and provides near-instantaneous settlement for financial institutions globally. Let’s dive in. One-third of adults don’t have access to a bank.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

The Payments Association

MAY 16, 2025

Additionally, centralised reporting simplifies financial reconciliation and compliance efforts, enhancing control and accountability for finance and operations teams. Real-time payments and instant settlement: As consumer expectations shift, instant gratification has become the norm rather than a luxury.

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Segpay

SEPTEMBER 24, 2024

Pay by bank transactions, also known as bank transfers, account to account (A2A) or direct bank payments are cardless payment methods that allow customers to pay directly from their bank account to the merchant’s bank account through open banking. The post Account-to-Account Payments: The New Banking Disruptor?

Accounts 105

Accounts Online and Mobile Banking Payments Authentication 105

Finovate

JANUARY 13, 2025

Financial wellness Current account provider nsave launches its new investment product and announces EUR 17.5 Digital banking Banking Circle agrees to acquire Australian Settlements Ltd. Be sure to check back all week long for the latest updates. million in funding. GooglePay is set to go live in Pakistan by March 2025.

FinTech 105

FinTech Settlement Payment Networks Acquirers 105

Fintech Finance

MARCH 24, 2025

Additionally, integrated settlement and liquidity management solutions, overseen by the Central Bank as the clearing and settlement agent, provide real-time net position updates and multiple settlement cycles, while a national QR payment standard known now as “SOMQR” enables fast contactless transactions with a simple scan.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

Clearly Payments

MAY 13, 2025

The money is then securely deposited into your bank account. Interac e-Transfer for Business (Automated): This version is more powerful and includes features such as real-time settlement, automated deposit, higher transaction limits, and business name visibility. All you need is a Canadian bank account and email address.

Credit Cards 94

Credit Cards Online and Mobile Banking Settlement Processors 94

Fintech News

MAY 11, 2025

DK Bank, Bhutans first fully digital bank licensed by the Royal Monetary Authority of Bhutan, manages settlement for merchants in local currency. The initiative is a collaboration between Binance Pay, DK Bank, and Bhutans Department of Tourism.

Cryptocurrency 114

Cryptocurrency Settlement Authorization Economy 114

Fintech Finance

JANUARY 8, 2025

With the MPI license, XTransfer is able to provide services including account issuance, domestic money transfer, cross-border money transfer, and e-money issuance, addressing the increasing demand for secure and convenient cross-border payment solutions in the region.

Authorization 105

Authorization Cross-Border Cross-Border Payments Regulatory Compliance 105

Stax

MARCH 18, 2025

Its the underlying infrastructure of digital or electronic payments, ensuring money moves freely and securely via the payers preferred payment method to the merchants bank account. If the transaction is approved, the issuing bank transfers the money from the customers account to the merchant account. Otherwise, its declined.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Fintech Times

FEBRUARY 27, 2025

Trustly , the Swedish open banking payment solution provider, has revealed that UK holidaymakers spent 230 per cent more year-on-year on travel in January 2024 using account-to-account payment technology.

Consumer 64

Consumer Settlement Payments Accounts 64

Fintech Finance

MAY 1, 2025

This makes QNB the first bank in Qatar to use KDP’s blockchain deposits accounts for 24/7 settlement of their corporate flows, facilitating and automating on-demand multi-currency cross-border payments. We’ve successfully piloted U.S. Notably, Kinexys Digital Payments has integrated with J.P. The post Kinexys by J.P.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

Fintech Finance

MARCH 24, 2025

By integrating with RTGS.global’s instant settlement infrastructure, TransferMate will deliver seamless, real-time international payments for RTGS.global’s business customers, reducing reliance on traditional banking intermediaries and eliminating the risk associated with moving money cross-border.

Cross-Border 64

Cross-Border Cross-Border Payments B2B Settlement 64

Stax

MAY 6, 2025

Youll need a payment solution that automates billing, supports usage-based pricing, and seamlessly connects to CRMs, accounting tools, and other parts of your financial infrastructure. Youre hitting volume or transaction limits Many small business owners face caps on daily credit card transactions or suffer from settlement delays.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Volume Payments 88

The Payments Association

FEBRUARY 13, 2025

Indian exporters can now open foreign currency accounts overseas, while authorised bank branches abroad can facilitate Rupee transactions for non-residents. These reforms promote Rupee-based trade settlements, reducing reliance on dominant global currencies.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Interoperability Payments 88

Fintech Finance

NOVEMBER 6, 2024

Accept Cash will utilise Smart Safe technology so that businesses can deposit into a smart safe and settle to their bank account the same day, creating the most convenient way to bank when bank branches are closing and the Post Office fight with the growing demand – helping to support healthy cash flows for the UK’s SME sector.

Payments 98

Payments On-Demand Settlement Bank Closure 98

Fintech Finance

FEBRUARY 10, 2025

The $10 million inter-company liquidity management payment, from a leading, global transfer agent, Computershare, to an account at another financial institution, marks a significant milestone in the evolution of instant payments, unlocking new opportunities for businesses to move money faster, optimize cash flow, and streamline financial operations.

Transaction Limits 105

Transaction Limits Instant Payments RTP Transactions 105

Fintech Finance

OCTOBER 28, 2024

Nium, the leading global infrastructure for real-time cross-border payments, today announced the launch of Nium Verify , a real-time bank account verification solution for businesses and individual accounts, available across 50 markets. Faster Settlements : Traditional verification methods can take days.

Verification 98

Verification Global Payments Accounts Cross-Border 98

The Payments Association

MAY 12, 2025

Chargebacks, settlement delays, and high fees can become pain points if not managed proactively. Once a customer chooses to pay by bank, the transaction flows directly from their account via the selected provider, and no rerouting is required.

Regulations 88

Regulations Push-to-Card Instant Payments Non-Bank 88

Fintech News

MAY 29, 2025

The platform integrates multiple payment types, including Swift cross-border payments, real-time gross settlement systems like Target2, and SEPA Instant payment networks such as RT1 and TIPS. ACI Connetic combines account-to-account transactions, card payments, and AI-powered fraud prevention into a single platform.

Payment APIs and Integration 64

Payment APIs and Integration Cross-Border Payments Federal Reserve SWIFT 64

Fintech Finance

FEBRUARY 28, 2025

As the first tokenized RWA integrated into the MTN, Ondo’s Short-Term US Government Treasuries Fund (OUSG) will allow participating businesses to earn daily yield via tokenized assets with 24/7 subscriptions and redemptions, without the need for stablecoins onramps or settlement windows.

Visa 91

Visa Cross-Border Finance Payment APIs and Integration 91

Fintech Finance

JULY 30, 2024

With World Account, SME import businesses can pay suppliers in over 200 markets worldwide using more than 90 currencies. WorldFirst has also expanded one-business-day settlement capability to cover 90% of all World Account transactions, providing SMEs worldwide with speedy payments to increase turnover and save on costs.

Cross-Border 98

Cross-Border Business Payments Accounts Cross-Border Payments 98

Fintech Finance

OCTOBER 17, 2024

Worldline [Euronext: WLN], a global leader in payment services, today announces the launch of its account-to-account payment method named “Bank Transfer by Worldline”. From other similar payment methods, we know our customers feel safe paying with their bank account.

Accounts 96

Accounts Cross-Border Payer Payments 96

Fintech Finance

DECEMBER 9, 2024

billion user accounts. Antom EasySafePay streamlined digital wallet payments procedures, eliminating the need to redirect from merchant checkout page to the users wallet app, and offers full account takeover protection to wallet users, and lead to significant payment success rate increase.

Embedded Finance 98

Embedded Finance Cross-Border Cross-Border Settlement Finance 98

Stax

MARCH 4, 2025

Choose a reliable payment gateway, decide between API or plug-and-play solutions, set up a merchant account (if needed). The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Once approved, the information is sent to the merchants bank account, where the funds are deposited.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

The Fintech Times

NOVEMBER 8, 2024

Cross-border payments often lead to delayed settlements, creating a fragmented view of liquidity positions for companies. Companies should also be able to manage intraday liquidity and adjust liquidity buffers on their accounts more easily in the future, thanks to enhanced visibility of their total cash positions.

Cross-Border 59

Cross-Border Cross-Border Payments Payment Solutions Blockchain 59

Clearly Payments

APRIL 8, 2025

Operations: Streamlining Payment Processes to Reduce Friction Payments touch nearly every part of an enterprise: finance, accounting, customer support, compliance, IT, and beyond. When those systems dont work in harmony, you end up with slow settlement times, reconciliation headaches, and poor customer experiences.

Consulting 89

Consulting Payments Cross-Border Due Diligence 89

Fintech Finance

DECEMBER 5, 2024

The initial integration will provide the following benefits: Eliminate complexity, gain insight: Further automate financial processes with integration of accounts and payment-enabled invoices to ascertain revenue and cashflow positions.

Small Business 98

Small Business Embedded Payments Reconciliation Real Time Payments 98

Fintech Finance

MARCH 24, 2025

Additionally, integrated settlement and liquidity management solutions, overseen by the Central Bank as the clearing and settlement agent, provide real-time net position updates and multiple settlement cycles, while a national QR payment standard known now as “SOMQR” enables fast contactless transactions with a simple scan.

Instant Payments 69

Instant Payments Settlement Payments Central Bank 69

Fintech Finance

SEPTEMBER 10, 2024

a leading European financial services provider, today announced the launch of its Payment Accounts, a cloud-based, API-first solution designed to help businesses of all sizes manage their day-to-day payment needs within a single easy-to-use platform. Developed by payabl.’s With payabl.’s With payabl.’s ” Ayse Moudourou, payabl.’s

Accounts 98

Accounts Multi-Currency Payment APIs and Integration Cross-Border 98

Fintech News

NOVEMBER 12, 2024

To address these issues, countries part of the Association of Southeast Asian Nations (ASEAN) joined hand with the Bank for International Settlements (BIS) Innovation Hub to collaborate on Project Nexus. The Visa Payment Passkey leverages biometrics for online payment authentication.

FinTech 109

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 109

Clearly Payments

NOVEMBER 6, 2024

This market includes a range of services and technologies that facilitate the acceptance, authorization, and settlement of payments across various channels, including online, in-store, and mobile. Acquirers also handle transaction settlement and ensure funds are deposited into the merchant’s account.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech News

DECEMBER 22, 2024

Project Nexus is a collaborative initiative with the Bank for International Settlements (BIS) that aims to create a multilateral framework and enable a country’s instant payment system to seamlessly connect with those of other nations through a single, streamlined integration.

FinTech 113

FinTech Cross-Border Payments Cross-Border Money Laundering 113

The Payments Association

APRIL 15, 2025

As a client of iFAST Global Bank, providing merchant acquiring services to your clients, we are delighted to announce we can now provide direct USD settlement from the card schemes to your USD safeguarding account with iFAST Global Bank, and provide USD pay-outs directly to your clients/merchants.

Settlement 68

Settlement Acquirers Regulations Accounts 68

Clearly Payments

OCTOBER 30, 2024

Some merchants address this by working with a processor offering faster settlement times or a credit facility to help maintain cash flow. Maintaining Cash Flow Processing times for international transactions are often slower, especially if dealing with countries with lengthy banking processes.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105