The Payments Association

JANUARY 13, 2025

Safeguarding audits: Firms are required to arrange safeguarding audits to assess compliance with the rules. The immediate safeguarding of funds could strain liquidity for smaller firms, requiring adjustments to workflows and potentially increasing reliance on credit facilities.

Compliance 88

Compliance Audit Legal Reconciliation 88

Fintech News

AUGUST 11, 2024

The feedback largely supported the initiative and the proposed regulatory adjustments. The SEC will assess participants based on criteria such as capital adequacy, management structure, and operational readiness. Following a public hearing in May, which gathered feedback from various stakeholders, the SEC finalised the regulations.

Regulatory Compliance 120

Regulatory Compliance Participant Advisors Adjustments 120

Clearly Payments

MAY 22, 2025

Assessment Fee A fee charged by the card networks (Visa, Mastercard, etc.). Markup The amount the processor adds on top of interchange and assessments. Underwriting The process of assessing risk before approving a merchant account. Refunds & Adjustments Refund Returning money to a customer.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

The Payments Association

JANUARY 13, 2025

The concern is regarding the period of adjustment and whether this leaves firms exposed to operational and compliance risks, particularly in the absence of established precedents. This will also include verifying the legitimacy of assets, auditing their technical infrastructure, and assessing market risks simultaneously.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

EBizCharge

JANUARY 6, 2025

Assess feasibility for your business Evaluate your customer base and transaction trends carefully to determine if implementing a cash payment discount program aligns with your business model. Weigh the potential benefits against the administrative effort and assess how it might impact overall customer satisfaction and profitability.

Legal 52

Legal Adjustments Compliance Assessments 52

The Payments Association

MARCH 17, 2025

Dennis Cheng Principal, financial services, Gladius Assurances In its 2021/22 Business Plan, in response to the Gloster Report, the FCA announced its Transformation Programme, promising to raise standards with more intensive assessment and greater scrutiny of firms' financials and business models.

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech Review

MARCH 17, 2025

By adjusting dynamically to market fluctuations, ForexRova is designed to optimize trading opportunities while effectively managing risk. It identifies prevailing trends, assesses overbought and oversold conditions to avoid poorly timed entries, and evaluates bullish versus bearish strength to confirm trade direction.

Advisors 52

Advisors Adjustments Risk Management Bots 52

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. By combining payment flows with broader financial datasuch as rental history, savings patterns, and income variabilitylenders can offer dynamic, real-time credit assessments.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

VISTA InfoSec

MARCH 6, 2024

assessment, understanding these changes to Requirement 10 will help you strategize your implementation approach. Minor adjustments to testing scope. Other Logs Review "periodically" based on the company's risk assessment Periodic review is still required but now explicitly mentioned in Requirement 10.4.2 assessment.

PCI DSS 130

PCI DSS Procedures Best Practices Risk Assessment 130

The Fintech Times

MARCH 7, 2025

Rob Basinger , head of product and marketing at Marcus by Goldman Sachs, commented: “Its positive to see that UK consumers are re-assessing how they can manage their money better in 2025. The biggest regret purchases in 2024 include clothes (283), items for their home they didnt need (147) and takeaways or delivery food (205).

Research 59

Research Adjustments Accounts Assessments 59

VISTA InfoSec

NOVEMBER 4, 2024

This comprehensive assessment identifies any discrepancies between your existing frameworks and the regulatory standards, enabling you to pinpoint areas that require enhancement. This could be from risk assessments to incident response, by incorporating these practices into day-to-day workflows you strengthen your organizations resilience.

Compliance 130

Compliance Risk Management Third-Party Service Provider Audit 130

VISTA InfoSec

NOVEMBER 4, 2024

This comprehensive assessment identifies any discrepancies between your existing frameworks and the regulatory standards, enabling you to pinpoint areas that require enhancement. This could be from risk assessments to incident response, by incorporating these practices into day-to-day workflows you strengthen your organizations resilience.

Compliance 130

Compliance Risk Management Third-Party Service Provider Audit 130

VISTA InfoSec

NOVEMBER 4, 2024

This comprehensive assessment identifies any discrepancies between your existing frameworks and the regulatory standards, enabling you to pinpoint areas that require enhancement. This could be from risk assessments to incident response, by incorporating these practices into day-to-day workflows you strengthen your organizations resilience.

Compliance 130

Compliance Risk Management Third-Party Service Provider Audit 130

VISTA InfoSec

NOVEMBER 4, 2024

This comprehensive assessment identifies any discrepancies between your existing frameworks and the regulatory standards, enabling you to pinpoint areas that require enhancement. This could be from risk assessments to incident response, by incorporating these practices into day-to-day workflows you strengthen your organizations resilience.

Compliance 130

Compliance Risk Management Third-Party Service Provider Audit 130

Fintech Review

APRIL 3, 2025

William Rieke, whose background includes financial modeling and automation, added, We are applying AI not only to assess sentiment and trends but also to refine execution strategies in real time. Our systems are structured to interpret large-scale data inputs, allowing us to manage volatility and risk exposure effectively.

AI 52

AI Risk Management Risk Assessment Assessments 52

FICO

AUGUST 10, 2022

Covid to Cost-of-Living: Assessing Affordability in Uncertain Times. Affordability Assessments and Unrestrained Lending. Reasonable steps to assess and understand a customer’s ability to be able to pay in the future had to be taken, to ensure financial difficulties or adverse consequences were not incurred. by Matt Cox.

Assessments 52

Assessments BNPL On-Demand Origination 52

VISTA InfoSec

MARCH 5, 2024

narrows its target to restrict direct console access in sensitive areas, makes locking unattended consoles an explicit requirement, and adjusts testing to verify this specific locking. certifications too right from scoping to Readiness Assessment, Advisory and Final Certification. Focused testing, still verifying core protection.

PCI DSS 147

PCI DSS Procedures Assessments Checks 147

FICO

MARCH 25, 2020

“By overcoming the information limitations of traditional scoring and utilizing the FICO Score to optimize risk assessment, Home Credit has created a successful credit scoring model and, in the process, provided lending to underserved consumers.”. They are one of our most sophisticated clients in terms of advanced analytics.”. by FICO.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

EBizCharge

APRIL 7, 2025

In that case, Dynamics GP may not function properly or at all without significant adjustments. Assess current usage and dependencies on GP Assessing your current usage and dependencies on Dynamics GP is a critical first step when preparing to transition, especially with Microsoft ending support for the software.

Assessments 52

Assessments Risk Processors Security 52

Finovate

SEPTEMBER 23, 2024

The technology will also proactively adjust portfolios based on market trends, economic forecasts, and client life changes, continuously aligning investments with a client’s long-term goals. Also, as regulations change, it can adjust to rules without human intervention.

AI 105

AI Assessments Compliance Risk 105

The Finance Weekly

AUGUST 26, 2023

Across various sectors, boards of directors are increasingly mandated to assess and disclose the effectiveness of risk management processes within their respective organizations. AI aids loan decisions, assessing individual risk profiles for granting loans and setting rates. This helps lenders proactively tackle credit risks.

Risk Management 130

Risk Management Risk AI Liquidity Risk 130

M2P Fintech

APRIL 10, 2025

Credit Assessment: Assessing the credit line based on an approved list of securities is essential for determining borrower eligibility and for mitigating risks associated with lending against mutual funds. Proactive LTV Management Dynamically adjusts LTV ratios to daily NAV fluctuations, safeguarding lender security amid market shifts.

Mitigation 52

Mitigation Regulatory Compliance Compliance Automation 52

VISTA InfoSec

OCTOBER 20, 2023

Perform ePHI Risk Assessment: Potential Threats: Identify threats to ePHI assets, including natural disasters, technical issues, and security threats. Impact Analysis: Assess the potential impact on ePHI assets post threat identification, considering downtime, data loss, and financial implications.

Disaster Recovery 130

Disaster Recovery Procedures Regulatory Compliance Duplicate 130

The Finance Weekly

DECEMBER 15, 2024

Key Activities in a Marketing Audit SWOT Analysis: Assess your internal strengths and weaknesses, as well as external opportunities and threats. Stay Agile: Be prepared to adjust your budget as circumstances change. Regular evaluation ensures you can identify whats working and adjust what isnt.

Process 130

Process Audit Adjustments Best Practices 130

M2P Fintech

APRIL 11, 2025

Standardized Gold Valuation: Lenders must establish uniform procedures for assessing the weight and purity of gold collateral, ensuring transparency and consistency across all branches. This includes monitoring the end-use of funds, especially for income-generating loans.

Due Diligence 52

Due Diligence Caps Audit Non-Bank 52

FloQast

JANUARY 17, 2024

With the release of the updated Code imminent, and further changes possible in 2024, FCOs, accountants, and auditors should prepare to adjust their compliance strategies to ensure that the transition to the new regime takes place as smoothly as possible.

Governance 102

Governance Government AAP Audit 102

The Payments Association

JANUARY 29, 2025

Outdated risk assessments, limited awareness of emerging risks, and failure to adjust processes during operational changes, like customer migrations, left gaps that allowed high-risk transactions to bypass scrutiny. Internal assessments categorised Nordeas overall AML risk as critical, yet systemic upgrades were not prioritised.

Financial Crimes 88

Financial Crimes Crime Due Diligence Money Laundering 88

Stax

FEBRUARY 21, 2024

TL;DR The SaaS Magic Number is a metric, somewhat similar to ROI, but designed to assess the efficiency and effectiveness of a company’s sales and marketing strategies. The SaaS Magic Number is a metric, related to ROI, but better designed to assess the efficiency and effectiveness of a company’s sales and marketing strategies.

Adjustments 88

Adjustments Assessments Returns Process 88

Fintech News

FEBRUARY 7, 2024

Eugene Liderman “Together with CSA, we will be closely monitoring the results of the pilot program to assess its impact and make adjustments as needed. said Chua Kuan Seah, Deputy Chief Executive of CSA. ” said Eugene Liderman, Director of Mobile Security Strategy, Google in a blog post.

Blocks 109

Blocks Scams Best Practices Adjustments 109

Stax

JANUARY 24, 2024

This differs from a fixed price approach, where prices are reviewed and adjusted in regular installments. This is thanks to advances in automation and data analytics, making it possible for businesses to adjust real-time pricing. Implementing Dynamic Pricing with Technology Data analytics plays a pivotal role in dynamic pricing.

On-Demand 88

On-Demand Adjustments Consumer Laws 88

Fi911

JUNE 18, 2024

Adjustment Forms : Documents used for financial adjustments pertinent to the dispute resolution outcome. The process typically begins with an assessment of the bank’s existing infrastructure to ensure compatibility with the Visa Resolve Online system.

Disputes 99

Disputes Issuers Acquirers Compliance 99

Clearly Payments

FEBRUARY 7, 2024

It provides merchants with an overview of their payment activity and helps assess overall business performance. By analyzing AOV alongside transaction volume, merchants can assess the effectiveness of marketing campaigns, pricing strategies, and upselling techniques.

Process 98

Process PCI DSS Processing Costs Payments 98

The Fintech Times

SEPTEMBER 23, 2024

Over 84 per cent of suppliers say they’ve had to adjust payment terms for business customers – almost double the rate from four years ago (46 per cent). Flexibility critical for closing deals Suppliers are adjusting to this shift in the payments landscape to secure sales, the iwoca report reveals.

B2B 69

B2B Adjustments Payments Risk 69

PYMNTS

JUNE 29, 2020

Separate analysis from The Hackett Group found that as businesses adjust their supplier payment terms, they’re relying less on external financing tools like supply chain financing, and more on invoice payment optimization, to improve their cash positions. .” ” $1.3

Payments 102

Payments B2B Volume Adjustments 102

Stax

APRIL 18, 2024

How Merchant Fees Are Made Up The unavoidable basics of credit card processing fees are interchange rates and assessment fees. Typically, Visa and Mastercard would adjust these fees twice each year. While the pause on adjustments is welcome, interchange fees are still tricky to calculate.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Seon

MARCH 20, 2024

Digital Footprinting as a Critical Assessment Tool As businesses bleed five percent of their annual revenues to fraud, the imperative to reassess and fortify their fraud prevention strategies mounts. Conversely, whitebox machine learning provides a transparent and interpretable approach.

Fraud Prevention 98

Fraud Prevention Assessments Phishing Mitigation 98

Nanonets

DECEMBER 13, 2023

AI systems, particularly those incorporating machine learning, can adapt to new regulatory requirements by learning from updated datasets and adjusting their processes accordingly. Risk Assessment and Compliance Prediction: AI can assist in proactively identifying potential compliance risks by analyzing historical data and patterns.

AI 102

AI Process Fraud Detection Compliance 102