Fintech Finance

APRIL 3, 2025

Leading international payments business Caxton today announces the appointment of Roger Bracken to the Caxton board in the position of non-executive director. At NCR Roger led the UK banking business as well as holding a European Services role. The appointment follows a positive year for Caxton.

Payments 59

Payments International Payments Non-Bank Embedded Payments 59

The Fintech Times

JANUARY 25, 2024

Funding and investments Mondu , the B2B payments company, has raised an additional €30million in debt financing from German bank Vereinigte Volksbank Raiffeisenbank (VVRB). Led by Canapi Ventures, the Series A also had participation from Andreessen Horowitz, Remarkable Ventures and banks Huntington National Bank, First Horizon and Regions.

Distributed Ledger Technology (DLT) 59

Distributed Ledger Technology (DLT) FinTech RTP Multi-Currency 59

Finovate

MAY 2, 2024

Features A fully bank-integrated, real-time product that helps banks provide corporate card clients a highly competitive user experience. Banks, card issuers, fleets, other payment providers, and small, midsize and large corporations. Who’s it for? Foresight Foresight is the operating system for the private market.

Credit Union 52

Credit Union Card Issuer Non-Bank Financial Crimes 52

Fintech News

MARCH 18, 2024

The report, released in September 2023, looks at the Thai fintech sector, highlighting the rise of digital payments and the explosive growth of real-time transactions, as well as presenting the opportunities that exist in digital remittances, open banking, business-to-business (B2B) payments and agricultural lending.

FinTech 113

FinTech Online and Mobile Banking Blockchain Product 113

PYMNTS

MARCH 30, 2020

households are stockpiling groceries and putting off purchases of non-essential items. But many other retailers are seriously suffering as households put off non-essential purchases and social distancing keeps people away from the High Street,” said CBI Principal Economist Ben Jones. The results of its survey suggest that U.K.

Non-Bank 56

Non-Bank Economy Advisors Government 56

FICO

SEPTEMBER 30, 2022

She is a top advisor to Fortune 500 companies on responsible artificial intelligence strategy and data innovation practices and serves on several boards advising startups, universities, and other non-profits. Cortnie is also the CEO and founder of AI Truth, a non-profit organization dedicated to responsible creation and use of AI.

Non-Bank 52

Non-Bank Financial Inclusion AI Advisors 52

The Fintech Times

JANUARY 18, 2024

Martin previously set up and led the UK’s National Cyber Security Centre and is an advisor to a number of governments on cybersecurity. Stax , a global strategy consulting firm for private equity firms, hedge funds and investment banks, has welcomed Phil Dunne as managing director. He joins from AutoRek.

FinTech 64

FinTech Cybersecurity Cross-Border Enrollments 64

PYMNTS

NOVEMBER 29, 2016

To cope, consumers are using alternative sources to meet their financial needs – instead of turning to their banks. He is the CBA lead for deposits and payment issues as well as small business banking issues and manages CBA’s Deposits and Payments and Small Business Banking Committees. John Thompson. Karen Webster.

Non-Bank 57

Non-Bank Small Business Regulations Innovation 57

PYMNTS

JULY 13, 2018

Analysts are warning that rising competition among large lenders and shadow banks to issue junk bonds may cause a “race to the bottom” and uncover greater risks. trillion, and competition is rising as regulators slowly ease restrictions on banks’ corporate lending practices. Lenders collected $6.6

Risk 40

Risk Federal Reserve Regulations Non-Bank 40

The Fintech Times

JANUARY 9, 2024

The platform, which is backed by Lloyds Bank, targets cash flow shortages, a primary cause of delayed payments in the construction sector. He joins Optimum with more than 40 years’ experience within invoice finance and the financial services, including a long stint at Lloyds Banking Group.

FinTech 59

FinTech Non-Bank Cross-Border Payments Embedded Finance 59

Stax

JANUARY 31, 2024

Visa interchange rates are the fees charged by Visa to process transactions between issuing banks and merchants. Visa sets these rates, and they’re non-negotiable for merchants. They cover the costs of managing the network, ensuring security, and facilitating the transfer of funds between banks.

Credit Cards 88

Credit Cards Push-to-Card Processors Transactions 88

The Fintech Times

JANUARY 23, 2024

Funding and investments Ozone API, the open banking API platform, has raised a £8.5million Series A round to fund its continued global expansion. Alba Bank, the UK challenger bank for SMEs, has strengthened its leadership team ahead of its planned market entry, hiring Michael Mustard as general counsel and company secretary.

FinTech 69

FinTech Payment APIs and Integration Agreements Finance 69

Fintech Labs Insights

DECEMBER 21, 2016

At FinovateFall 2016, the company demoed the newest version of its wealth management offering, Mountain View 2 , an onboarding solution that helps advisors interact with clients in a non-intrusive and compliant manner. Working with Scotia Bank and M&T Bank. Agreement Express advisor workspace. Company Facts.

Agreements 15

Agreements Advisors Non-Bank Correspondent 15

FICO

JANUARY 19, 2023

The unprecedented level of financial support during the past two years has created an expectation among consumers and businesses that banks and other institutions will continue to provide help, support and forbearance, as and when they are adversely impacted financially. The challenge will be further exacerbated as an estimated 1.4

Risk 52

Risk Non-Bank Credit Risk Continuity 52

FICO

SEPTEMBER 19, 2022

These rules require the debt collectors and recoveries staff to—if non-complaint—make significant changes on how and when they can communicate with debtors. Banks and financial institutions have always sought to gain a realistic awareness of their customers’ wants, needs, likes, and dislikes.

Regs 52

Regs Consumer Financial Protection Bureau (CFPB) CFPB Rules 52

FICO

DECEMBER 8, 2022

The result was further downward pressure on an already cautious consumer spending climate during the pandemic, waning portfolio assets and, along with them, significant reductions in interest and non-interest income that had many lenders grappling with the idea of aggressive spend stimulus programs. FRED, 16 August 2022, [link]. .

Addressing 52

Addressing Risk Credit Limit Risk Management 52

Fintech Labs Insights

MAY 30, 2017

Think about the typical non-digital collection process at large lenders and other merchants. Step 3 : Make first payment via credit card or bank transfer. And non-responders will continue to receive harshly worded voice messages from hardened collectors. Author : Jim Bruene is Founder & Senior Advisor to Finovate as well as.

Consumer 18

Consumer Advisors Non-Bank Privacy 18

Nanonets

FEBRUARY 13, 2024

Professional Fees : Outsourcing professional services such as legal advice, accounting, and consulting can be crucial for business success. Insurance : Adequate insurance coverage is non-negotiable for protecting your business. Consider consulting with a tax professional to ensure compliance and optimization of tax benefits.

IRS 52

IRS Automation Adjustments Audit 52

Nanonets

JULY 31, 2023

From detailed invoices, handy bank statements, to job-winning resumes and intricate architectural plans, these ubiquitous file formats are a staple of our interconnected world. In our case, a useful system message can be "You are a helpful career advisor." " system_msg = 'You are a helpful career advisor.'

API 98

API Automation Database Returns 98

Nanonets

FEBRUARY 13, 2024

Its broad range of tools includes AR/AP automation and data analytics, but its dedicated team of strategic advisors set it apart by offering sourcing, procurement, and payment advice to help streamline operations. The two non-enterprise tiers are: Small Business: $1,000+ per month. Medium Business: $2,000+ monthly.

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Automation Cross-Border Payments 52

CB Insights

OCTOBER 26, 2020

In 2006, investment banks were at the top of the finance world. After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. As a result, banks are facing dropping IPO profits. Some banks have collapsed.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

Segpay

FEBRUARY 28, 2024

Per the Forbes Advisor , rates range from 1.5% – 3%+ based on card type, with volume tiers and qualified vs non-qualified categories. Non-Compliance Fees Breaking processor terms for excessive chargebacks or returns, late batches, invalid data, or other violations generates non-compliance fees from $25 on up.

Processors 52

Processors IRS Push-to-Card Non-Bank 52

CB Insights

MAY 15, 2019

DBS Bank — DBS Asia X (DAX). DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. Notable projects: Fidelity Charitable is a public charity that accepts non-cash financial assets.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

CB Insights

OCTOBER 31, 2017

So its secured lender, which [founder Scott] Jones didn’t name, recently emptied ChaCha’s bank accounts. Doug Stephens, founder of consultancy Retail Prophet, said the company suffered from having too few managers from the fashion industry and too many from the technology sector. We never had enough money in our bank.

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

The Payments Association

APRIL 14, 2025

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. Requirements apply to consumer banking services, which includes e-money and payment services. What’s next?

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Fintech Times

APRIL 5, 2025

Following a detailed market review, the PSR concluded that the market is not working well for businesses or consumers and has opened a consultation on steps to improve transparency, governance and oversight. Merchants should be able to plug into open banking and emerging rails just as easily as they do cards.

Addressing 40

Addressing Payment APIs and Integration Consulting Regulations 40