VISTA InfoSec

JANUARY 29, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). We’ve been journeying through the various requirements of this critical security standard, and today, we’re moving forward to explore Requirement 5 of PCI DSS v4.0. compared to PCI DSS v3.2.1. PCI DSS v3.2.1

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PCI DSS Phishing Best Practices Procedures 130

Basis Theory

OCTOBER 15, 2024

A business has 2 ways of demonstrating compliance with PCI DSS. We cover the PCI self assessment questionnaire and other forms in this post!

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PCI DSS Assessments Compliance Posting 88

VISTA InfoSec

JANUARY 23, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). In our previous posts, we’ve covered the various requirements of this critical security standard. Also Read : PCI DSS Requirement 3 Requirement 4 pertains to PAN transmissions unless otherwise specified.

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PCI DSS Encryption Procedures Best Practices 130

VISTA InfoSec

FEBRUARY 21, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS) requirements. This requirement is a critical component of the PCI DSS that has undergone significant changes from version 3.2.1 Conclusion: The transition from PCI DSS v3.2.1 Consequently, PCI DSS v4.0

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PCI DSS Database Best Practices Procedures 130

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. In this blog post, we will delve into the changes introduced in PCI DSS Requirement 8 from version 3.2.1 Conclusion: PCI DSS v4.0

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PCI DSS Best Practices Authentication Rules 130

VISTA InfoSec

MARCH 25, 2025

Organization that are certified by CREST goes thorough assessments of their methodologies, quality assurance processes, and data security measures, offering assurance to clients seeking reliable and trustworthy security services. PCI QSA, QPA, and SSFA Certifications : Demonstrating expertise in payment security compliance.

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Cybersecurity Accreditation PCI DSS Assessments 130

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. Staying up-to-date with PCI-DSS compliance should be a top priority. This guide will break down what you need to know about PCI-DSS compliance. PCI-DSS version 4.0,

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PCI DSS Compliance MFA Assessments 54

VISTA InfoSec

NOVEMBER 9, 2023

In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Completing the SAQ is a key step in the PCI DSS assessment process, followed by an Attestation of Compliance (AoC) to confirm accuracy.

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PCI DSS Assessments Credit Cards Compliance 130

Cardfellow

MAY 3, 2025

The Self-Assessment Questionnaire (SAQ) is a series of yes or no questions about your security practices. Its the document you will need to submit to prove your compliance with PCI standards. If your business does not fall into the categories listed above, be sure to check the PCI DSS website for the full list of SAQ types.

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Assessments Processors Credit Cards Data Breach 52

Clearly Payments

NOVEMBER 13, 2024

Companies can analyze BIN data to track transaction patterns, better understand customer demographics, and assess risk in different regions or among various card types. This information helps payment processors and merchants verify transactions, assess risk, and streamline payment workflows for secure and reliable transactions.

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Process Processors Payments Compliance 104

Stax

JANUARY 21, 2025

In this blog post, well help you understand the factors and features you need to consider to find the right payment gateway to suit your unique business needs. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Learn More What is a Payment Gateway?

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Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Evolve Payment

NOVEMBER 19, 2024

Table of Contents PCI Compliance in a Nutshell PCI compliance, also known as the Payment Card Industry Data Security Standard , or PCI-DSS, is an important standard that major credit card companies like Visa and Mastercard have adopted to protect themselves and their merchants from the risks associated with exposed cardholder data.

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PCI DSS Compliance Processors Breach 94

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Subscribe to regulatory updates or newsletters from relevant federal authorities, such as the PCI Security Standards Council (​​more on this later)​​. Enter the PCI DSS compliance.

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Credit Cards PCI DSS Compliance Process 88

Clearly Payments

JANUARY 8, 2024

Identifying and Assessing Risks Understanding the lay of the land is the first step in effective risk management. Conducting a thorough risk assessment tailored to the specific nature of the business is essential. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.

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Risk Management Risk PCI DSS Process 97

Clearly Payments

FEBRUARY 23, 2024

They serve as the foundation for assessing the overall health and performance of a payments business. This metric is crucial for assessing the reliability and efficiency of the payment processing system. This metric reflects the financial significance of the processed transactions.

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Processors PCI DSS Payments Volume 105

The Fintech Times

SEPTEMBER 24, 2024

“By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape. appeared first on The Fintech Times.

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Privacy Compliance PCI DSS Rules 107

Clearly Payments

FEBRUARY 7, 2024

It provides merchants with an overview of their payment activity and helps assess overall business performance. By analyzing AOV alongside transaction volume, merchants can assess the effectiveness of marketing campaigns, pricing strategies, and upselling techniques.

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Process PCI DSS Processing Costs Settlement 98

Stax

MAY 5, 2025

Features to Look for With Your Mobile Payment Gateway Integrations Assessing the features of prospective payment gateways for your mobile app will help you determine which payment gateway meets your needs. Post configuration of the payment gateway, code snippets from the provider need to be implemented into the app.

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Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. As a business owner or professional, it’s essential to understand the importance of PCI compliance and its requirements.

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PCI DSS Compliance Audit Encryption 52

EBizCharge

MARCH 11, 2025

These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction. The post Understanding Payment Processing Costs in Acumatica and How You Can Save appeared first on EBizCharge.

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Processing Costs Process Credit Cards Payment Gateways 52

EBizCharge

JANUARY 14, 2025

To properly evaluate payment gateway providers, merchants should conduct thorough research, participate in demos and trials, assess vendor reputation, and review customer support options for each. During this time, you can assess the gateways features, user interface, and security measures.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

JANUARY 16, 2025

Fraud detection and risk assessment: MCCs assist fraud detection and risk assessment operations by flagging suspicious transactions. Tax reporting and compliance: MCCs aid in tax reporting and compliance with regulatory bodies like Payment Card Industry Data Security Standards (PCI DSS) and Anti-Money Laundering (AML).

Credit Cards 52

Credit Cards Processors PCI DSS Fraud Detection 52

FICO

NOVEMBER 1, 2016

They note that most financial services firms are already complying with Payment Card Industry Data Security (PCI DSS), the Federal Financial Institutions Cybersecurity Assessment Tool, as well as the aforementioned NIST framework. The post New York Proposes Major Changes to Cybersecurity Regulation appeared first on FICO.

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Cybersecurity Regulations PCI DSS Data Encryption 81

The Fintech Times

DECEMBER 14, 2023

It urgers acquirers to assess their business models to ensure they can cope with both today’s high volume of transactions and future changes too. The post FYST Acquiring Report Sheds Light on the Future of Payment Acquisition appeared first on The Fintech Times.

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Acquirers PCI DSS Fraud Detection Cross-Border 59

EBizCharge

MAY 22, 2025

These include regulations such as Payment Card Industry Data Security Standards (PCI-DSS), General Data Protection Regulation (GDPR), and local and industry-specific invoicing laws like the Health Insurance Portability and Accountability Act (HIPAA). Failure to comply can result in fines or legal issues.

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Process Best Practices Reconciliation Automation 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Continuous assessments of your payment integrations are necessary to ensure they run to their fullest capacity.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Clearly Payments

DECEMBER 2, 2024

Assess Customer Preferences Understanding how your customers prefer to pay can help you choose the right solution. To minimize risk: Look for PCI Compliance: The Payment Card Industry Data Security Standard (PCI DSS) is mandatory for all businesses that handle cardholder data.

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Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

EBizCharge

JULY 11, 2024

Invoicing consists of generating bills for customers post-purchase, tracking involves monitoring outstanding invoices and their due dates, and collection methods require businesses to follow up with customers to ensure timely payment. The post What Are the Benefits of Outsourcing Accounts Receivables? appeared first on EBizCharge.

Accounts 52

Accounts PCI DSS Disputes Small Business 52

Payment Savvy

JULY 3, 2024

PCI DSS Compliance This is the cornerstone of debit card security. The Payment Card Industry Data Security Standard (PCI DSS) outlines a set of comprehensive security requirements for merchants and payment processors. The post What Is Debit Card Processing & How Does It Work? What’s the next step?

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Debit Card Process PCI DSS Processors 52

Clearly Payments

SEPTEMBER 13, 2024

They also ensure compliance with industry standards like PCI DSS. If you’re unsure, Clearly Payments offers consulting services to help you assess your specific needs. The post What is a Payment Orchestrator? This data can be used to optimize payment strategies, identify trends, and make informed decisions.

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Payment APIs and Integration Multi-Currency Payments Gateways 104

EBizCharge

NOVEMBER 12, 2024

Merchant underwriting requires a thorough assessment of a business’s potential financial risks to ensure safe and secure transactions. Risk assessment: After gathering the necessary information, a risk assessment is conducted to evaluate a business’s risk profile.

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Underwriting ISOs Risk Assessment Processors 52

EBizCharge

MAY 20, 2024

The saved card feature follows Payment Card Industry Data Security Standards (PCI DSS) to ensure data security while offering a convenient option for customers who prefer to use the same payment method for recurring transactions. Saved cards can facilitate smoother, faster payments and improve customer loyalty.

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Process PCI DSS Processors Payment APIs and Integration 52

M2P Fintech

NOVEMBER 7, 2024

In this blog post, we will explore the essential features of loan origination systems that every lender must have. A loan origination system is a software solution that automates the entire loan process for lenders, right from lead generation and customer onboarding to credit assessment and transfer to the loan management system.

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Origination PCI DSS API Underwriting 52

Clearly Payments

JULY 11, 2024

Assessment Fees: Charged by card networks (e.g., PCI Compliance Fees: Fees for maintaining compliance with Payment Card Industry Data Security Standards (PCI DSS). Non-Compliance with PCI Standards: Payment Card Industry Data Security Standards (PCI DSS) compliance is mandatory for businesses handling card transactions.

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Process PCI DSS Processors Non-Bank 52

Segpay

JANUARY 30, 2025

High-Risk Classification: A Core Concern Regulators and card schemes classify businesses based on perceived risk, assessing the likelihood of chargebacks, fraud, and other liabilities. The post AI Merchant Payment Processing: The Battle for a Secure Processor appeared first on Segpay.

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Merchant Payment Processing Processors AI Process 52

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission. The post The Ultimate Guide to Salesforce Payments appeared first on EBizCharge.

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Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

MAY 24, 2024

The embedded payment processing solution automatically deposits payments into your account, posting these transactions to the appropriate ledger in Sage. Most embedded Sage payment solutions adhere to strict regulations, including PCI-DSS compliance and Secure Sockets Layer/ Transport Layer Security (SSL/TLS) protocols.

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Embedded Payments Process PCI DSS Payments 52