Fintech Finance

FEBRUARY 5, 2025

As a direct Pix participant and regulated Payment Institution, Transfeera automates compliance processes for betting operators, providing real-time CPF (Cadastro de Pessoas Fsicas) and bank account validation. It also enables centavo deposit verification, ensuring player accounts are active and valid for transactions.

Regulations 72

Regulations Central Bank Account Validation Fraud Prevention 72

The Fintech Times

FEBRUARY 5, 2025

As a direct participant of Pix, Brazils instant payment system, and as a regulated Payment Institution, Transfeera automates compliance processes for betting operators, providing real-time CPF (Cadastro de Pessoas Fsicas) and bank account validation.

Compliance 59

Compliance Automation Rules Central Bank 59

The Payments Association

JUNE 9, 2025

Additionally, organisations must focus on product development that exploits enhanced functionality and process redesign for streamlined operations to maximise returns on these investments. This supports automated processes, better treasury management, and faster decision-making.

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

The Fintech Times

JULY 9, 2025

Automated transaction management : Manage disputes, refunds, and ACH returns with built-in webhook support and real-time automation to reduce manual work. Transparent pricing and fast payouts : Access interchange-plus pricing for clear fee breakdowns and get next-day deposits or same-day payouts.

ACH 59

ACH Payments Debit Card Encryption 59

Fintech News

FEBRUARY 4, 2025

Policy abuse includes taking advantage of return policies, falsely claiming refunds, or manipulating promotional benefits. Using transaction velocity checks to monitor the frequency of transactions from a single source can help identify automated card testing activities.

Fraud Prevention 108

Fraud Prevention Phishing Authentication Disputes 108

Finovate

JULY 23, 2025

Quavo, which provides cloud-based solutions to enable financial institutions to automate and manage fraud and dispute processes, will use the capital to accelerate investments throughout the business, drive innovation, and create even greater value for customers. million consumers disputes a year.

Disputes 52

Disputes Credit Union Automation On-Demand 52

EBizCharge

FEBRUARY 26, 2025

NetSuite automates key aspects of the payment process, including authorization, capture, and settlement, reducing manual effort and minimizing errors. Now that you know how to set up credit card processing in NetSuite, you should also know how to automate and optimize these payments. NetSuite records the disputed transaction.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

JUNE 23, 2025

TL;DR An ACH API allows businesses to automate bank-to-bank payments—like ACH debits, credits, and recurring payments—by integrating directly with the ACH network via software. ACH (Automated Clearing House) transactions are electronic money transfers from one bank to another processed through the ACH network.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

Finextra

JULY 7, 2025

In the sections below, we break down the impact by five key areas of customer experience: personalization, self-service, customer engagement, support automation and accessibility. Market Impact: Banking Industry Leads in AI Adoption A McKinsey survey indicates that AI adoption is now mainstream across industries.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Finovate

NOVEMBER 18, 2024

Qover, an insurtech based in Brussels, Belgium, has partnered with Mastercard to provide return shipping cost protection when retailers do not offer free returns. Qover’s platform makes return protection both easy and accessible. Qover made its Finovate debut at FinovateEurope 2018 in London.

Visa 111

Visa Returns Automation Credit Cards 111

The Fintech Times

JANUARY 23, 2025

. “Sustainable finance is one of the first topics of conversation in most financing deals today making digital solutions that automate processes and provide real-time ESG data essential, not only in supporting risk and return decisions and compliance, but in enhancing long-term financial performance and sustainability.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Stax

MARCH 18, 2025

Payment processing systems help merchants accept various types of payments, such as credit and debit cards, automated clearing house (ACH) , electronic funds transfers (EFTs), digital wallets, mobile payments, and even cryptocurrencies. One major advantage is that they automate billing and invoicing.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

JULY 23, 2025

Make refund and return policies easy to find on your website. Here’s how we help: PCI Compliance Support : Easy onboarding and automated tools to stay certified. Clear Terms, Billing Descriptors, & Refund Policies Many chargebacks happen not because of fraud, but because customers don’t recognize the charge or feel misled.

Compliance 65

Compliance PCI DSS Processors Disputes 65

Stax

APRIL 3, 2025

Also, look for a system with automated chargeback management and dispute resolution to minimize revenue loss. Focus on payment solutions with smooth cart checkout, customizable checkout pages, and automated recurring billing to maximize conversion rates. Save payment details and enable the auto-fill feature for returning customers.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

JUNE 15, 2025

Justt , the leader in AI-based chargeback management, announces Dispute Optimization, a first-in-market capability designed to help merchants make informed and timely decisions on chargeback disputes, reducing associated costs and ensuring the highest possible returns, at scale.

Disputes 59

Disputes Automation Assessments Returns 59

Bank Automation

APRIL 7, 2025

In fact, 85% of FIs expect at least a moderate return on investment from third-party risk management (TPRM) programs due to cost savings from enhanced cybersecurity and vendor oversight, according to a study released today by software […] The post 85% of FIs expect ROI from vendor risk management in 2025 appeared first on Bank Automation News. (..)

Risk Management 52

Risk Management Risk Cybersecurity Returns 52

Clearly Payments

FEBRUARY 27, 2025

Strengths of Small Online Businesses Despite challenges, small and local ecommerce businesses have key advantages: Customer Loyalty : 75% of shoppers who buy from small businesses say they are likely to return for future purchases.

BNPL 59

BNPL Payments Small Business PayPal 59

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. It should offer: Real-time monitoring tools Strong API security Automated KYC and AML checks Support for PSD2 authentication methods End-to-end PCI DSS card data protection With these features, you stay one step ahead of regulators and threats.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Fintech Finance

JULY 9, 2025

Automated Transaction Management: Manage disputes, refunds, and ACH returns with built-in webhook support and real-time automation to reduce manual work. Transparent Pricing & Fast Payouts: Access interchange-plus pricing for clear fee breakdowns and get next-day deposits or same-day payouts.

ACH 52

ACH Payments Debit Card Volume 52

Stax

MAY 6, 2025

As such, integrated payment solutions combine payment processing systems with feature-rich technology that helps automate the payments process. Integrated payment solutions also bring other benefits such as managing transactions from different avenues and automating the payments process.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

The Payments Association

JUNE 11, 2025

45% of shoppers in the UK have admitted to return fraud or policy abuse, representing an estimated £22.8 billion in return-based fraud in 2022. The evolution towards intelligent automation represents the next frontier in fraud management. Consumer behaviour adds another layer of complexity to the fraud landscape.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Clearly Payments

JULY 12, 2025

non-cash payments increased 6%, with card-based transactions accounting for the vast majority of monthly spending as GDP-supported confidence returned. Digital invoicing and automated billing systems gained traction as companies looked to streamline collections.

Payments 65

Payments Volume ACH On-Demand 65

Bank Automation

APRIL 17, 2025

to offload some of its payments business, as part of the lenders push to boost returns. The investment firms Brookfield Asset […] The post Barclays and Brookfield agree to offload banks payment unit appeared first on Bank Automation News. Barclays Plc will work with Brookfield Corp.

Payments 52

Payments Returns Automation Posting 52

M2P Fintech

APRIL 10, 2025

Real-time Limit Management and Shortfall Actions: The lack of capabilities to automate dynamic drawing power calculations and real-time actions on shortfalls, such as line freezes and notifications, poses a challenge. Leveraging advanced technologies for real-time limit management can enhance responsiveness and operational accuracy.

Mitigation 52

Mitigation Regulatory Compliance Compliance Automation 52

My Payment Savvy

JUNE 16, 2025

This decision is returned instantly. Issuing Bank Approves or Declines The customer’s bank checks whether funds are available, looks for fraud flags, and then either approves or declines the transaction. Authorization Response is Sent Back The bank’s approval or denial flows back through the card network and processor to the gateway.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Finovate

JULY 14, 2025

The bank argues that aggregators are profiting from its infrastructure without contributing value in return. While most aggregators treat screen scraping as a last resort, increased financial pressure may push some to lean more heavily on automated tools such as AI agents to extract data through less secure channels. What’s next?

Consumer 52

Consumer CFPB Rules FinTech 52

Fintech Review

APRIL 11, 2025

Its a recap of the key themes weve explored, a primer for new readers, and a cornerstone reference for those returning. It aims to streamline, automate, and enhance how people and businesses interact with money. They use alternative credit scoring methods and automated underwriting. This guide brings it all together.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

APRIL 17, 2025

Elliptic , the digital asset decisioning firm, has partnered with Monerium , an authorised and regulated Electronic Money Institution (EMI), to streamline compliance, automate cross-chain AML screening, and offer real-time monitoring to manage regulatory requirements efficiently.

FinTech 59

FinTech Embedded Finance AI Verification 59

Finovate

MARCH 25, 2025

Truework Intelligence , a new offering from income and employment verification technology company Truework , will provide mortgage lenders and property managers with a fully automated and comprehensive verification platform. “It’s not about returning the first data set we find,” Sandler added.

Verification 59

Verification Payroll API Underwriting 59

EBizCharge

JULY 10, 2025

Automate Reconciliation: Manual payment matching is time-consuming and error-prone. How smooth and intuitive your payment processing is can influence whether customers return, how fast they pay, and how they perceive your company’s professionalism.

Reconciliation 52

Reconciliation Payments ACH Real Time Payments 52

Fi911

APRIL 15, 2025

Lower Churn Rates By automating renewals, businesses can reduce the likelihood of losing subscribers due to forgetfulness. Operational Efficiency Automation of billing processes reduces administrative overhead. It eliminates the need to manually renew subscriptions and ensures uninterrupted access to services they enjoy.

FTC 59

FTC Federal Trade Commission Best Practices Legal 59

Finovate

MAY 22, 2025

Combined, the two solutions provide an underwriting solution that automates workflows, boosts performance, and enhances risk-adjusted returns. The company’s technology integrates with loan origination systems to increase both volume and profitability.

Underwriting 59

Underwriting Small Business Adjustments AI 59

M2P Fintech

APRIL 11, 2025

Secure Collateral Handling: Collateral must be stored securely, and lenders face penalties for delays in returning collateral after repayment. Prompt Collateral Return: Collateral must be returned within 7 working days after full repayment, with a 5,000/day penalty for delays.

Due Diligence 52

Due Diligence Caps Audit Non-Bank 52

Finextra

JULY 14, 2025

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network.

ACH 52

ACH Checks Tax Refunds Risk 52

Fi911

JANUARY 30, 2025

Implement trust elements Display trust signals such as security badges, customer reviews, and return policies to build trust with shoppers and alleviate any concerns they may have about purchasing from your site. Make sure your site is optimized for all devices and offers a seamless shopping experience.

Addressing 66

Addressing Best Practices Returns Process 66

EBizCharge

JULY 22, 2025

Think of it like placing an order at a coffee shop: the API is the menu that defines what you can ask for and how you ask for it, and the barista—NetSuite in this case—returns your order. An Application Programming Interface (API) is what lets two systems talk to each other. NetSuite offers several APIs that are useful for payment processing.

API 52

API Payment APIs and Integration Payments PCI DSS 52

Finovate

JANUARY 22, 2025

The partnership will enable the digital bank to automate key parts of its income verification and document handling processes for mortgage brokers. The partnership will enable the financial institution to automate specific parts of its income verification and document handling processes to boost efficiency for mortgage brokers.

Verification 52

Verification Audit Automation Fraud Prevention 52