Finezza

JANUARY 24, 2025

Each option comes with its […] The post Cloud-Based vs. On-Premises Loan Origination Software: Pros and Cons for Financial Institutions appeared first on Finezza Blog. However, one critical decision financial institutions face when adopting such software is choosing between cloud-based and on-premises loan origination software.

Origination 59

Origination Posting 59

The Fintech Times

APRIL 24, 2025

A monthly cadence of content, for instance – one blog post, one LinkedIn update, one timely media comment – can be more effective than a sporadic splash. A single webinar can become a blog, a social post, a customer email, and a media pitch. Repurposing content is also a smart move. So dont disappear.

FinTech 76

FinTech Authentication Posting Returns 76

Finovate

DECEMBER 9, 2024

“By breaking down these barriers,” the company’s blog post explained, “were creating new opportunities for players who want to innovate and compete in a region traditionally dominated by legacy institutions.” billion (5 billion) in transaction volume. billion (5 billion) in transaction volume.

Payments 52

Payments Debit Card BNPL Innovation 52

Finezza

MARCH 16, 2025

SBIs year-on-year loan book, for instance, grew […] The post Strategic Credit Management for Corporate Loan Portfolios appeared first on Finezza Blog. In 2024, public sector banks indicated growth in their corporate loan portfolio in sectors such as energy and infrastructure.

Volume 52

Volume Posting 52

Fintech News

FEBRUARY 17, 2025

Jack Zhang Jack Zhang, CEO and Co-founder or Airwallex said in a blog post , “This year well be entering into our 10th year as a business, and weve set ambitious goals to make it our most successful and impactful year yet. Airwallexs workforce has grown to over 1,700 employees across 37 locations.

Volume 78

Volume Transactions Push-to-Card Instant Payments 78

Finezza

OCTOBER 30, 2024

An early warning system can […] The post Proactive Credit Risk Management: Developing an Early Warning System appeared first on Finezza Blog. Therefore, financial institutions (FIs) need robust credit risk management to minimise risk and boost returns and productivity.

Credit Risk 111

Credit Risk Risk Management Risk Returns 111

Finezza

SEPTEMBER 24, 2024

The introduction of CLOU (Credit Line on UPI) is set […] The post Revolutionising EMIs: How CLOU (Credit Line on UPI) is Redefining India’s Credit Landscape appeared first on Finezza Blog. India’s credit access and repayment system is a lengthy and cumbersome process that feels like a trap more than a solution.

Process 111

Process Posting FinTech 111

Finezza

JUNE 18, 2024

Known as supply chain financing, this unique product enables the supplier to produce […] The post Advancing Lending Operations: Supply Chain Financing Strategies appeared first on Finezza Blog. For instance, they may come together to apply for a business loan.

Finance 107

Finance Product Posting 107

Finezza

JANUARY 7, 2025

By using loan applicants residential or commercial property as collateral, Micro LAP provides instant credit access to […] The post Micro LAP: The Future of Small Ticket Lending for Lenders appeared first on Finezza Blog.

Underserved 105

Underserved Security Posting 105

Finezza

DECEMBER 30, 2024

This significant margin shows the importance […] The post Understanding Collateral Valuation Strategies in Corporate Loan Underwriting appeared first on Finezza Blog. Typically, the size of the loan a lender provides ranges from 70% to 90% of the collaterals value.

Underwriting 104

Underwriting Risk Posting Origination 104

Finezza

AUGUST 15, 2024

Though 60,000 new cases are reported […] The post Tackling NPA: How Advanced Lending Software Solutions Are Helping Indian Banks appeared first on Finezza Blog. India’s 39 Debt Recovery Tribunals (DRTs) and five Debt Recovery Appellate Tribunals (DRATs) struggle to cope with the volume of cases.

Non-Bank 105

Non-Bank Volume Continuity Posting 105

Finezza

JUNE 23, 2024

It gives lenders critical insights and […] The post How Transaction Data Analysis Promotes Trust and Accountability in Lending appeared first on Finezza Blog. In this scenario, transaction data analysis can strengthen the relationship between lenders and borrowers.

Transactions 104

Transactions Accounts Product Posting 104

Finezza

DECEMBER 14, 2023

For instance, they may be unable to order raw […] The post Evaluating Invoice Financing Options to Improve Cash Flows and Lending Opportunities appeared first on Finezza Blog. However, in many cases, they cannot fulfil the order due to a lack of funds to produce the product.

Finance 111

Finance Product Posting 111

VISTA InfoSec

SEPTEMBER 26, 2023

We’ve delved into this new act in our series of blog posts. If you’re new to our site or have just come across our website, we highly recommend perusing our earlier posts, especially “ Understanding the Basics of the DPDP Act , ” for a thorough grasp of the DPDP Act. So, without further ado, let’s dive in!

Compliance 130

Compliance Breach Privacy Mitigation 130

Finezza

NOVEMBER 18, 2024

In addition, the asset growth of these companies is […] The post Why Loan Delinquency is a Wake-Up Call for MFI Lenders and the Industry appeared first on Finezza Blog.

Non-Bank 100

Non-Bank Posting 100

Cardfellow

MAY 19, 2025

The post Free Credit Card Machine = An Expensive Proposition appeared first on CardFellow Credit Card Processing Blog. These important aspects of a competitive credit card processing solution are described in depth in CardFellow’s guide: Credit Card Processing Exposed.

Credit Cards 95

Credit Cards Processors Chip Cards EMV 95

Finezza

DECEMBER 8, 2024

Despite this, MSMEs often struggle with credit due to limited credit history, […] The post Data-Driven Decisioning: Revolutionising MSME Lending Strategies appeared first on Finezza Blog. According to an IFC report, 63 million Indian MSMEs contribute 30% of the GDP and provide jobs to 110 million people.

Economy 98

Economy Posting 98

Finezza

NOVEMBER 29, 2023

A pivotal reason for this growth is the ongoing transformation of the traditional and time-consuming manual loan approval process, driven by the adoption of automated […] The post Streamlining Loan Approvals with Automated Credit Underwriting Software appeared first on Finezza Blog.

Underwriting 108

Underwriting Automation Process Posting 108

Finezza

OCTOBER 14, 2024

But the question is, how well-stacked are the […] The post The Digital Lending Revolution: Startups vs. Big Banks appeared first on Finezza Blog. Vis-a-vis modern customer expectations of a quick approval time and flexible digital lending, these barriers usually force borrowers to seek alternate solutions.

Process 98

Process FinTech Posting 98

Finezza

FEBRUARY 9, 2024

Typically, they tend to focus their […] The post Competitive Edge: Exploring the Advantages of Implementing Loan Recovery Software appeared first on Finezza Blog. In this landscape, lenders invest a significant amount of time in building robust revenue-optimising strategies.

Non-Bank 108

Non-Bank Posting Payments 108

Finezza

DECEMBER 19, 2024

As per an IBSi report, over 55% of banks say the limitations of their existing core solutions are […] The post How Does a Loan Origination System Integrate with Legacy Systems? appeared first on Finezza Blog.

Origination 97

Origination Innovation Continuity Posting 97

Finezza

JUNE 14, 2024

For instance, the Micro, Small, and Medium Enterprise […] The post Scaling Your Lending Business with Cloud-Based Lending Software: A Growth Strategy appeared first on Finezza Blog.

Non-Bank 97

Non-Bank Posting Payments FinTech 97

Finezza

JULY 19, 2024

However, […] The post Evaluating Loan Origination Software: 9 Critical Questions to Ask appeared first on Finezza Blog. According to a 2024 study, loan origination systems that incorporate automated workflows, mobile features, and e-signing capabilities can reduce loan processing times by up to 30%.

Origination 97

Origination Mitigation Automation Risk 97

Finezza

OCTOBER 4, 2024

The loan origination software(LOS) can be a useful instrument, allowing lenders to make the loan application and disbursal processes […] The post What are the Key Features to Look for in Loan Origination Software? appeared first on Finezza Blog.

Origination 97

Origination Automation Regulations Process 97

Finezza

JULY 8, 2024

As per estimates, the […] The post Open Banking in 2025: Emerging Trends and Future Forecasts appeared first on Finezza Blog. As a result, this empowers customers, fuels competition, and drives innovation in financial services.

Facilitators 95

Facilitators Security Finance Innovation 95

Finezza

MAY 24, 2024

While traditional banks and financial institutions have served the […] The post 5 Tech Trends Revolutionising Lending Lifecycle Management appeared first on Finezza Blog.

On-Demand 104

On-Demand Finance FinTech Posting 104

Finovate

FEBRUARY 16, 2024

In this blog post, we’ve curated a selection of videos that delve into key areas shaping the industry’s future: customer experience, disruptive technology, and the strategic implementation of AI.

AI 105

AI Technology FinTech Posting 105

Finovate

JANUARY 22, 2025

. “Every day your money sits in limbo waiting to settle is a day of missed earnings hidden costs that quietly chip away at your bottom line,” the company said in a blog post. Photo by Tima Miroshnichenko The post Ramp Launches Ramp Treasury to Make Use of Idle Cash appeared first on Finovate.

Treasury 59

Treasury FDIC CHIPS Reconciliation 59

Payments Dive

AUGUST 20, 2024

CFPB Director Rohit Chopra said in a blog post that the agency will not fine companies making a good faith effort to follow regulations treating buy now, pay later loans like credit card transactions. His remarks follow significant industry pushback.

CFPB 88

CFPB BNPL Rules Credit Cards 88

Finezza

SEPTEMBER 24, 2024

The introduction of CLOU (Credit Line on UPI) is set […] The post Revolutionising EMIs: How CLOU (Credit Line on UPI) is Redefining India’s Credit Landscape appeared first on Finezza Blog. India’s credit access and repayment system is a lengthy and cumbersome process that feels like a trap more than a solution.

Process 96

Process Posting Origination FinTech 96

Finezza

APRIL 14, 2024

In turn, they improve the potential to turn leads into customers and accelerate business growth. […] The post Why Cloud-Based Loan Management Software is the Future appeared first on Finezza Blog. Lenders looking to meet and exceed user expectations must work with technology that crafts a superior experience.

Process 104

Process Posting Technology Payments 104

Payments Dive

FEBRUARY 23, 2024

version of the standalone Google Pay app will no longer be available,” the tech giant said in a Thursday blog post. “To simplify the app experience, the U.S.

Posting 94

Posting 94

Finezza

FEBRUARY 28, 2024

On the retail side, timely and affordable loans enable consumers to fulfil various aspirations, from purchasing a home […] The post Slash Loan Processing Time: Tips to Optimize Your Loan Origination Process Flow appeared first on Finezza Blog.

Origination 103

Origination Process Posting Consumer 103

Finezza

DECEMBER 4, 2023

A report by the Reserve Bank of India (RBI) reveals that the share of NBFCs in the total credit extended […] The post Decoding the Importance of NBFC Loan Management Software for Lending Business appeared first on Finezza Blog.

Financial Inclusion 103

Financial Inclusion Non-Bank Economy Innovation 103

Finezza

MARCH 25, 2024

Adopting […] The post Essential Guide to Loan Management System: Efficiency, Scalability, Profitability appeared first on Finezza Blog. However, existing systems cannot accurately underwrite MSME businesses due to their unique needs and lack of credit history.

Underwriting 101

Underwriting Posting Origination 101

Finezza

APRIL 9, 2025

To […] The post Detecting Mortgage Loan Fraud: Top 7 Red Flags Every Lender Must Know appeared first on Finezza Blog. For lenders, early detection of mortgage loan fraud is essential to avoid non-performing assets (NPAs), legal issues, and reputational loss.

Legal 93

Legal Risk Posting 93

Finezza

JANUARY 23, 2024

For instance, the number of digital […] The post Say Goodbye to Spreadsheets: Learn Why You Need Loan Management Software appeared first on Finezza Blog.

Automation 101

Automation Innovation Process Posting 101