Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Following are the key entities involved in credit card processing.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Clearly Payments

MARCH 31, 2025

81% of small businesses accept credit and debit cards, while 37% accept digital wallets such as Apple Pay and Google Pay. In the U.S., Cash remains an essential payment method for many SMBs, with 36.4% of total sales still being cash-based. In Canada, a similar trend exists. According to Statistics Canada, 64.4%

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

The Fintech Times

DECEMBER 19, 2024

We sit down with Samuel Flynn , co-founder and CEO at Hands In , a split payments platform enabling users to split payments across multiple cards and people, to explore how the company has fared in the last 18 months and its plans for the future. At FinTech Connect , we sat down to chat about Hands In with Flynn.

Push-to-Card 59

Push-to-Card PayPal Payments Credit Limit 59

Stax

OCTOBER 21, 2024

Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. Don’t believe it? Why does this matter to you?

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

Fintech News

JANUARY 26, 2025

This article explores five key trends changing how we pay today while pushing the narrative for a more efficient, powerful financial ecosystem in Asia. In 2023, credit card payments comprised 52.2% In Southeast Asia, digital payment transactions are projected to exceed US$1 trillion by 2025. of all cashless transactions in Japan.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

Cardfellow

JUNE 28, 2025

The current version lets you: Accept e-commerce payments from your websites Manage customer data of online buyers, including cards on file Issue refunds Retrieve payment and refund information Square boasts that you don’t need a lot of technical knowledge to enable online payment capability when you choose Square for online payments.

Payment APIs and Integration 52

Payment APIs and Integration Payments API PayPal 52

Stax

NOVEMBER 13, 2024

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Making a payment via the ACH network differs from making a payment with a credit card in that you are sending the money directly from one account to another, instead of charging it to a card you would later be liable to repay.

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ACH ACH Network Payer Payee 88

The Fintech Times

JUNE 28, 2025

Starting 27 June, UK bank Barclays is blocking all attempts to buy crypto via its Barclaycard credit cards, citing “certain risks with purchasing cryptocurrencies” Barclays quietly announced the move to block crypto transactions on its Barclaycard website, on an FAQ page, shortly before it began enforcing the ban.

Credit Cards 66

Credit Cards Consumer Push-to-Card Consumer Protection 66

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks? If not, filing a chargeback is the next best option.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Payments Association

JULY 15, 2025

Financial services are already using biometric liveness checks and behavioural analytics to fight voice-clone fraud. Professional distribution ranges from emerging fintech companies to major multinational financial institutions across 33 countries. These ensure data is accurate, accessible and actionable, enabling real-time insights.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

Fintech News

JUNE 11, 2025

At the centre of this threat is Grey Nickel , a sophisticated cybercriminal group using deepfakes, synthetic identities, and AI-powered attack tools to breach banks, crypto exchanges, and digital payment platforms. What makes Grey Nickel especially dangerous isn’t just their technology but also it’s their precision.

Crime 68

Crime Deepfake AI APACS 68

EBizCharge

JUNE 27, 2025

Credit card processing fees have become a growing concern for many businesses, especially as margins tighten and consumer preferences lean heavily toward card payments. To offset these costs, more businesses are exploring zero-cost credit card processing—a model that shifts the burden of fees from the business to the customer.

Credit Cards 52

Credit Cards Legal Process Push-to-Card 52

Finextra

JULY 14, 2025

No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper— experiences that understand them. No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper— experiences that understand them. The result?

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Tearsheet

MARCH 13, 2025

Last year, Brex born as a scrappy startup with a corporate card for startups that transformed into a global fintech and enterprise SaaS firm in corporate spend made a bold move: it hit reset. This move simultaneously positioned Brex as a competitor to companies like Ramp and traditional corporate card providers.

Push-to-Card 52

Push-to-Card Web 3.0 Product Embedded Finance 52

Finextra

JUNE 2, 2025

If Open Banking let you share your checking account data, Open Finance imagines sharing all your financial data (consensually, of course) to enable truly holistic services. This shift turned the traditional model on its head: you own your financial data and can port it to new services at will. The impact has been profound at a macro level.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Cardfellow

APRIL 27, 2025

You can also check out the PCI at a glance infographic for a quick overview. The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. For a quick refresher, PCI refers to security standards that apply to all businesses that accept credit cards.

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

Trade Credit & Liquidity Management

JUNE 23, 2025

Offer Flexible Payment Options Checks are no longer the default. ACH is now the most common B2B payment method, but credit card usage is growing—especially for mid-sized or riskier accounts. Consider using a 15-day discount window for check-paying customers to reduce unearned discount claims.

UCC 52

UCC Disputes Push-to-Card Risk 52

Cardfellow

MAY 21, 2025

It goes without saying that abruptly losing your ability to accept credit cards can be majorly disruptive. With many consumers choosing to pay by card and still many others not even carrying cash, cards are a key factor for todays business owners. You can read more in our article on merchant account holds.

Accounts 40

Accounts Processors Credit Cards Push-to-Card 40

Fintech Labs Insights

MARCH 13, 2025

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Its core mission is to help businesses save time and money. It has more than 1,000 employees and a revenue run rate of $700 million. billion in April 2024.

Push-to-Card 29

Push-to-Card AI Finance Multi-Currency 29

Payments Dive

JULY 1, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Q&A Small business isn’t quitting checks The paper check will persist for decades for small companies, despite the growth of digital payments, BillGO’s CEO predicts.

Small Business 103

Small Business Checks ACH Push-to-Card 103

Payments Dive

JULY 9, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Visa, Mastercard vie for Treasury role The two biggest card networks bid for a piece of the Treasury Department’s program seeking to modernize the U.S. payments system.

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Treasury Visa Zelle Push-to-Card 135

The Paypers

JUNE 18, 2025

The initiative is expected to develop some currencies in their respective regions, lessening the overall reliance on the USD, while officials of the Peoples Bank of China expect several key global currencies to coexist in mutual competition with balances and checks in place.

Multi-Currency 28

Multi-Currency Cross-Border CBDC Digital Currency 28

Finextra

JUNE 23, 2025

Or rely on credit cards. In 2024, gross lending rose 13% to just over £16 billion (UK Finance). But repayments outpaced new loans, leaving a funding gap that hasn’t closed. Across my years in banking, I’ve seen these patterns up close. Since moving into fintech, I’ve written regularly on Finextra about the urgent need to rethink SME finance.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

Fintech Finance

NOVEMBER 27, 2024

As the world’s first unified payment infrastructure, we’re leading the charge in payment innovation while the walled gardens crumble, pushing large Payment Service Providers (PSPs) to rethink their business models. Morgan Chase and global payments platform Airwallex.

APACS 90

APACS Interoperability Push-to-Card Payments 90

Payments Dive

JULY 8, 2025

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Zelle 60

Zelle Privacy Scams Push-to-Card 60

PYMNTS

MARCH 26, 2020

If ever there was a time to kill the check, that time would be now. The remaining tens of millions, those who do not have direct deposit payment information on file with the IRS … will have to wait for the proverbial (paper) check in the mail. There also is Mastercard Send for push payments as an alternative to ACH.

Checks 100

Checks Push-to-Card Direct Deposit IRS 100

PYMNTS

APRIL 2, 2019

To that end, Visa announced Tuesday (April 2) that it has introduced Card Payouts, an app designed help mid- to large-sized businesses manage cash flow — and speed payments to gig economy workers, to boot. The app is built to support card capture, tokenization and card-on-file transactions, Visa said on Tuesday.

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Push-to-Card Wire Transfer Treasury Economy 80

PYMNTS

JUNE 29, 2020

As Laura Valdespino , director of compliance solutions at ADP , told PYMNTS in a recent interview, using digital channels, and specifically, pay cards, can actually improve the employees’ pay experience over paper-based methods that have been in place for decades. As Valdespino said, “The employees don’t want to wait for the check.

Checks 94

Checks Push-to-Card Digital Payments Regulations 94

PYMNTS

MARCH 13, 2020

While paper checks are increasingly passing into the realm of consumers’ memory, there are certain niches where they have managed to hold on, even as the rest of the world tries rather adamantly to move on. We’ve known for more than 10 years that there are issues with mailing checks, which is why we’ve seen over 4.5

Checks 75

Checks Push-to-Card Visa Payments 75

PYMNTS

NOVEMBER 1, 2018

Checks, despite their near extinction in consumer payments, remain alive and well when it comes to businesses paying each other. The check – for its many, many flaws – does address all three of those aspects. The check – for its many, many flaws – does address all three of those aspects. But that isn’t all it needs to do.

Checks 72

Checks Same Day ACH Push-to-Card ACH 72

PYMNTS

SEPTEMBER 20, 2018

In an effort to kill the check — where B2B payments are anything but efficient — might virtual cards be the answer? As ePayables have emerged as an option in the commercial realm, Yarbrough noted that a virtual card can solve problems for both buyers and suppliers. The Friction Points Hindering Adoption.

Void 76

Void Checks Push-to-Card Rules 76

PYMNTS

NOVEMBER 16, 2020

It was developed to provide an alternative to the current transaction models, including checks. For instance, if you go to a restaurant and you have a credit card, probably you will use it because it is more convenient than picking up your phone, starting a transaction or things like that,” Kavakama said. “We Case in point: Brazil.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

Finovate

JULY 23, 2024

A partnership between Featurespace and OrboGraph will help banks and other financial services companies defend themselves against check fraud. Many consumers, especially younger consumers, have abandoned paper checks. In fact, some analysis suggests that paper checks represent less than 5% of transactions in the U.S.

Checks 63

Checks Fraud Detection Financial Crimes Crime 63

PYMNTS

AUGUST 13, 2020

consumers don’t exactly love the paper check — roughly 38 percent report that they’ve stopped using them entirely, and that shoots up to almost 50 percent when talking about millennials. But Evers added that the power of paper disbursements has been waning, especially in the past few months amid COVID-19. Direct Deposit Isn’t Enough .

Checks 81

Checks Direct Deposit Payroll Push-to-Card 81

PYMNTS

OCTOBER 8, 2020

We’re living in nirvana right now with push-to-card and corporate disbursements and P2P [peer-to-peer] payments going instant because it hasn’t become high profile enough for the real bad actors to start showing up.”. . The institution of the check-hold gives consumers a claw-back cushion in the event of an error. .

Instant Payments 122

Instant Payments Stop Payment P2P Venmo 122

Finovate

APRIL 16, 2024

Codat launched a Supplier Enablement data product with an aim to help businesses replace paper checks. The Supplier Enablement tool recruits suppliers to accept virtual card payments instead of checks by allowing card issuers to access the right ERP data. Morgan commercial clients. Today, the U.K.-based

Checks 52

Checks Product Payment APIs and Integration Card Issuer 52

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

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Real Time Payments RTP TCH Federal Reserve 138