Finovate

MARCH 17, 2025

The platform leverages machine learning and AI to sync with third-party financial systems to systematically complete revenue, banking, and expense entries. Clients connect to Instarails’ network via SaaS API and send transactions.

FinTech 64

FinTech Credit Union Community Banks Finance 64

PYMNTS

MARCH 11, 2019

CULedger , a credit union, has inked a partnership with IBM to create blockchain services geared toward credit unions. Under the plan, credit union members would be able to access the CULedger via a digital credential dubbed MyCUID.

Credit Union 64

Credit Union Blockchain Money Laundering Financial Crimes 64

PYMNTS

AUGUST 31, 2020

PYMNTS’ August 2020 Credit Union Tracker® , done in collaboration with PSCU , examines the microbusiness landscape as the fog of COVID-19 begins to lift and new needs are clarified. Credit unions (CUs) have been especially invested in helping microbusinesses — 40.8 microbusinesses as well. PYMNTS’ findings reveal that 66.7

Credit Union 61

Credit Union Community Banks SWIFT Mobile Banking 61

Fintech Finance

AUGUST 1, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, today announced its work with the People’s Clearinghouse, a social sector tech platform that services community banks and credit unions in Mexico. and Mexican residents via community banks in rural areas.

Cross-Border Payments 98

Cross-Border Payments Community Banks Cross-Border Credit Union 98

Fintech Finance

JULY 25, 2024

SWIVEL, a transaction enablement fintech that removes friction in the movement of money for financial institutions and other payment communities, announced today its Apple Pay integration that enables its credit union and community bank clients to accept loan payments from members and customers through the mobile wallet.

Credit Union 98

Credit Union Community Banks Non-Bank Payments 98

Finovate

JUNE 5, 2025

The three discuss how the Finalytics platform provides real-time, cross-channel, AI-driven personalization that combines behavioral data with transactional and third-party data to create unique, relevant experiences for customers of financial institutions.

Authentication 52

Authentication AI Fraud Prevention Credit Union 52

PYMNTS

MAY 27, 2020

As PYMNTS found in a recent consumer study, 40 percent of individuals are doing more of their daily retail and transactions online, partly because, well, there’s no other way to do it. Even waving the card at the point of sale (POS) may face headwinds because of transaction limits. As Good noted, four in 10 U.S.

Contactless Payments 112

Contactless Payments Credit Union Point-of-Sale (POS) Online and Mobile Banking 112

Finovate

APRIL 22, 2025

Features Enables cross-border payments for users directly from banking platform or wallet Unlocks new revenue streams through remittances Supports fast, easy, and secure integration with minimal lift Who’s it for? Banks, credit unions, community banks, wallets, and digital banks.

Credit Union 52

Credit Union Cross-Border Payments Deepfake Disputes 52

PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

Community Banks 62

Community Banks Online and Mobile Banking Credit Union Caps 62

PYMNTS

AUGUST 21, 2020

Community banks and credit unions are feeling the pressure to boost their digital card services or risk losing customers to megabanks and digital challengers, Ondot Systems ’ Chief Strategy Officer Todd Lesher told PYMNTS in a recent discussion. It’s a story told by the data itself, Lesher said. Square announced $1.3

Credit Union 89

Credit Union Push-to-Card Online and Mobile Banking Community Banks 89

Finovate

APRIL 17, 2025

Banks, credit unions, and fintechs. APIMatic With every bank and fintech heavily invested in API programs, APIMatic helps them generate ROI from these API investments via automation and AI solutions. Mid-market businesses with high transactional volume. Community banks, credit unions, and regional banks.

Payment APIs and Integration 52

Payment APIs and Integration Credit Union API Privacy 52

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences.

Payment APIs and Integration 99

Payment APIs and Integration Online and Mobile Banking Credit Union Community Banks 99

Finovate

JANUARY 14, 2025

Sensei analyzes data including transaction history, account balances, and engagement metrics to help banks and credit unions build better, more personalized relationships with their customers and members. Founded in 2017, Apiture is headquartered in Wilmington, North Carolina.

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

Finextra

JANUARY 9, 2025

Community banks and credit unions can now increase their understanding to better serve their customers needs through a new partnership between DeepTarget Inc. and FinGoal.

Credit Union 52

Credit Union Community Banks Transactions AI 52

The Fintech Times

JANUARY 23, 2025

. “For instance, in Mexico, were working with local fintechs and other organisations including The Peoples Clearinghouse and The Mexican Association of Credit Unions of the Social Sector (AMUCSS) on an initiative that will introduce an interoperable, real-time payment pathway between the US and 140 rural community banks.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

PYMNTS

MAY 7, 2020

back to some semblance of “normal” has challenges — and opportunities for banks, especially community banks and credit unions. The challenge lies with serving the needs of the individual who may be hesitant to go back to the old ways of banking — of walking up to teller windows, of handling cash in envelopes.

ATM 122

ATM Credit Union Online and Mobile Banking Use Case 122

PYMNTS

JANUARY 23, 2020

The Clearing House (TCH) is upping the value limit for transactions from the current level of $25,000 to $100,000 starting Feb. The new higher limit affects general transactions on the real-time payments (RTP) network, which is operated by TCH. TCH was founded in 1853 and supports hundreds of banks and credit unions.

TCH 52

TCH RTP Transactions Credit Union 52

Fintech Finance

SEPTEMBER 4, 2024

.” Jack Henry Chief Technology Officer Ben Metz said small businesses typically have multiple relationships with banks and fintechs to serve their specialized needs, resulting in inefficiencies, increased costs, and integration issues. Banks and credit unions are increasing their focus on small businesses.

Small Business 97

Small Business Digital Payments Payment APIs and Integration Credit Union 97

Finovate

AUGUST 20, 2024

BankShift harmonizes brands with banking technology, enabling community banks and credit unions to seamlessly embed their digital banking ecosystems within a brand’s app to create new revenue streams. They are focused on delivering real-time transaction monitoring and regulation filings.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

PYMNTS

DECEMBER 29, 2020

The benefits of instant payment services are gaining attention from companies that want to be able to transact with better visibility and cash flow information. Enabling rapid-fire transactions to become the norm requires a critical mass of banks and credit unions (CUs) adopting these rails, however.

Faster Payments 124

Faster Payments Payment APIs and Integration Real Time Payments Instant Payments 124

PYMNTS

MARCH 11, 2020

We’re also referring to voice transactions when we talk about frictionless.”. are going to be able to accept contactless transactions by the end of 2020,” he noted. “So Making the necessary investments is especially challenging for smaller community banks and credit unions (CUs), Good maintained.

Contactless Payments 103

Contactless Payments Payments Credit Union Processors 103

Finovate

AUGUST 22, 2024

Bud Financial Bud Financial is a transaction intelligence platform transforming raw financial data into rich actionable insights with added customer context and readable outputs for LLMs. Banks and credit unions. Banks, credit unions, insurance companies, SMBs, and others using physical checks.

Credit Union 52

Credit Union Payment APIs and Integration OFAC UCC 52

Finovate

APRIL 18, 2024

Features Utilizes a robust cloud-based Loan Management System Delivers reliable, scalable, and proven BNPL capability Offers a comprehensive front-to-back solution covering all lending and BNPL transactions Provides post-purchase financing Who’s it for? Banks, credit unions, payment providers, and SMBs.

Credit Union 59

Credit Union Credit Union Service Organization BNPL Community Banks 59

Bank Automation

OCTOBER 4, 2024

As real-time payments become integral to growth strategies, small financial institutions are increasingly signing on with instant payment rail FedNow to boost transaction volume and improve efficiency.

FedNow 52

FedNow Federal Reserve Credit Union Real Time Payments 52

Finovate

SEPTEMBER 3, 2024

Asset managers, retirement players, insurance companies, banks, private equity funds, and employers. Cyphr LoanReady by Cyphr is a tool that complements Loan Origination Systems and helps community banks and credit unions get more small businesses approved for loans with readiness screening or empathetic declines.

Credit Union 52

Credit Union Community Banks Compliance Automation 52

Tearsheet

MAY 1, 2024

National and Regional banks are the preferred choice for real-time payment rails: Healthcare provider SMBs exhibit a greater propensity to adopt a real-time payment system as their primary payment method when they are affiliated with a national or regional bank, rather than a local bank or credit union (CU).

Real Time Payments 119

Real Time Payments Credit Cards RTP PayPal 119

PYMNTS

JULY 29, 2020

The COVID-19 pandemic is highlighting how necessary these solutions are for consumers’ banking needs, however, and how high their standards for these channels have become. Around The Credit Union World. Numerica Credit Union is another CU that has seen usage of both online and mobile banking solutions jump.

Credit Union 67

Credit Union Online and Mobile Banking Remote Deposit Capture Mobile Banking 67

PYMNTS

OCTOBER 6, 2020

“Banks are good at creating pain points by making customers sign several forms and documents, Dimon told Sibos attendees. “We We are doing a much better job now at easier, faster and quicker transactions. billion people – will likely be using online and mobile banking services by 2024. We've got to do more of it.”.

Online and Mobile Banking 102

Online and Mobile Banking ATM Mobile Banking Ubiquitous 102

Finovate

SEPTEMBER 4, 2024

. “We are pleased to collaborate with Moov on this unique solution that will provide modern, innovative business payment capabilities to our clients that are seamlessly integrated with deposit and core banking services.” Jack Henry is a publicly-traded company on the NASDAQ under the ticker JKHY.

Payment APIs and Integration 59

Payment APIs and Integration Credit Union Reconciliation Payments 59

PYMNTS

FEBRUARY 8, 2019

In a reported phishing campaign that began last month, Bank Secrecy Act (BSA) officials at credit unions in the U.S. The emails, which were sent to each contact with their names, asked the BSA officers to review a PDF file that was attached to the email to review a transaction.

BSA 53

BSA Phishing NCUA Credit Union 53

PYMNTS

JANUARY 18, 2018

The volume of same-day automated clearing house (ACH) transactions is expected to rise over the coming months, BusinessInsider reported. A similar number of institutions — 78 percent — expect credit volume will grow at a steady rate over the next six to nine months. “Use based FIs offer same-day credits. billion transferred.

NACHA 43

NACHA ACH Same Day ACH Transactions 43

PYMNTS

JANUARY 24, 2019

Also, 135 million transactions were processed during that same time. Zelle’s growth has been boosted by a reliable influx of new banking institutions that have begun to use the service. A number of small community banks and credit unions have been adding Zelle, mostly because they want to up their technological services to customers.

Zelle 69

Zelle Volume Process Venmo 69

PYMNTS

SEPTEMBER 13, 2016

Along with that growth in card numbers, said the firm, purchase transactions and volumes are also on the upswing. In a press release detailing the survey results, Entrust Datacard noted that instant issuance technologies were first adopted by smaller banks and credit unions almost a decade-and-a-half ago.

Card Issuer 69

Card Issuer Debit Card EMV Issuers 69

The Fintech Times

AUGUST 12, 2024

US consumers are increasingly turning to debit cards for their everyday transactions, driving a significant surge in the number of transactions and overall spending. The 2024 PULSE Debit Issuer Study reveals that in 2023, the total number of debit cards, transactions and annual spending per active card all saw substantial increases.

Debit Card 64

Debit Card Consumer Debit Transaction Point-of-Sale (POS) 64

PYMNTS

NOVEMBER 2, 2020

While much has been written about India’s vast unbanked population — roughly one-eighth by the World Bank’s estimates — the more important issue to really look at is how much of India ’s population is under banked , Mandar Agashe , founder, managing director and vice chairman of Sarvatra Technologies told Karen Webster.

Debit Card 84

Debit Card Push-to-Card FinTech ATM 84

Finovate

APRIL 24, 2025

Features AI-driven financial spreading with human validation for 100% accuracy Same-day turnaround across all formats and geographies Built-in credit memo, ratio analysis, and benchmarking Who’s it for? Commercial banks, community banks, credit unions, B2B fintechs, etc.

Credit Union 52

Credit Union Payment APIs and Integration Non-Bank Compliance 52

Finovate

OCTOBER 17, 2024

Terms of the transaction have not been disclosed. Terms of the transaction were not disclosed and the deal is subject to approval by FINRA. Apex Fintech Solutions has agreed to acquire fintech design agency, FinTron. Apex Fintech Solutions’ subsidiary Apex Clearing made its Finovate debut at FinDEVr Silicon Valley in 2015.

Acquirers 69

Acquirers FinTech Advisors Credit Union 69