Finextra

JULY 7, 2025

In mid-2024, the company announced that this AI approach doubled the detection rate for compromised cards before fraud occurs. Thanks to AI optimizations, transaction processing time was cut by up to 60% without compromising security. Originally launched as a text-based service, Eno expanded to voice interfaces and smart speakers.

AI

The Fintech Times

MAY 1, 2025

In this weeks Behind the Idea, we speak to Sheetal Lalwani , COO and co-founder, about Juspays origins, lessons learned from working on UPI and why the company is betting on open source and AI as it scales globally.

Authentication

Nanonets

APRIL 24, 2025

The classification CSV contains file names, page numbers, classifications, and links to access the original pages. Validation  The CSV outputs are imported into their internal application, where a two-member validation team (reduced from the original six) reviews the automated classifications.

Underwriting

The Payments Association

JUNE 23, 2025

The origin of a transformative instrument GrowthHub was founded on a straightforward yet ambitious question: How can we assist businesses in making more informed decisions based on their payment data? GrowthHub examines these structures and recommends routing strategies that minimise expenses without compromising approval rates.

Technology

Fintech News

FEBRUARY 2, 2025

By addressing the opportunities and challenges posed by these innovations, Pathway 2035 sparks the dialogue for progress without compromising security or trust. Origins and Collaborative Development Pathway 2035 builds on the BIS working paper Finternet: The Financial System for the Future , co-authored by A. Carstens and N.

Innovation

Finextra

AUGUST 1, 2025

Additionally, Barrons highlights SoFi’s outstanding performance, with a 44% revenue increase and record loan originations, underscoring fintech’s resilience and growth potential. Simultaneously, regulatory frameworks will evolve, demanding fintech firms adapt to stringent standards without compromising innovation.

FinTech

Finextra

JUNE 18, 2025

Flagright’s AI-native transaction monitoring and AI forensics gives us the ability to better understand user behaviours, whilst protecting our customers.

AML

Stax

JULY 7, 2025

The payment terminal adds the surcharge amount to the original transaction amount, presenting the total. When communication is done well, customers understand that surcharging is not only a reasonable compromise but can also benefit them more than an across-the-board price increase to cover these costs.

Credit Cards

Finextra

JUNE 19, 2025

September 25th 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar How can banks scale AML compliance in an increasingly complex and high-risk environment without compromising the commercial client experience? How do banks move beyond throwing people at the problem?

AML

The Fintech Times

NOVEMBER 16, 2024

If the UK wants to stay competitive, the government must aim for a framework that promotes innovation without compromising trust and security.” All stakeholders need to play their part in protecting consumers if we’re serious about their safety.”

Returns

The Payments Association

MARCH 17, 2025

Raising this threshold to 20-25% (in line with jurisdictions such as Singapore and Brazil) would facilitate larger, quicker investments in payments firms, fostering greater financial resilience without compromising regulatory oversight. Learning from these models could help the UK remain a competitive destination for fintech funding.

Regulations

EBizCharge

MAY 5, 2025

When implemented correctly, zero cost processing enables businesses to retain more revenue without compromising customer choice. POS systems should print receipts showing the original amount and the discounted cash price. Do ACH transactions support zero cost credit card processing?

Credit Cards

Trade Credit & Liquidity Management

JUNE 11, 2025

When MCA funders fail to reconcile in a declining revenue environment, the fixed daily withdrawals quickly exceed the originally contracted percentage of receivables. Publisher’s Note: This article was originally published in the ABF Journal , and is reprinted above in its entirety with the permission of the author and publisher.

Reconciliation

Trade Credit & Liquidity Management

JUNE 23, 2025

While it's tempting to assume that slow payments are solely a customer-side problem, many of the most common causes originate within your own operations: inaccurate invoices, format mismatches with accounts payable (AP) systems, outdated payment options, and overly liberal credit policies.

UCC

The Paypers

JUNE 27, 2025

Both instruments originate from the same legal compartment, ensuring regulatory compliance and operational consistency across formats.

Security

Nanonets

OCTOBER 27, 2024

” 13 stripes, 7 red stripes and 6 white stripes, which represent the original 13  colonies that declared independence from  Great Britain. ✅ ” The final English translation matches the original sentence perfectly! ” Oh, becoming an actor is so original! Easy peasy, right?

Laws

Finextra

JULY 4, 2025

The blockchain space has long lacked a solution that allows regulated financial institutions to operate on-chain without compromising privacy, control, or compliance. The network has seen notable growth over the past year with nearly 400 participants across its ecosystem, including global leaders in both traditional and decentralized finance.

Interoperability

Nanonets

NOVEMBER 14, 2023

Business Email Compromise (BEC) is a cyber threat that exploits the vulnerabilities of email communication. Perpetrators impersonate trusted entities, such as executives or vendors, employing social engineering techniques to coerce employees into compromising actions. What is Business Email Compromise (BEC)?

Email Compromise

PYMNTS

JUNE 24, 2020

Telegram told Russian tech publication Kod.ru, which originally reported the information on Tuesday (June 23), that the information was exposed through the app’s built-in contact export feature while a user was registering. PYMNTS reported that around one in 10 U.K.

Breach

FICO

JUNE 17, 2019

In this series, I discussed how digital transformation is reshaping the origination processes and improving the customer experience. Doing so can lead to more flexible offers for consumers and increased sales for dealers, without compromising risk or compliance standards. Previous blogs: Reinventing Originations in the Digital Era.

Origination

VISTA InfoSec

SEPTEMBER 5, 2024

In addition, insider threats pose significant risks, as employees may inadvertently or maliciously compromise sensitive information. These tactics can have destructive effects on an organization, leading not only to financial losses but also to a compromise of client trust and brand reputation.

Security

VISTA InfoSec

OCTOBER 21, 2024

In addition, insider threats pose significant risks, as employees may inadvertently or maliciously compromise sensitive information. These tactics can have destructive effects on an organization, leading not only to financial losses but also to a compromise of client trust and brand reputation.

Security

VISTA InfoSec

JUNE 27, 2024

Upon investigation, it was revealed that personal information such as student names, addresses, dates of birth, and potentially other sensitive details had been compromised. However, it is not clear where the data originated from as it was not from Snowflake.

FBI

Fi911

MAY 7, 2024

Consequences of Being Added to the TMF The effects of being listed on the TMF are extensive and can severely compromise a business’s operations. For example, proving a mistake was made in the original TMF placement. There are very few ways to remove the business from the list before this period expires.

PCI DSS

PYMNTS

SEPTEMBER 26, 2016

These connected devices have been reported as vulnerable to hacks and, when compromised, can be used to send extremely large volumes of traffic to a site. While it’s difficult to track the source of the attacks, the majority of the online traffic hitting the victimized sites has originated from China, South Korea, Taiwan and Vietnam.

Compromise

Segpay

NOVEMBER 20, 2024

This multi-modal approach ensures that even if one fingerprint is compromised, the system is still secure. These systems provide an added layer of security, ensuring that even if one method is compromised, the others stay intact. A biometric trait, unlike a password, cannot be easily changed if compromised.

Security

PYMNTS

APRIL 26, 2019

A P2P (peer-to-peer) technology ingrained in millions of IoT ( Internet of Things ) devices, including security cameras, smart doorbells, baby monitors and video recorders, has many security flaws that allow them to be compromised easily, exposing users to dangers from eavesdropping, credential theft and takeovers from remote locations.

P2P

PYMNTS

DECEMBER 29, 2020

ML is a powerful, flexible tool in the fight against cybercriminals who attempt to compromise debit payments. Leveraging Machine Learning, Rules-Based Analysis To Fight Debit Fraud.

Debit Card

FICO

JUNE 11, 2020

While convenient for customers, unattended pumps make it easier for use fraudsters use compromised cardholder information (available in plentiful supply on the Dark Web ) to make fraudulent purchases. . How FICO pinpoints fraudulent fuel transactions. For example, let’s say there’s a flurry of cardholder activity in a new state.

EMV

PYMNTS

APRIL 2, 2020

On Thursday (April 2), Bottomline Technologies announced it will offer lenders a simplified Small Business Administration (SBA) loan application platform to originate credit online under the “Paycheck Protection Program.”.

Small Business

VISTA InfoSec

JUNE 7, 2024

By default, ZTNA solutions assume that no individual user, or anything with an IP address, is inherently trustworthy, no matter the individual’s role or title within the company and no matter where a particular session or workload originates. How Will a ZTNA Solution Benefit Your Company?

Micro-Entry

PYMNTS

APRIL 7, 2020

The 2020 Association for Financial Professionals (AFP) Payments Fraud and Control Survey underwritten by JPMorgan found that business email compromise (BEC) was the most noted origin of tried or actual fraud incidents in 2019, according to an announcement. That figure marks the second-highest percentage in the past 10 years.

Business Email Compromise

PYMNTS

JUNE 9, 2020

The number of Nintendo accounts compromised by hackers was nearly double the amount reported two months ago, according to TechCrunch. On Tuesday (June 9), Nintendo confirmed that another 140,000 accounts were compromised. The Nintendo Network provides games and content via the internet and can contain credit card numbers.

Accounts

Wharton Fintech

NOVEMBER 2, 2023

Here’s a preview of what you can anticipate in this conversation: On her own career: “I became a better mum for having a job throughout the period of being a parent… I evolved into being a better worker and coworker and probably boss for having been a mum at a young age because I had to learn the art of compromise.”

AI

PYMNTS

OCTOBER 7, 2016

billion instead of the original $4.8 Yahoo was hacked in 2014, and 500 million user accounts were compromised, but the company delayed disclosure of the hack until recently. Verizon originally planned to scale its AOL group with the addition of Yahoo to compete with Google and Facebook for digital ads.

Origination

VISTA InfoSec

SEPTEMBER 30, 2024

Data breaches, cyberattacks and misuse of personal information are severe threats challenging the privacy of customers data, they can not only damage a companys reputation but can also lead to heavy fines if compromised. To overcome these challenges, data protection laws are established. Key Responsibilities of a Data Protection Officer 1.Monitoring

CCPA

VISTA InfoSec

OCTOBER 21, 2024

Data breaches, cyberattacks and misuse of personal information are severe threats challenging the privacy of customer’s data, they can not only damage a company’s reputation but can also lead to heavy fines if compromised. To overcome these challenges, data protection laws are established.

CCPA