The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

JANUARY 2, 2025

Fraud involving faster payments is a growing challenge that requires vigilance and innovation, said Lee Kyriacou, Chair of the FPC Fraud Work Group. stakeholders to adopt innovative approaches that protect consumers, businesses, and financial institutions. Collaboration and innovation are essential in combating fraud.

Faster Payments 98

Faster Payments Mitigation FPC Payments 98

Fintech Finance

JUNE 25, 2025

” Nicole Green, VP Product strategy, Innovation and Policy at Yapily, said : “Businesses are telling us they need lower costs and better security – which is what open banking offers. “But first agreeing on a consumer protection model that works for both consumers and merchants is a priority for open banking.

Payments 87

Payments Consumer Protection On-Demand Data Breach 87

Fi911

MAY 22, 2025

Why an Upgrade is Needed PSD2, implemented in January 2018, was designed to transform the EU payments ecosystem by enhancing competition, boosting innovation, and strengthening consumer protections. Consumer Protection with stronger authentication and fraud prevention measures, such as Strong Customer Authentication (SCA).

Payment APIs and Integration 66

Payment APIs and Integration Fraud Prevention Consumer Protection API 66

Fintech Finance

MAY 20, 2025

A Censuswide survey of 500 senior leaders in the UK’s money service sectors with elevated risk profiles – including wealth management firms, crypto and gaming firms – found that nearly half (48 per cent) say fraud is their biggest challenge, with two in five (43 per cent) citing it as a direct blocker to innovation.

Risk 96

Risk Finance Embedded Finance Security 96

Fintech News

DECEMBER 9, 2024

The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion. However, this embrace of the new is not without a cautious side, as Singapore carefully balances innovation with robust regulation and consumer protection.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

The Payments Association

JUNE 16, 2025

Jaspreet Kaur Senior consultant, Digital Finance "Consumer protection and fraud prevention needn’t be at odds with one another; one can, instead, complement the other. Such a model enables firms to proactively stay on top of both their consumer protection and their fraud risk management obligations."

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

The Payments Association

NOVEMBER 29, 2024

But how banks innovate will determine whether they can meet account holder expectations, compete with traditional and nontraditional [organisations, realise] their growth goals and, ultimately, survive.” His article, “Payments play a major role for future-ready banks,” was published by BAI Banking Strategies in July 2024.

Disputes 88

Disputes Issuers Card Issuer Payment APIs and Integration 88

The Payments Association

DECEMBER 9, 2024

It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. VE3 Managing Director Manish Garg believes payments companies face a fundamental challenge: how to innovate responsibly without breaching data privacy laws.

Privacy 88

Privacy Payment Security AI Security 88

The Fintech Times

NOVEMBER 2, 2024

Yet, as the country opens its doors to the world with a commitment to sustainability, it is also embracing digital innovation to reshape its financial sector. Tucked between the giant economies of China and India, the Kingdom of Bhutan has traditionally kept itself isolated, relying heavily on rural agriculture and local industries.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

Fintech Finance

JULY 17, 2025

BNPL FCA regulation is set to bring key consumer protections to buy now pay later lending in the UK. These BNPL rules mirror protections in other types of credit. The Financial Conduct Authority proposes affordability checks, complaint access via the Ombudsman, and mandatory support for borrowers in difficulty.

BNPL 52

BNPL Rules Consumer Protection Checks 52

Fintech Review

MAY 14, 2025

Safeguards protect consumers, ensure market stability, and maintain trust. However, strict regulations can sometimes stifle innovation, especially for fintech startups trying to disrupt the status quo. They are one of the most important tools regulators have introduced to support responsible financial innovation.

Innovation 52

Innovation FinTech Cross-Border Regulations 52

The Payments Association

OCTOBER 28, 2024

Investment in consumer education, combined with continued innovation in fraud detection technologies, will be essential in mitigating these growing risks. New APP reimbursement rules The introduction of new APP fraud reimbursement rules on 7 October 2024 marks a significant step in enhancing consumer protection.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. Industry stakeholders and regulators must collaborate to refine risk-based policies that enable innovation while safeguarding financial integrity.

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech News

DECEMBER 18, 2024

This framework aims to foster innovation while ensuring robust risk management and responsible technological progress in the financial sector. This new investment aims to enhance Superbanks services and develop innovative financial products to meet the diverse needs of its customers. trillion (US$73.3

FinTech 117

FinTech Law Enforcement Financial Literacy Innovation 117

The Fintech Times

JUNE 26, 2025

An open banking solution Nicole Green, VP API product strategy, innovation and policy, Yapily Nicole Green , VP product strategy, innovation and policy at Yapily, said: “Businesses are telling us they need lower costs and better security, which is what open banking offers.

Consumer 59

Consumer Consumer Protection Payments Data Breach 59

The Fintech Times

FEBRUARY 19, 2025

The UK’s competition regulator aims to ensure effective competition in mobile ecosystems to ensure that businesses have the opportunity to innovate and deliver services and technology developments to consumers, including (but not limited to) digital wallets. What are the next steps?

Regulations 72

Regulations Underserved Authorization Innovation 72

Fintech News

JULY 10, 2025

Crypto’s rapid innovation has consistently outpaced the ability of traditional oversight frameworks to respond effectively. But after repeated blowups, the motivation for stricter enforcement goes towards protecting people and, at the same time, shielding financial systems from emerging and time-critical risks.

Regulations 79

Regulations Due Diligence SWIFT Money Laundering 79

Fintech Review

APRIL 11, 2025

Banks acquire or partner with fintech startups to accelerate innovation. This increases competition and innovation. Policymakers face the challenge of encouraging innovation while safeguarding consumers and preserving financial stability. Consumer protection is a top priority.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

MARCH 3, 2025

The Payments Association , the trade group representing the payments sector, has launched its Payments Manifesto for 2025, urging the UK government to modernise the payment infrastructure to ensure consumer protection.

Government 59

Government Governance Financial Inclusion Consumer Protection 59

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Why is it important?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Payments Association

NOVEMBER 28, 2024

In the UK, consumers and businesses make around 1,500 transactions every second. The government aims to simultaneously boost the economy and drive innovation in payments, via the National Payments Vision and Strategy, which has been shaped by views and inputs of over 100 financial institutions.

Authentication 88

Authentication Regulations IBAN Fraud Prevention 88

Fintech Finance

FEBRUARY 12, 2025

With the new office launch, Ant International will work more closely with local partners in the payment ecosystem to provide innovative payment solutions and inclusive financial services to local acquirers and merchants, especially SMEs doing business in KSA to empower their sustainable growth.

Payment Gateways 59

Payment Gateways Acquirers Debit Card Digital Payments 59

Innovative Payments Association

JANUARY 14, 2025

With a new administration and the 119th Congress taking office, the Innovative Payments Association (IPA) is doubling down on its commitment to advocate for clear policies and promote innovation in financial services. These innovations have brought more people into the mainstream financial system than ever before.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB FDIC Consumer Protection 52

Fintech Finance

MAY 2, 2025

This will allow businesses to streamline operations, reduce costs and enhance consumer trust through robust security and consumer protection frameworks, whilst offering the potential to transform payment experiences across the UK economy.

Payments 81

Payments Consumer Protection Automation Government 81

The Fintech Times

MAY 4, 2025

The American Fintech Council (AFC), the premier industry association representing responsible fintech companies and innovative banks, has urged the US Senate to expand access to responsible and affordable credit in a new letter.

FinTech 49

FinTech Underserved Non-Bank Consumer Protection 49

The Fintech Times

JUNE 28, 2025

Maybe presenting consumers with alternatives, such as educational materials or limits on credit card crypto purchases, would enable them to make better choices while still protecting their financial health. At the end of the day, consumer protection should be combined with access to new markets.”

Credit Cards 66

Credit Cards Consumer Push-to-Card Consumer Protection 66

Fintech Finance

MARCH 12, 2025

The payments industry is evolving rapidly, and with increased scrutiny on payment services and electronic money providers, maintaining a robust and dedicated regulatory framework is critical to ensuring stability, innovation, and consumer protection in support of the National Payments Vision.

Government 59

Government Governance Regulations Payments 59

Fintech Finance

FEBRUARY 5, 2025

Curve , the ultimate digital wallet, has become the first to offer section 75 protection on purchases made through its Wallet. This is a step change in consumer protection, allowing users to make payments without worrying about losing money if a product is faulty or if theres a problem with the purchase.

Debit Card 59

Debit Card Consumer Protection Credit Cards Consumer 59

Finextra

JUNE 23, 2025

It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. The moment Washington signalled that stablecoins are officially welcome (within well-defined guardrails), JP Morgan and its peers effectively got a green light to innovate.

Embedded Finance 52

Embedded Finance Stablecoins Finance Payment APIs and Integration 52

The Fintech Times

APRIL 4, 2025

“Im thrilled to join Krakens mission at this critical moment, and to lead our expansion efforts, ensuring we continue to serve our clients long-term with innovative and compliant products.” In fact,30 per cent of Canadian investors have or currently hold cryptoassets, according to Innovative Research Group s 2024 Investor Survey.

Security 52

Security Bitcoin ATM Consumer Protection 52

The Payments Association

JUNE 16, 2025

Continued collaboration is essential to ensure security, usability, and trust in this evolving financial innovation. A successful digital British pound hinges on a well-defined product, clear processes, and expert people to balance innovation with risk. Meanwhile, startups and fintechs have a window of opportunity to innovate.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Finextra

JUNE 17, 2025

The payments processor was accused of abusing the credit-card system and enabling deceptive foreign operators to access it, costing consumers millions of dollars.

FTC 64

FTC Scams Federal Trade Commission Privacy 64

The Payments Association

JULY 18, 2025

David Abbott VP Payments Business and Strategic Accounts, Tuum “With increased scrutiny on payment services and electronic money providers, maintaining a robust and dedicated regulatory framework is critical to ensuring stability, innovation and consumer protection in support of the National Payments Vision.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Finextra

JUNE 23, 2025

While further regulation is welcome in the wake of the Consumer Credit Act review, it must strike a delicate balance to safeguard consumers without stifling innovation and the UKs competitiveness. The UKs National Payments Vision emphasises continued growth and innovation, and any regulatory framework must align with this.

BNPL 52

BNPL Regulations AI Authorization 52

Finovate

APRIL 4, 2025

“As a result, our Canadian clients now benefit from a solid regulatory foundation, ensuring access to some of the most innovative and secure crypto products in the local ecosystem under the supervision of the Ontario Securities Commission (OSC).” Here is our look at fintech innovation around the world.

Mitigation 59

Mitigation Cross-Border Acquirers Security 59