Fintech News

MARCH 11, 2025

This collaboration utilises Pine Labs multi-issuer payment platform and aims to streamline the instalment payment process for businesses. Previously, merchants typically needed separate agreements with multiple issuers and deployed numerous payment terminals to handle instalment transactions.

Cross-Border 107

Cross-Border Issuers Credit Cards On-Demand 107

Fintech Finance

JANUARY 14, 2025

The whitepaper, specifically designed for banks and financial institutions, delves into the pivotal role CaaS plays in reshaping the payments landscape – companies that implement CaaS can see a reduction in time-to-revenue by up to 50% compared to traditional methods, with new issuers benefitting from card programmes much sooner.

Visa 105

Visa Issuers Payments Processors 105

The Payments Association

JUNE 24, 2025

Consumer behaviour has always been a massive force for change, and the payments industry is no exception. The trend towards sustainability and especially the movement of consumers towards a sustainable lifestyle is one that the payments industry has addressed—somewhat.

Innovation 88

Innovation Card Issuer Payments Issuers 88

Fintech News

JUNE 25, 2025

This type of fraud occurs when customers dispute legitimate transactions, resulting in chargebacks that are costly and time-consuming for businesses. Initially launched in the United States, the program aims to support both large and small businesses by enhancing data sharing between merchants and card issuers.

APACS 87

APACS Addressing Visa Disputes 87

The Fintech Times

JUNE 28, 2025

To find out what different industry participants think about the decision, whether it’s a sensible move to increase protections or infringes on consumer choice, we reached out to find out what they have to say. For issuers, this is directly about operational risk. “Fraud is another factor.

Credit Cards 66

Credit Cards Consumer Push-to-Card Consumer Protection 66

Fintech Finance

MARCH 12, 2025

“This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions,” says João Del Valle , CEO and Co-founder of EBANX. In Mexico, this figure reaches 55%.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

Fintech Finance

FEBRUARY 24, 2025

This collaboration aims to deliver innovative tokenization solutions to issuers and fintechs across the Australian and New Zealand markets. These solutions will enable issuers and fintechs to efficiently activate OEM (Original Equipment Manufacturer wallets), including popular options such as Apple Pay, Google Pay, and Samsung Pay.

PCI DSS 89

PCI DSS Issuers Push-to-Card Digital Payments 89

Fintech Finance

JULY 26, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it is working with Visa and Affirm to offer the Visa Flexible Credential, a single card product that can toggle between payment methods, putting the power of choice in the hands of the consumer.

Credential 98

Credential Processors Issuers BNPL 98

The Fintech Times

FEBRUARY 17, 2025

SCBHK, Animoca Brands and HKT have been jointly participating in the HKMA stablecoin issuer sandbox launched in July 2024, to explore how stablecoins can play a key role in the development of financial markets and payments by bridging Web3 and traditional finance, thus strengthening Hong Kongs position as a global digital assets hub.

Stablecoins 104

Stablecoins Issuers Use Case Cross-Border Payments 104

Fintech Finance

NOVEMBER 13, 2024

Fraud rates are seven times higher online than in stores1, as criminals exploit exposed card numbers, creating headaches for cardholders and huge losses for merchants and card issuers. These advancements provide significant benefits to the wider ecosystem, including banks, consumers, and businesses.

Visa 98

Visa Authentication Issuers Payments 98

The Payments Association

NOVEMBER 29, 2024

Managing fraud cases has been a top challenge for card issuers, according to recent studies. Rising operations and outsourcing costs and burgeoning fraud recovery caseloads make it especially challenging for issuers to meet chargeback deadlines and avoid cardholder write-offs.

Disputes 88

Disputes Issuers Card Issuer Payment APIs and Integration 88

The Payments Association

OCTOBER 28, 2024

The card scheme Click to Pay mandate underscores this evolution, making it mandatory for issuers to adopt a more streamlined, card-on-file experience that prioritises security and user convenience. But beyond compliance, what does Click to Pay mean for the payments industry today, and how can card issuers navigate this transition effectively?

Card Issuer 88

Card Issuer Issuers Payment APIs and Integration Interoperability 88

Payments Source

JANUARY 25, 2021

Biometric authentication has always been a challenging subject with consumers, who are accustomed to using the technology to unlock their phones but are still wary about how much personal information they share with retailers and card issuers.

Contactless Payments 215

Contactless Payments Card Issuer Issuers Authentication 215

NFCW

JANUARY 31, 2025

BIOMETRICS: Life Card is to start issuing payment cards with fingerprint verification Japanese credit card issuer Life Card is to begin issuing cards containing a built-in fingerprint verification sensor this year, in a move that marks the first commercial launch of biometric payment cards in Japan.

Card Issuer 102

Card Issuer Verification Issuers Credit Cards 102

Fintech Finance

MARCH 6, 2025

ANZ and Suncorp Bank are the first two issuers live with eftpos multi-network debit cards in the Google Wallet, with other issuers to follow over the course of 2025. From today, ANZ and Suncorp Bank Visa debit cards directly added into the Google Wallet will have LCR enabled, with onboarding for remaining issuers to continue this year.

Debit Card 78

Debit Card Issuers Debit Network Small Business 78

Fintech Finance

MARCH 6, 2025

ANZ and Suncorp Bank are the first two issuers live with eftpos multi-network debit cards in the Google Wallet, with other issuers to follow over the course of 2025. From today, ANZ and Suncorp Bank Visa debit cards directly added into the Google Wallet will have LCR enabled, with onboarding for remaining issuers to continue this year.

Debit Card 78

Debit Card Issuers Debit Network Small Business 78

Finextra

APRIL 24, 2025

NCR Atleos Corporation (NYSE: NATL) (Atleos), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today announced it has entered into a long term business relationship to bring Atleos Allpoint Network to more than 4,000 7-Eleven stores across the United States providing expanded, more convenient (..)

Issuers 84

Issuers Transactions Consumer 84

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. The issuer takes on the risk of credit and extends funds to complete the transaction on behalf of the cardholder.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. fraudulent charges) The main purpose of chargebacks is to protect consumers from shady vendors or fraudulent activity. If not, filing a chargeback is the next best option.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Payments Association

JULY 19, 2024

Card issuer processors face integration, compliance, and fraud challenges but can stay competitive by streamlining processes and enhancing customer experiences. Read more

Card Issuer 88

Card Issuer Processors Issuers Compliance 88

The Fintech Times

JULY 9, 2025

Despite financial institutions’ best intentions in East Africa, many are struggling to keep up with consumer demands due to limitations of legacy systems and resource constraints. Stanchion’s Payment Fabric offers advanced integration capabilities that enable issuers to deliver new functionality.

Issuers 59

Issuers Payments Accreditation Credential 59

Tearsheet

JULY 17, 2024

80% of consumers believe that easier access to this information would improve their process of investigating an unrecognized transaction, according to the research. In payments, consumers feel the most powerless when it comes to managing subscriptions. For banks, digital receipts are a customer retention strategy.

Issuers 80

Issuers Consumer Visa Disputes 80

Cardfellow

JUNE 16, 2025

The minimum purchase amount must not exceed $10 (or other amount as set by law), does not apply to transactions made with debit cards, and cannot differentiate on the basis of the issuer or payment card network.” After all, they make money when consumers use their cards. ” – Visa “MasterCard permits any U.S.

Credit Cards 98

Credit Cards Federal Reserve Debit Card Visa 98

Fintech News

APRIL 29, 2025

The initiative aims to enable secure, seamless transactions through generative AI agents across consumer and business platforms. Banks will also be able to integrate tokenised credentials into AI platforms, giving issuers continued visibility and control.

Visa 87

Visa AI Credential Contactless Payments 87

Fintech Finance

DECEMBER 6, 2024

The Mastercard Payment Passkey Service streamlines e-commerce and revolutionizes the consumer journey. Mastercards research shows that 90% of consumers worldwide believe biometrics are more secure and convenient than passwords. For issuers, this is an alternative to have their cardholders authenticated, reducing fraud risk.

Visa 98

Visa Authentication Scams Payments 98

Fintech Finance

OCTOBER 28, 2024

This service is the first vertically integrated offering where a digital asset custodian, bank and card issuer will offer a comprehensive and integrated solution to its clients. Available to both U.S. These cards provide seamless access to FV Bank and offer global payment convenience and enhanced financial flexibility.”

Debit Card 145

Debit Card Online and Mobile Banking ATM Card Issuer 145

Finextra

JUNE 11, 2025

No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Visibility vs. Velocity: Financial Awareness in the Digital Age Digital payments introduce both clarity and opacity in consumer finance.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Payments Association

MAY 28, 2025

The cards seven-decade journey from manual imprinters to contactless payments has embodied a constant balancing act between security imperatives and consumer convenience. Manual card entry, inconsistent authentication requirements and consumer hesitancy about storing payment information often create a labyrinthine checkout process.

Credential 88

Credential Payments Issuers Visa 88

Payments Dive

APRIL 17, 2024

Despite an industry-backed lawsuit seeking to stop the Consumer Financial Protection Bureau’s new $8 late fee rule, bank card issuers are bracing for potential implementation.

Caps 161

Caps Card Issuer CFPB Issuers 161

Fintech Finance

NOVEMBER 28, 2024

Plus, fraud rates are seven times higher online than in stores , as criminals exploit exposed card numbers, creating headaches for cardholders and huge losses for merchants and card issuers.

Security 95

Security Visa Card Issuer Issuers 95

The Fintech Times

MAY 17, 2024

Consumer payment preferences are constantly evolving, meaning firms need to adapt to cater to these needs. At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. We’re announcing the next generation of truly digital-native payment card experiences.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Fintech News

JULY 14, 2025

OpenWay , the vendor of Way4, the top-ranked payment technology platform, explains why it is critical that issuers select software that lets them adapt fast and innovate without limits. The challenge for issuers is competing and coexisting in this fast-changing environment. Successful card issuers need platforms built to evolve.

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Fintech Finance

JANUARY 12, 2024

Dubai First , the consumer services platform under First Abu Dhabi Bank (FAB), has become the first issuer in the region to leverage Mastercard Token Connect to push customers’ tokenized card details from its mobile app to Click to Pay and digital wallets.

Issuers 92

Issuers Visa Push-to-Card Online and Mobile Banking 92

The Fintech Times

JANUARY 11, 2025

The Consumer Financial Protection Bureau (CFPB) has approved the Financial Data Exchange (FDX) as the first standard-setting body in an important step towards implementing open banking in the US. These standards can help companies to comply with the CFPB’s new open banking rules.

CFPB 101

CFPB Consumer Financial Protection Bureau (CFPB) Card Issuer Rules 101

The Fintech Times

JANUARY 10, 2025

By involving the issuing bank early in the transaction authorisation process, network tokens shift the liability from the merchant to the issuer. This early issuer involvement significantly boosts authorisation rates, which has the potential to align card-not-present approval rates with those of card-present transactions.

Research 69

Research Transactions Issuers Fraud Prevention 69

Fintech Finance

APRIL 4, 2025

“Credit and debit cards continue to play a leading role in the payment experience as money moves between banks, consumers, businesses and beyond in a complex, never-ending cycle. In the fight for customer loyalty, every payment card program is a vital opportunity to seize competitive advantage and drive growth.

Card Issuer 87

Card Issuer Issuers Debit Card Participant 87

Payments Dive

NOVEMBER 22, 2022

Consumer demand for credit cards rose this year over prior years, and card issuers increasingly approved their applications despite the worsening economic climate.

Credit Cards 151

Credit Cards Card Issuer Issuers Consumer 151