Fintech Finance

NOVEMBER 25, 2024

Designed to help consumers spread the cost of a large purchase into manageable payments directly at point of sale, HSBC Flexipay will be available to customers of its merchant partners, regardless of whether they have an existing HSBC relationship. We’re on a mission to change that. For more information visit www.hsbc.co.uk/loans/flexipay

Finance 98

Finance Payment Solutions Consumer Payments 98

The Payments Association

JANUARY 8, 2025

Currently, Turner is the chief product officer at Worldpay, helping lead a growth-focused transformation of high-scale industry players. Payments innovation is accelerating, forcing close collaboration with ecosystem partners to deliver sustainable advancements that benefit consumers, merchants, and fintechs alike, said Turner.

Advisors 88

Advisors Product PayPal Innovation 88

The Fintech Times

MARCH 19, 2025

The Financial Conduct Authority (FCA) is reviewing whether the 100 contactless limit should be removed or increased, aiming to give consumers and businesses more flexibility while keeping fraud protections in place. The consultation is part of wider efforts to encourage innovation in payments and support economic growth.

Contactless Payments 98

Contactless Payments Consumer Security Fraud Prevention 98

Fintech Finance

NOVEMBER 28, 2024

However, consumers are demanding more flexible options at checkout. Over half (54%) of British consumers choose online payment services such as PayPal, Google Pay and Klarna for online transactions, according to Statista (October 2024).

Consumer 98

Consumer Cross-Border Cross-Border Payments PayPal 98

Fintech Finance

MARCH 19, 2025

NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced it is expanding its credit reporting to Experian to include all of Affirms pay-over-time products beginning April 1, 2025. Having all loans reflected in a consumers financial profile will help protect and empower borrowers.

Product 78

Product Enrollments Consumer Payment Networks 78

Fintech Finance

MAY 20, 2025

Chargebacks911 , a global leader in dispute resolution and chargeback prevention, is warning UK merchants that inflationary pressures, trade disruption, and weakening consumer confidence are creating the perfect conditions for a sharp rise in chargeback abuse. Unfortunately, it’s the merchant who foots the bill.”

Consumer 75

Consumer Disputes Audit Mitigation 75

Fintech Finance

MARCH 4, 2025

Ascenda , the industry leader in loyalty-as-a-service, today announced the appointment of Jan Wilken as Chief Product Officer. Prior to joining Ascenda, Wilken was a Managing Director at JPMorgan Chase, including roles as Head of Card Strategy and Product Owner for the Credit Journey and MyHome programs.

Product 59

Product Finance Innovation FinTech 59

The Fintech Times

MARCH 23, 2025

Leveraging these capabilities, consumers will be able to see the impact of their purchases on climate and nature, and take action by supporting certified environmental projects. The collaboration comes as consumer demand for transparency and informed spending choices rises.

Consumer 71

Consumer Payments On-Demand Global Payments 71

NFCW

MARCH 28, 2025

The RAIN Alliance is to create a new standard that will enable manufacturers to integrate support for Ultra High Frequency (UHF) tag reading into standard smartphones, making it possible for consumers and enterprises to interact with products containing RFID tags without needing specialist equipment.

Interoperability 105

Interoperability Origination Authentication Product 105

The Fintech Times

FEBRUARY 24, 2025

UK retailers must look to adopt new technology allowing consumers to update card details seamlessly, or risk losing out on 4.3billion annually according to new research conducted by Opinium for Acquired.com , a payments business focused on recurring commerce.

Risk 59

Risk Consumer Research Product 59

Fintech Finance

APRIL 8, 2025

The NationsBenefits Flex Card is a prepaid card that provides members with access to funds that can be used to purchase or help pay for certain health plan-covered items, such as eligible groceries, meal delivery, over-the-counter products and more.

Consumer 59

Consumer Compliance Origination Security 59

The Fintech Times

MAY 11, 2025

In total, Stripe unveiled more than 60 product updates across its platform, including support for 25 new payment methods, AI-powered dispute management, expanded tax automation in over 100 countries and new tools for consumer card issuing and global payouts.

Stablecoins 40

Stablecoins AI Product Cross-Border 40

Finovate

APRIL 3, 2025

Waiting for regulatory clarity and consumer awareness could position Plaid for a stronger public debut down the road. Not only did the fintech expand its product suite, but it also saw an increase in organizations building with its account connection tools. Revenue is much higher.”

Consumer Financial Protection Bureau (CFPB) 141

Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 141

Fintech Finance

NOVEMBER 12, 2024

“The Visa Flexible Credential all started with a simple idea that consumers should easily be able to choose how they want to pay,” said Jack Forestell, Chief Product and Strategy Officer, Visa. consumers with the Affirm Card. The Affirm Card offers consumers a product with the flexibility to pay now or pay over time.

Credential 97

Credential Cross-Border Multi-Currency Online and Mobile Banking 97

Fintech News

DECEMBER 16, 2024

However, while e-wallets thrived in the contactless era, the post-pandemic shift back to tactile and physical elements in the banking space as well as consumers increasing demand for more personalization has brought to the fore premium and metal offerings as exhibited by neobank, Revolut, and its enticing Metal plans.

Issuers 120

Issuers Payments Payment APIs and Integration APACS 120

Fintech Finance

NOVEMBER 3, 2024

Affirm , the payment network that empowers consumers and helps merchants drive growth, has launched its flexible and transparent pay-over-time options in the UK. Founded in 2012, Affirm’s mission is to build honest financial products that improve lives. Consumers will always know what they owe upfront.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

Fintech Finance

MAY 14, 2025

Today Checkout.com, a leading global digital payments company, launches the inaugural Digital Economy Trust Index , which measures consumer confidence in digital platforms and ranks 16 countries based on security, transparency and user experience in the digital economy. You pay with chip and PIN or cash, and leave with your products in hand.

Economy 52

Economy Consumer Deepfake Consumer Protection 52

The Fintech Times

APRIL 10, 2025

Affirm , a payment network aiming to empower consumers and help merchants drive growth, is teaming up with Shopify , the internet infrastructure for commerce provider, to enable merchants in Canada to offer customers the option to pay in instalments.

Cross-Border 98

Cross-Border Payments Payment Networks Consumer 98

Fintech News

DECEMBER 22, 2024

Over the coming months, Featurespaces product suite will become part of Visas Risk and Identity Solutions business unit. The collaboration will leverage the companies’ combined knowledge, methodologies, and tools to deliver enhanced fraud protection services for businesses and consumers.

Fraud Detection 109

Fraud Detection AI Fraud Prevention Value Added Service 109

The Payments Association

OCTOBER 28, 2024

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech News

MAY 29, 2025

Beyond customer support, bolttech’s Gen AI Factory enables internal teams to develop and deploy generative AI applications across the insurance value chain, including underwriting, claims handling, customer service, and product development.

AI 111

AI Risk Assessment Bots Underwriting 111

Fintech News

OCTOBER 28, 2024

Payments giant Mastercard has introduced Bill Qkr , a digital solution aimed at simplifying recurring and one-time bill payments for consumers and businesses. Curacel in Africa will use Bill Qkr to support digital payments across its insurance platform, while Brazil’s FitBank expands secure payment options throughout Latin America.

Visa 128

Visa Push-to-Card Payments Facilitators 128

Fintech Finance

MARCH 25, 2025

The partnership’s aim is to enhance Fundiin’s risk management capabilities, reduce costs, and expand credit opportunities for Vietnamese consumers, especially the unbanked and underbanked. The company provides a seamless and stress-free payment experience for consumers while connecting over 800 retail partners to leading brands.

Risk Assessment 97

Risk Assessment Risk Management BNPL Best Practices 97

Fintech Finance

NOVEMBER 26, 2024

Biosmart can now move to industrialized production of biometric payment cards. Biosmart is a Korea based manufacturer with an annual production capacity of 50+ million payment cards. Biosmart is a trusted partner of leading banks in Asia, Middle East, Europe and USA.

Visa 98

Visa Finance Product Security 98

Bank Automation

APRIL 17, 2025

Digital-first Ally is focused on continued investment in new products to enhance consumers digital experience, Chief Executive Michael Rhodes said today during the $181.4 Ally Financial is exploring new internal use cases for gen AI and investing in client-facing digital capabilities. billion banks first-quarter earnings call.

Use Case 104

Use Case AI Automation Continuity 104

The Fintech Times

FEBRUARY 6, 2025

Telcoin Bank plans to offer fully regulated, bank-issued ‘Digital Cash’ stablecoins, alongside a suite of blockchain banking products and services. “The Nebraska charter creates an actual bank charter, and the first that is explicitly authorised to connect consumers to DeFi,” he added.

Regulations 141

Regulations Stablecoins Multi-Currency OCC 141

Fintech News

FEBRUARY 4, 2025

As fraudsters adapt to security measures and consumer awareness, it is crucial to examine the most prevalent fraud types, their impact on both consumers and businesses, and the measures necessary to counteract them. Phishing continues to be one of the most prevalent scams affecting both consumers and businesses.

Fraud Prevention 106

Fraud Prevention Phishing Authentication Disputes 106

Fintech News

DECEMBER 2, 2024

The Vietnam Consumer Trends 2024 report, released in October, explores key drivers set to fuel Vietnam’s growth and opportunities, highlighting that digital payment methods are gaining dominance, and helping improve financial inclusion and accessibility. Adoption of fintech products in Vietnam is expected to grow further.

Financial Inclusion 113

Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 113

Bank Automation

MARCH 14, 2025

to begin offering consumer loans directly through its Cash App Borrow product. Consumer loans were offered earlier through external partner First Electronic Bank. said its Square Financial Services industrial bank subsidiary received approval from the U.S. Federal Deposit Insurance Corp.

FDIC 92

FDIC Blocks Security Electronic Banking 92

Fintech News

MARCH 11, 2025

Dheeraj Chowdhry Dheeraj Chowdhry, Chief Business Officer – SEA, Pine Labs, said, This collaboration plays on the strength of Visas vast global network and Pine Labs tech capabilities to provide flexible and intuitive instalment payment options for consumers.

Cross-Border 107

Cross-Border Issuers Credit Cards On-Demand 107

The Payments Association

NOVEMBER 11, 2024

Initially lauded as a catalyst for innovation and consumer empowerment, its European rollout, while making significant progress, has fallen short of initial expectations. The vision was a marketplace where consumers could easily switch providers, negotiate better rates, and gain a more holistic view of their finances.

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Regulations 88

NFCW

JANUARY 23, 2025

The STEVAL-25R200SA kit incorporates ST’s new ST25R200 reader/writer IC and is designed to help engineers “quickly build proof-of-concept models to demonstrate convenient short-range wireless communications for device pairing, configuration setting, or product authentication to ensure brand protection,” ST says.

ISOs 107

ISOs Authentication Use Case Product 107

Fintech Finance

DECEMBER 6, 2024

The Mastercard Payment Passkey Service streamlines e-commerce and revolutionizes the consumer journey. Mastercards research shows that 90% of consumers worldwide believe biometrics are more secure and convenient than passwords. Upon successful authentication, the transaction is completed.

Visa 98

Visa Authentication Scams Payments 98

Fintech Finance

DECEMBER 17, 2024

In a landscape where speed and security are essential for consumers, PayU sets a milestone by becoming the first payment gateway in Colombia to integrate Google Pay (GPay). Globally, over 40% of consumers already use digital wallets, and in Latin America, the use of these tools is expected to grow by 30% annually in the coming years.

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech Finance

DECEMBER 19, 2024

This will bolster Visas fraud protection capabilities and enhance security for its customers and consumers worldwide. Over the coming months, Featurespaces product portfolio will be incorporated into Visas existing offering, expanding the available range of fraud prevention solutions and use cases.

Fraud Prevention 97

Fraud Prevention Financial Crimes Value Added Service AI 97

Fintech Finance

JANUARY 21, 2025

Backed by a highly innovative technology division and with support from renowned tech investor Rtekk, MuchBetters latest move aims to bring stylish and cutting-edge wearable tech items to the Canadian market and to disrupt established industries and product lines. billion in 2023 an increase of 32% in volume and 34% in value from 2022.

Contactless Payments 97

Contactless Payments Visa Payment Gateways Volume 97