The Fintech Times

JULY 26, 2025

  As scammers attempt to coerce people into sending payments that may not be eligible for refunds, including scams that originate on social media, PayPal is putting more information directly into customers’ hands, which will empower them to help stop scams in their tracks. The alerts intervene when it matters most – before any funds are sent.  As

Scams

The Payments Association

MAY 16, 2025

Conclusion: A strategic imperative for modern commerce Milen Marinov, chief product officer of Paytiko Payment orchestration has evolved beyond its original role as a transaction routing mechanism. They reduce technical complexity, unlock operational agility, and optimise every aspect of the payment journey.

Transactions

Fintech News

OCTOBER 27, 2024

The final framework includes the originally proposed duties and introduces a new fraud surveillance duty for FIs in response to public feedback. IMDA and telcos will continue to play our part in strengthening the ecosystem against scams.” These measures resulted in over 20 million SMSes being blocked since 2023.

Phishing

The Fintech Times

APRIL 7, 2025

The fintech industry body also recommends introducing shared liability for social media and telecommunications platforms for fraud originating on their platforms and networks. With the majority of fraud originating on social media platforms, it is clear a change in strategy is required if a crackdown on fraud is going to be successful.

Law Enforcement

Finextra

AUGUST 11, 2025

Investment of Relevant Funds Requirement: Firms may continue to invest safeguarded funds in the same secure and liquid assets as before, such as high-grade money market funds and government bonds. No expansion of eligible assets has been made. Update internal audit and risk monitoring plans to cover new safeguarding regime.

Reconciliation

The Payments Association

DECEMBER 9, 2024

Firms must adopt transparent AI practices, enhance regulatory frameworks, and continuously train models to navigate the evolving landscape of AI-driven threats. However, these regulations were not originally crafted with generative AI in mind. What’s next?

Privacy

Neopay

JUNE 20, 2025

70% of Authorised Push Payment (APP) fraud cases started online, with 16% originating through telecommunications networks. billion of unauthorised fraud was prevented in 2024, with banks continuing to strengthen their security systems and consumer education programs. million reported cases, up 14% from the previous year.

Continuity

Fintech Finance

JUNE 10, 2025

The originator of a payment has transparency into the status of transaction, including whether it has been accepted or rejected. This robust message standard offers multiple options for the originator to incorporate detailed remittance information with the payment. Payments are settled immediately, regardless of time of day.

Real Time Payments

The Payments Association

JANUARY 13, 2025

John Erik Setsaas Director of Innovation Tietoevry Banking With over 55% of scams originating on digital platforms, its time to double down on high, low and even no-tech solutions upstream. of total losses, indicating the difficulty victims face in identifying the origin of fraudulent activity. Entity Unknown scams accounted for 8.8%

Scams

Fintech News

JULY 21, 2025

Thredd #fintech #ewallet #payment #financialservices #fyp #foryou ♬ original sound – Fintech News Network – Fintech News Network Digital banks come from a different angle, like wealth management, says Cecilia. With stickiness and retention, you can actually draw in more partnerships to continue that virtual cycle.”

Central Bank

Fintech News

JULY 17, 2025

Originally launched in June 2024, Antom Copilot is described as the first AI agent dedicated to merchant payment services. With this latest upgrade, Antom Copilot continues to evolve into a payment partner to provide merchants with tailored solutions.

AI

Cardfellow

JUNE 25, 2025

Original Credit Transaction Not Accepted 13.9: Non-Receipt of Cash or Load Transaction Value Mastercard Chargeback Reason Codes Mastercard continues to have a long list of possible reason codes, as follows. The individual codes are: 10.1: EMV Liability Shift Counterfeit Fraud 10.2: EMV Liability Shift Non-Counterfeit Fraud 10.3:

Disputes

The Fintech Times

DECEMBER 21, 2024

Originally established in November 2020, the partnership between Affirm and Adyen began by making Affirm available to eligible Adyen merchants in the US, online and in-store through Adyens physical payment terminals. .

Payments

Fintech Finance

NOVEMBER 3, 2024

Any interest applied will be fixed and calculated solely on the original principal amount, meaning the amount of any interest does not ever increase or compound. We look forward to continuing to expand in the coming months.” In the UK, Affirm will initially offer its interest-free and interest-bearing monthly payment options.

Consumer

The Payments Association

JULY 19, 2025

Industry commentary “The payments market continually evolves, giving consumers and businesses more choice and greater convenience. virtual IBANs, international transfers), And the abuse of prepaid instruments to obscure the origin of funds or facilitate layering. The NRA does acknowledge sector diversity.

Money Laundering

Finextra

JULY 18, 2025

Jeremy Robinson, competition litigation partner, Harcus Parker, says: “We continue to hold these corporate giants to account through class action litigation to ensure Mastercard and Visa stop imposing unfair charges on businesses.”

Visa

EBizCharge

MARCH 14, 2025

There are four types of refunds, which include exchanges , full refunds , s tore credit , and final sale : Full refunds: Full refunds are the complete reimbursement of original purchase amounts delivered to customers when they return products or cancel services. Items must be unused, in original packaging, and include a receipt.

Returns

The Payments Association

JUNE 16, 2025

Social media platforms and telecommunications companies, where most scams originate in terms of both volume and value, must be brought into the discussions on accountability and stopping fraud at its source. Meanwhile, fraud techniques have continued to evolve at pace. The future fight against APP fraud is helped by technology.

Scams

Fintech Finance

AUGUST 7, 2025

With this license, Brex is officially authorized to operate across the entire EU, offering direct issuance of commercial credit cards and payment origination capabilities including direct debits and credit transfers. A dozen team members are currently on the ground, with plans to scale as Brex continues to grow its European footprint.

Payments Institute

The Fintech Times

NOVEMBER 4, 2024

It will fix any interest applied, calculating it based solely on the original principal amount – ensuring the amount of any interest does not increase or compound. We look forward to continuing to expand in the coming months.” The firm promises that consumers will always know what they owe upfront.

Regulatory Compliance

Finextra

JUNE 13, 2025

The original bank data stays protected, while the business uses the token for processing payments as if it were the real thing. In practice, this means organisations can continue to run payments efficiently — but without ever holding the real account data internally.

Data Security

Cardfellow

JULY 30, 2025

Additionally, if your original 3 years is up, look for any clauses about automatic renewals. Many contracts have 1-year auto-renewal if you don’t cancel prior to the original 3-year term. You’ll need to check if it’s compatible with other processors if you want to continue using it.

Accounts

The Fintech Times

MARCH 4, 2025

Moutaz Mashhour, chief HR, Neo Space Group Having originally planned to take some time away from work, Mashhour told Mark Walker , editorial director, The Fintech Times: When this opportunity presented itself, it was too good to pass over. He continued: When we developed our NSG salary structure, we had two tracks.

Agreements

Fintech News

NOVEMBER 24, 2024

” The hacker selling the data alleges it originated from IBM Aspera, a widely used file-transfer software. In parallel, Finastra is “assessing and communicating which of our products are not dependent on the specific version of the SFTP platform that was compromised,” ensuring continued service for unaffected clients.

Breach

The Fintech Times

APRIL 11, 2025

Banks can use their balance sheet to participate in syndicated loans originated by other members of the network, secured by the TN collateral management platform. We are eager to continue growing together, said Dr. nder Halisdemir , CEO of Misyon Bank.

Participant

Finextra

JULY 20, 2025

PayPal is continuing to innovate in P2P features to maintain its lead. Portions of the content may be reproduced verbatim from the original source, and full credit is provided with a "Source: [Name]" attribution. Links to the original sources may not always be included. Yet even a company of this scale must evolve.

Product

Stax

APRIL 24, 2025

The Credit Card Shuffle: When refunds pop up on different cards than the ones used for the original purchase. Looking Ahead As AI continues to push boundaries, Sundt sees a world of opportunity for the payments industry. The Personal-Business Blur: Merchants making big-ticket transactions on their personal credit cards.

Fraud Detection

Stax

JULY 21, 2025

Originally founded by Bank of America in 1958, the program was expanded by licensing this payment technology to other financial institutions, eventually breaking off and becoming the independent financial services corporation we know today. There are currently 3.9 This makes both card brands very reliable options when traveling abroad.

Visa

Finextra

JULY 7, 2025

Traditional areas like fraud prevention (65%), credit underwriting (62%) and regulatory compliance (58%) are still heavily prioritized, reflecting that these were some of the first uses of AI in banking and continue to be critical for reducing losses. Analysts project exponential growth in AI spending by banks (e.g.,

AI

The Payments Association

APRIL 22, 2025

Industry players (banks and smaller payments players) must continue collaborating on typologies and prioritising detection and awareness campaigns" Jessica Cath Partner, Financial Crime, Thistle Initiatives "As banking security improves, criminals shift tactics, targeting the weakest linkpeople. Entity Unknown scams accounted for 8.8%

Scams

Nanonets

APRIL 24, 2025

The classification CSV contains file names, page numbers, classifications, and links to access the original pages. Validation  The CSV outputs are imported into their internal application, where a two-member validation team (reduced from the original six) reviews the automated classifications.

Underwriting

Fintech Finance

JUNE 11, 2025

Experienced leadership – Benefits from a team of industry leaders that propelled FIBT to one of only six community banks on the Nacha’s top-50 ACH originators list. Versatile architecture – Cloud-native, API-driven technology layer adaptable to various business models beyond typical BaaS use cases.

Payment APIs and Integration

Finovate

MARCH 7, 2025

Notably, these acquisitions continue to operate under their original brands, allowing for organic user growth before transitioning fully to Wero. Looking ahead to 2025, ecommerce is going to continue to grow as youd expect. Has adoption of Wero been uniform across Europe or have some markets remained more reluctant?

Payments

The Payments Association

FEBRUARY 10, 2025

Regulatory expectations for PSPs As regulators continue to refine their expectations for PSPSs, a strong compliance framework is essential to mitigate financial crime risks. Firms should continuously monitor transactions at both the master account and individual vIBAN levels to detect anomalies or potential ML/TF patterns.

IBAN

Finovate

JANUARY 8, 2025

TransUnion originally acquired a 30% stake in Monevo in 2021 and will acquire the remaining ownership position from Monevo’s majority stakeholder, Quint Group Limited. TransUnion will acquire credit eligibility and distribution platform Monevo, expanding its capabilities in credit prequalification and personalized credit offers.

Acquirers

Finovate

NOVEMBER 19, 2024

The California-based company has offered paper-based and recycled products since 2017, and made a pledge in 2022 to convert most of its own original card products to digital or paper. It also supports BHN’s sustainability efforts.

Visa

The Fintech Times

JUNE 25, 2025

If you can make it clear that a specific transaction is going to take a little bit longer, say because the transaction is originating from a new country, that’s a game changer.” . “There’s a space for product transparency in the middle. ” But it isn’t only younger consumers who favour speed and convenience.

Global Payments