Fintech News

FEBRUARY 10, 2025

Unlike GenAI, which operates within predefined parameters, Agentic AI systems possess the capability to make independent decisions, learn from real-time data, and autonomously execute complex tasks without continuous human oversight.

AI 84

AI FinTech Fraud Detection Fraud Prevention 84

Fintech News

APRIL 3, 2025

Jack McDonald We’re seeing the market cap continue to grow, outpacing our internal projections. In short order, RLUSD is being used for a number of use cases, including use as collateral in both crypto and tradfi trading markets.

Cross-Border Payments 89

Cross-Border Payments Cross-Border Stablecoins Payments 89

Fintech Finance

JANUARY 8, 2025

The report, which also scored the company very highly for Breadth of Offering, points to its robust low-code integration layer, enabling seamless integration into new systems within short time frames and deployment for specific use cases. ” said Deepak Gupta, EVP Product, Engineering & Services at Volante Technologies.

Innovation 97

Innovation Technology Payments Use Case 97

Fintech Finance

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients. RTP uses ISO 20022, the international standard for financial messaging. Federal Reserve.

Real Time Payments 69

Real Time Payments RTP ISO 20022 Transaction Limits 69

The Fintech Times

JULY 4, 2025

As a Project Guardian participant, Ant International also leveraged its blockchain-based Whale platform to develop a global treasury management use case for real-time multi-currency clearing and settlement. per cent , saving businesses more than $50billion (S$64.2billion) by 2030.

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Fintech Finance

JUNE 23, 2025

The aim is to cover all use cases (person-to-person and commercial payments both online and in-store) across the markets of the participating solutions. This approach, grounded in Europe’s best-in-class solutions and diversity, will continue to drive innovation, convenience, and efficiency for both consumers and merchants.

Cross-Border 59

Cross-Border Payments Participant Use Case 59

Fintech News

APRIL 29, 2025

Mastercard will work with Microsoft to explore new use cases using Microsofts AI technologies, including Azure OpenAI Service and Copilot Studio. Banks will also be able to integrate tokenised credentials into AI platforms, giving issuers continued visibility and control.

Visa 85

Visa AI Credential Contactless Payments 85

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data. Where is Open Energy headed next?

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Tearsheet

JANUARY 9, 2024

Source: Twitter Some have speculated that X gaining payments capabilities is a game changer, even though most of the expected use cases like users paying creators to show support isn’t particularly unique and commonplace on websites like YouTube. X has been inching towards its goals steadily since May 2022.

Continuity 105

Continuity Push-to-Card Payments Debit Card 105

Fintech News

APRIL 24, 2025

These features supported growing demand for daily use cases such as payments, remittances, investing, and financial literacy. Use of Wealth & Trading services more than doubled during the year. Singapore also saw the launch of eight new products in 2024, including innovations such as eSIMs and Instant Card Transfers.

Posting 100

Posting Financial Literacy On-Demand Use Case 100

Open Banking Excellence

JULY 1, 2024

With the UK government continuing to support the UK’s broader fintech environment and promote open banking innovation, Open Banking in a Box will champion the UK’s world-leading open banking standards and make the case for greater cross-border interoperability that will benefit UK PLC and support financial inclusion globally.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

Fintech Finance

JUNE 11, 2025

Versatile architecture – Cloud-native, API-driven technology layer adaptable to various business models beyond typical BaaS use cases. “The combination of industry leadership and superior technology in a single bank-direct platform is the right solution as we continue to grow and scale our platform. .

Payment APIs and Integration 96

Payment APIs and Integration FinTech Credit Union ACH Origination 96

Fi911

DECEMBER 18, 2024

Examples of Geolocation Technology Used for Fraud Prevention Here are a few common use cases for geolocation technology as a fraud prevention asset: IP Geolocation IP geolocation uses the IP address of a device to determine its location.

Fraud Prevention 97

Fraud Prevention Fraud Detection Addressing Authentication 97

The Payments Association

JUNE 3, 2025

A 2024 Statista survey of 562 merchants worldwide found that 60% were using one or both of network and gateway tokenisation, demonstrating the prevalence of this technology in the industry. This enables rapid scaling of new payment use cases, without duplicating risk exposure.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Fintech Finance

FEBRUARY 20, 2025

As pay-ins and payouts become increasingly instant and adoption increases across more use cases, keeping funds secure is more important than ever, said Aron Alexander, CEO of Runa. Web Application Firewalls (WAF) monitor traffic continually.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

Fintech Finance

FEBRUARY 13, 2025

The fourth quarter was the best in the history of Zelle in terms of total money sent driven by user growth and popular use cases like paying rent and holiday gifting. “It is the go-to peer-to-peer payment method for millions of hardworking Americans, and this milestone is a testament to the trust they place in us every day. .”

Zelle 86

Zelle Credit Union Scams Small Business 86

Fintech News

APRIL 29, 2025

To help banks implement the platform, Backbase also introduced the AI Factory, a delivery model that embeds its experts within client teams to develop use cases and bridge the industrys AI talent gap. It said banks must now move beyond legacy systems to remain competitive as fintechs continue to advance.

AI 68

AI Automation Use Case Rules 68

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks.

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech Finance

JANUARY 22, 2025

I have been following Brite Payments for some time, and with an ever-growing number of use cases for open banking payments, now is the perfect time to join and play a part in creating customer-centric payment products that deliver real value for merchants, said George Parks Davie, VP Product, Brite Payments.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

NFCW

JUNE 26, 2025

“The aim is to cover all use cases (person-to-person and commercial payments both online and in-store) across the markets of the participating solutions.” “Interconnecting existing solutions is a rapid path forward to European sovereignty and independence — a goal shared by both the European Commission and Eurosystem.

Cross-Border 61

Cross-Border Agreements Mobile Payments Online and Mobile Banking 61

The Payments Association

FEBRUARY 26, 2025

Faster payments and faster fraud As new payment use cases and systems emerge, they naturally introduce new fraud risks. Yet, the debate on payment security versus user experience continues. Those who continue to rely on it risk falling behind in an increasingly sophisticated fraud landscape.

Authentication 88

Authentication Risk Compliance Fraud Prevention 88

Fintech Finance

MARCH 31, 2025

in 2024, continuing the trend of yearly ACH volume and value growth. per year, as businesses and consumers continued to embrace electronic payments. per year, as businesses and consumers continued to embrace electronic payments. The trend of increasing volumes is also continuing into 2025. billion transactions worth $56.4

ACH Network 59

ACH Network ACH Continuity Same Day ACH 59

Fintech News

JUNE 12, 2025

The report highlights AI decisioning as a critical enabler for Agentic AI, adding that “modular architecture allows organisations to build AI decisioning agents that autonomously adapt to real-time data and maximise decision intelligence for specific use cases.”

AI 91

AI Regulatory Compliance Innovation Use Case 91

Fintech News

JULY 2, 2025

It aims to accelerate adoption of stablecoins in real-world financial use cases. The company said it continues to work closely with MAS on a transition plan to ensure ongoing compliance. Founding members include Paxos, Kraken, Robinhood, Bullish, Galaxy Digital, Nuvei and Anchorage Digital.

Stablecoins 76

Stablecoins Compliance Authorization Consumer Protection 76

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. FedNow and RTP are eyeing new use cases to compete for bank partnerships, however, achieving widespread adoption remains a shared hurdle for both instant payment rails.

Instant Payments 119

Instant Payments RTP TCH Visa 119

Clearly Payments

OCTOBER 31, 2024

Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally. Regional Penetration : In North America, over 70% of online purchases are made via credit cards, while only 10% of European consumers prefer this method.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Fintech Times

MARCH 18, 2025

In a move to help solve these challenges, the payment firms are enabling fintech firms in South Africa to launch card services that serve niche use cases and unbanked communities, extending access to financial services where it is needed most.

Financial Inclusion 80

Financial Inclusion Visa Underserved Processors 80

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Payments Association

MARCH 5, 2025

It will continue running across various digital channels for the remainder of 2025. While doing this, he highlights various business use cases, showing how Unlimit can tackle different payment challenges all over the globe thanks to its vast payment infrastructure and portfolio of 1000+ payment methods.

APACS 88

APACS Payments Adjustments Use Case 88

Fintech News

MARCH 26, 2025

Since that year, they have been using it to drive business value, enhance customer experiences, and improve internal efficiencies. The bank currently runs over 800 AI models across 350 use cases , with an expected economic impact exceeding SGD $1 billion by 2025. For me, he has since redefined what a modern bank could be.

Online and Mobile Banking 113

Online and Mobile Banking AI Non-Bank Authorization 113

Open Banking

MAY 2, 2025

The proposed initial cVRP use cases (Wave 1) will enable payments in sectors including utilities, rail, government agencies, and regulated financial services. Consumers and businesses now make more than 27 million open banking-powered payments monthly, and this growth continues year-on-year.

Payments 72

Payments Government Governance Faster Payments 72

The Fintech Times

MAY 10, 2025

Emerging tech: High-stakes opportunities The hype surrounding AI, blockchain and quantum computing continues to grow, and for good reason. We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the use case.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Fintech Finance

MAY 1, 2025

Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8 billion today) at any accepting merchant location (currently totaling over 150 million) for any payment use case. “Historically, Visa has used AI to protect consumers, harnessing it to help combat fraud.

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. Banks throughout the world have accelerated down the road of technological advancement in the last decade. And for good reason: those who fail to advance, become obsolete.

SWIFT 113

SWIFT API Underserved Interoperability 113

The Fintech Times

JUNE 18, 2025

“Our industry continues to deliver easier-to-use, more transparent, and lower-cost financial products that American consumers and small businesses love to use.”

Small Business 45

Small Business Consumer FinTech Online and Mobile Banking 45

The Payments Association

DECEMBER 10, 2024

Fraudsters are continuously finding new sophisticated ways of leveraging AI to carry out cyber threats, with traditional fraud prevention methods, which rely on fixed rules and human intervention, being no longer sufficient to detect and mitigate the complex and evolving tactics used by fraudsters.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88