Seon

JUNE 24, 2024

The rise of online transactions and evolving cybercrime tactics highlight the urgent need for strong identity risk management and monitoring. Identity theft presents significant challenges to businesses, making proactive risk mitigation essential for regulatory compliance, trust, asset protection, and operational integrity.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

M2P Fintech

JANUARY 4, 2024

The co-branded credit card market is witnessing a meteoric rise. The surge is driven by the potential of co-branded credit cards to deliver innovative solutions, unlock new markets, and strengthen customer relationships. Are co-branded credit cards the next big opportunity for banks? Valued at $12.34

Credit Cards 59

Credit Cards Due Diligence FinTech Compliance 59

M2P Fintech

AUGUST 8, 2023

The credit card industry in India is booming. crore* credit cards in circulation, a substantial jump from 7.5 But only 5%** of the population has a formal credit card. This is a huge opportunity for credit card issuers. Currently, there are 8.5 crore just a year ago.

Credit Cards 52

Credit Cards Payment APIs and Integration Issuers API 52

Fi911

FEBRUARY 29, 2024

The Importance of a VAR Sheet for Banks For banks, the VAR Sheet holds particular significance, offering a multitude of benefits: Risk Management: By detailing security measures and compliance protocols, the VAR sheet helps banks mitigate the risk of fraud and data breaches associated with payment processing.

VARS 96

VARS Payment APIs and Integration Regulatory Compliance Gateways 96

Stax

DECEMBER 6, 2024

However, according to industry research, the company typically follows a tiered pricing model, with the following estimated rates: Signature debit cards: 0.99% + $0.20 Standard credit cards: 1.99% + $0.20 Rewards credit cards: 2.60% + $0.20 Corporate, travel cards, and keyed-in transactions: 3.30% + $0.20

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Credit Cards Fraud Prevention 88

Fintech Review

DECEMBER 3, 2024

The foundation for modern digital payment solutions began to take shape with the advent of credit cards. The Emergence of Card Payments The introduction of credit cards in the mid-20th century marked a pivotal moment. Debit cards soon followed, enabling consumers to spend only what they had in their accounts.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Clearly Payments

FEBRUARY 23, 2024

These indicators are typically a smaller set of highly critical metrics that reflect the organization’s performance in key areas such as revenue growth, customer acquisition and retention, operational efficiency, and risk management. A reliable payment processor minimizes disruptions to business operations.

Processors 105

Processors PCI DSS Payments Assessments 105

The Payments Association

MARCH 14, 2025

Merchant category codes (MCCs) are four-digit numeric codes assigned by credit card networks, including Visa, Mastercard, American Express, and Discover. Gain valuable insights into chargeback trends, helping merchants optimise their risk management strategies.

Risk 88

Risk Disputes Processors Fraud Detection 88

Finovate

AUGUST 29, 2024

Features Achieves ISO 20022 compliance at lightning speed Provides multiple financial message formats Offers ISO message validator Who’s it for? Small-and-medium size banks, credit unions, and financial institutions. Credit unions. Financial institutions (banks and credit unions) and financial advisory firms.

Credit Union 52

Credit Union ISO 20022 ISOs Compliance 52

Segpay

OCTOBER 18, 2023

Funnel accounts : Legal businesses that accept credit card charges from multiple companies that do not have their own merchant payment account because they are either too small or they engage in illicit transactions. The funnel company enters these payments as legitimate transactions into the card payment processing system.

Transactions 52

Transactions Due Diligence Money Laundering Legal 52

The Fintech Times

MARCH 28, 2024

The acquisition marks the latest in a series of strategic investments by Abrigo to help financial institutions streamline risk and accounting management processes while ensuring internal and regulatory compliance.

FinTech 64

FinTech Online and Mobile Banking Central Bank Push-to-Card 64

Seon

SEPTEMBER 14, 2023

What Does High-Risk Source of Application Mean? A “high-risk source of application” is a label assigned by risk management teams to flag potentially fraudulent applications for financial services, such as credit cards or loans.

Risk 52

Risk Money Laundering Suspicious Activity Report (SAR) AML 52

Stax

FEBRUARY 15, 2024

PayFacs facilitate credit card transactions between merchants and payment processors. They handle merchant onboarding, including underwriting and meeting regulatory requirements like Know Your Customer (KYC) mandates. ISVs ensure software solutions meet standards like PCI DSS (Payment Card Industry Data Security Standard).

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

Trade Credit & Liquidity Management

APRIL 16, 2025

Initiate Supply Chain Risk Assessment Policy and Procedures When your third-party risk management (TPRM) team needs you to provide a financial risk analysis of a supplier or other counterparty, the operating and delivery parameters need to be aligned to accommodate everybody involved.

Procedures 52

Procedures Regulatory Compliance Disputes Automation 52

Nanonets

APRIL 5, 2023

In the world of lending, risk management is crucial to success. But with a growing number of loan applications and an increasing number of delinquencies, how can lenders effectively manage risk without sacrificing efficiency? The answer lies in automating steps in the lending process.

Automation 52

Automation Process Risk Assessment Assessments 52

CB Insights

NOVEMBER 2, 2017

This briefing with cover financing trends for startups, corporate activity in the space, and innovative approaches to dealing with new regulatory complexities. Yet despite a massive regulatory overhaul following the crisis, recent incidents show just how vulnerable the industry still is when it comes to hackers, fraud, and mismanagement.

Compliance 72

Compliance Regulations Audit Office of the Comptroller of the Currency 72

EBizCharge

NOVEMBER 12, 2024

By evaluating these elements, underwriters can determine whether a business is considered high or low risk. The underwriting process consists of several steps to ensure the merchant and payment processor can handle the financial responsibilities involved in processing credit card payments.

Underwriting 52

Underwriting ISOs Risk Assessment Assessments 52

PYMNTS

APRIL 11, 2018

In an interview with PYMNTS via written exchange, Thomas Kimner , head of Global Marketing and Operations, Risk Management, at SAS Institute , said the legislation will provide improved credit access to consumers, noting the reduced requirements for mortgage origination and lending.

Consumer Financial Protection Bureau (CFPB) 43

Consumer Financial Protection Bureau (CFPB) CFPB Law Enforcement Regulations 43

M2P Fintech

FEBRUARY 25, 2025

Institutions that rely on outdated systems risk falling behind. By leveraging Loan Management Software , lenders can streamline operations, deliver personalized services, ensure regulatory compliance, and scale effortlessly to meet the demands of a diverse and growing customer base.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

EBizCharge

SEPTEMBER 17, 2024

Financial institutions set these limits to mitigate risk and ensure regulatory compliance. Payment processors like EBizCharge also offer a reliable way to process credit cards and ACH/eChecks, providing enhanced security, efficiency, and the tools necessary to manage large transaction volumes.

ACH 52

ACH Same Day ACH Electronic Funds Transfer (EFT) Direct Deposit 52

FICO

DECEMBER 20, 2022

Credit cards have seen record growth and near-record balances through 2022, and alternative payment methods are booming, including everything from ACH and real-time money transfers to phone-based systems like Apple Pay and Google Pay. Customers say BNPL can be even easier and more flexible than a credit card.

Digital Payments 52

Digital Payments Scams BNPL ACH 52

FICO

MAY 18, 2020

Use credit card impairment based on total line, not just drawn balance. This will help them understand not only how you are managing a book that has to be reported on under IFRS 9, but also understand how that differs from the business continuity you are challenged with today. Watch the webinar for more information.

Regulations 52

Regulations Credit Risk Push-to-Card Risk 52

FICO

DECEMBER 9, 2019

Debts in the UK, including credit card debt and personal loans, rose 11% to £119bn in the two years to March 2018, according to the ONS. And further, if persistent indebtedness (PI) is associated with risk, that really challenges revolving credit both in terms of profitability and as a credit facility.

Risk 52

Risk Non-Bank AI Push-to-Card 52

Nanonets

AUGUST 16, 2024

Cybersecurity risks The insurance claim industry deals with a vast amount of sensitive information and automation tools with access to this information can be easy targets for cyberattacks.   Regulatory compliance Regulatory standards vary by region and change frequently.

Automation 52

Automation Process Fraud Detection Payment APIs and Integration 52

PYMNTS

SEPTEMBER 27, 2019

Neal Levin, CEO of the Cannabis Trade Federation, noted that the law, when it goes into effect, will have a positive impact on “public safety, increase transparency, and promote regulatory compliance.” I think there is a fundamental misunderstanding among supporters of this law of how risk management systems work in banks.

Legal 60

Legal Laws Compliance Credit Union 60

Clearly Payments

NOVEMBER 28, 2023

AI’s capacity to analyze extensive datasets is revolutionizing risk management, fraud detection, and customer service within the banking industry. Exploring the potential of digital currencies requires careful consideration of regulatory frameworks, security measures, and consumer education.

Digital Currency 52

Digital Currency Central Bank AI Consumer Protection 52

Fintech Review

NOVEMBER 12, 2024

White Labeling and Co-Branding In a white-label model, fintechs provide the technology and expertise, while banks manage regulatory compliance and branding. For example, a fintech may create a digital wallet, branded and managed by a bank. Here are three common collaboration models that have proven successful.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Fraud Detection 105